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Mortgage question

loriexxx · 2018-05-06 16:03:53

I am on a permanent contract with the same company for a number of years and my husband is on a temporary contract and is the higher earner. Do we have any chance of getting a mortgage or is it going to be a straight out no when he is not on a perm contract

06-05-2018 05:03PM

#1

loriexxx

Registered Users, Registered Users 2 Posts: 101 ✭✭

Join Date: September 2011

Posts: 69

I am on a permanent contract with the same company for a number of years and my husband is on a temporary contract and is the higher earner. Do we have any chance of getting a mortgage or is it going to be a straight out no when he is not on a perm contract

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Comments

#2 06-05-2018 10:19PM

Liam D Ferguson

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Join Date: September 2006

Posts: 532

A lot will depend on how long your husband has been working for the same employer, what he does for a living and why he's on contract. Basically any lender will want to know how likely it is that your husband will be out of a job at the end of his current contract. Being on contract is not a definite decline from the outset. A fair few employers only take on permanent employees in limited circumstances, e.g. RTE, HSE etc.

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