Liberty insurance

mickwat155

Hey folks,

Just wondering what's libertys policy on changing from private insurance to commerial insurance but for private use only? Just weighting up my options for my next yoke

TrailerBob

I'm with liberty on a commercial motor policy but it covers social, domestic and pleasure use also. It puts a query on the tax system which says such use in a commercial is invalid, but yet insurance allows for it. If the vehicle is commercial in construction, then most insurance companies will insist on a commercial policy. Dealing through a broker for the last 15 years. 10 on the same vehicle. Was told a private policy would not apply

mickwat155

TrailerBob wrote: »

I'm with liberty on a commercial motor policy but it covers social, domestic and pleasure use also. It puts a query on the tax system which says such use in a commercial is invalid, but yet insurance allows for it. If the vehicle is commercial in construction, then most insurance companies will insist on a commercial policy. Dealing through a broker for the last 15 years. 10 on the same vehicle. Was told a private policy would not apply

Thanks for the reply I've built up 6 years no claims so be a sin to piss them away just for the sake of a van if that's the case

TrailerBob

Just be aware that if you've been on a private policy ,you may have to fight your corner with the no claims bonus as companies like to ignore previous experience in the opposite section, had this issue before mirroring a bonus from one to the other

Cod97

TrailerBob wrote: »

I'm with liberty on a commercial motor policy but it covers social, domestic and pleasure use also. It puts a query on the tax system which says such use in a commercial is invalid, but yet insurance allows for it. If the vehicle is commercial in construction, then most insurance companies will insist on a commercial policy. Dealing through a broker for the last 15 years. 10 on the same vehicle. Was told a private policy would not apply

Hi i have a few questions you might be able to help me with.

1.) is it possible to get commercial tax without TAX number?


2.) can I have commercial insurance but non-commercial road tax ?

Thanks

Cod97

Hi all,

I have a car and want to buy a van because I have to carry a tool box and climbing equipment to work daily.
The company I work for is a very large company who have work veichle's so they will not provide me with a VAT number.

1.) Can I get commercial tax without a VAT number?
Or
2.) Can I have a van with commercial insurance but normal non commercial road tax?


Thanks for your time and I look forward to your reply.