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What age does a car have to be to qualify for classic insurance?

  • 14-02-2018 12:55pm
    #1
    Registered Users Posts: 29,370 ✭✭✭✭ NIMAN


    As title says.

    And is there then different annual mileages available for classic insurers?


«1

Comments

  • Closed Accounts Posts: 556 ligertigon


    20 years or could be as little as 12-15. Jap cars tend to have to wait longer.
    from speaking to autoline a few months ago


  • Registered Users Posts: 29,370 ✭✭✭✭ NIMAN


    So there's not a set in stone age?


  • Closed Accounts Posts: 40,086 ✭✭✭✭ Harry Palmr


    It's not your Ma's Nissan Note.


  • Registered Users Posts: 29,370 ✭✭✭✭ NIMAN


    It's not Harry!


  • Closed Accounts Posts: 40,086 ✭✭✭✭ Harry Palmr


    Some people would try it though!


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  • Registered Users Posts: 29,370 ✭✭✭✭ NIMAN


    I was thinking about buying a roundabout.

    Used to have a 1991 mr2, loved it but had to go when kids arrived.

    Would love to have something similar I could take out for a hour or two every now and again


  • Registered Users Posts: 463 ✭✭ Testacalda


    NIMAN wrote: »
    I was thinking about buying a roundabout.

    :pac:

    On a serious note though, the type of car has more of a bearing on whether it will qualify for classic car insurance than the year.

    Best advice is to pick a car you'd like and then ring up and ask. There is not set rule, although anything over 30 years old should be ok.


  • Registered Users Posts: 2,800 ✭✭✭ liam7831


    Axa will do anything over 25 years if you have your main car policy in your own name. i can do 5,000 miles a year on mine.


  • Registered Users Posts: 3,075 ✭✭✭ Working class heroes


    I went through Campion Insurance for my 97 Mini Cooper.
    €260 with a 5000 mile limit. Very good to deal with.

    A man who knows he knows nothing knows more than a man who thinks he knows everything.



  • Registered Users, Subscribers Posts: 13,037 ✭✭✭✭ antodeco


    Depends on the car and the policy. I have 40+ years old, 30+ years old and 15+ years old all covered.


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  • Registered Users Posts: 29,370 ✭✭✭✭ NIMAN


    antodeco wrote: »
    Depends on the car and the policy. I have 40+ years old, 30+ years old and 15+ years old all covered.

    Thanks folks, didn't know there was different ages/cars etc?

    I assumed it was just a certain age of car.


  • Registered Users Posts: 5,831 ✭✭✭ RobAMerc


    lads, whos the most likely to insure a 15yo car as a classic ( 2nd car )
    I'm considering a purchase but dont want to have to try 10 companies first.


  • Registered Users Posts: 2,800 ✭✭✭ liam7831


    RobAMerc wrote:
    lads, whos the most likely to insure a 15yo car as a classic ( 2nd car ) I'm considering a purchase but dont want to have to try 10 companies first.


    AXA told me 25 yrs minimum


  • Registered Users Posts: 3,990 ✭✭✭ Quigs Snr


    ligertigon wrote: »
    20 years or could be as little as 12-15. Jap cars tend to have to wait longer.
    from speaking to autoline a few months ago

    What cars do you know of that would be less than 20 years ?


  • Registered Users Posts: 128 ✭✭ Deadwards.com


    It tends to be more unusual or rare cars that can get classic insurance from my experience. As someone said AXA need the car to be a minimum of 20 years but Autoline will look at examples from 15+

    I have a Porsche Boxster insured with them. Not exactly rare but not a huge volume of them out there.

    As another posted said, look at some cars that you really would consider and then give them a call to see. they are helpful. Just remember you need to have 'regular' insurance in your own name on a daily driver car to qualify for it.


  • Registered Users Posts: 2,800 ✭✭✭ liam7831


    It tends to be more unusual or rare cars that can get classic insurance from my experience. As someone said AXA need the car to be a minimum of 20 years but Autoline will look at examples from 15+

    I have a Porsche Boxster insured with them. Not exactly rare but not a huge volume of them out there.

    As another posted said, look at some cars that you really would consider and then give them a call to see. they are helpful. Just remember you need to have 'regular' insurance in your own name on a daily driver car to qualify for it.

    He already said it will be a 2nd car


  • Registered Users Posts: 5,831 ✭✭✭ RobAMerc


    first Ireland told me today they wouldn't consider anything under 20, and even at that only for certain brands - Mercs Porsches etc


  • Registered Users Posts: 831 ✭✭✭ damon5


    antodeco wrote: »
    Depends on the car and the policy. I have 40+ years old, 30+ years old and 15+ years old all covered.

    Who are they covered with,my car is a 3door astra and 19 years old and have it 14 years only doing about 40 miles a week,cheers..


  • Closed Accounts Posts: 626 Bob_Marley


    antodeco wrote: »
    Depends on the car and the policy. I have 40+ years old, 30+ years old and 15+ years old all covered.

    roughly what does that cost for each ?


  • Registered Users Posts: 1,098 ✭✭✭ WestWicklow1


    I went through Campion Insurance for my 97 Mini Cooper.
    €260 with a 5000 mile limit. Very good to deal with.

    Is that comprehensive?


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  • Registered Users Posts: 831 ✭✭✭ damon5


    What cover do they give,window screen breakage,third party,third party fire and theft or fully comp or others,cheers.


  • Registered Users Posts: 3,075 ✭✭✭ Working class heroes


    Is that comprehensive?

    3rd Party F+T only. All I could get.

    A man who knows he knows nothing knows more than a man who thinks he knows everything.



  • Moderators, Category Moderators, Motoring & Transport Moderators, Regional East Moderators Posts: 58,895 CMod ✭✭✭✭ unkel


    RobAMerc wrote: »
    first Ireland told me today they wouldn't consider anything under 20, and even at that only for certain brands - Mercs Porsches etc

    I've had several classic cars >15 years old but <20 years old on classic policies through First Ireland, and can still add 15 year old cars to my policy, but they don't do it anymore for new business

    I believe Autoline in the North still do, but the policies are not cheap

    "Wind is Ireland's oil" - An Taoiseach, 25/05/2022



  • Banned (with Prison Access) Posts: 1,201 Doltanian


    Is Classic Tax still 30 years old?


  • Registered Users Posts: 3,075 ✭✭✭ Working class heroes


    Doltanian wrote: »
    Is Classic Tax still 30 years old?

    Yep.

    A man who knows he knows nothing knows more than a man who thinks he knows everything.



  • Closed Accounts Posts: 2,078 368100


    It tends to be more unusual or rare cars that can get classic insurance from my experience. As someone said AXA need the car to be a minimum of 20 years but Autoline will look at examples from 15+

    I have a Porsche Boxster insured with them. Not exactly rare but not a huge volume of them out there.

    As another posted said, look at some cars that you really would consider and then give them a call to see. they are helpful. Just remember you need to have 'regular' insurance in your own name on a daily driver car to qualify for it.

    How much was the boxter to insure on classic policy and what year is it ....if you don't mind me asking :-)


  • Registered Users, Subscribers Posts: 13,037 ✭✭✭✭ antodeco


    Sorry lads, forgot I posted.

    My 3 are with First Ireland. Roughly about €500 for all 3 (I only added another halfway through the year so don't have a full yearly price, that's all fully comp.


  • Moderators, Category Moderators, Motoring & Transport Moderators, Regional East Moderators Posts: 58,895 CMod ✭✭✭✭ unkel


    368100 wrote: »
    How much was the boxter to insure on classic policy and what year is it ....if you don't mind me asking :-)

    My '99 Boxster is insured through First Ireland fully comp for €289, no need for a normal car insured in my name and even building up no claims bonus on this :)

    Not available for new business though unless your car is at least 20 years old...

    "Wind is Ireland's oil" - An Taoiseach, 25/05/2022



  • Registered Users Posts: 831 ✭✭✭ damon5


    unkel wrote: »
    My '99 Boxster is insured through First Ireland fully comp for €289, no need for a normal car insured in my name and even building up no claims bonus on this :)

    Not available for new business though unless your car is at least 20 years old...

    Nice one :) can you add on extras on your policy e.g window screen cover,NCB protection.breakdown assist etc .......


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  • Moderators, Category Moderators, Motoring & Transport Moderators, Regional East Moderators Posts: 58,895 CMod ✭✭✭✭ unkel


    I have no idea. But I can add on extra classic cars for €100 per year each fully comprehensive. I'm liking that :)

    "Wind is Ireland's oil" - An Taoiseach, 25/05/2022



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