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Company car driver looking to insure personal vehicle

  • #1
    Registered Users Posts: 290 ✭✭ divillybit


    Im a 32 year old male, full clean licence, have a company van the last 8 years and had no need for a car of my own. Im looking to buy a classic car circa 1987 year bmw as a weekend car. Would an insurance company require evidence of accident free driving from my employer?


Comments



  • Although you cannot build up a NCB unless the car insurance is purchased in your own name, consider getting a letter from your company with your driving history details, as some places may take the historic driving information into account, even though it's not NCB.




  • divillybit wrote: »
    Im a 32 year old male, full clean licence, have a company van the last 8 years and had no need for a car of my own. Im looking to buy a classic car circa 1987 year bmw as a weekend car. Would an insurance company  require evidence of accident free driving from my employer?
    Hi divillybit,

    Generally speaking; all insurers will ask for proof of your previous driving discount history. If your Named Driving Experience Discount is on a company / fleet policy; I would check with the insurer first if they will accept it, as some insurers may not take discounts from those type of policies.

    Regards
    Kieran




  • divillybit wrote: »
    Im a 32 year old male, full clean licence, have a company van the last 8 years and had no need for a car of my own. Im looking to buy a classic car circa 1987 year bmw as a weekend car. Would an insurance company  require evidence of accident free driving from my employer?
    Hi divillybit,

    Generally speaking; all insurers will ask for proof of your previous driving discount history. If your Named Driving Experience Discount is on a company / fleet policy; I would check with the insurer first if they will accept it, as some insurers may not take discounts from those type of policies.

    Regards
    Kieran
    Thanks for your reply Kieran. If I had evidence of accident free driving from my employer, would Liberty Insurance be one such insurer that would not take a discount from a company/fleet policy? 

    Thanks Kieran




  • divillybit wrote: »
    divillybit wrote: »
    Im a 32 year old male, full clean licence, have a company van the last 8 years and had no need for a car of my own. Im looking to buy a classic car circa 1987 year bmw as a weekend car. Would an insurance company  require evidence of accident free driving from my employer?
    Hi divillybit,

    Generally speaking; all insurers will ask for proof of your previous driving discount history. If your Named Driving Experience Discount is on a company / fleet policy; I would check with the insurer first if they will accept it, as some insurers may not take discounts from those type of policies.

    Regards
    Kieran
    Thanks for your reply Kieran. If I had evidence of accident free driving from my employer, would Liberty Insurance be one such insurer that would not take a discount from a company/fleet policy? 

    Thanks Kieran
    Hi divillybit,

    We would accept named driving experience earned on company cars & fleet policies, but we would need a letter from the company (employer) confirming that you had a company car specifically for your own use (not a pool car) and confirmation from the insurance company or broker that the vehicle was insured on a company/fleet policy and that there was no claims against you in that period. 


    If you still work for the company and have the sole use of a car; we will NOT give Driving experience discount. You can get more details about Named Driving Discount with us here: https://www.libertyinsurance.ie/help-centre/what-is-a-named-driver-experience/

    Going back to your original post; I do need to clarify that we do not cover classic cars though.

    Kieran


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