Credit card reader for traders

Widdershins

This could be the wrong forum, please move it if it is.

If I trade at markets etc and want to take credit card payment, what kind of machine do I need to buy?

It needs to be portable and preferably inexpensive :eek:

If you have a suggestion, please state if it requires WIFI to work.

I have seen something called SumUP, anyone have experience of it?

coylemj

Any time I have looked at a credit card machine, it has the name of the payment processing company (e.g. Elavon) on it, I'm not sure if you can just go out and buy your own machine.

Widdershins

coylemj wrote: »

Any time I have looked at a credit card machine, it has the name of the payment processing company (e.g. Elavon) on it, I'm not sure if you can just go out and buy your own machine.

A bit more Googling and I've applied for a SagePay account. I'd still appreciate any input though....thanks in advance

whiterebel

Sumup have a website which explains everything. You use your mobile phone with it.

rubadub

I would be extremely wary about using a CC at some random stall at a market. Do people actually have these at markets? I would ask fellow traders if they thought it was a good investment, if they do indeed have them.

L1011

rubadub wrote: »

I would be extremely wary about using a CC at some random stall at a market. Do people actually have these at markets? I would ask fellow traders if they thought it was a good investment, if they do indeed have them.

Plenty of food trucks / food stalls have card readers; usually Sumup but sometimes the mobile network based Verifone VX820 via a payment provider. These would be dealing in higher cost per single items sales but not always a higher total sale really.

Go to a Christmas Market in most of Europe and you'll see contactless readers on nearly every stall. Except in Denmark where its often Dankort-only which is extremely useful for an outsider....

Widdershins

rubadub wrote: »

I would be extremely wary about using a CC at some random stall at a market. Do people actually have these at markets? I would ask fellow traders if they thought it was a good investment, if they do indeed have them.

Well I don't know if there's any risk to the customer. I can understand why some people might be wary.

I have had people say they wished they'd brought more money with them but they hadn't really expected to see anything they liked! And a lot of people don't tend to have much cash on them.

I don't think many traders do have them in my area, I couldn't say whether others do. A friend of mine who used to trade in the US has one, but she found it handy when she was there. Whether people make use of it in Ireland, I don't know.

Widdershins

Is there a forum for market/mobile traders here?

pl4ichjgy17zwd

I help trade I'm markets and use SumUp.

It's very easy and very handy. Never had anyone wary about it yet. You can also email receipts with it, which is a nice feature.

Widdershins

Abigail Old-fashioned Blood wrote: »

I help trade I'm markets and use SumUp.

It's very easy and very handy. Never had anyone wary about it yet. You can also email receipts with it, which is a nice feature.

Thanks, nice to hear from someone with experience of it.:)

corcaigh07

Am I right in saying SumUp doesn’t do cashback?

whiterebel

corcaigh07 wrote: »

Am I right in saying SumUp doesn’t do cashback?

Wouldn't that be up to yourself? if the item came to €50, key in €100 and give them back €50?

corcaigh07

whiterebel wrote: »

Wouldn't that be up to yourself? if the item came to €50, key in €100 and give them back €50?

You’d get charged for the full 100 euro in that case though. If you have a cashback function, you just get charged on the transaction value.