Buying BMW/Merc for first car

AzcuzCoz

Hi,

I have recently passed the test and am looking for a car, preferably a BMW or Mercedes-Benz. I am 18, my budget would be max 15k.

What model(s) do you suggest? My favourites are the 3 and 5 series and the A and C class.

Thanks!

theteal

Is the 15k including insurance? If so, that leaves a good 2k for the actual car...

bazz26

M3 all the way OP.

Autosport

I'll vote for Merc C class

Have you tried getting insurance quotes on any of these cars you have suggested?

DaveyDave

Just a note regarding insurance, if you're having any issues try having someone with a good driving history added as a named driver on your quote. I went into Axa for a quote and was told straight away they wouldn't even insure me without one year experience, with a full licence! Eventually got a quote of €3,000 on a 2017 1.0 110bhp Golf.

Liberty was €3,600 but went down to €1,400 fully comp with my mam as a named driver.

A little off topic, but you don't have to resort to driving a €500 **** box Micra for your first car I passed my test after 9 months and after having a full licence for 2 months I was driving a 310bhp Mustang in Orlando, done about 750km in two weeks. It's unfortunate that we're all tarred with the same brush, some of us can actually drive :rolleyes:

So good luck in getting yourself a half decent motor

CeilingFly

Definitely a bmw m power, maybe 7 series. But wait til july 1st to have the 172 plate.

Pearl white colour, tinted windows and the rest.

Remember you have 24 hours grace before needing insurance and even if the gardai do stop you, they have to be wearing their cap for any fine to be valid.

Mf310

DaveyDave wrote:

Just a note regarding insurance, if you're having any issues try having someone with a good driving history added as a named driver on your quote. I went into Axa for a quote and was told straight away they wouldn't even insure me without one year experience, with a full licence! Eventually got a quote of €3,000 on a 2017 1.0 110bhp Golf.

When did you get these quotes and what age are you if u dont mind saying.... I rang a few insurance companies for a 2010 1.6 tdi golf and most wouldnt even quote me other than one company who said 6000€ ..... Did you get those quotes by calling them?

DaveyDave

Mf310 wrote: »

When did you get these quotes and what age are you if u dont mind saying.... I rang a few insurance companies for a 2010 1.6 tdi golf and most wouldnt even quote me other than one company who said 6000€ ..... Did you get those quotes by calling them?

I turned 25 in February, just before getting my full license. Got the quotes online about 2-3 weeks ago, went into AXA about two weeks ago then rang a broker and got the quote with Liberty the same time frame. Even a 2017 1.5 150bhp PoloGT was €1,700 which is good.

I love cars and I have a pretty well paying job for my age so it's not really fair to given ridiculous insurance quotes that would stop me from driving anything somewhat new. When doing an online quote on Axa one day it went from 2,600 to 3,600 just because I was looking at it a few times. Exact same car. Don't know why that's even legal. Pure price gouging.

I understand I'm a new driver but why not take into account I passed my test in 9 months. Some people fail 4-5 times and barely pass. Also Novice drivers can only get 7 points so naturally we're going to drive safer as opposed to 12 points. I'm not driving a 99 Corsa on bald tyres, I'm not going to end up in a ditch. I have a dash cam because people cannot drive and it seems that insurance companies don't want to help people in no fault claims, I can only imagine the difficulty I'd have as a novice if it was my word Vs theirs...

Sorry. Rant over

Blazer

DaveyDave wrote: »

I understand I'm a new driver but why not take into account I passed my test in 9 months. Some people fail 4-5 times and barely pass. Also Novice drivers can only get 7 points so naturally we're going to drive safer as opposed to 12 points. I'm not driving a 99 Corsa on bald tyres, I'm not going to end up in a ditch. I have a dash cam because people cannot drive and it seems that insurance companies don't want to help people in no fault claims, I can only imagine the difficulty I'd have as a novice if it was my word Vs theirs...

Sorry. Rant over

It doesn't matter how fast you passed the test, insurance companies know the driving test in Ireland is hugely flawed and no real indication of driving skill. Even after passing the test it takes a few years to gain the experience needed to be rated as a good driver. with experience you get to understand how you car handles better, how to read other drivers and be alert to any screw ups they might do , how to read the road surface and to correct or cope with any skids/spins etc. None of this is taught in Ireland so the only way of learning is through experience for the majority of us unless you do some of the advanced courses.

AzcuzCoz

What about the A class?

CeilingFly

AzcuzCoz wrote: »

What about the A class?

The op is just making it up. In another thread he's married and enjoying country walks finding animal bones.

AzcuzCoz

The 1 series, would that be a good model to choose? I don't really get this whole insurance thing, can somebody please explain?

colm_mcm

Insurance is expensive when you're 18. That's basically it.

Avatar MIA

AzcuzCoz wrote: »

I'm bored, thought I'd have fun with y'all. I have to go back to driving my lorry in the morning.

FYP for you their newbie

AzcuzCoz

But why is it expensive? The basic question I'm asking is, which BMW or Merc models would be the lowest on insurance for my age.

That's all I'm actually asking!

Avatar MIA

This merc should be affordable.

AzcuzCoz

I don't understand what your problem is.

I shall reiterate the original question, and a plain honest and somewhat detailed answer from an expert is all I'm really looking for:

Which BMW or Mercedes-Benz car models would be the lowest on insurance for an 18 year-old.

It's that simple, that's all I'm asking.

Avatar MIA

AzcuzCoz wrote: »

I don't understand what your problem is.

I shall reiterate the original question, and a plain honest and somewhat detailed answer from an expert is all I'm really looking for:

Which BMW or Mercedes-Benz car models would be the lowest on insurance for an 18 year-old.

It's that simple, that's all I'm asking.

None that I can think of. Even the A class or 1 series have a 1.5 litre engine.

You're going to have trouble getting insurance for a 1.0 litre car.

Have you tried putting your details into an online insurance quote generator?

XsApollo

The closest you will get to a Merc at 18 is one of these.

AzcuzCoz

Nothing

How much on average would a 1 series be on insurance?

Also I can't find half a decent car insurance generator that actually works without personal details.

bmwguy

Not a single mention of being wound up yet! Lads, you are being wound up

Edit: Sorry there was. A few did cop it. Same poster as strung me along a few weeks ago I think asking about the entire bmw/Audi ranges I believe.

Tell me how

AzcuzCoz wrote:

Also I can't find half a decent car insurance generator that actually works without personal details.

If you can't figure how to get past an online generator asking for personal details, you've no business being in control of a vehicle on a public road.

Autosport

So who won Merc for me

AzcuzCoz

OK, so for a 1.6 litre 1 series, how much on insurance would that cost? Also, can somebody please reccomend a good car insurance calculator?

bazz26

ba_barabus

AzcuzCoz wrote: »

OK, so for a 1.6 litre 1 series, how much on insurance would that cost? Also, can somebody please reccomend a good car insurance calculator?

None will quote afaik because of your age.

Tell me how

AzcuzCoz wrote:

OK, so for a 1.6 litre 1 series, how much on insurance would that cost? Also, can somebody please reccomend a good car insurance calculator?

About three fiddy.

Casio FX-83 ES GT

wotzgoingon

e39 M5 or e46 M3 are the two cheapest BMW's insurance wise.

They are classed as a beginners car for when you are starting to drive.

AzcuzCoz

I'm being serious. Would a 1 series work? How much would insurance be?

Shannon757

AzcuzCoz wrote: »

I'm being serious. Would a 1 series work? How much would insurance be?

Look at one on donedeal, put the reg into Chill for a quick quote

Avatar MIA

Shannon757 wrote: »

Look at one on donedeal, put the reg into Chill for a quick quote

Just did it for 1.6 1 series BMW - put in full details for 18. Strangely...

'We're sorry but we were unable to provide a quote for you at this time. In order for us to further understand your requirements and provide an accurate quote, please contact us on 1890 30 20 20. Alternatively, please request a callback and a customer service representative will contact you.'

AzcuzCoz

Avatar MIA wrote: »

Just did it for 1.6 1 series BMW - put in full details for 18. Strangely...

'We're sorry but we were unable to provide a quote for you at this time. In order for us to further understand your requirements and provide an accurate quote, please contact us on 1890 30 20 20. Alternatively, please request a callback and a customer service representative will contact you.'

How did you get it without entering your details?

Muppet Man

Why not ring an insurance broker? That's their job. No one here can you insurance prices, but we all know it will be high... good luck.

AzcuzCoz

Here is my point:

At college, Trinity, to be precise, there is a mate of mine, he's 19, who drives a 151 D Golf. Great specs on it. I think his parents are on the scratcher, and he's from Ballymun or somewhere like that. He has the car insured and everything.

Now please explain how he is able to buy it and I'm not?

Muppet Man

That's a question on socio economics

You're question in post 17 is a bit different

Which BMW or Mercedes-Benz car models would be the lowest on insurance for an 18 year-old.

wotzgoingon

AzcuzCoz wrote: »

Here is my point:

At college, Trinity, to be precise, there is a mate of mine, he's 19, who drives a 151 D Golf. Great specs on it. I think his parents are on the scratcher, and he's from Ballymun or somewhere like that. He has the car insured and everything.

That machine will f*ck you up, I was on it before one time, never again!

In all seriousness, you will have to drive a small engine car to build up NCB and then move on to a BMW or similar.

AzcuzCoz

Which Mercedes or BMW would best suit my criteria!

Rant over.

Muppet Man

BMW 1 series. Your only criteria is your budget of 15k so ....

Here's one for 2.6k ... you'll need the rest for insurance.

http://m.carzone.ie/used-cars/BMW/1-Series/499985533694849437

wotzgoingon

Muppet Man wrote: »

BMW 1 series. Your only criteria is your budget of 15k so ....

Here's one for 2.6k ... you'll need the rest for insurance.

http://m.carzone.ie/used-cars/BMW/1-Series/499985533694849437

It looks like someone cut the boot off that car.

AzcuzCoz

I meant one that is relatively new. Not 181 or anything, but 08-141. I have seen a few 1 and 3 series for low prices on this range.

Audi, on the other hand, is a lot cheaper brand then BMW and Mercedes, so they might have some cheaper cars. I know a few mates around my age who drive fairly new ones.

kirving

DaveyDave wrote: »

I turned 25 in February, just before getting my full license.

I'm not going to end up in a ditch.

...and the above attitude is exactly the reason you're going to end up in a ditch sooner or later. It's what the RSA(who I can't stand) go on about every week - young drivers think they're invincible.

I've only been driving a couple of years, but have put up more miles than my mother has in her entire life, but am still classed as young driver. Although I'm tarring myself with the same brush - some of the biggest offenders I see are young lads who drive way beyond their ability.

DaveyDave wrote: »

I have a dash cam because people cannot drive

More of the same again. You might think you're good, and you might well be good. But being a good driver isn't about driving to the rulebook, and relying on your dashcam as a witness when some cyclist comes out in front of you when you had right of way.

No point pulling out the rules of the road to show how good a driver you were in that case.

Avatar MIA

AzcuzCoz wrote: »

How did you get it without entering your details?

You simply enter details. What are you doing in Trinity? Cleaning or maintenance?

dev100

Marks models just off o Connell bridge sell corgi versions they will be much cheaper and will be worth more in years to come if left intact in the box ...

If you had said I am 25 or 30 we could discuss what to get that is unless you are extremely wealthy if so let us know ....Your biggest hurdle is insurance . I'd like to be a fly on the wall listening to that conversation when you ring a broker .... I'd say 3k to 5k 3rd party for a micra type car and for an RWD car like a beemer maybe 5K plus and that's being very conservative and that will be for a basic beemer/merc too ....

beauf

Avatar MIA wrote: »

You simply enter details. What are you doing in Trinity? Cleaning or maintenance?

Creative writing...

AzcuzCoz

What insurance calculator did you put it into? History and Politics studies, along with English, if you must know.

DaveyDave

Keep in mind if you can't get a quote online you'll have to call. I couldn't get a quote on a 2017 1.0 Golf online but could get a quote on the previous 1.2 engine in the same spec. Make sure you're getting the right trim/spec too because there's so many duplicates on insurance systems.

Once again, can you add a parent or relative with good driving history as a named driver? I don't think they'll tell you about that but a broker I spoke too did. If you can't get a parent or relative as a named driver on your policy, a broker should still give you a lower price. I'm still amazed the lowest quote I got on a new Golf was €2,900 and I'm getting it for €1,400 for having a named driver.

Kevin Irving wrote: »

...and the above attitude is exactly the reason you're going to end up in a ditch sooner or later. It's what the RSA(who I can't stand) go on about every week - young drivers think they're invincible.

I've only been driving a couple of years, but have put up more miles than my mother has in her entire life, but am still classed as young driver. Although I'm tarring myself with the same brush - some of the biggest offenders I see are young lads who drive way beyond their ability.


More of the same again. You might think you're good, and you might well be good. But being a good driver isn't about driving to the rulebook, and relying on your dashcam as a witness when some cyclist comes out in front of you when you had right of way.

No point pulling out the rules of the road to show how good a driver you were in that case.

I guarantee you I'm not going to end up in a ditch. Why? I don't drive like a wanker. Today for example, back roads on the way home from work. 80kph roads but it was raining, it's pitch black and the roads are flooded. Had someone right up my arse but I kept it at 60kph because the conditions were poor. Not going to be pressured into going faster so someone can get home 60 seconds quicker. I also understand the danger of going way under the speed limit. Same road, perfect conditions and someone was doing 40kph! Nearly late to work because there wasn't much opportunity to pass legally and safely.

I'm not being cocky, I'm confident. I know I'm a new driver and need to get the years under my belt but I'm definitely off to a good start. I've driven about 3,000km in the last 3 months across motorways, back roads, city centre, rush hour etc. I've been cycling for the last 5 years so I know the ins and outs of using the road, safety, placement and observation. I know someone's next move before they do it. I definitely have a head start over other new drivers.

I've been meaning to do an advanced driving class, must get around to that soon. I'm also a pretty frugal driver, you won't catch me speeding because I'll be paying for it. I'm constantly asking for feedback from anyone who is a passenger.

All in all, I think it's ok for me to say I'm a half decent driver. As long as I keep trying to improve and be safe, there's nothing wrong with that

Blazer

CeilingFly wrote: »

The op is just making it up. In another thread he's married and enjoying country walks finding animal bones.

Completely agree, this ahole have been trolling under different users previously for a new BMW and went from a 1 to a 8 series.

ba_barabus

Did OP previously own an Impreza or 535d?

Blazer

ba_barabus wrote: »

Did OP previously own an Impreza or 535d?

A matchbox model i say is the closest he came to one of those

bmwguy

€1,634.52 will be your insurance cost. If you pay in cash they will round down to €1,634.50.

I put your details in

Name: Walter Mitty
Address: Under a bridge, Internet Avenue, Dreamerland
Occupation: Junior Troll
Date of birth: Well I am about 12
Penalty points: None because I have a brand new shiny licence

Toyotafanboi

3/10 OP, sorry.