question for landlords

99problems

Hi I am wondering if I could get a landlords opinion on a problem I'm having. I was living in a house for around a year and a half and have moved out recently. I gave the proper notice and that and It all ended amicably or so I thought. I got a text from the landlord last night saying she was looking at her account and I owe her 1500 euro, now I am a bit forgetful sometimes but I would have remembered if I didn't pay rent for three months. So my question is what should I do should really , I had the lodgement stubs upto when I moved out but stupidity I threw them out when I moved out.

Bredabe

99problems wrote: »

Hi I am wondering if I could get a landlords opinion on a problem I'm having. I was living in a house for around a year and a half and have moved out recently. I gave the proper notice and that and It all ended amicably or so I thought. I got a text from the landlord last night saying she was looking at her account and I owe her 1500 euro, now I am a bit forgetful sometimes but I would have remembered if I didn't pay rent for three months. So my question is what should I do should really , I had the lodgement stubs upto when I moved out but stupidity I threw them out when I moved out.

I had this lately, I asked for the details of when I allegedly had not paid,so I could check against my bank statements. Never heard from him again. For some its a tactic, see what info you can get and see if you can convincingly contradict it, do you already have your tenant reference?

Gumbo

What 3 month period is the LL talking about?
She would have to prove you didn't pay.
For example, I have a separate bank account for my rental income. If I printed out a statement you would see all transaction and lodgements. It would show if there was no lodgement of €500 every month for 3 months.

Ask her to prove you didn't pay.

99problems

Bredabe wrote:

I had this lately, I asked for the details of when I allegedly had not paid,so I could check against my bank statements. Never heard from him again. For some its a tactic, see what info you can get and see if you can convincingly contradict it, do you already have your tenant reference?

I am already in a new place without the reference thank , I don't believe I owe it and I'm planning to fight it but the landlord lives across from my sister and has already been there twice telling her about this.

99problems

kceire wrote:

What 3 month period is the LL talking about? She would have to prove you didn't pay. For example, I have a separate bank account for my rental income. If I printed out a statement you would see all transaction and lodgements. It would show if there was no lodgement of €500 every month for 3 months.

She hasn't said what period just said last year , Would you notice if there was no rent paid for three months before a year had passed ?

Ms Doubtfire1

that's a very strange one. But I presume you deposited it into her bank account? The bank will have a record for that, you ahve the bank details, so just tell her to prove it and do copy your sister on the email....

pilly

99problems wrote: »

She hasn't said what period just said last year , Would you notice if there was no rent paid for three months before a year had passed ?

She might do if it was simply going into a savings account or something.

I would just ask her for what exact dates she's looking for. It's up to her to prove when you didn't pay.

You should have kept your receipts though. Did you actually go into the bank and lodge the money or did you do it online?

athtrasna

There's also a data protection issue, she has no right to discuss your financial affairs with your sister. I would be inclined to tell her that you will be talking to a solicitor if she continues with this.

ace_irl

Best course of action is to ask what month's she thinks you did not pay and then ask her to forward over bank statements for these periods that she says are unpaid.

She has no right to approach your sister, unless your sister was on the lease?

Email her from now on and keep everything in writing, in case you need it, and ask her to provide confirmation of you not paying.

Was your security deposit returned?

Mrs OBumble

You were paying in cash, and you now have no proof of paying? How ... convenient.

Absolutely ask her for dates.

But also ask yourself: how often did you make a payment? Was it supposed to be four weekly but you did monthly? Were any of them ever short because you didn't have the full amount? Were you ever sick or away so perhaps forgot to pay that week? Etc.

It's quite possible that she didn't take notice of the odd 50 short here and there - until she added them up at the end and got a fright.

Equally, she may be chancing her arm. None of us here know.

And re the data protection yhing - was your sister s referee when you moved in?

99problems

pilly wrote:

You should have kept your receipts though. Did you actually go into the bank and lodge the money or did you do it online?

I kept the receipts for the whole year and a half of my tenancy and i assumed when I moved out i wouldn't need them. Live and learn.

99problems

Ms Doubtfire1 wrote:

that's a very strange one. But I presume you deposited it into her bank account? The bank will have a record for that, you ahve the bank details, so just tell her to prove it and do copy your sister on the email....

My sister doesn't care to be honest she knows me well enough to know I'm not like that , just if she is saying this to my sister she will be saying it to others

Dial Hard

99problems wrote:

I kept the receipts for the whole year and a half of my tenancy and i assumed when I moved out i wouldn't need them. Live and learn.

You still haven't actually answered the question of how you paid her. Was it cash?

99problems

I appreciate everyone replying and giving some sound advice. I was paying in cash but lodging it into the bank I did get receipts from the lodgement machines each time but after I moved out I just assumed that they would be better off in the fire than bringing them with me. I didn't realise talking to my sister is a data protection issue , could someone confirm this for me ?. I did miss one payment in a year and a half but that was due to a bank error which is why I decided on putting it in in person rather than direct debit. I know some tenants would take the piss but I know there is no way I missed three months rent and just forgot.

Ms Doubtfire1

99problems wrote: »

Ms Doubtfire1 wrote:

that's a very strange one. But I presume you deposited it into her bank account? The bank will have a record for that, you ahve the bank details, so just tell her to prove it and do copy your sister on the email....

My sister doesn't care to be honest she knows me well enough to know I'm not like that , just if she is saying this to my sister she will be saying it to others

nothing much you can do about that.Your friends will ask if they feel they need to , no one else will be bothered.

99problems

Dial Hard wrote:

You still haven't actually answered the question of how you paid her. Was it cash?

Sorry , I paid through a lodgement machines in the bank , as in I put in the cash to her account

99problems

Ms Doubtfire1 wrote:

nothing much you can do about that.Your friends will ask if they feel they need to , no one else will be bothered.

Good thing I have no friends so ðŸ˜.

Dial Hard

99problems wrote:

I was paying in cash but lodging it into the bank

Well then ask her to show you her bank statements for the months where no lodgement is showing from you or that the amount lodged was short.

I can guarantee she'll tell you you've no business seeing her bank statements but a) she can redact any transactions you don't need to see and b) if she's looking for 1500 quid then the onus is absolutely on her to prove that you owe it.

If she refuses, I think you can take it as a given that she's chancing her arm.

evolving_doors

99problems wrote: »

Sorry , I paid through a lodgement machines in the bank , as in I put in the cash to her account

Could you (or the bank machine! )have accidentally put it into another account with a similar number when you were punching them in.

Who knows it might be on banks cctv if you can remember the approximate time and date you went in.

CIARAN_BOYLE

Gebgbegb wrote: »

Could you (or the bank machine! )have accidentally put it into another account with a similar number when you were punching them in.

Who knows it might be on banks cctv if you can remember the approximate time and date you went in.

Probably the second most likely scenario (most likely being that the landlord is trying a fast one.

99problems

Gebgbegb wrote:

Could you (or the bank machine! )have accidentally put it into another account with a similar number when you were punching them in.

Gebgbegb wrote:

Who knows it might be on banks cctv if you can remember the approximate time and date you went in.

I could see that happening once but not 12 times.

76544567

I'd say if the landlord thinks they are right then they will.go to the RTB.
You both present your evidence there and it will all come out in the wash.
Job done. And something the RTB can help constructively with for a change.

99problems

I will ask her to show me proof tonight either way , and might talk to a solicitor about her talking to my sister.

evolving_doors

99problems wrote: »

I could see that happening once but not 12 times.

Ah yeah but at least you could prove that you went into those banks on those dates.... Judge/court/whatever would look on the balance of probabilities... and tell her to %%%%%% %%%%%.

99problems

76544567 wrote:

I'd say if the landlord thinks they are right then they will.go to the RTB. You both present your evidence there and it will all come out in the wash. Job done. And something the RTB can help constructively with for a change.

Oh she's not registered with rtb. Should have mentioned that , she never asked for PPS numbers or i never recieved a letter.

99problems

Gebgbegb wrote:

Ah yeah but at least you could prove that you went into those banks on those dates.... Judge/court/whatever would look on the balance of probabilities... and tell her to %%%%%% %%%%%.

Sorry my answer seemed rude there , I suppose your right. Thanks

pilly

99problems wrote: »

I could see that happening once but not 12 times.

She's not looking for 12 payments though?

Dial Hard

99problems wrote:

I will ask her to show me proof tonight either way , and might talk to a solicitor about her talking to my sister.

You could also go through your own statements to make sure there's a cash withdrawal to match your rent amount every month.

And I wouldn't bother with the solicitor, that's overkill. If you're genuinely that aggrieved over it (and I don't think you even cared til it was brought up here) just make a complaint to the ODPC directly.

76544567

99problems wrote: »

Oh she's not registered with rtb. Should have mentioned that , she never asked for PPS numbers or i never recieved a letter.

Everyone thinks their landlord isn't registered with the RTB and that they aren't paying tax. It's just a thing i suppose.

99problems

pilly wrote:

She's not looking for 12 payments though?

125 per week ads up to 1500 euro after 12 weeks

99problems

76544567 wrote:

Everyone thinks their landlord isn't registered with the RTB and that they aren't paying tax. It's just a thing i suppose.

Well the house wasn't registered on the site , she never asked for any details to register me and i never received confirmation that i am registered , none of my business if she does or doesn't pay tax to be honest.

99problems

Dial Hard wrote:

And I wouldn't bother with the solicitor, that's overkill. If you're genuinely that aggrieved over it (and I don't think you even cared til it was brought up here) just make a complaint to the ODPC directly.

I am not bothered to be honest but I'd rather others not knowing my business , sister or not.

spaceHopper

Live and learn always do it by standing order, it makes life simpler. I wouldn't meet her get her to send it by post and admit nothing. If you do meet her make sure to be careful what you say, don't offer her any money. If she presses you fall back on we can got to the RTB that's what they are there for. Did she give you back your deposit, could this be a ploy to keep it?

99problems

spaceHopper wrote:

Live and learn always do it by standing order, it makes life simpler. I wouldn't meet her get her to send it by post and admit nothing. If you do meet her make sure to be careful what you say, don't offer her any money. If she presses you fall back on we can got to the RTB that's what they are there for. Did she give you back your deposit, could this be a ploy to keep it?

To be fair the deposit is only 300 euro if she's that hard up she can keep it I won't be giving her another penny , after thinking it over how do you miss three months rent not being paid for a year and conveniently notice after someone has moved out. I would notice if i wasn't paid for three months regardless of the amount.

the_syco

99problems wrote: »

have moved out recently.
<snip>
I got a text from the landlord last night saying she was looking at her account and I owe her 1500 euro

99problems wrote: »

the landlord lives across from my sister and has already been there twice telling her about this.

If the landlord feels the need to bring your family into this, it sounds like they're pulling at straws.

99problems

the_syco wrote:

If the landlord feels the need to bring your family into this, it sounds like they're pulling at straws.

I know , I think my sister is more annoyed about it than I am.

99problems

99problems wrote:

I know , I think my sister is more annoyed about it than I am.

Well more amused than annoyed.

housetypeb

99problems wrote: »

125 per week ads up to 1500 euro after 12 weeks

99problems wrote: »

...how do you miss three months rent not being paid for a year... I would notice if i wasn't paid for three months regardless of the amount.

Were you paying Monthly or weekly?
If weekly did you pay on the same day every week?

99problems

housetypeb wrote:

Were you paying Monthly or weekly? If weekly did you pay on the same day every week?

Sorry yeah I paid weekly ,every Friday.

Ms Doubtfire1

76544567 wrote: »

99problems wrote: »

Oh she's not registered with rtb.  Should have mentioned that , she never asked for PPS numbers or i never recieved a letter.

Everyone thinks their landlord isn't registered with the RTB and that they aren't paying tax.  It's just a thing i suppose.

You can actually check if your LL is registered or not.

pilly

Ms Doubtfire1 wrote: »

You can actually check if your LL is registered or not.

It's irrelevant really as OP has no intention of paying the money either way.

Ms Doubtfire1

pilly wrote: »

Ms Doubtfire1 wrote: »

You can actually check if your LL is registered or not.

It's irrelevant really as OP has no intention of paying the money either way.

Well . according to the OP he already has.Why would he pay again?

Ms Doubtfire1

Ms Doubtfire1 wrote: »

You can actually check if your LL is registered or not.

The registration data base is well known to be very badly maintained and often inaccurate.

99problems

Londyn Proud Spike wrote:

The registration data base is well known to be very badly maintained and often inaccurate.

I did look on the prtb site , the house isn't registered. If she doesn't want to pay tax then that's none of my business really I just don't want to get shafted everything else is her business.

Browney7

99problems wrote: »

I did look on the prtb site , the house isn't registered. If she doesn't want to pay tax then that's none of my business really I just don't want to get shafted everything else is her business.

It would be 180 quid to register you now though if she was to bring a dispute against you. If you feel that you've paid it ask her to provide you with appropriate evidence and if she's dissatisfied to refer to the relevant agencies/bodies. I wouldn't be so keen to let her keep the 300 quid deposit either if you're in the right

99problems

Browney7 wrote:

It would be 180 quid to register you now though if she was to bring a dispute against you. If you feel that you've paid it ask her to provide you with appropriate evidence and if she's dissatisfied to refer to the relevant agencies/bodies. I wouldn't be so keen to let her keep the 300 quid deposit either if you're in the right

I was more saying that humourously , If she has to try and steal 1500 euro from me by saying I owe her then she is obviously hard up for a few euro. And she couldn't really register me without my details anyway I'd assume. I text her there so I'm waiting to hear back.

smunchkins

If you paid weekly on a Friday she may have confused the dates if she had multiple tenants. Friday bank payments are pretty bad for showing up about 3 days later, especially if paid late in the day. Plus it does depend what you put on the reference for paying in. "Rent" would not be helpful! :rolleyes:

99problems

smunchkins wrote:

If you paid weekly on a Friday she may have confused the dates if she had multiple tenants. Friday bank payments are pretty bad for showing up about 3 days later, especially if paid late in the day. Plus it does depend what you put on the reference for paying in. "Rent" would not be helpful!

I put my name on it and I'm not saying I hate my parents but I do have a very let's say unique name. I suppose I'll say that to her maybe it did go late.

Claw Hammer

How long is it since you moved out?

BetsyEllen

l wouldn't worry about this at all. You don't live there anymore, it's not like she can evict you!
If she really feels she is missing money then she should have spotted it way before now.

If she wants to get the PRTB involved, that's her choice and she'll have to prove you didn't pay.

You're certain you did pay so there's little to worry about.

Send her an email (not a phone call or face to face - something you can keep as evidence if needed) and ask for proof. Tell her you want her reply via email or in writing.
If she can't provide same, email again and advise you consider the matter to be closed and request that she doesn't contact you again or you'll regard it as harassment.

emeldc

99problems wrote: »

I will ask her to show me proof tonight either way , and might talk to a solicitor about her talking to my sister.

If you're saying that you made the lodgements every friday and that there are 12 missing, then by asking her for proof might be admitting that she has a point. I wouldn't engage with her at all. She should have noticed it long before now.
I also think you need to be honest with yourself. You say in your first post that you can be a bit forgetful. So maybe you don't owe her 12 weeks but could you owe her 3 or 4 maybe? You don't come across as being so sure. Just my observations.