Insured as a named driver on parents car (e46 M3)?

giogvelesiani

Like to say hi to evrryone, Ive been reading a lot on these forums and evryones answers have been helpfull but now I came to a bit of a complicated situation. Im 19 and have a full drivers license. My question is if I get insured as a named driver on my parents car will I be able to drive it as my father owns an e46 M3 03reg. Just wondering if il be able to or will the insurance company not allow me vecause of my age. Logically it should be aloud as its my parents car but since its an M3 I wonder if i will be able?
Thanks in advance to everyone:)))))
Update for those who say "I cant handle" the M3 well, Giorgi Baindurashvili is my facebook, if you want to see me drift with the m3 and also race with a subaru STI ,https://www.facebook.com/146932295455197/photos/a.164956326986127.38056.146932295455197/273561036125655/?type=3&theater , https://www.facebook.com/photo.php?fbid=814947888536465&set=pb.100000637837949.-2207520000.1482451306.&type=3&theater , https://www.facebook.com/photo.php?fbid=765072256857362&set=pb.100000637837949.-2207520000.1482451307.&type=3&theater , https://www.facebook.com/photo.php?fbid=765072350190686&set=pb.100000637837949.-2207520000.1482451307.&type=3&theater

colm_mcm

Where did I put that popcorn?

giogvelesiani

Seriously im desperate.

Supergurrier

zl1whqvjs75cdy

giogvelesiani wrote: »

Seriously im desperate.

Then buy a knackered yaris. M3 for a starter car will cost more than your parents mortgage, if you even get quoted.

Henry Ford III

Ask your insurer, but prepare for bad news.

giogvelesiani

Even as a named driver?, they tell me to pretty much piss off whenever i mention even a 2 litre. id rather cycle than drive a vag.

giogvelesiani

bmwguy

Everything has a price........this will just be the most priciest price in the history of prices.

So realistically, no, it's not going to happen

It does happen in other countries, you see teenagers driving big powerful cars but will not happen in Ireland, we have a problem with insurance here for whatever reason.

Best bet is to wait until you get the driving other cars extension on your own policy then you could drive it, as far as I know it covers any car.

Also, does your dad know you are planning to drive his m3? Having driven one a few times, I wouldn't let a teenager of mine near one or anyone I thought would mess in one.

I wouldn't be too keen on them driving my 525i and that's not even in the same league

Henry Ford III

Well then it's game over.

giogvelesiani

Only in the parking lot, but on holidays back home I drive his clk320. Just thought I might give it a shot

giogvelesiani

Never had my hopes up anyway so all is good, Just a shame that you have to be like over 35 or somethin to drive one.

Henry Ford III

Foreign license? That'll be a big help.

Love these threads! Is spelling no longer taught in schools?

OP, try asking his Insurance company. They are the only ones that can answer your question.

giogvelesiani

Full Irish, I was born here.

giogvelesiani

I was in a rush Mary, dont get too excited

Jayop

Best bet to be able to drive it is to get fully comp in your own name on something else and see if you can get cover to drive other peoples cars with that. Problem even with that is in most cases it's going to be 3rd party (AA offer comp if you are also an AA member) and I think a lot of them restrict the engine size of the car you can drive.

giogvelesiani

cheers, but i think il drop it because it will be pointless.

Jayop

Deleted User wrote: »

Love these threads!Bad grammar, should have a pronoun Is spelling no longer taught in schools?

OP, try asking his InsuranceInsurance unnecessarily capitalised company. They areThe common convention would be to use the contraction They're the only ones that can answer your question.

I hate people unnecessarily correcting people's spelling and grammar.

giogvelesiani

I agree, they should just stick to the question or not reply at all

dmc17

giogvelesiani wrote: »

Even as a named driver?, they tell me to pretty much piss off whenever i mention even a 2 litre. id rather cycle than drive a vag.

There are other options if you don't like vag!

liam7831

This thread is a waste of time everyone including the poster knows the answer, not a hope in hell, it's called "fronting" you may as well save yourself the phone bill and print off your own insurance cert off tinternet.
My advice buy a good pair of shoes

Roger Mellie Man on the Telly

Take it for a spirited hoon somewhere on a wet day and see how you get on. If you survive this test they really should insure you.

MEGA BRO WOLF 5000

You're 19...And you want to get insured on an m3.

Lol.

LOL.

LOL!!!!!!

But please continue.

Jayop

liam7831 wrote: »

This thread is a waste of time everyone including the poster knows the answer, not a hope in hell, it's called "fronting" you may as well save yourself the phone bill and print off your own insurance cert off tinternet.
My advice buy a good pair of shoes

How is it fronting if it's actually the fathers car and he would be the main driver? That's pretty much the exact opposite of fronting.

Fronting is the practice of an older person insuring a car in their name for the primary use of the younger driver.

MEGA BRO WOLF 5000

You'd also kill yourself in one.

Pretty much zero driving experience. You'd be really dumb to drive one, and it would be absolutely wreckless on your parents part.

liam7831

Jayop wrote: »

How is it fronting if it's actually the fathers car and he would be the main driver? That's pretty much the exact opposite of fronting.

Fronting is the practice of an older person insuring a car in their name for the primary use of the younger driver.

Lmao 😂

Jayop

liam7831 wrote: »

Lmao 😂

Lyao all you want. You were still absolutely wrong.

https://www.google.ie/search?q=insurance+fronting&oq=insurance+fronting&aqs=chrome..69i57.3135j0j1&sourceid=chrome&ie=UTF-8

Old Perry

Shtick to mothers car

bazz26

Slow day on the internet ~ windup thread.

liam7831

Jayop wrote: »

Lyao all you want. You were still absolutely wrong.

https://www.google.ie/search?q=insurance+fronting&oq=insurance+fronting&aqs=chrome..69i57.3135j0j1&sourceid=chrome&ie=UTF-8

ROFL

Jayop

Mature stuff. You know your argument is rubbish when you resort to childish crap like that.

MEGA BRO WOLF 5000

My own insurance were trying to convince me my own e46 2.0 diesel was a "high performance car" when I got my last renewal.

I'm 33...My insurance is still over 2k with more NCB than the OP.

The insurance company are gonna lol hard at you.

rhino1

Good Thread.:D Because Insurance is a statutory requirement ,it should be possible for the car to be insured ?I'm sure the mandatory quote would be horrific thou.

giogvelesiani

hugh, i just got quoted on a 2.0tdi a6 2006, axa said 3200. Earlier i was simply asking if i could drive my fathers m3 as a named driver, just a thought, no need to start tripping about it, relax :DDD

Shannon757

You should throw up a few pics of the M3 while we have the thread

Arcade_Tryer

giogvelesiani wrote: »

Like to say hi to evrryone, Ive been reading a lot on these forums and evryones answers have been helpfull but now I came to a bit of a complicated situation. Im 19 and have a full drivers license. My question is if I get insured as a named driver on my parents car will I be able to drive it as my father owns an e46 M3 03reg. Just wondering if il be able to or will the insurance company not allow me vecause of my age. Logically it should be aloud as its my parents car but since its an M3 I wonder if i will be able?
Thanks in advance to everyone:)))))

I don't see any problem here at all. Happy driving.

giogvelesiani

Giorgi Baindurashvili, thats my fb, where you can clearly see me taking part in races and drifting with my fathers M3 for those of you who say "I cant handle it" hahah

Henry Ford III

Can't see that as being of any benefit tbh Giorgi.

giogvelesiani

Hugh Mungus wrote: »

You'd also kill yourself in one.

Pretty much zero driving experience. You'd be really dumb to drive one, and it would be absolutely wreckless on your parents part.

https://www.facebook.com/photo.php?fbid=765072350190686&set=pb.100000637837949.-2207520000.1482451307.&type=3&theater

https://www.facebook.com/giorgi.baindurashvili.92/photos?lst=100011340526148%3A100000637837949%3A1482450671&source_ref=pb_friends_tl
Here you can see me drift the e46 M3 , e36, and race with a subaru Sti.
So dont talk when you dont know one thing about me.

Satriale

Jayop wrote: »

I hate people unnecessarily correcting people's spelling and grammar.

Busted again, Marz, it's an awful dirty habit!

Shannon757

giogvelesiani wrote: »

https://www.facebook.com/photo.php?fbid=765072350190686&set=pb.100000637837949.-2207520000.1482451307.&type=3&theater

https://www.facebook.com/giorgi.baindurashvili.92/photos?lst=100011340526148%3A100000637837949%3A1482450671&source_ref=pb_friends_tl
Here you can see me drift the e46 M3 , e36, and race with a subaru Sti.
So dont talk when you dont know one thing about me.

Probably shouldn't show that to the insurance crowd when looking for a quote

giogvelesiani

Hugh Mungus wrote: »

You'd also kill yourself in one.

Pretty much zero driving experience. You'd be really dumb to drive one, and it would be absolutely wreckless on your parents part.

Henry Ford III wrote: »

Can't see that as being of any benefit tbh Giorgi.

Its just for those who say its too much power for me, nothing got to do with insurance, i just dont like people making false accusations about my driving.

Armchair Andy

What are you insured on to drive publicly at the minute OP?
I'd say shop around but it's likely to be at least 4 digits.

frozenfrozen

andy my skoda fabia 1.4 with 50 bhp is 4 ****ing digits to insure

giogvelesiani

Armchair Andy wrote: »

What are you insured on to drive publicly at the minute OP?
I'd say shop around but it's likely to be at least 4 digits.

think im just gonna buy an m3 for myself back home where I can easily get insured, but for Ireland il get a small 1.4L to get to college with.

giogvelesiani

frozenfrozen wrote: »

andy my skoda fabia 1.4 with 50 bhp is 4 ****ing digits to insure

you gotta be kidding right?

Satriale

giogvelesiani wrote: »

Its just for those who say its too much power for me, nothing got to do with insurance, i just dont like people making false accusations about my driving.

Young man, i have no doubt you have faster reaction time and could possibly be a far better driver than an old codger like myself, but i can assure you that a lack of experience and a fast motor are a bad combination and i can tell you that from a youth partially wasted trying to find farmers at all hours of the morning to pull me out of the ditch. Find a sensible car for yourself.

Safe driving, my friend!

Armchair Andy

giogvelesiani wrote:

think im just gonna buy an m3 for myself back home where I can easily get insured, but for Ireland il get a small 1.4L to get to college with.

Still 4 digits though:-)

frozenfrozen wrote:

andy my skoda fabia 1.4 with 50 bhp is 4 ****ing digits to insure

Shannon757

giogvelesiani wrote: »

think im just gonna buy an m3 for myself back home where I can easily get insured, but for Ireland il get a small 1.4L to get to college with.

Where is home?

giogvelesiani

Shannon757 wrote: »

Where is home?

Georgia, near Russia, insurance is not needed there, its optional