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35 EURO off insurance through www.its4women.ie

  • 14-10-2016 5:50pm
    #1
    Registered Users, Registered Users 2 Posts: 142 ✭✭


    Just us VOUCHER CODE: LQ456 under your quote to get discount.

    399175.JPG


«1

Comments

  • Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    That is one big excess to pay if you claim...

    I'm pretty sure this has come up before, and from what I remember, their quotes are not that great so the money off doesn't really make much difference.


  • Registered Users, Registered Users 2 Posts: 12,682 ✭✭✭✭TheDriver


    In this age of anti sexism and anti exclusion, how does this website not get a ton of review from equality ombudsman


  • Posts: 18,749 ✭✭✭✭ [Deleted User]


    TheDriver wrote: »
    In this age of anti sexism and anti exclusion, how does this website not get a ton of review from equality ombudsman

    Because they insure men as well


  • Registered Users, Registered Users 2 Posts: 53,057 ✭✭✭✭tayto lover


    bubblypop wrote: »
    Because they insure men as well
    They may need to re-name it then.


  • Registered Users, Registered Users 2 Posts: 23,900 ✭✭✭✭ted1


    They may need to re-name it then.

    25plus.ie I believe they are all the same company just different websites and skins

    They have several other sites ,all mcl insurance


    http://www.asai.ie/complaint/motor-insurance/


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  • Registered Users, Registered Users 2 Posts: 1 iksiks


    Just got a renewal from its4women.....The above code still works even with renewals if you renew online...got 35eur off, happy days:)


  • Registered Users, Registered Users 2 Posts: 2,003 ✭✭✭iggy


    Trying to get a quote but won't let me select vehicle description? I can fill out every other tab. It doesn't recognise my reg number so am filling in the details manually. Any ideas?

    Edit... Code worked on 25plus. Cheers OP


  • Registered Users, Registered Users 2 Posts: 1,318 ✭✭✭Absoluvely


    Has anyone ever figured out what it is and why it possesses four women?

    Grammatically speaking.


  • Registered Users, Registered Users 2 Posts: 26,157 ✭✭✭✭Berty


    I put in for a quote to see how it would quote a male on price. Kind of assumed it would be quoting mental money to say they would quote me legally but a stupid enough amount knowing I wouldn't proceed.

    The quote wasn't stupidly high. €240 higher than what I paid last month with 123.ie

    You can choose a higher excess to lower your premium if you wish. It seems the base execess was €350 in my case.

    I can't imagine an insurance company name sticking around long if it was called its4men or something. People don't really get upset about one type of sexism compared to the other.


  • Registered Users, Registered Users 2 Posts: 26,584 ✭✭✭✭Creamy Goodness


    Put in all my details; wouldn't quote me. There's a joke in there somewhere.


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  • Registered Users, Registered Users 2 Posts: 25,005 ✭✭✭✭Toto Wolfcastle


    Berty wrote: »
    I put in for a quote to see how it would quote a male on price. Kind of assumed it would be quoting mental money to say they would quote me legally but a stupid enough amount knowing I wouldn't proceed.

    The quote wasn't stupidly high. €240 higher than what I paid last month with 123.ie

    You can choose a higher excess to lower your premium if you wish. It seems the base execess was €350 in my case.

    I can't imagine an insurance company name sticking around long if it was called its4men or something. People don't really get upset about one type of sexism compared to the other.
    My husband got his insurance through them this year. They were the cheapest by far. They were laughably expensive for me.


  • Registered Users, Registered Users 2 Posts: 26 sqwertypoo1934


    It's 4 women, randomly generating/denying quotes.
    Don't over think it!


  • Registered Users, Registered Users 2 Posts: 32,386 ✭✭✭✭rubadub


    bubblypop wrote: »
    Because they insure men as well
    still is weird how they get away with it.

    http://www.asai.ie/complaint/motor-insurance
    They stated that men were insured by its4women.ie as both first and second named drivers and that this was widely understood by the customer-base through the use of the gender selection tool available in the first section of the quote request form online.

    They stated that there was no reference or statement made within the advertising or on any of their marketing collateral that males were excluded from insurance policies supplied by its4women.ie.

    on the front page you wold certainly get the impression that men are not included, therefore excluded

    https://www.its4women.ie/
    logo.png
    Car Insurance in Ireland for Women
    Do you need an insurance provider, which understands your needs? its4women.ie have been delivering cheaper insurance policies to the women of Ireland for over 30 years.

    If it was its4whites I wonder would they still be about. Or something else with a close to 50/50 split, like a Northern Irish one called its4protestants.


  • Registered Users, Registered Users 2 Posts: 1,391 ✭✭✭yannakis


    The most sexist of all trading names that have crossed my eyes.


  • Moderators, Society & Culture Moderators Posts: 32,286 Mod ✭✭✭✭The_Conductor


    Won't quote for me :confused:
    Think I'll be back to FBD again.........


  • Registered Users, Registered Users 2 Posts: 10,962 ✭✭✭✭dark crystal


    Any idea of the expiry date on the code? My insurance is due for renewal on July 3rd, but they'll only quote me four weeks or less in advance.


  • Closed Accounts Posts: 86 ✭✭4fvw6lcprxeoyq


    Berty wrote: »
    I can't imagine an insurance company name sticking around long if it was called its4men or something. People don't really get upset about one type of sexism compared to the other.

    You haven't heard of: www.4thelads.ie then. :-)


  • Registered Users, Registered Users 2 Posts: 20,300 ✭✭✭✭casio4


    is it only for new customers? I tried to renew my policy with them and no voucher code box coming up :(


  • Moderators, Society & Culture Moderators Posts: 32,286 Mod ✭✭✭✭The_Conductor


    You haven't heard of: www.4thelads.ie then. :-)

    Feck- that's expensive!
    Whats the story?


  • Closed Accounts Posts: 86 ✭✭4fvw6lcprxeoyq


    Feck- that's expensive!
    Whats the story?

    I got a quote of €800 from them. Getting €700-€1200 everywhere else (got a few €1500 too though). So about average, for me at least.


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  • Registered Users, Registered Users 2 Posts: 92 ✭✭woidoi


    Thanks OP!
    My wife's insurance was half the price of Aviva's quote this time around and the code worked perfectly!
    Cheers.:D


  • Registered Users, Registered Users 2 Posts: 1 Dont waste my time


    Code LQ456. Used this code today. Still works


  • Registered Users, Registered Users 2 Posts: 20,300 ✭✭✭✭casio4


    tried to get a quote online and they refused me even though I was with them last year is it because my car is too old does anyone know? it's a 07 reg so over the ten year mark


  • Moderators, Society & Culture Moderators Posts: 32,286 Mod ✭✭✭✭The_Conductor


    casio4 wrote: »
    tried to get a quote online and they refused me even though I was with them last year is it because my car is too old does anyone know? it's a 07 reg so over the ten year mark

    Dunno- my 10-D tripled in its quote from them from last year- hell even Axa is cheaper. Best offer I can find for fully comp for me this evening is FBD- who I dropped like a hot potato last time round- when they doubled the premium after my first year with no explanation. I thought I read in the newspaper in the last week or so- that premia were coming down?

    Something odd is going on somewhere.


  • Closed Accounts Posts: 86 ✭✭4fvw6lcprxeoyq


    casio4 wrote: »
    tried to get a quote online and they refused me even though I was with them last year is it because my car is too old does anyone know? it's a 07 reg so over the ten year mark

    Yea, same here. I'm just shopping around at the moment. i4w was 600 last year, and their auto renewal is 850 this year, and they won't quote me either on their site.

    I'm guessing that they're hoping I'll just renew at the price they sent me. lol!

    Cheapest I've found so far is 460 with FBD.

    I found that manually entering your car (instead of entering the reg) gets you a (cheaper) quote sometimes or when they won't quote you at all.


  • Registered Users, Registered Users 2 Posts: 5,053 ✭✭✭opus


    Yea, same here. I'm just shopping around at the moment. i4w was 600 last year, and their auto renewal is 850 this year, and they won't quote me either on their site.

    I'm guessing that they're hoping I'll just renew at the price they sent me. lol!

    Cheapest I've found so far is 460 with FBD.

    I found that manually entering your car (instead of entering the reg) gets you a (cheaper) quote sometimes or when they won't quote you at all.

    Ditto for me. Even with that discount voucher, FBD were cheaper than last year's quote from its4women not to mind the the bump up they decided to throw at me this time round. Sounds like FBD are trying to get a bit of extra business.


  • Registered Users, Registered Users 2 Posts: 746 ✭✭✭Thegalwayman


    280 for 3rd party fire and theft from 123.ie as a "new" customer having received quote for 437 from 123.ie Same process every year


  • Closed Accounts Posts: 86 ✭✭4fvw6lcprxeoyq


    280 for 3rd party fire and theft from 123.ie as a "new" customer having received quote for 437 from 123.ie Same process every year

    Holy crap! How'd you manage that? I'm 40 with full clean licence, 10 years NCD and the lowest they'd quote me is €875


  • Registered Users, Registered Users 2 Posts: 2,003 ✭✭✭iggy


    My renewal is up with 25plus on 20/6 but haven't heard anything yet.
    Shopping around today and cheapest so far is AIG. Isn't that who 25plus use?
    I'll see what they quote me for renewal


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  • Moderators, Society & Culture Moderators Posts: 32,286 Mod ✭✭✭✭The_Conductor


    Holy crap! How'd you manage that? I'm 40 with full clean licence, 10 years NCD and the lowest they'd quote me is €875

    No idea why yours is so high- I'm 44, male, clean licence, 10 years+ NCD, no penalty points- and I got a quote of €585 on a 3 litre Audi Estate. Maybe its related to your job- what industry you work in? Certain professions get an actuarial loading automatically applied to them- others, are embraced with open arms and significant discounts............

    As a new customer with pretty much any of the insurers- you'll get a significant 'welcome bonus'- the trick is not to accept a renewal quote from anyone (at all)- to shop around every year........

    Some jobs can be described in multiple different ways- but pay vastly different premia depending on how you describe them- e.g.

    A “chef” will pay a significant loading on their insurance while “kitchen staff” get a discount

    “Music teachers” pay a loading- while generic “teachers” don't

    Office managers pay a loading while office administrators don't.

    Construction workers pay a loading- builders don't and 'bricklayers' or 'carpenters' or 'electricians' get a discount.

    A Surgeon pays a massive loading, a consultant a smaller loading, a doctor- no loading, a GP gets a discount...........

    Play around with job titles and descriptions- don't lie- but do experiment- they make a massive difference............

    Also- 'retired', or 'home-maker' get a significant discount- if they have a clean licence, no penalty points and a full NCD- but any blemish at all- even old penalty points- and they get a prohibitive loading- that doesn't apply to other categories...........

    On the flipside, describing yourself as a parent, housewife, house-husband or retired instead of being unemployed will reduce your premium.

    While it's worth experimenting to see what different job titles affect your premium, make sure to not lie about your job i.e. don't say you're a butcher if you're a baker. That is illegal and could get you prosecuted for fraud.


  • Closed Accounts Posts: 86 ✭✭4fvw6lcprxeoyq


    No idea why yours is so high- I'm 44, male, clean licence, 10 years+ NCD, no penalty points- and I got a quote of €585 on a 3 litre Audi Estate. Maybe its related to your job- what industry you work in? ...

    Yea, I do mess around with the occupation when I'm getting quotes, just to see what the differences are. They vary like crazy from site to site. I've seen sites that wouldn't even quote me if I was a landscape gardener, but they'd insure me for €250 if I was a florist or a flower-arranger!
    I wouldn't lie outright though. I put myself down as retired last year alright, as I was unemployed. I'm doing a fas course at the moment so I suppose I'd be considered a student, or 'employed' as a student. Since, in fas you're off the register (I assume) and clocking in every day to get paid.
    Car is a 2006 1.6hdi diesel.


  • Registered Users, Registered Users 2 Posts: 20,300 ✭✭✭✭casio4


    123.ie working out the cheapest for me after a lot of shopping around €380 third party fire and theft some had quoted me €700


  • Registered Users, Registered Users 2 Posts: 3 lou.kil


    Hi guys, any updated discount codes for Nov 2018??


  • Registered Users Posts: 488 ✭✭septicsac


    LQ456 still working for 35 off with itsforwomen


  • Posts: 0 [Deleted User]


    Hmm - the AA is cheapest for me so far at €306, which I think is the lowest I ever paid for insurance since I paid PMPA £1300 for a decrepit Corsa in 1994. I'm 47 and insuring a 1.0l i10. Everyone else is pushing €400


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  • Moderators, Society & Culture Moderators Posts: 32,286 Mod ✭✭✭✭The_Conductor


    I'm 44 driving a 2l A6 tdi estate. The cheapest I could get was 545 fully comp from FBD.


  • Moderators, Sports Moderators Posts: 19,477 Mod ✭✭✭✭slave1


    By far the cheapest insurance for both of us is through the GUI (Golfing Union of Ireland) sponsor AIG so any of you golfers out there give them a shout


  • Moderators, Arts Moderators, Recreation & Hobbies Moderators, Social & Fun Moderators Posts: 77,359 Mod ✭✭✭✭New Home


    Just to let everyone know, this code is still valid. I just saved €79!


  • Registered Users, Registered Users 2 Posts: 5,148 ✭✭✭rom


    I would avoid them like the plague. My wife is currently getting insurance with them. She is saying never again.

    - No phone line to call. They only do outgoing calls.
    - Any adjustment to the policy costs 10 Euro
    - They are very anal when documents and scans etc. Often they ask about this after the policy has started which is the case with my wife.
    - PhotoScan by Google Photos should be used to scan you documents so there is no glare on them.

    https://www.its4women.ie/news/contacting-its4women.aspx

    "Telephone – At its4women we do not believe you should live your life “on hold” and as an online company we do not take any incoming phone calls. If you would like to speak to one of our advisers, simply follow the options on the phone and to save you holding just key in your telephone number on your keypad and we will contact you"


  • Registered Users, Registered Users 2 Posts: 10,214 ✭✭✭✭OmegaGene


    rom wrote: »
    I would avoid them like the plague. My wife is currently getting insurance with them. She is saying never again.

    - No phone line to call. They only do outgoing calls.
    - Any adjustment to the policy costs 10 Euro
    - They are very anal when documents and scans etc. Often they ask about this after the policy has started which is the case with my wife.
    - PhotoScan by Google Photos should be used to scan you documents so there is no glare on them.

    https://www.its4women.ie/news/contacting-its4women.aspx

    "Telephone – At its4women we do not believe you should live your life “on hold” and as an online company we do not take any incoming phone calls. If you would like to speak to one of our advisers, simply follow the options on the phone and to save you holding just key in your telephone number on your keypad and we will contact you"

    The reason it’s 4 women and 25 plus are cheap is because you have an online portal to do everything yourself and therefore shouldn’t need to call someone, uploading documents and adjusting policies couldn’t be easier.
    I had a query 2 years ago that I couldn’t find the answer to online and they called me back within the hour and were extremely helpful.

    I flip between its4women and 25plus every year and avail of new customer discount and also use tbe discount code, they are the same company or sister companies.

    The internet isn’t for everyone



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  • Moderators, Arts Moderators, Recreation & Hobbies Moderators, Social & Fun Moderators Posts: 77,359 Mod ✭✭✭✭New Home


    It's my first time using them, I'll see how it goes - I'll report back next year. :)


  • Registered Users, Registered Users 2 Posts: 4,792 ✭✭✭cython


    rom wrote: »
    I would avoid them like the plague. My wife is currently getting insurance with them. She is saying never again.

    - No phone line to call. They only do outgoing calls.
    - Any adjustment to the policy costs 10 Euro
    - They are very anal when documents and scans etc. Often they ask about this after the policy has started which is the case with my wife.
    - PhotoScan by Google Photos should be used to scan you documents so there is no glare on them.

    https://www.its4women.ie/news/contacting-its4women.aspx

    "Telephone – At its4women we do not believe you should live your life “on hold” and as an online company we do not take any incoming phone calls. If you would like to speak to one of our advisers, simply follow the options on the phone and to save you holding just key in your telephone number on your keypad and we will contact you"
    OmegaGene wrote: »
    The reason it’s 4 women and 25 plus are cheap is because you have an online portal to do everything yourself and therefore shouldn’t need to call someone, uploading documents and adjusting policies couldn’t be easier.
    I had a query 2 years ago that I couldn’t find the answer to online and they called me back within the hour and were extremely helpful.

    I flip between its4women and 25plus every year and avail of new customer discount and also use tbe discount code, they are the same company or sister companies.

    I'd echo this. I had cause to make a few adjustments to my policy this year, twice due to change of car (UK import, so change to UK reg and then to Irish reg once I'd VRTed it), and one to temporarily change the covered vehicle for a couple of weeks, and while it was a bit of a nuisance to get someone to speak to, once I did they were very good to deal with.

    Ultimately I ended up making the temp adjustment via the phone because I couldn't match the exact vehicle on the online system, but they waived the 10 euro fee due to this being an issue on their end, so can't ask too much more than that. Admittedly I probably spent as long on the phone double checking the process for the import car as it would have taken them to process the changes for that too, but still wasn't subject to any fee once I undertook the adjustments online.


  • Registered Users, Registered Users 2 Posts: 293 ✭✭ruddy1987


    cython wrote: »
    I'd echo this. I had cause to make a few adjustments to my policy this year, twice due to change of car (UK import, so change to UK reg and then to Irish reg once I'd VRTed it), and one to temporarily change the covered vehicle for a couple of weeks, and while it was a bit of a nuisance to get someone to speak to, once I did they were very good to deal with.

    Ultimately I ended up making the temp adjustment via the phone because I couldn't match the exact vehicle on the online system, but they waived the 10 euro fee due to this being an issue on their end, so can't ask too much more than that. Admittedly I probably spent as long on the phone double checking the process for the import car as it would have taken them to process the changes for that too, but still wasn't subject to any fee once I undertook the adjustments online.


    Awful service would avoid. Wanted to charge admin fee for issuing proof of no claims bonus for named driver.

    Aviva are very cheap at the minute would recommend trying them


  • Moderators Posts: 12,395 ✭✭✭✭Black_Knight


    Fyi liberty insurance have a flash sale going on. Allegedly 20% off. My insurance is due, and typically this year I'm going quotes of 520-550 (pretty similar to other years) but liberty quoted me 395. Fully comp, all the bells and whistles included.

    Edit: it ends tonight. Your quote and discount will be valid for 7 days though.


  • Moderators, Arts Moderators, Recreation & Hobbies Moderators, Social & Fun Moderators Posts: 77,359 Mod ✭✭✭✭New Home


    Fyi liberty insurance have a flash sale going on. Allegedly 20% off. My insurance is due, and typically this year I'm going quotes of 520-550 (pretty similar to other years) but liberty quoted me 395. Fully comp, all the bells and whistles included.

    Edit: it ends tonight. Your quote and discount will be valid for 7 days though.

    If only I'd known yesterday...


  • Registered Users, Registered Users 2 Posts: 7,185 ✭✭✭G1032


    Fyi liberty insurance have a flash sale going on. Allegedly 20% off. My insurance is due, and typically this year I'm going quotes of 520-550 (pretty similar to other years) but liberty quoted me 395. Fully comp, all the bells and whistles included.

    Edit: it ends tonight. Your quote and discount will be valid for 7 days though.

    Insurance for due soon also. Getting quotes of 500ish also but 440 with Aviva. Just got quote from Liberty.... 640...... That's some sale!!!😉


  • Moderators Posts: 12,395 ✭✭✭✭Black_Knight


    G1032 wrote: »
    Insurance for due soon also. Getting quotes of 500ish also but 440 with Aviva. Just got quote from Liberty.... 640...... That's some sale!!!😉

    Buy buy buy!


  • Registered Users, Registered Users 2 Posts: 2,379 ✭✭✭Skuxx


    G1032 wrote: »
    Insurance for due soon also. Getting quotes of 500ish also but 440 with Aviva. Just got quote from Liberty.... 640...... That's some sale!!!��

    Same for me, most insurance renewals around the €800 mark, liberty quoted me €1400!


  • Moderators, Society & Culture Moderators Posts: 32,286 Mod ✭✭✭✭The_Conductor


    Guys- pretty much every company charges when you change your documents (for whatever reason). Its4women.ie are far from alone in this respect. I would strongly suggest people not make an assumption that they're the cheapest though- or that Blue are cheap, or liberty- you really need to shop around. At the moment my cheapest quote is with FBD- who are over 200 cheaper than its4women- and the next cheapest I can find is Aviva.

    Shop around- and don't make assumptions- you'd be crazy not to when you can potentially save hundreds.


  • Registered Users, Registered Users 2 Posts: 10,214 ✭✭✭✭OmegaGene


    I tried Liberty last night €1500 :pac: more than double what I am paying 25plus this year and it’s4women last year
    Liberty can feck right off

    The internet isn’t for everyone



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