Stopped by the Gardai, have to produce insurance cert

Indestructable

Hi,

I was stopped Friday and need to produce my insurance cert at the station within 10 days, problem is I lost the full cert. I have the insurance 9 months so it went missing somewhere in between.

I have the window cert and it is displayed, I also have all the correspondence from insurer with details of who is covered and what for. Do you think they'd be happy with this??

I can request a new cert but doubt I'd have it within the 10 days.

Thanks everyone

January

Nope they need to see the cert.

Del2005

You need to contact your insurance in the morning and request a replacement cert. The disc in the window is a waste of space as it proves nothing. Explain that you need to produce and they should be able to post it that day.

markpb

If you ring your insurer first thing tomorrow morning, I'd be surprised if you didn't get it in the post on Wednesday or Thursday.

Failing that, ring the station in a week, find out when the guard is on duty and explain the situation to them.

myshirt

Only issue with this is there's always a charge for the replacement, €60.00 or more no doubt.

Indestructable

Balls!

Was on the AA website and I can do it from there, only 10 euro which is reasonable I suppose. Will do it now and hope its here soon.

Thanks all.

Del2005

myshirt wrote: »

Only issue with this is there's always a charge for the replacement, €60.00 or more no doubt.

You agree to that charge when you take out the policy, don't like the charge get a policy from a company that doesn't charge.

antodeco

Or request a copy of it under section 4 of the data protection act. Max charge is €6.35

wonski

antodeco wrote: »

Or request a copy of it under section 4 of the data protection act. Max charge is €6.35

I don't think that would work tbh.

antodeco

wonski wrote: »

I don't think that would work tbh.

Why not?

Arcade_Tryer

Del2005 wrote: »

You need to contact your insurance in the morning and request a replacement cert. The disc in the window is a waste of space as it proves nothing. Explain that you need to produce and they should be able to post it that day.

Why is it displayed there along with the nct and tax discs so? Genuine question.

wonski

antodeco wrote: »

Why not?

Will you get a new passport for 6.35, or a driving license?

Jesus.

wonski wrote: »

Will you get a new passport for 6.35, or a driving license?

Both of those are more elaborate than a simple page of writing that's easily printed off.

antodeco

wonski wrote: »

Will you get a new passport for 6.35, or a driving license?

Completely different. The passport office don't keep a record of your passport on file. They keep a copy of your application form and any correspondence relating to it. Your insurance company keep a copy of your certificate. They don't keep a copy of your disc.

You can't request a copy of a disc under DP sec. 4, as you have the original. Same as a passport. You have the original. Your insurance cert that you receive is not a singular original, like a passport.

delta_bravo

antodeco wrote: »

Completely different. The passport office don't keep a record of your passport on file. They keep a copy of your application form and any correspondence relating to it. Your insurance company keep a copy of your certificate. They don't keep a copy of your disc.

You can't request a copy of a disc under DP sec. 4, as you have the original. Same as a passport. You have the original. Your insurance cert that you receive is not a singular original, like a passport.

Another thing is the data controller is only obliged to provide the data within forty days from the request so this may be no good to the op

antodeco

delta_bravo wrote: »

Another thing is the data controller is only obliged to provide the data within forty days from the request so this may be no good to the op

Of course, that's the other thing! If you need it within 10 days it's not an option. Saying that, I used to get requests out within 5 days!

Del2005

Arcade_Tryer wrote: »

Why is it displayed there along with the nct and tax discs so? Genuine question.

To annoy CiniO.:D

Genuine answer, I've no idea. All the cert shows is a policy number, it doesn't show who or what vehicle is insured on the policy, so it's off no use to anyone which is why when stopped you have to produce the cert in a station.

wonski

Jesus. wrote: »

Both of those are more elaborate than a simple page of writing that's easily printed off.

I am sure they will print it off on white a4 sheet of paper, which could cause a problem at Garda station.

Unless I am missing something, more than happy to be proved wrong.

CiniO

Del2005 wrote: »

To annoy CiniO.:D

Genuine answer, I've no idea. All the cert shows is a policy number, it doesn't show who or what vehicle is insured on the policy, so it's off no use to anyone which is why when stopped you have to produce the cert in a station.

I just happen to renew my policy recently, and I just have my insurance disc in front of me (arrived in the post few days ago).
It states the following:
-policy number
-commencement date
-expiry date
-insurer name
-car registration number
-insurance disc serial number
-and obviously magical "Road Traffic Act 1961" phrase.

It's a brilliant info, but lacks it's main purpose - it doesn't confirm or deny if person driving a car is insured. Therefore it's totally useless.

Ireland should get rid of this "named drivers" nonsense, and make all policies open drive allowing anyone to drive a vehicle like most countries do.
Then insurance disc would make sense, as it would confirm that insurance on a car is in place, and driver is covered.

Jesus.

wonski wrote: »

I am sure they will print it off on white a4 sheet of paper, which could cause a problem at Garda station. Unless I am missing something, more than happy to be proved wrong.

They'll print it off on a sheet of paper yes. Unless I am missing something?

wonski

Jesus. wrote: »

They'll print it off on a sheet of paper yes. Unless I am missing something?

I think you know what I meant.

If not, that's fine. I am confident you won't get a copy of your insurance certificate under freedom of information act. At least not the one you want to show at a Garda station as a proof of insurance. That's what I meant.

ThisRegard

CiniO wrote: »

but lacks it's main purpose - it doesn't confirm or deny if person driving a car is insured..

I'm sure mine always do.

antodeco

wonski wrote: »

I think you know what I meant.

If not, that's fine. I am confident you won't get a copy of your insurance certificate under freedom of information act. At least not the one you want to show at a Garda station as a proof of insurance. That's what I meant.

Freedom of information act and data protection act are too very different things...

wonski

antodeco wrote: »

Freedom of information act and data protection act are too very different things...

Mixed these 2 up in my post... kind of a "typo"

Gumbo

ThisRegard wrote: »

I'm sure mine always do.

Your name is not on the disc so it doesn't confirm who is insured or for what purpose.

Jesus.

wonski wrote: »

I think you know what I meant.

I honestly didn't. I was saying it would cost more to get a licence or passport because they are more elaborate than a simple piece of paper that is printed that's all.

Henry Ford III

CiniO wrote: »

I just happen to renew my policy recently, and I just have my insurance disc in front of me (arrived in the post few days ago).
It states the following:
-policy number
-commencement date
-expiry date
-insurer name
-car registration number
-insurance disc serial number
-and obviously magical "Road Traffic Act 1961" phrase.

It's a brilliant info, but lacks it's main purpose - it doesn't confirm or deny if person driving a car is insured. Therefore it's totally useless.

Ireland should get rid of this "named drivers" nonsense, and make all policies open drive allowing anyone to drive a vehicle like most countries do.
Then insurance disc would make sense, as it would confirm that insurance on a car is in place, and driver is covered.

Even a 17 year old, with a learner permit, no experience, and an overly inflated view of their driving abilities.

Genius stuff.

grogi

Henry Ford III wrote: »

Even a 17 year old, with a learner permit, no experience, and an overly inflated view of their driving abilities.

Genius stuff.

Works in a whole continent, if not two...

Jesus.

Henry Ford III wrote: »

an overly inflated view of their driving abilities.

Alas that's not confined to 17 year olds

Cheensbo

It works in oz / nz too so add another continent/sub continent - insure the car (or don't - compulsory third party insurance comes with your registration/tax)

And anyone who's licence allows them (depending on classification of the car) - can then drive it no hassle at all.

Look up red p's & green p's - it's a pretty good system.

Henry Ford III

Cheensbo wrote: »

It works in oz / nz too so add another continent/sub continent - insure the car (or don't - compulsory third party insurance comes with your registration/tax)

And anyone who's licence allows them (depending on classification of the car) - can then drive it no hassle at all.

Look up red p's & green p's - it's a pretty good system.

Apply that here and premiums would rocket.