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Delay in wages into account

  • 30-10-2015 9:49am
    #1
    Registered Users, Registered Users 2 Posts: 1


    Hi, can you please update on when issue is resolved with wages going into account, second time this has happened!


«1

Comments

  • Registered Users, Registered Users 2 Posts: 9,223 ✭✭✭Tow


    This happens every time a week, fortnight and month end coincide with each other.  It is caused by a lack of processing power...

    When is the money (including lost growth) Michael Noonan took in the Pension Levy going to be paid back?



  • Registered Users, Registered Users 2 Posts: 8,000 ✭✭✭andreac


    Disgraceful altogether. Makes it worse that it was a 5 week month too for some people and no money today. It better be sorted asap!!

    I then received a text from BOI saying Vodafone will be looking for a payment today and there are no funds there to cover it, eh, of course there isn't as you didn't put my bloody wages through!!


  • Registered Users, Registered Users 2 Posts: 570 ✭✭✭Stroke Politics


    I think somebody in Cabinteely forgot to press send again this week.


    I got that text as well, we have 3 Vodafone D/D/s due out today, but the warning text would have been set up to trigger yesterday, and nobody cancelled them from the queue. I don't think the Vodafone direct debits can be presented today as the credit reports which apply the wages/salaries credits have to be run off first before they go through. Once they put the rubber bands on back on the machine again the credit report will run, and then they'll apply the direct debits....


  • Moderators, Arts Moderators, Recreation & Hobbies Moderators Posts: 10,885 Mod ✭✭✭✭Hellrazer


    See this is the benefit you get for paying almost 60 euros a quarter in fees for!!!!


  • Registered Users, Registered Users 2 Posts: 103 ✭✭dairina1991


    ah me to... 
    lovely no money in the bank this morning...
    and surprise surprise   no answer from the reps yet...


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  • Hosted Moderators Posts: 7,486 ✭✭✭Red Alert


    No money in the account this morning either. This is absolutely disgraceful, and a repeated occurrence. Can the reps please give a description of what exactly has caused this? 


  • Closed Accounts Posts: 1,640 ✭✭✭Bank of Ireland: Sarah


    Hi all, 

    Thanks for your posts here this morning. Sorry for the delay in posting here, we're working through the volume of queries. 

    We're working to resolve the payment delay as soon as possible. We're sorry for any inconvenience caused. As direct debit payments are presented throughout the day, these will be paid as soon as funds are credited into your account. 

    As soon as we get any more info on this, we'll let you know here.  

    Thanks,
    Sarah


  • Registered Users, Registered Users 2 Posts: 8,000 ✭✭✭andreac


    Will this be sorted by today?? I have no money, literally no money now. Used my last 10 euro on diesel to get to work. Absolutely disgraceful carry on.


  • Banned (with Prison Access) Posts: 295 ✭✭mattaiuseire


    So if the funds don't become available until Monday, potentially millions of Euro's will be charged to customers for failed Direct Debits?


  • Closed Accounts Posts: 1,640 ✭✭✭Bank of Ireland: Sarah


    Hi all, 

    Just to add, that we can assure you that no customer will be out of pocket arising from the delay this morning. 

    Thanks,
    Sarah


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  • Registered Users, Registered Users 2 Posts: 740 ✭✭✭Aka Ishur


    Me too :(


  • Registered Users, Registered Users 2 Posts: 880 ✭✭✭celica00


    Hi Sarah,

    i hope so!

    I'm one of the people who is waiting for their money and i only found about it whilst trying to pay for petrol this morning!


    Not pleasant at all.


  • Hosted Moderators Posts: 7,486 ✭✭✭Red Alert


    If this is not sorted by this evening, will credits be made over the weekend or will this be left until Monday?


  • Closed Accounts Posts: 1,906 ✭✭✭Streetwalker


    Have to say this is most disappointing for both my wife and myself as our wages haven't gone through screwing a lot of bills up. Not the first time this has happened but will be the last as have no intention of continuing my day to day banking with BOI. Final straw I'm afraid.


  • Registered Users, Registered Users 2 Posts: 880 ✭✭✭celica00


    Same here, Credit should be issued over the weekend if not sorted by 3PM today....bad enough to wait that long!


  • Registered Users, Registered Users 2 Posts: 1,862 ✭✭✭Cushie Butterfield


    What measures have been put in place for account holders such as the poster above who found themselves in such an embarrassing situation?

    Has an emergency helpline been set up?

    Have accounts been flagged to allow direct debits to go through?

    Have debit cards been flagged with a small overdraft facility?

    If not, why not?


  • Registered Users, Registered Users 2 Posts: 132 ✭✭gtothek


    What is the update on this? So bloody annoying.


  • Registered Users, Registered Users 2 Posts: 12,741 ✭✭✭✭Ally Dick


    Tow wrote: »
    This happens every time a week, fortnight and month end coincide with each other.  It is caused by a lack of processing power...
    Yes. Not enough CPU.


  • Registered Users, Registered Users 2 Posts: 880 ✭✭✭celica00


    Only NOW they know what was the issue and start resolving it........


  • Registered Users, Registered Users 2 Posts: 461 ✭✭kerosene


    will this be resolved today?


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  • Registered Users, Registered Users 2 Posts: 570 ✭✭✭Stroke Politics


    Short answer to all your queries is they don't know when there will be a fix on this issue....

    http://www.irishtimes.com/business/financial-services/some-bank-of-ireland-customers-experiencing-payment-delays-1.2411324


  • Hosted Moderators Posts: 7,486 ✭✭✭Red Alert


    This is simply not acceptable. No real information - Was it a breakdown? Was it a mistake? Was it an inherent flaw? Was it human error? 


  • Registered Users, Registered Users 2 Posts: 509 ✭✭✭Nuw


    Let me get this straight, we pay BOI to take care of our money. They hold on to it more than is acceptable and expect us to trot along with a simple 'oh sorry you got scr*wed by our lack of preparation, we could not foresee such a turn of event. You see, it's only the second times this happened to us within the last year, so how could we know it could happen?'

    My dog knows better than to repeat twice the same mistake for god's sake!

    And of course you get away with it, you don't give a flying f*ck about your customer, all that matters is that you get richer and richer using someone else's money, and you're right.
    I mean, worse case scenario, you get more of our money through a governement 'save plan' so you poor little people don't go bankrupt due to your own stupidity....

    OK, enough ranting...

    Sort this and treat your customers as they should be treated, with respect and consideration, and maybe, just maybe, enough of us will keep our accounts opened for you to survive...


  • Closed Accounts Posts: 12,687 ✭✭✭✭Penny Tration


    Wonder what BOI will do about peoples' credit rating when direct debits start to bounce. financially squaring it up doesn't remove the mark from their credit score...


  • Registered Users, Registered Users 2 Posts: 88 ✭✭trickymicky


    Any chance of a further update?


  • Registered Users, Registered Users 2 Posts: 11,001 ✭✭✭✭Flukey


    This is one of the many reasons that electronic funds transfer is so inconvenient.  All employers should allow people the option of being paid by cheque, instead of having this inconvenience.


  • Registered Users, Registered Users 2 Posts: 461 ✭✭kerosene


    The lack of information is almost as annoying as not having my wages processed.


  • Registered Users, Registered Users 2 Posts: 461 ✭✭kerosene


    i didnt get a txt or email, only info seems to be on here.


  • Registered Users, Registered Users 2 Posts: 5,022 ✭✭✭jamesbere


    I've my monthly rent to pay today. Interesting that this happens on a Friday and especially the last Friday of the month.

    They say how it's inconvenient for customers but it seems very convenient for bank of ireland.


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  • Registered Users, Registered Users 2 Posts: 153 ✭✭dustyrip


    If this isn't sorted today I am moving bank.


  • Closed Accounts Posts: 153 ✭✭meme74


    Can a BOI rep please give a response other than "we are very sorry for the inconvenience" and "as soon as we have an update we'll let you know". Same responses on twitter all day long.

    We need to know what the status is at the minute - even if you dont have an update, let us know that you have made no further progress, dont just ignore us.

    We need to know what will happen with direct debits due to go out today if the funds are not in the accounts today (I already know that they will attempt to be called all throughout the day but what if the funds arent there today)

    We need to know if the funds are not in today, will the funds be in our accounts over the weekend if the problem is resolved or, even if the problem is resolved this evenig or over the weekend will we still have to wait til Monday to get our money?

    BOI are really ignoring the huge impact this has on people.


  • Registered Users, Registered Users 2 Posts: 880 ✭✭✭celica00


    at this stage i only want/NEED to know will we get paid today or not??????????


  • Registered Users, Registered Users 2 Posts: 461 ✭✭kerosene


    Have to agree with you meme. If they let us know what timeframe it is likely to take to rectify matters, we could make some alternative arrangement


  • Banned (with Prison Access) Posts: 295 ✭✭mattaiuseire


    Funds won't be credited on a weekend as the banks are closed.  So if it isn't resolved today it will be Monday.


  • Closed Accounts Posts: 153 ✭✭meme74


    Funds won't be credited on a weekend as the banks are closed. So if it isn't resolved today it will be Monday.
    mattaiuseire, I know normally banks are closed over the weekend but, given the scale of the issue I was asking BOI if this is definite or not as you would expect them to process payments as soon as possible whether people need to work overtime or not to do it should not be an issue.


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  • Registered Users, Registered Users 2 Posts: 12,741 ✭✭✭✭Ally Dick


    Funds won't be credited on a weekend as the banks are closed.  So if it isn't resolved today it will be Monday.
    Credits can be applied on a Saturday, and will show up under Monday's date, but value in the shadow straight away. Debits cannot be applied on a Saturday. That's the rules


  • Closed Accounts Posts: 1,640 ✭✭✭Bank of Ireland: Sarah


    Hi all, 

    Thanks for your posts here. 

    We're hoping to have an update on this soon and will post here as soon as we do. We're confident that funds will credit today and thank you all for your patience with this. 

    Thanks,
    Sarah


  • Registered Users, Registered Users 2 Posts: 22,412 ✭✭✭✭endacl


    Update: PTSB will give you a €100 bonus to switch. Very happy ex-Ulster bank customer here. If a bank cocks up straightforward transactions....


  • Registered Users, Registered Users 2 Posts: 103 ✭✭dairina1991


    Fiu... money in the acc... glad its fixed for now


  • Registered Users, Registered Users 2 Posts: 88 ✭✭trickymicky


    Anyone else got paid I cant check my online banking?


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  • Registered Users, Registered Users 2 Posts: 509 ✭✭✭Nuw


    Anyone else got paid I cant check my online banking?
    I didn't....


  • Registered Users, Registered Users 2 Posts: 738 ✭✭✭Gaillimh1976


    Switching to PTSB next week

    Can't be any worse and at least it's free


  • Registered Users, Registered Users 2 Posts: 509 ✭✭✭Nuw


    Switching to PTSB next week

    Can't be any worse and at least it's free
    I kind of hope we all will... I know I am


  • Registered Users, Registered Users 2 Posts: 8,000 ✭✭✭andreac


    No, nothing yet in mine anyway.


  • Registered Users, Registered Users 2 Posts: 461 ✭✭kerosene


    Just checked my account. no payment received as of yet


  • Registered Users, Registered Users 2 Posts: 1 Vorny


    Still nothing either :(


  • Registered Users, Registered Users 2 Posts: 132 ✭✭gtothek


    Still no pay. Joke..


  • Registered Users, Registered Users 2 Posts: 8,000 ✭✭✭andreac


    Absolutely disgraceful carry on going in to a weekend, leaving people with no money. I have had to borrow from my job, highly embarrassing situation to be put in.


  • Closed Accounts Posts: 153 ✭✭meme74


    Nope, my money still hasnt been paid to me. Joke.


  • Hosted Moderators Posts: 7,486 ✭✭✭Red Alert


    Still nothing. 


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