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Ulster bank closing my account without giving a reason

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Comments

  • #32
    CreepingDeath
    Closed Accounts Posts: 8,015 ✭✭✭CreepingDeath


    J Mysterio wrote: »
    BOI did that to me when I was finishing college a few years back, it was a fcking disgrace.

    That was probably for a completely different reason.

    You probably had a special student account which had no fees etc.
    So when you left college, you weren't entitled to continue that specific account type.


  • #33
    daheff
    Registered Users, Registered Users 2 Posts: 5,936 ✭✭✭daheff


    if you really want to know whats going on you should send them a data protection request requesting them to disclose all information that they hold about you and your husband and the reasons for which they are closing your account.


    funnily enough theres an article in the paper today about one of these

    http://www.independent.ie/business/personal-finance/latest-news/personal-bank-account-files-going-back-years-can-be-seen-for-635-29493588.html


    Section 4 of the Data Protection Act says any individual has a right to obtain a copy, clearly explained, of any information relating to them kept on computer or in a structured manual filing system.


  • #34
    J Mysterio
    Registered Users, Registered Users 2 Posts: 11,270 ✭✭✭✭J Mysterio


    CreepingDeath wrote: »
    You probably had a special student account which had no fees etc.
    So when you left college, you weren't entitled to continue that specific account type.

    Incorrect assumption.

    I was actually €20 overdrawn when they sent me that letter. I had banked with them since i was 12 and my entire family banks with them and always have.

    They never sent me a letter to say 'gis the 20', just went straight to 'close your account and piss off'.

    Very little foresight to treat a student (in his final year) like that. With Ulster Bank now and lodging cash money regularly.


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