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complete savings ie /ticketmaster

  • 30-05-2015 8:06pm
    #1
    Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭


    I bought tickets recently for concert from Ticketmaster.
    I now see a charge on my credit card now for 12 euro.
    I didn't sign up with "complete savings ie".


    Is this a scam. I have now to try and get my 12 euro back,


    <SNIP>......anyone any advice on how to proceed.

    Paddy.


Comments

  • Registered Users, Registered Users 2 Posts: 71,190 ✭✭✭✭L1011


    http://help.ticketmaster.com/how-did-i-become-a-member-of-complete-savings/

    There's a checkbox to uncheck. Its not a scam as such but its a: completely useless and b: presented in a confusing manner so realistically it may as well be,


  • Closed Accounts Posts: 3,784 ✭✭✭total former


    L1011 wrote: »
    http://help.ticketmaster.com/how-did-i-become-a-member-of-complete-savings/

    There's a checkbox to uncheck. Its not a scam as such but its a: completely useless and b: presented in a confusing manner so realistically it may as well be,

    On that FAQ page it says:. "Once your Ticketmaster purchase was complete, you were given an opportunity to save money with Complete Savings. After accepting the Terms & Conditions by undertaking several affirmative steps, including entering your email address, you were enrolled in the Complete Savings online savings program."

    Sounds like a lot more than a box to uncheck tbh.


  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    L1011 wrote: »
    http://help.ticketmaster.com/how-did-i-become-a-member-of-complete-savings/

    There's a checkbox to uncheck. Its not a scam as such but its a: completely useless and b: presented in a confusing manner so realistically it may as well be,

    correct.....thks


  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    On that FAQ page it says:. "Once your Ticketmaster purchase was complete, you were given an opportunity to save money with Complete Savings. After accepting the Terms & Conditions by undertaking several affirmative steps, including entering your email address, you were enrolled in the Complete Savings online savings program."

    Sounds like a lot more than a box to uncheck tbh.



    I use the internet all the time for buying stuff. This was a first where the purchase was made in such a fashion that I had no idea that I had bought this ..complete savings .ie...... if you do not realise you have bought it ...regardless of anything else , there is a problem with transparency.

    I have got my money back and off the site. google about it ..its a common complaint.....when I mentioned the joe duffy show and sending an email to see how big the problem may be , I got an immediate refund...perhaps co incidentailly......be aware


  • Closed Accounts Posts: 1,532 ✭✭✭delahuntv


    Its not a scam - but boy does it skirt the parameters!

    Watchdog did a programme on it in the UK and the consumer show did one here. The companies that add it to their website get a substantial commission, hence they have no interest in taking it off.

    Frankly I despise such sneaky ploys.


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  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    that's interesting ...im done with them TG.


  • Registered Users, Registered Users 2 Posts: 9,816 ✭✭✭antoinolachtnai


    Should be able to get refund under consumer rights directive?


  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    Should be able to get refund under consumer rights directive?

    Dunno. Have refund sorted. It's very underhand. They gave me little hassle.
    I think they get plenty of angry emails !


  • Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 7,786 ✭✭✭slimjimmc


    @Completesave. Please contact hello@boards.ie if you wish to post on Boards,ie in a commercial capacity. Post deleted.


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  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    slimjimmc wrote: »
    @Completesave. Please contact hello@boards.ie if you wish to post on Boards,ie in a commercial capacity. Post deleted.

    Hi this doesn't make sense to me. Who is posting commercially ? Thks


  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    Think of all the ones that don't complain and continue to pay blindly. It is a very profitable business.

    Ya it's bad practice ... Certainly not best practice as it should be. You live and learn.


  • Registered Users, Registered Users 2 Posts: 7,786 ✭✭✭slimjimmc


    Hi this doesn't make sense to me. Who is posting commercially ? Thks
    Just a poster who identified herself as a rep of Complete Savings.


  • Closed Accounts Posts: 1,532 ✭✭✭delahuntv


    He/she would be entitled to cancel under the cooling off period, if done within 14 days.

    I suppose the moral of the story is, don't click into a link, sign up to a service and provide your bank details unless you know what you're getting into. Sounds obvious but...

    yep, sounds obvious, but Complete Savings have designed the link and the offer to make it look like it is from the site you are on. Therefore as you trust that site (Ryanair, Irish Rail, Ticketmaster etc), your trust is effectively in my opinion betrayed by the way complete savings get you to sign up.

    Their classic is "save €10 on your next booking/ticket with (insert name of site you are on)" and then they shout about it being free to sign up and free for 30 days etc etc, then much smaller is the fact that you are signing up to a recurrent payment.


    In their defence, they do seem to cancel immediately on request and provide refunds if you dispute their signup procedure. Easy to do when you ahve thousands of unsuspecting sign-ups.

    BTW - this is a worldwide company. A quick google of "complete savings problems" will show you just how big this is.

    So whilst their sign-up procedure very much dodgy in the language and style used, but not illegal, they will cancel immediately you contact them.


  • Closed Accounts Posts: 3,784 ✭✭✭total former


    delahuntv wrote: »
    yep, sounds obvious, but Complete Savings have designed the link and the offer to make it look like it is from the site you are on. Therefore as you trust that site (Ryanair, Irish Rail, Ticketmaster etc), your trust is effectively in my opinion betrayed by the way complete savings get you to sign up.

    Their classic is "save €10 on your next booking/ticket with (insert name of site you are on)" and then they shout about it being free to sign up and free for 30 days etc etc, then much smaller is the fact that you are signing up to a recurrent payment.


    In their defence, they do seem to cancel immediately on request and provide refunds if you dispute their signup procedure. Easy to do when you ahve thousands of unsuspecting sign-ups.

    BTW - this is a worldwide company. A quick google of "complete savings problems" will show you just how big this is.

    So whilst their sign-up procedure very much dodgy in the language and style used, but not illegal, they will cancel immediately you contact them.

    Sorry, deleted the initial post as it came off a bit stroppy which wasn't the intention, but I suppose my point was that this isn't like the "missed event" insurance that Ticketmaster provide and which is very much a tick-box that you could skim over. In this case, you need to take conscious and deliberate action to become a member, including giving them your credit card details.

    It doesn't look like a good service and definitely not a good value service but at some point people have to take responsibility for their own actions. I don't think it's reasonable to claim that they were signed up without their knowledge.


  • Registered Users, Registered Users 2 Posts: 71,190 ✭✭✭✭L1011


    This post has been deleted.

    The old trick of charging less than someone values the time it takes them to cancel - but monthly. If you charge a tenner or so a month for something people will often just keep paying it ad infinitum


  • Registered Users, Registered Users 2 Posts: 25,626 ✭✭✭✭coylemj


    Conor Pope of the Irish Times was on the case recently as a recent of complaints relating to people who bought tickets on Irish Rail website and who started to see that monthly charge on their CC bills. It does seem to be a completely useless service and depends on people signing up without really knowing what they're getting into. In that sense and by my value system they're not much better than the snakes in Zamano who's business depends on extracting cash from unsuspecting people by suckering them into subscribing to so-called premium text services.


  • Boards.ie Employee Posts: 12,597 ✭✭✭✭✭Boards.ie: Niamh
    Boards.ie Community Manager


    Mary from Complete Savings has been in contact with is and have asked us to post this official response on their behalf:
    Hello Forum Members:

    Complete Savings is an online membership programme ideal for those who shop online regularly. Complete Savings members have access to a wide range of cashback deals, including an initial cashback reward, a monthly cashback reward, discounted gift cards and 10% cashback at over 650 online stores.

    The only way to become a member is to enter your details in full on the Complete Savings sign-up page. The details required are: your name, your email address (twice), your postal address, a new password (twice) and your credit or debit card details for the monthly billing. It is mentioned in several places on the sign-up page that following 30 days free membership, there is a monthly fee - hence why you are required to provide your credit/debit card details on the sign-up page. To complete your sign-up, you must click a "Yes" button to agree to the terms and conditions of the programme. There is no other way of creating a membership but to provide your details in full and click the "YES" button on the sign-up page.

    We will be happy to assist with queries about Complete Savings. However, it's difficult to do that in a public forum when we don't know who you are and are not able to identify your Complete Savings membership record. If you have a query about Complete Savings and would like our assistance, please contact our customer service centre on 1800 806 167 or at customerservice@completesavings.ie. Alternatively, you can contact me directly at mary@completesavings.ie. Our hours of operation are Monday-Friday 8am-8pm and Saturday 9am-4pm.

    Kind regards,
    Mary
    The Complete Savings Team

    If anyone has any queries on this, please do contact the Complete Savings Team using the contact details given above. Thanks.


  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    Sorry, deleted the initial post as it came off a bit stroppy which wasn't the intention, but I suppose my point was that this isn't like the "missed event" insurance that Ticketmaster provide and which is very much a tick-box that you could skim over. In this case, you need to take conscious and deliberate action to become a member, including giving them your credit card details.

    It doesn't look like a good service and definitely not a good value service but at some point people have to take responsibility for their own actions. I don't think it's reasonable to claim that they were signed up without their knowledge.


    completely disagree with that. it is VERY reasonable to claim you were signed up without your knowledge.

    Very easy for them to make it more clear , but suits them not to


  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    Mary from Complete Savings has been in contact with is and have asked us to post this official response on their behalf:



    If anyone has any queries on this, please do contact the Complete Savings Team using the contact details given above. Thanks.

    how many "queries" a day do you get??????????????????


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  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    coylemj wrote: »
    Conor Pope of the Irish Times was on the case recently as a recent of complaints relating to people who bought tickets on Irish Rail website and who started to see that monthly charge on their CC bills. It does seem to be a completely useless service and depends on people signing up without really knowing what they're getting into. In that sense and by my value system they're not much better than the snakes in Zamano who's business depends on extracting cash from unsuspecting people by suckering them into subscribing to so-called premium text services.

    CORRECT


  • Closed Accounts Posts: 3,784 ✭✭✭total former


    completely disagree with that. it is VERY reasonable to claim you were signed up without your knowledge.

    Very easy for them to make it more clear , but suits them not to

    Just to be 100% clear on this; how did they get your credit card details without you signing up?


  • Closed Accounts Posts: 1,645 ✭✭✭Melendez


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    Just to be 100% clear on this; how did they get your credit card details without you signing up?

    Are you from complete savings ie?
    Are you missing the jist of the story?
    Did you research it? Did you see or are you aware of the USA court action taken against them?
    Silly question ( my view)

    The point is it is misleading .. The point is that if a customer is not fully aware then it is while not illegal a " slight of hand" very easy to put it right.
    Same issues for irish rail customers.

    The design of their website is designed in my view in such a way that it results in considerable confusion ... Resulting in causing a huge amount of hassle / phone calls / emails : calls to credit card companies to get charges reversed ... It's nothing short of a nuisance .....
    Indeed most appropriate your reply ..100% clear .... Pity they wouldn't take that as their motto


  • Closed Accounts Posts: 3,784 ✭✭✭total former


    Are you from complete savings ie?

    Yes, that's exactly it, you've exposed me, my cover is blown.

    Are you missing the jist of the story?

    I understand completely the jist of the story. You didn't understand what you were signing up for; I get that.

    What I'm trying to get at is how you can claim that you were signed up without your knowledge when that very clearly isn't possible.


  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    Yes, that's exactly it, you've exposed me, my cover is blown.




    I understand completely the jist of the story. You didn't understand what you were signing up for; I get that.

    What I'm trying to get at is how you can claim that you were signed up without your knowledge when that very clearly isn't possible.

    Good man. Lol


  • Registered Users, Registered Users 2 Posts: 7,786 ✭✭✭slimjimmc


    Are you from complete savings ie?
    Good man. Lol
    Tone it down. Attack the post not the poster.


  • Closed Accounts Posts: 3,784 ✭✭✭total former


    Good man. Lol

    Way to argue your case.

    Listen, you signed up to something to get the offer of the discount on your next ticketmaster purchase. It looks like an attractive offer, I've often thought about clicking on it myself. You went through all the registration steps, you entered your email and password, you gave them your credit card details, you clicked to accept the T&C. At some point, you have to accept some responsibility for your own actions.

    As far as I can tell, you got your membership cancelled fairly easily and you're not out of pocket, so it seems like reasonably good customer service?


  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    Way to argue your case.

    Listen, you signed up to something to get the offer of the discount on your next ticketmaster purchase. It looks like an attractive offer, I've often thought about clicking on it myself. You went through all the registration steps, you entered your email and password, you gave them your credit card details, you clicked to accept the T&C. At some point, you have to accept some responsibility for your own actions.

    As far as I can tell, you got your membership cancelled fairly easily and you're not out of pocket, so it seems like reasonably good customer service?

    Agree to disagree. Your missing the point. Finished over @ out.


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  • Closed Accounts Posts: 1,532 ✭✭✭delahuntv


    Way to argue your case.

    Listen, you signed up to something to get the offer of the discount on your next ticketmaster purchase. It looks like an attractive offer, I've often thought about clicking on it myself. You went through all the registration steps, you entered your email and password, you gave them your credit card details, you clicked to accept the T&C. At some point, you have to accept some responsibility for your own actions.

    As far as I can tell, you got your membership cancelled fairly easily and you're not out of pocket, so it seems like reasonably good customer service?

    You don't think people will click on it inadvertently and think its part of the process?

    Suppose cigarette advertising doesn;t make people smoke - they just advertised for fun and the drop in smoking since advertising ban is coincedental?

    Not evefryone is savvy online (or even in stores) - Youy may be, I may be and many other here may be, but a HUGE number of people put blind trust in sites like Irish Rail, Ticketmaster etc etc and Complet Savings take advantage of that and very purposely design the signup process in a way that whislt not illegal, certainly is very suspect and get the unsuspecting person to give their details.

    Simnply have a look online asnd the the thousands of issues people have and they all have one thing in common - they feel like they were scammed. If Complet Savings were a supplier of a product or service, they would be be ostrocised for their type of business practice and their name would be mud.

    But as they give a hiuge commission to these site and as they don;t have a physical product / service, they don;t really care if such a huge number feel like they've been scammed as every sign up is pure profit.


  • Closed Accounts Posts: 3,784 ✭✭✭total former


    delahuntv wrote: »
    You don't think people will click on it inadvertently and think its part of the process?

    Suppose cigarette advertising doesn;t make people smoke - they just advertised for fun and the drop in smoking since advertising ban is coincedental?

    Not evefryone is savvy online (or even in stores) - Youy may be, I may be and many other here may be, but a HUGE number of people put blind trust in sites like Irish Rail, Ticketmaster etc etc and Complet Savings take advantage of that and very purposely design the signup process in a way that whislt not illegal, certainly is very suspect and get the unsuspecting person to give their details.

    Simnply have a look online asnd the the thousands of issues people have and they all have one thing in common - they feel like they were scammed. If Complet Savings were a supplier of a product or service, they would be be ostrocised for their type of business practice and their name would be mud.

    But as they give a hiuge commission to these site and as they don;t have a physical product / service, they don;t really care if such a huge number feel like they've been scammed as every sign up is pure profit.

    Ah yeah I know that lots of people aren't online-savvy, this whole thread is proof of that, but my point is that you can't just click on a link and that's it as has been implied, there's a whole sign up process to go through.

    Whether it's online, over the phone or in a physical shop, if you give someone your credit card details, I think you have to expect that you're going to be charged for something.

    A learning experience for the OP I suppose, read whatever it is you're signing up to before you accept the t&c.


  • Closed Accounts Posts: 1,532 ✭✭✭delahuntv


    Ah yeah I know that lots of people aren't online-savvy, this whole thread is proof of that, but my point is that you can't just click on a link and that's it as has been implied, there's a whole sign up process to go through.
    .

    Have you tried it yourself? - I checked just to see how "hidden" the sign up process was. Its very much designed to make you think you are still in the main site of the company you were originally in - hence, unless you know about it and have your wits about you, you will get suckered into it.

    If you signed up via ticketmaster, the ticketmaster logo is very prominent, same with irish rail and others.

    For this reason many companies have stopped allowing complete savings to advertise on their sites as the bad pr wasn;t worth the commission.


  • Registered Users, Registered Users 2 Posts: 4 citkane


    Complete savings is not a scam. You agree to their conditions, you give them your credit card number and if you tell them you did not realise you were on a different site to the Ticket master/iarnrod eireann/ ryanair/ site they give you your money back, and cancel your subscription
    However, it is very difficult to realize you have moved to a different website. It makes no sense to get 15 euro back and pay complete savings 144 euro per annual.
    Most people who use their card do not question payments as we forget what we have put through and most times in the past we have questioned payments they turned out to be genuine.
    Now here's the rub. You are tricked into signing up for a payment of 12 euro a month, you DO NOT receive an email telling you you are paying 12 euro per month and you DO NOT receive an email to tell you what discounts you receive or any notification that you are now a paying member of a discount club.
    Therefore, complete savings is trying to take your money without your knowledge but with your unwitting agreement.
    Therefore, companies like Ticket master/Iarnrod eireann / Ryanair have no integrity, the lure of easy money has made the hard nosed chiefs convince themselves that the information is there to be seen and if you don't see it ( and they go to great efforts to ensure, unless you are super vigilant that you won't, ) it your own stupidity.
    In short, all these large legitimate earn extra money from their customers trust with , in most cases no benefit.
    This practice is world wide, it says something about big business,
    <Mod note: wildly off topic stuff removed>


  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    citkane wrote: »
    Complete savings is not a scam. You agree to their conditions, you give them your credit card number and if you tell them you did not realise you were on a different site to the Ticket master/iarnrod eireann/ ryanair/ site they give you your money back, and cancel your subscription
    However, it is very difficult to realize you have moved to a different website. It makes no sense to get 15 euro back and pay complete savings 144 euro per annual.
    Most people who use their card do not question payments as we forget what we have put through and most times in the past we have questioned payments they turned out to be genuine.
    Now here's the rub. You are tricked into signing up for a payment of 12 euro a month, you DO NOT receive an email telling you you are paying 12 euro per month and you DO NOT receive an email to tell you what discounts you receive or any notification that you are now a paying member of a discount club.
    Therefore, complete savings is trying to take your money without your knowledge but with your unwitting agreement.
    Therefore, companies like Ticket master/Iarnrod eireann / Ryanair have no integrity, the lure of easy money has made the hard nosed chiefs convince themselves that the information is there to be seen and if you don't see it ( and they go to great efforts to ensure, unless you are super vigilant that you won't, ) it your own stupidity.
    In short, all these large legitimate earn extra money from their customers trust with , in most cases no benefit.
    This practice is world wide, it says something about big business,
    <Mod note: wildly off topic stuff removed>

    Complete hoodwinkers .... If anyone is consulting boards about this ... Read the full blog. Google them yourselves .... Suggest .... "Court decisions - complete savings "
    I got my money back as did lots of others ... Mention publicizing their "service"

    Remember ... If it's too good to be true it probably is...... Be aware


  • Closed Accounts Posts: 2,216 ✭✭✭Ageyev


    I very nearly just got suckered in by this through Ticketmaster after having completed their arduous process. I've been online since the late 90s and have been purchasing stuff online for about 15years but this is the first time I've nearly been hoodwinked.

    On my ticket confirmation page below my tickets was this message:
    Special Offer
    Your purchase is complete
    Click here to claim your €10 cash back
    voucher on your next Ticketmaster purchase!


    Continue

    By clicking above, you can claim your reward from our
    preferred partner when you join their programme.
    Terms & conditions apply


    The bit in large red lettering clearly suggests a tenner off of a future purchase from Ticketmaster. This clickbait is placed in the middle of sensitive information being sandwiched between my order details and links to print my tickets etc. Seriously ethically questionable on the side of Ticketmaster placing such a deceptive advert in this manner.


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  • Registered Users, Registered Users 2 Posts: 562 ✭✭✭turbodiesel


    Almost got suckered into this one myself this morning when using ticketmaster. Tut Tut Ticketmaster and the rest of the companies that put their reputation on the line with this one.


  • Registered Users, Registered Users 2 Posts: 29 Sharknose


    Just checked up with AIB on unknown €12 deduction on my credit card during the week, and then found previous deductions.

    AIB were able to tell me it was to a company called Complete Savings, and could immediately give me a number to contact the company, so they seem well aware of the situation. I was surprised that they did not contact me to warn me about these deductions, they often contact me to verify credit card transactions.

    When I contacted Complete Savings they were able to tell me that I "signed up" for this in JULY 2015, 21 months ago, when I made a Travelodge booking. I told them I had no recollection of ever signing up for any such. I have never received any communication from them whatsoever in regard to any such "agreement"

    I told them I wanted to cancel any such "agreement" and to refund the €252 they had suckered from my credit card account. To my surprise they immediately said they were cancelling my account and would send me a refund form. I am awaiting this at present.

    I have in the meantime being investigating this online, including here, and have found many references to similar experiences. I have also seen that it has been exposed in the Irish Times and on the Ray D'Arcy program on RTE as long ago as 2014, but it seems it continues to operate regardless.

    Why can't this scam be shut down ?

    They claim they are legal. In the fine print they might be, but they are certainly not honest. They are blood sucking parasites, and I don't understand how companies like Ryanair, Irish Rail, Travelodge etc., continue to allow them to operate on their websites, and allow Complete Savings to scam their clients.

    At least Dick Turpin had the decency to wear a mask....:mad:


  • Registered Users, Registered Users 2 Posts: 7,067 ✭✭✭AnimalRights


    I happened to check my online banking tonight and as I had been in London for the last few days I wondered what the 15E was that I was billed from yesterday.
    To cut a long story short and similar to the previous poster I was signed up from April 2016! via Irish rail ticket purchase, so I am out of my pocket of 450 or so :(

    I rang to cancel and look for a refund form and this is you know that they're onto a good thing, they cancelled so easily and she said 3 months membership will be refunded and a refund form for the rest is getting sent out via email within the next 24 hours.

    The e-mail I got said this which seem's to show only 1 refund..15?

    "This notice confirms that your Membership in Complete Savings has been cancelled as of 24/10/2018.

    Your cancel confirmation number is: xxxxxxxx

    We have issued a refund of your Membership fee. This refund will appear as a credit to your account within the next 10 working days.

    Please let us know if your request was resolved to your satisfaction. All responses submitted will go to our Customer Service Director for review because your feedback is important to us. "

    I was unemployed for half of this period so how I did not see this is making me so angry with myself lol

    Anyway glass half full I'm glad I found this thread.


  • Registered Users, Registered Users 2 Posts: 7,067 ✭✭✭AnimalRights


    OK A HAPPY ENDING FOR ME GOT IT ALL BACK.
    I phoned and emailed them, only odd thing was how polite and easy it was?


  • Registered Users, Registered Users 2 Posts: 71,190 ✭✭✭✭L1011


    OK A HAPPY ENDING FOR ME GOT IT ALL BACK.
    I phoned and emailed them, only odd thing was how polite and easy it was?

    They're aware of how borderline what they're doing is. Most of the premium rate text providers that have spurious signup options will refund the lot when asked also for instance.


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  • Registered Users, Registered Users 2 Posts: 18,587 ✭✭✭✭bucketybuck


    Seems like a sensible business decision. Give no hassle refunds to anybody that asks, that way you minimise bad publicity and continue to clean up from your target market, the people who didn't and still don't realise what happened.

    [snipped]


  • Registered Users, Registered Users 2 Posts: 312 ✭✭Abba987


    Still getting away with it. Just been robbed of 15 euro. Never heard of them till i googled the transaction and certainly never knowingly told them they could access my bank account. Let the war begin. Over my dead body are they keeping that money


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