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Health Insurance or HSF

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  • 29-04-2015 2:25pm
    #1
    sweetsugar
    Closed Accounts Posts: 79 ✭✭


    have until the 1st of May to decide

    2 adults and 3 kids
    Both working (low incomes) and have medical cards
    Have pre existing condtions and still on going, so it means waiting period of 5 yrs, can't afford to get a good health lnsurance

    So should we get the cheapest health lnsurance even though it doesn't cover alot and hopefully in the future, we just might be able to afford a good HI
    or
    Get HSF. or should l bother as we got medical cards.
    l do know that if l leave HSF in the future. l will have to pay LCR

    With health insurance, skip the queue, get faster treatment, is it the same for HSF?

    At some stage we probably will lose the medical cards.

    Decisions! Decisions!


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    #2
    guile4582
    Registered Users Posts: 1,139 ✭✭✭guile4582


    HSF does not count towards LCR, only private health insurance does (Aviva, Laya, glohealth)

    HSF is a cash health plan with no inpatient cover


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