What salary are you on?

Emsloe

maninasia wrote: »

That's a big problem in Ireland. It's a problem for both employers AND employees that you don't want to be promoted and therefore a salary increase.

Very true. I lived abroad for a few years and seeing how much goes on tax alone here is disheartening. Unfortunately family commitments mean my wings have been clipped for the foreseeable future!

maninasia

I sometimes dream about making the move back but the thought of paying so much tax (I go to 30% only after about 65k euro) makes me shudder. I just think to myself why shouldn't my kids get that instead of the government.
Also I now get heavily subsidised healthcare, I'd have to shell out a bundle for that in Ireland as well.
On the other hand, my partner could earn up to 30k euro/yr in Ireland and pay almost no tax, that is very rare overseas. But then childcare costs would kick in.
Just a few years ago I used to think I'd earn a bundle in Ireland compared to many other places, but that's just not true anymore due to taxes and the Euro getting weaker.

Maybe some people are interested in the UK income tax system, it's much more skewed towards higher earners, you start paying 20% from around 15k euro/year.

https://www.gov.uk/income-tax-rates/current-rates-and-allowances

our tax-free Personal Allowance
The standard Personal Allowance is £10,600, which is the amount of income you don’t have to pay tax on.

Your Personal Allowance may be bigger if you were born before 6 April 1938 or if you get Blind Person’s Allowance. It’s smaller if your income is over £100,000.

Income Tax rates
Tax rate Taxable income above your Personal Allowance
Basic rate 20% £0 to £31,785
People with the standard Personal Allowance start paying this rate on income over £10,600
Higher rate 40% £31,786 to £150,000
People with the standard Personal Allowance start paying this rate on income over £42,385
Additional rate 45% Over £150,000
Example
You have £35,000 of taxable income and you get the standard Personal Allowance of £10,600. You pay basic rate tax at 20% on £24,400 (£35,000 minus £10,600).

So..strategy for maximising your earnings is start your career in Ireland and then move on to the UK.

PutDownArtist

I'm on less than 10 k per year yet still have some savings (albeit meagre).

Some of you big earners should be ashamed of yourselves for squandering your huge pay-packets on consumerist rubbish.:rolleyes:

All that work for a swanky iphone or ridiculously large telly.:rolleyes:

Dr Nic

im on 38k but gross about 68k with overtime... have worked some 400 hour months...

PutDownArtist

Dr Nic wrote: »

im on 38k but gross about 68k with overtime... have worked some 400 hour months...

Nice life work balance you have there.:rolleyes:

Borderfox

42k but company has been recently bought over and is going to merge with another company and a lot of redundancies are expected. Very physical job and I would happily take a lay cut for a different occupation. I have been off for the past 10 weeks with a fractured pelvis too so no pay

Eircom_Sucks

i get the social welfare

34 worked since i was 16 paying tax , then made redundant and cant get a bloody job at the min

applying for god knows how many jobs , twice i was told the job went to foreign nationals for less money

my friend does the payroll for one of these companies and the employer pays the new employee 30 % less than job advertised

how do you compete with this bs?

ceroc81

60k as a software engineer, not being paid for over time so trying to keep it at 40h / week schedule, got a somewhat flexible hours (+/- 1 hour when starting / finishing)

Holy Lantern Jeysus

lickme wrote: »

There's such a thing as college. Government even have free college courses called springboard these days. No excuse for not upskilling.

This x10000000

For anyone out there actually reading this post.

I was in a very bad place work wise a few years ago. Had feck all skills that would make an employer want me(I worked in a role previous for 3 years but unfortunately the experience from that meant sod all) and it even got to a stage where Mcdonalds and Supervalu wouldn't even give me an interview. Talk about a depressing time....

However I was lucky enough to do a Springboard and from the springboard I done I gained a great skill set and have now found myself on a 32K per year role. Not bad considering 4 years ago I was getting 40 euro a week of the dole.

There are jobs out there folks. It's all about what you put in to it. Real want and determination will get you a million miles further then someone who justs expects a job to be handed to them.

With the greatest of respect I had to laugh at that no one should make more than 50k comment. Reminded me of my da.

Holy Lantern Jeysus

Endthescam wrote: »

Would they tell a computer vsmpire to forget his years of college and hit the sites at 6am?
.

Wouldn't be the most ridiculous of an ask. A lot of IT roles involve physical work, heavy lifting, wiring, more lifting, handing out of ladders and rafters and a few other drabs. Not everyone in IT is a "Piondexter"

You have a sense of bitterness in your posts.

bladespin

punk_one82 wrote: »

I agree with what you're saying apart from the bit bolded. The idea of developers sitting by themselves in silence for weeks on end isn't correct. A lot of technical jobs require people skills. It would be pretty hard for me to work as a technical consultant on a client site without being able to communicate effectively, and it would be impossible to work in a team delivering software to that client without those skills.

True but my point is looking at it from a person looking for training/qualification in a particular field, why would a bricklayer (for example) with excellent interpersonal skills think the only possible option for them would be to become a web-designer (for example) when there would much more accessible and better suited paths much closer to their skillbase.

Had nothing to do with someone already qualified and working in that field.

Also I know plenty of engineers and developers who summered on building sites to pay their way so yeah, I doubt they would have much of a problem turning to site work at 6am if the tables were turned, it took an amazing amount of work for them to qualify and to stay relevant.

Musefan

Moving from 24k to 34 k this year. I'm very early 20s and my partner is mid 20s and on 40k. We prioritise saving at the moment while we can.

PutDownArtist

Musefan wrote: »

Moving from 24k to 34 k this year. I'm very early 20s and my partner is mid 20s and on 40k. We prioritise saving at the moment while we can.

Your tacky wedding and mandatory kids will soon put paid to your little savings stash.:pac:

cantdecide

The best I ever earned was about €27k in the family business (which has now folded -construction based). After being in and out of low level jobs and having been abroad for a while, at 33, I earn €18,500 working full time (doing an outsourced govt job) and will pay an average of €3k a year for 3 more years studying part time toward a degree (my first time studying). I live at home and can scrape enough to run a small car and have some basic luxuries. I haven't a moment during the day that isn't spoken for and I have never worked harder to have so little. I earned more as an on the job trainee in construction when I left school.

I won't have to wait until I graduate to get work in my area of study, which is Supply Chain, because the area is so broad I can think about applying for junior roles. At this stage I feel like I might give it another year and try to start job hunting then. In fairness, I couldn't earn much less for full time work and every €1k/yr will make a very real difference to me.

This is not the first time I've worked hard in my life. In fact, I'm very well used to hard work and in every job I've had I'm used to being thought highly of, including my current one. It proves to me that we can pontificate about all kinds of things about our careers and those of others but we're often just a passenger to luck, for better or worse.

Musefan

PutDownArtist wrote: »

Your tacky wedding and mandatory kids will soon put paid to your little savings stash.:pac:

Not too pushed on weddings/kids at this stage to be honest!

ZeroThreat

Interesting that about 2/3s of those voting on this thread are above the average wage.
Sadly on just €30K I fall into the lowest option above.

I guess the average boardsie is more affluent than the general populace.

ALS

Stupid comment , do you have a lot of experience driving trains ?

PutDownArtist wrote: »

That's a hell of a lot for such an easy job!

XsApollo

34 years old
37k gross wage
Technician in a multinational company.
Was in the low 40's but took a pay cut to come off shift work last year.
Plenty of overtime if I want
Sick pay
Pension
Health insurance

Geniass

ZeroThreat wrote: »

I guess the average boardsie is more affluent than the general populace.

I would think that is true, however the poll here is meaningless and I'd wager has little bearing on reality.

ZeroThreat

Geniass wrote: »

I would think that is true, however the poll here is meaningless and I'd wager has little bearing on reality.

... although I'd have thought the large numbers of people of student age here should have brought the average down....

Stheno

ZeroThreat wrote: »

... although I'd have thought the large numbers of people of student age here should have brought the average down....

Maybe they didn't vote?

eeguy

Graduate job. On 26k.

ZeroThreat

ZeroThreat wrote: »

... although I'd have thought the large numbers of people of student age here should have brought the average down....

When I was a student I wouldn't have bothered voting I don't think.

Geniass

ZeroThreat wrote: »

... although I'd have thought the large numbers of people of student age here should have brought the average down....

You're also assuming people voted accurately.

I doubt this very much.

Fiskar

Permabear wrote: »

This post had been deleted.

OP you provided 1 option for people earning 150K or more and 19 for people below it. Can you break out further?

Wanderer78

im actually concerned about the lower end of the spectrum. id like to see it further divided. i think theres a fundamental problem with the lower end of pay at the moment. i believe a lot of new jobs that have been created are in this lower bracket. this is a serious problem to me

DuchessduJour

Currently on about 20000 per annum before tax (which isn't very much in fairness, although it makes a big impact at that level of pay and USC is a bitch) and pension levies. Just got offered a graduate job that pays 27000 gross and I'm absolutely thrilled. As well as being a wonderful opportunity in every way (better experience to get before seeking to qualify, shorter and cheaper commute, more stimulating work) the bump in pay means I can treat myself a little bit more and save a little towards eventually emigrating to the UK. So while 27k is fantastic for me at the moment, that's coming off the back of 20k and not many future prospects if I stayed in my current role. In years to come, when I qualify and specialise, I hope to be earning a good deal more than that.

Wanderer78

DuchessduJour wrote: »

Currently on about 20000 per annum before tax (which isn't very much in fairness, although it makes a big impact at that level of pay and USC is a bitch) and pension levies. Just got offered a graduate job that pays 27000 gross and I'm absolutely thrilled. As well as being a wonderful opportunity in every way (better experience to get before seeking to qualify, shorter and cheaper commute, more stimulating work) the bump in pay means I can treat myself a little bit more and save a little towards eventually emigrating to the UK. So while 27k is fantastic for me at the moment, that's coming off the back of 20k and not many future prospects if I stayed in my current role. In years to come, when I qualify and specialise, I hope to be earning a good deal more than that.

well done and best of luck. i wont go into usc and pension levies

Dwarf.Shortage

Endthescam wrote: »

It's annoying when I'm trying to support a family and being constantly told there's no jobs out there or that they can't afford to bring a new person in. One person being paid 120k would translate into 4 full time jobs. I'd jump at one of them. The people will only tolerate this lack of fairness for so long.

The level of logic in that post may have quite a bit to do with why you can't find a job. If you can create the sort of value that makes you worth €120,000 a year to a company they'll employ you at that level. If you don't create sufficient value for paying you €30,000 to be profitable for them, you'll have to take less. Reverse snobbery might be widely accepted but it's fallacious thinking.

C.D.

28, Engineering manager in Silicon Valley. 130-170k USD (120 - 156 k EUR) depending on bonus and stock performance. Was earning 35k as a lowly engineer in Ireland 3 years ago. As cliched as it is, the US is somewhere where your capabilities are more important than how many years service you put into one company and who your friends are.

Currently saving 50%+ of it. Looking to buy a house soon and retire young. An average 3 bed, 2 bath in a safe area with OK schools is about 1 - 1.3 mil at the moment. Not sure if we'll stay here long term, even a basic 1 bed apartment in an OK area is over 2k a month. I recognize how fortunate I am, both myself and my wife are advocates of low consumer lifestyles and are very frugal. We see the value of money in it's ability to grant you financial independence- to be able to say No to the man, to walk away from situations you don't like and to have the ability to take care of your family when the storm hits.