Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Please note that it is not permitted to have referral links posted in your signature. Keep these links contained in the appropriate forum. Thank you.

https://www.boards.ie/discussion/2055940817/signature-rules
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Cancelling AA Car Insurance

  • 15-08-2014 11:51am
    #1
    Norma_Desmond
    Registered Users, Registered Users 2 Posts: 249 ✭✭


    I recently sold my car and have two months left on my insurance,
    I'm not getting a new car as I'm moving country soon.
    Apparently if I cancel I have to pay AA €50 to cancel and won't get any of my premium back.
    Indicated here (after 8 months - 0% of insurance payment returned): http://www.theaa.ie/AA/Insurance/Car-Insurance/~/media/Files/AA%20Ireland/Motor/Motor20Policy20booklet200613.ashx

    My question is - would I just be able to leave it, not cancel and let my insurance run out (not paying them anything) or is there an issue with me still being insured on a car that I don't actually own anymore?


Comments

  • #2
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    Youre not supposed to hold an insurance policy on anything that you do not have an insurable interest in, nor should there be two policies in effect on the same car (which is technically an issue for the new owner taking out insurance). However, provided you dont try and claim for the car, I dont see how they will know or care.

    You cant just stop paying for the policy however. Either cancel it properly, or keep paying until it finishes. If you stop paying then the insurer will cancel the policy for you, which is all fine and dandy until you go to take out insurance again and have to answer "yes" when asked if you have ever had a policy cancelled on you. By all accounts this is a bit of a nightmare situation to be in.


  • #3
    OldMrBrennan83
    Closed Accounts Posts: 26,658 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • #4
    CreepingDeath
    Closed Accounts Posts: 8,015 ✭✭✭CreepingDeath


    Also, if you pay until the end of the year you earn that years no claims bonus.
    That could earn you discounts on the next insurance policy in whatever country you're moving to.


  • #5
    Norma_Desmond
    Registered Users, Registered Users 2 Posts: 249 ✭✭Norma_Desmond


    The years insurance is fully paid.

    Guess I'll just let it run down then. Thanks guys.


Advertisement