Lack of ATM's in Dundalk

dundalkfc10

Serious lack of ATM machines in the Park Street/Dublin Street/Anne Street area of the town

When you leave the new/temp Tesco and walk to town, the closest bank machine is in Clanbrasill Street. With the main pubs, clubs in town mostly on Park street I find this very bizzare

Nesta99

Not just bizarre damn annoying too!!!

MugMugs

They're a dying breed. Can't remember the last time I used one.

Waitsian

There used to be one at Blue Sky mortgages beside Connollys bike shop (Dublin St direction) but it's gone a few years now. It was handy.

Seems a lot of them are in shops and supermarkets now.

ytpe2r5bxkn0c1

They seem to nearly all be in shops - which from a safety point of view I much prefer. There is no end to the number available around the town : just not on the stretch from Hill St to Park St.

cargo

Some of the bars along there will take cards and give cashback.

tayto lover

cargo wrote: »

Some of the bars along there will take cards and give cashback.

But you shouldn't have to go into a bar in order to get cash.

cargo

tayto lover wrote: »

But you shouldn't have to go into a bar in order to get cash.

If you take a look at the opening post the OP specifically seemed to be concerned with lack of ATM's in proximity to the main pub/club strip in Dundalk so that's why I was alerting him to the availability of cashback in many of these premises if he is caught short of cash.

You can of course walk to the bank if it bothers you but I was trying to help the OP.

I can think of at least one popular pub that doesn't take cards let alone give cashback. It's pretty fecking annoying.

tayto lover

cargo wrote: »

If you take a look at the opening post the OP specifically seemed to be concerned with lack of ATM's in proximity to the main pub/club strip in Dundalk so that's why I was alerting him to the availability of cashback in many of these premises if he is caught short of cash.

You can of course walk to the bank if it bothers you but I was trying to help the OP.

Understood.
My point is that they should be on the street though. Then again we don't even have a public toilet in the town.

MugMugs

tayto lover wrote: »

Then again we don't even have a public toilet in the town.

Have eircom taken all the phone boxes away ? :eek: :pac:

dundalkfc10

Some Pubs/Ridleys do cashback, but what happens if its early morning/late at night when they are shut. From Topaz on the Dublin Rd their is not 1 bank machine untill you hit Clanbrasil Street.

Thats noit good enough for a town this size surely?

Waitsian

tayto lover wrote: »

Then again we don't even have a public toilet in the town.

Isn't there one outside the cathedral? As you turn into the carpark?

tayto lover

mod9maple wrote: »

Isn't there one outside the cathedral? As you turn into the carpark?

Think its gone.

10green bottles

tayto lover wrote: »

Think its gone.

It's still there.Think there is also one at St.Helenas park.
What we need are atm's inside public loo's :pac:

tayto lover

10green bottles wrote: »

It's still there.Think there is also one at St.Helenas park.
What we need are atm's inside public loo's :pac:

Ah dirty money.

10green bottles

10green bottles wrote: »

It's still there.Think there is also one at St.Helenas park.
What we need are atm's inside public loo's :pac:

The one in town is still there but the one in the park is gone. We found that out to my friend's annoyance a few weeks ago. :P

Pighead

They closed the one in Helena's park a few months ago and the one in the demesne a good bit before that. Apparently it costs over €30000 to run them so the council put a stop to them. With regards to the atm's it used to be a real; a real pain in the hole not having one on Park St but it's not so bad now given the fact that most places take laser and generally you don't have to spend more than tenner to use it anymore. Although the China Kitchen don't have a laser machine which is a bit of a pain.

Nesta99

Deleted User wrote: »

I can think of at least one popular pub that doesn't take cards let alone give cashback. It's pretty fecking annoying.

There are 2 pubs popular more or less beside each other and on Park St.

As for the toilets they were being misused as a result of the social scourge of drug addition, while self cleaning used hypos were an ongoing risk. Hopefully a phase that will pass and not require their permanent removal. Anyhow during the day the Library has public toilets (if it is said that there isn't insist that as a public building there has to be).

Nesta99

Nesta99 wrote: »

There are 2 pubs popular more or less beside each other and on Park St.

Unfortunately I don't always go drinking alone so I don't always get to choose what pub to go to.

Nesta99

Deleted User wrote: »

Unfortunately I don't always go drinking alone so I don't always get to choose what pub to go to.

I was getting at the fact that the 2 pubs dont have card facilities yet are both very busy.

Nesta99

Nesta99 wrote: »

I was getting at the fact that the 2 pubs dont have card facilities yet are both very busy.

No bother, thought you were being a cheeky bastard. :P

The Darkroom

it is a pain in the bum alright and I am sure business owners down that way must be well annoyed at that fact there is no ATM

Nesta99

Deleted User wrote: »

No bother, thought you were being a cheeky bastard. :P

Moi?:D

spawinte

Pighead wrote: »

the China Kitchen don't have a laser machine which is a bit of a pain.

It's a huge pain. The only takeaway I know of that takes cards is Mullens. Small businesses really despise taking cards it seems. I wonder why that would be.

tayto lover

On a different note, if you use a card on a regular basis in the local pub would you be giving your bank ammunition to use against you if you ever apply for a loan? They might regard you as an alco and a risk.

locum-motion

spawinte wrote: »

It's a huge pain. The only takeaway I know of that takes cards is Mullens. Small businesses really despise taking cards it seems. I wonder why that would be.

Because they all love the waste of time and hassle and expense of going to the bank 3-4 times a week...

Honestly, the cheek of those scumbags who want to put their money directly into your bank account, instantly and completely securely! How dare they?

Nesta99

LM, chances are that a pub that gives cashback will see that cash being spent in their bar. Customer pays for cash possibly with a surcharge and business gets the cash back and then no need for a trip to the bank to get 'float' at a cost. Win win as I see it. Not gonna work for all businesses but busy pubs?

locum-motion

Nesta,

My comment was very much tongue-in-cheek!

For a business, it makes all sorts of financial and security sense to take as much money as you possibly can via Visa, MC, Visa Debit, MC Debit, with the sole exception of numpties who want to buy something for €1 and get €50 cashback (your small profit on the €1 same will be wiped out by the fee you pay for the transaction). However, if someone's buying a €20 round of drinks, and wants to get €50 or €100 cashback, then great. That's €50 or €100 less that you have to carry to the bank, and €50 or €100 less that cannot be robbed from your till or safe.

The Darkroom

locum-motion wrote: »

Because they all love the waste of time and hassle and expense of going to the bank 3-4 times a week...

Honestly, the cheek of those scumbags who want to put their money directly into your bank account, instantly and completely securely! How dare they?

Let's remember also that the real reason is to do with taxes. It costs them money to have these machines and use them that is why a lot of businesses struggling decide not to use them but there really is no excuse in this day and age not to have one and those avoiding having one to skimp and save should be made illegal. I was in the subway one day when the lady told me they accept cash only, I just said awww that's a shame, left the food on the tray and walked away. I didn't have cash on me and I'm not going to walk the length and breadth of the marshes to a machine that charges me more for using it than using my card in a store like Burger King.

Nesta99

locum-motion wrote: »

Nesta,

My comment was very much tongue-in-cheek!

Woosh!

locum-motion

If this is the case:

The Darkroom wrote: »

Let's remember also that the real reason is to do with taxes...

why does none of your further explanation have anything to do with taxes?

The Darkroom wrote: »

... It costs them money to have these machines and use them that is why a lot of businesses struggling decide not to use them but there really is no excuse in this day and age not to have one and those avoiding having one to skimp and save should be made illegal. I was in the subway one day when the lady told me they accept cash only, I just said awww that's a shame, left the food on the tray and walked away. I didn't have cash on me and I'm not going to walk the length and breadth of the marshes to a machine that charges me more for using it than using my card in a store like Burger King.

MugMugs

I'm pretty certain it doesn't cost them taxes to have these machines. In fact, a lot of them are filled by the shops which is the shops way of banking their money. Put 1k into the machine the machine banks 1k to your account. Beats doing cash drops.

sibersha

dundalkfc10 wrote: »

Some Pubs/Ridleys do cashback, but what happens if its early morning/late at night when they are shut. From Topaz on the Dublin Rd their is not 1 bank machine untill you hit Clanbrasil Street.

Thats noit good enough for a town this size surely?

The Bureau De Change on Park St (Brannigans) give cash back but charge 25 cent or so for the service.

tayto lover

Very poor service from all the banks but then again we serve them more like.

Chimichangas

the new tesco extra will have an ATM or 3. the old one had. and it will be extended hours too no?
may not be good enough for some but in the past no one complained so much about a 5 min walk from park Street to the square... hopefully a new pair of cycle lanes will sort out the walking issue! ;-) 😉

spawinte

Tesco will be 7am - 11pm 7 days a week. Will also have a public toilet to solve the previously mentioned issue though I imagine it will keep the same opening hours as Tesco.

Mrs W

MugMugs wrote: »

I'm pretty certain it doesn't cost them taxes to have these machines. In fact, a lot of them are filled by the shops which is the shops way of banking their money. Put 1k into the machine the machine banks 1k to your account. Beats doing cash drops.

It's a lot of hassle though to fill the machine every morning and empty it again at night.
The card companies charge commission on what goes through the visa machine too so giving cash back costs the same money

MugMugs

Mrs W wrote: »

It's a lot of hassle though to fill the machine every morning and empty it again at night.
The card companies charge commission on what goes through the visa machine too so giving cash back costs the same money

I have little sympathy. Make it attractive to go into your store or don't. If you don't then you pay the consequences

DuchessduJour

spawinte wrote: »

It's a huge pain. The only takeaway I know of that takes cards is Mullens. Small businesses really despise taking cards it seems. I wonder why that would be.

Multilateral interchange fees, usually. It's an absolute pain that more places don't accept card though!

OkeyDoke12

Is the new tesco not open 24 hour?

MugMugs

Nope

doney84

OkeyDoke12 wrote: »

Is the new tesco not open 24 hour?

Think I seen it advertised somewhere as 7am to 11pm 7 days a week.

cargo

doney84 wrote: »

Think I seen it advertised somewhere as 7am to 11pm 7 days a week.

Yeah and the petrol station in 6.30am to 11.30pm.