I hate Mastercard SecureCode and Verified by Visa

I Heart Internet

This may have come up before, but can we all take a moment to consider how annoying Mastercard SecureCode and Verified by Visa are.

"No I don't remember my password! So few sites actually use this thing that I forget my password each and every time."

I think I hate them.

stereo_steve

Keepass / lastpass is what you need

Ruu

Send me your CC details and I'll fix it for you.

I Heart Internet

stereo_steve wrote: »

Keepass / lastpass is what you need

I use whatever Mastercard or Visa tell me I have to use when buying things online (on certain websites).

minotour

stereo_steve wrote: »

Keepass / lastpass is what you need

They wont help with this problem though. Both MC and Visa secure require a different set of characters from the password each time you use it. AFAIK, last pass cant do this anyway.

But yeah, they are terrible solutions to a ridiculous problem. Most retailers wont use them as its viewed as friction to the consumer and they increase the amount of cart abandons.

FWIW i believe the Issuers know this and are working on better solutions.

Ihatecuddles

Doesn't bother me. Just another password to remenber . never had an issue with it.

I Heart Internet

minotour wrote: »

But yeah, they are terrible solutions to a ridiculous problem. Most retailers wont use them as its viewed as friction to the consumer and they increase the amount of cart abandons.

True dat.

I'd think twice about starting a transaction i knew used it - unless I had no choice.

Awkward Badger

Just use a password you'll remember every time it pops up. Like "notthis****again".

Duff

Awkward Badger wrote: »

Just use a password you'll remember every time it pops up. Like "notthis****again".

This works. I usually stick with 'Ahforfúckssake"

Canis Lupus

I Heart Internet wrote: »

True dat.

I'd think twice about starting a transaction i knew used it - unless I had no choice.

But why? It's just a password. Hardly rocket science remembering one.

solomafioso

Protip: Remember your password.

Looks like a PEBKAC problem to me.

RayM

I just use the word 'password' as my password for most things, including Boards, but MasterCard SecureCode won't allow me to use that ("security" or some health & safety PC bullshit, I presume), so end up having to reset it every time.

marcus2000

I think you can include a "clue" on the Mastercard SecureCode password prompt... Make the Clue incredibly helpful!!!!

SpaceTime

The problem is that the system gets people to set up passwords in the middle of a transaction, rather than when they're thinking about setting up a password. So they set something and then forget it!

It should be something that's properly integrated into your online banking. I don't see why, for example, you couldn't have a SMS verification code to verify your identity or something like that instead.

It seems like primitive technology that isn't really very well implemented.

We need to come up with better systems than complicated passwords - for a lot of people they're extremely cumbersome and hard to remember.
If you get someone who is dyslexic or has slight cognitive issues, then it's even worse.

I've noticed a lot of older people can really struggle with a lot of this stuff, particularly where sites demand complex passwords or start asking you for random digits from passwords.

Two Factor security using an SMS or an app on your phone would make a hell of a lot more sense.

RayM

RayM wrote: »

I just use the word 'password' as my password for most things, including Boards, but MasterCard SecureCode won't allow me to use that ("security" or some health & safety PC bullshit, I presume), so end up having to reset it every time.

LOL! He ****ing does, the idiot!

RandomName2

♥ internet, :mad: securecode

toodleytoo

RayM wrote: »

LOL! He ****ing does, the idiot!

RayM you're either very dedicated to a joke or there's an imposter signed in

humbert

I choose pretty long passwords and remembering them isn't the issue but I feel like a woeful spanner counting out the letters on my fingers.

minotour

toodleytoo wrote: »

RayM you're either very dedicated to a joke or there's an imposter signed in

very funny either way!

minotour

SpaceTime wrote: »

The problem is that the system gets people to set up passwords in the middle of a transaction, rather than when they're thinking about setting up a password. So they set something and then forget it!

It should be something that's properly integrated into your online banking. I don't see why, for example, you couldn't have a SMS verification code to verify your identity or something like that instead.

It seems like primitive technology that isn't really very well implemented.

We need to come up with better systems than complicated passwords - for a lot of people they're extremely cumbersome and hard to remember.
If you get someone who is dyslexic or has slight cognitive issues, then it's even worse.

I've noticed a lot of older people can really struggle with a lot of this stuff, particularly where sites demand complex passwords or start asking you for random digits from passwords.

Two Factor security using an SMS or an app on your phone would make a hell of a lot more sense.

yeah, spot on, It could simply ask for your PIN on the fone. the average punter should be fine with this. I reckon that's the way it will go.

RayM

toodleytoo wrote: »

RayM you're either very dedicated to a joke or there's an imposter signed in

It's ok, I've changed it to "Password1" - they'll never guess that.

The_Captain

Verified by Visa is one of the best features Pizza Hut Delivery has, because it means I'm never able to order online from Dominos

Dravokivich

solomafioso wrote: »

Protip: Remember your password.

Looks like a PEBKAC problem to me.

It gets a bit confusing after you have several different passwords. It's always suggested to change them up reuglarly, so if it's been a while since you've used a service you need a password for, it's very easy to forget which it is.

I've had this issue lots.

ScumLord

minotour wrote: »

Most retailers wont use them as its viewed as friction to the consumer and they increase the amount of cart abandons.

Most retailers won't accept Mastercard and or Visa? where are you shopping?

Awkward Badger wrote: »

Just use a password you'll remember every time it pops up. Like "notthis****again".

I always forget it, so I reset it and it turns out I've gone through my standard list of passwords, you can't use the same password twice so I have to come up with a password I'll never remember.

minotour

ScumLord wrote: »

Most retailers won't accept Mastercard and or Visa? where are you shopping?

I always forget it, so I reset it and it turns out I've gone through my standard list of passwords, you can't use the same password twice so I have to come up with a password I'll never remember.

online retailers obviously!

Dravokivich

ScumLord wrote: »

Most retailers won't accept Mastercard and or Visa? where are you shopping?

I think that guy means the "Verified" login page, not the payment method. It's up to the retailer to link to it.

minotour

Dravokivich wrote: »

I think that guy means the "Verified" login page, not the payment method. It's up to the retailer to link to it.

that guy do, but id say he was only having a cheeky stab anyway.

The Backwards Man

My clue is

'I'm a sexy man?'

Haven't a balls notion what the password is.

holystungun9

Nowadays with so many accounts and codes I find that 1234 is still the king.

For security freaks 5678 should ease your paranoia

holystungun9

The Backwards Man wrote: »

My clue is

'I'm a sexy man?'

Haven't a balls notion what the password is.

yeahhh baby

Austin

Giggidy

Right said Fred

Sulla Felix

solomafioso wrote: »

Protip: Remember your password.

Looks like a PEBKAC problem to me.

Is that something like a PICNIC?