If you have a new account but are having problems posting or verifying your account, please email us on [email protected] for help. Thanks :)
Private profiles - please note that profiles marked as private will soon be public. This will facilitate moderation so mods can view users' warning histories. All of your posts across the site will appear on your profile page (including PI, RI). Groups posts will remain private except to users who have access to the same Groups as you. Thread here
Some important site news, please read here. Thanks!

Home content insurance

  • 16-07-2014 6:26pm
    Registered Users Posts: 2 Tremaro

    We are trying to get insurance for contents only. The area we stay in has recently been declared a flood area, although it has not flooded, as per people here, ever. Insurance companies will not insure us. When we ask them if possibly, they could insure, with a clause that flooding by natural causes will not be insurable, only fire and theft for instance, the answer is no. Does any one else have a similar problem?


  • Registered Users Posts: 1 freddy1711

    Hi Tremaro,
    I am having exactly the same problem, even though my gaff is second floor so little risk of flood damage. I was advised today to look at the list on the Irish brokers association website. I was also told to try Aviva, alternatively knock on doors in the area and ask your neighbors, it's what I'm planning on doing in the next few days. Good luck, do let me know if you find anyone willing to insure in flood prone areas.

  • Registered Users Posts: 2 Tremaro

    Hi, managed to get insurance from small local broker in Gorey, excluding flood damage. That is fine with us, as chances to be flooded are less than 1%.