Ballpark premium for scooter/motorbike insurance

professore

Hi,

My daughter has turned 16 recently and we are looking into getting her a scooter or small (100cc) motorbike. Let's assume she has her IBT done, do people have any idea what sort of insurance premium she would be looking at?

Thanks,

Prof

Vikings

http://www.libertyinsurance.ie/

Put in her details here and get an idea from the online quote.

I cant imagine any of the other insurers will give a competitive quote to a learner so young with zero no claims.

professore

For reference, here's what I got from Liberty ....

€789.23

Your Rider Details
Occupation: Student
Licence Type: Provisional (Irish)
Duration Held: 0 Years
View / Amend Details Your Motorcycle
HONDA X8R-X Moped
Registration: 06 D 12345
Engine Size: 49cc Petrol Manual
Value: €1000
Type of Use: S,D & P including commuting
Vehicle Location: *******
Cover Type: Third Party Only
Compulsory Excess: €250
No Claims Discount: 0 years discount
Rider Training: ************

ifah

professore wrote: »

For reference, here's what I got from Liberty ....

€789.23

It doesn't seem too bad for a starter.

Have you looked at what helmet, boots, pants, jacket, gloves will cost ?
Will your daughter wear the full gear ?

professore

She already has gear from riding pillion with me.

minidazzler

professore wrote: »

For reference, here's what I got from Liberty ....

€789.23

Your Rider Details
Occupation: Student
Licence Type: Provisional (Irish)
Duration Held: 0 Years
View / Amend Details Your Motorcycle
HONDA X8R-X Moped
Registration: 06 D 12345
Engine Size: 49cc Petrol Manual
Value: €1000
Type of Use: S,D & P including commuting
Vehicle Location: *******
Cover Type: Third Party Only
Compulsory Excess: €250
No Claims Discount: 0 years discount
Rider Training: ************

That's less than I paid for a 125 at 23 what did you put as rider training? Level 1 or 4?

professore

minidazzler wrote: »

That's less than I paid for a 125 at 23 what did you put as rider training? Level 1 or 4?

I left the rider training blank. Remember this is dependent on her having the IBT. Also, you're a guy and we all know they heavily load premiums for guys (or used to .... it's illegal now). Actually I am assuming you're a guy ... sorry.

Vikings

Thats less than what I would have gueesed! Seems a fair price

minidazzler

professore wrote: »

I left the rider training blank. Remember this is dependent on her having the IBT. Also, you're a guy and we all know they heavily load premiums for guys (or used to .... it's illegal now). Actually I am assuming you're a guy ... sorry.

Still seems too fair....who has heard of insurance companies being fair? :pac:

robot7080

€2100 on a 50cc worth €1000 when I was 18... still makes me cringe!