What do you want out of Celtic Tiger 2.0 ?

Shiraz 4.99

I caught the wave nicely the last time, I came out of college in the late 90's & benefited from constant wage inflation for over a decade.
The recession put a freeze on that but this year saw our first wage increases since 2008 & our industry looks very strong into the future.
We're looking at sales books to rival 2006 & are having trouble achieving output targets.

Like most in my generation I bought a home during the boom but didn't overextend myself as badly as others, already 10 years into the 25 year term & the record low interest rates have softened the burden.
A European wide recovery will lead to an increase in interest rates but wage inflation & a more aggressive mortgage market should see us through if we've got this far.

Rather than the 161 plate Passat I would encourage people to take short career breaks this time around, take that 3 month drive across the US rather than waiting for your retirement.
Play the top 10 links courses in Scotland, go on that Scandinavian cruise if that's your thing.
You'll be able to do far more in your 40's than in your 60's & you'll have more time to tell the stories.

The mistake I made the last time around was to work every hour that was on offer, accruing wealth was the goal in itself.
This time I'm looking forward to spending more time enjoying it.

tl:dr What are going to do when things pick up again ?

jamo2oo9

Not get a massive mortgage to buy the house that I want.

wretcheddomain

Was this thread erected for the purposes of hearing you brag about your past and current status?

Renegade Mechanic

For it to actually f*cking start!?

SEPT 23 1989

Sunshine,Lollipops and Rainbows ============>>>>>>

orangesoda

Preferably County Leitrim given to us

bear1

Honestly? I haven't a clue, things are picking up yes but we are still taxed to the teeth and more charges coming in.
I'd love a new 141/142 car but a brand new car never appealed to me. Rather get myself a good 04/05 spec'd car and keep the change and better credit rating.
I've applied for a mortgage which seems to have been approved but this will be my lot.
I go on holidays every year and both myself and my wife don't go hungry.
So my life will not change apart from paying a mortgage and possibly changing car in October.
I imagine no one is going to go crazy this time and start buying houses in Crimea

EDIT: Why would Leitrim be given to the North?

A new decking

Zebra3

bear1 wrote: »

I imagine no one is going to go crazy this time and start buying houses in Crimea

It'll be Egypt this time round....

Shiraz 4.99

wretcheddomain wrote: »

Was this thread erected for the purposes of hearing you brag about your past and current status?

Not a bit, I represent the silent majority you never hear about.
Say 10% of owner occupiers are struggling with their mortgages, the media never focus on the 90% who are OK or the top 50% who are better again.
They speak of a squeezed middle but as kids get older & don't require childcare you've crossed another hurdle.
I'm just saying there's a lot of people out there who just hit the pause button when the recession dropped but didn't go backwards.

bear1

Zebra3 wrote: »

It'll be Egypt this time round....

Some nice places in Syria I see.

buckfasterer

I wanna get on the gravy train like a lot of other ***** did last time round, make a fortune and leg it outta here when it goes tits up for a life in the sun.

RoboRat

Sell my house and build the family home. A nice holiday would be good, without having to spend the rest of the yea paying for it.

jimgoose

What I want is to not be surrounded by endless blithering from twits congratulating themselves on getting "rich" buying and selling each others houses using other people's money. I think I might spend CT 2.0 in up a very high mountain in Montana.

Witchie

I want to sell my house and not lose the full €150k I expect to write off currently, buy a smaller base in my home town so that my teenage sons always have somewhere to come home to, get them both through college and into careers they enjoy and buy myself a wee campervan and enjoy exploring the world.

Sleepy

A public sector job.

Highflyer13

buckfasterer wrote: »

I wanna get on the gravy train like a lot of other ***** did last time round, *borrow a fortune and leg it outta here when it goes tits up for a life in the sun.

FYP

orangesoda

bear1 wrote: »

EDIT: Why would Leitrim be given to the North?

it was a joke, do they not do jokes in galway?

LynnGrace

To get the salary increases that are in my contract backdated to when they stopped happening, so quite a number of years.

bear1

orangesoda wrote: »

it was a joke, do they not do jokes in galway?

Not ****e ones no

Maphisto

orangesoda

bear1 wrote: »

Not ****e ones no

good man yourself

Sir Arthur Daley

Delis to do decent breakfast rolls.

pundy

sell the gaff i bought cheap 3 years ago for a huge profit and move to a different country.

either that, or see how this rent keeps rising and live off that instead.

force eleven

I missed version 1.0. But I guarantee you we are heading back to mentality of the mid 2000's, when material greed knew no bounds. Now, it'll be meaner than ever. God help us.

oceanman

just putting my feet up and waiting for the SW to go up......long overdue

diomed

greed-fear-greed-fear-greed
them's peoples fer ya

snaphook

Shiraz 4.99 wrote: »

I caught the wave nicely the last time, I came out of college in the late 90's & benefited from constant wage inflation for over a decade.
The recession put a freeze on that but this year saw our first wage increases since 2008 & our industry looks very strong into the future.
We're looking at sales books to rival 2006 & are having trouble achieving output targets.

Like most in my generation I bought a home during the boom but didn't overextend myself as badly as others, already 10 years into the 25 year term & the record low interest rates have softened the burden.
A European wide recovery will lead to an increase in interest rates but wage inflation & a more aggressive mortgage market should see us through if we've got this far.

Rather than the 161 plate Passat I would encourage people to take short career breaks this time around, take that 3 month drive across the US rather than waiting for your retirement.
Play the top 10 links courses in Scotland, go on that Scandinavian cruise if that's your thing.
You'll be able to do far more in your 40's than in your 60's & you'll have more time to tell the stories.

The mistake I made the last time around was to work every hour that was on offer, accruing wealth was the goal in itself.
This time I'm looking forward to spending more time enjoying it.

tl:dr What are going to do when things pick up again ?

Except Troon. For the love of god, don't play Royal Troon!!

wendell borton

Get on the property ladder.:rolleyes:

Davarus Walrus

A huge hot tub in the back garden, high quality blow, and a suite in the Radisson for the Galway Races.

cloud493

Sir Arthur Daley wrote: »

Delis to do decent breakfast rolls.

Thats a pipe dream man. Don't talk that way.

Exo

Security. I want a secure job with a steady income, and working hours within normal limits, with preferably no debt. It's an absolute killer; my parents took out a near 300k loan in their mid 40's that was to be paid off over 30 years, at the dawn of the recession when times were good.

The Celtic Tiger has left its scar.

Calibos

Now if you guys could just start spending in the domestic retail economy......that'd be great....

Celly Smunt

Might become an apprentice electrician or plumber like the rest of the country. Sure we can never have too many electricians or plumbers.

Sh1tbag OToole

Jetski and a fill of petrol

anncoates

Stay since, keep my job, pay mortgage, rear kids. Sane as ever.

shruikan2553

Get a ridiculous mortgage that I can barely pay. If I sell it for a profit I'm a genius, if I lose money its the banks fault and I shouldn't have to pay it back.

Celly Smunt

shruikan2553 wrote: »

Get a ridiculous mortgage that I can barely pay. If I sell it for a profit I'm a genius, if I lose money its the banks fault and I shouldn't have to pay it back.

Awh man that's genius! here's a better one.

Why not Build a load of houses?

KyussBishop

I want to see the people who exploit the new economic bubble, and land us with even more debt (this time with bail-ins), go to prison - but since that is unlikely, due to there having been no real reforms, I'll settle with wanting to see reform to block this kind of crime/corruption/fraud, once the we enter the new crisis period.

There is a high chance of not even this happening though, because white-collar crime/fraud/corruption, doesn't really seem to get many peoples heckles up (even though, on the scale that it happens, it inevitably leads to economic crisis and us all paying for it), and the idea of learning about what needs to be done to reform things, bores people immensely.

shruikan2553

Celly Smunt wrote: »

Awh man that's genius! here's a better one.

Why not Build a load of houses?

In rural Donegal, just a short commute to both Dublin and galway!

Celly Smunt

shruikan2553 wrote: »

In rural Donegal, just a short commute to both Dublin and galway!

only 40 minutes on the motorway sure.

anncoates

All I want is the platform to flaunt my own imagined sense of probity by lampooning the same celtic tiger clichés interminably

Calibos

anncoates wrote: »

All I want is the platform to flaunt my own imagined sense of probity by lampooning the same celtic tiger clichés interminably

I want to be overcome by the exuberance of my own verbosity...

Frynge

I want to find out what a tracker mortgage is!

Shiraz 4.99

shruikan2553 wrote: »

In rural Donegal, just a short commute to both Dublin and galway!

Shhhh . . . . don't tell Donegal it's going on, they missed the last one & we'll have more to share around if they miss this one too.

Witchie

Frynge wrote: »

I want to find out what a tracker mortgage is!

I'll let you take over mine.....that will learn ya.

Shiraz 4.99

Witchie wrote: »

I'll let you take over mine.....that will learn ya.

If they don't hurry up with universal debt forgiveness I'll have this stupid mortgage paid off.

Shiraz 4.99

Shiraz 4.99 wrote: »

I caught the wave nicely the last time, I came out of college in the late 90's & benefited from constant wage inflation for over a decade.
The recession put a freeze on that but this year saw our first wage increases since 2008 & our industry looks very strong into the future.
We're looking at sales books to rival 2006 & are having trouble achieving output targets.

Like most in my generation I bought a home during the boom but didn't overextend myself as badly as others, already 10 years into the 25 year term & the record low interest rates have softened the burden.
A European wide recovery will lead to an increase in interest rates but wage inflation & a more aggressive mortgage market should see us through if we've got this far.

Rather than the 161 plate Passat I would encourage people to take short career breaks this time around, take that 3 month drive across the US rather than waiting for your retirement.
Play the top 10 links courses in Scotland, go on that Scandinavian cruise if that's your thing.
You'll be able to do far more in your 40's than in your 60's & you'll have more time to tell the stories.

The mistake I made the last time around was to work every hour that was on offer, accruing wealth was the goal in itself.
This time I'm looking forward to spending more time enjoying it.

tl:dr What are going to do when things pick up again ?

Would you not be planning to pay down you debts, make sure you have enough money to put you children through university, have money when you retired, have savings,... if you have extra money?

Zebra3

Sleepy wrote: »

A public sector job pension.

Oh, yeah!!!! :pac:

Agent Smith

Katy French 2.0

Joe prim

A reduction in helicopter charges for the chiseller's communion.