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Loan worry

  • 16-01-2014 5:08pm
    #1
    AnnM413
    Registered Users, Registered Users 2 Posts: 4 ✭


    My partner got a loan from a bank in 2008 and unfortunately was let go from his employment. He had PPI but it was not enacted. He did not pay the balance of 30% and continues to be extremely annoyed with the solicitors letters and does not even read them. He will not contact them to even discuss it. This is worrying me and I think I should do something about it, as I did spend half of the loan. What action should I take?


Comments

  • #2
    28064212
    Registered Users, Registered Users 2 Posts: 10,902 ✭✭✭✭28064212


    Whose loan is the name in? If you are not on the loan, the bank will not discuss it with you. He is the only person who can do anything about it.

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  • #3
    drunkmonkey
    Registered Users, Registered Users 2 Posts: 28,691 ✭✭✭✭drunkmonkey


    He needs to sort it out and get on the right track with the bank. Head in the sand could cost him down the road if he ever has any ambitions like getting a new car, buying a house etc.


  • #4
    AnnM413
    Registered Users, Registered Users 2 Posts: 4 ✭AnnM413


    28064212 wrote: »
    Whose loan is the name in? If you are not on the loan, the bank will not discuss it with you. He is the only person who can do anything about it.

    It's not in my name, but its in the hands of the solicitors now. Do you think they would discuss it with me if I offered to pay a weekly amount?


  • #5
    schemingbohemia
    Registered Users, Registered Users 2 Posts: 5,606 ✭✭✭schemingbohemia


    Check the PPI again, why was a claim never made?


  • #6
    AnnM413
    Registered Users, Registered Users 2 Posts: 4 ✭AnnM413


    schemingbohemia wrote: »
    Check the PPI again, why was a claim never made?

    I remember he tried to make the claim but they would not enact it for some reason or another. They said he was not entitled for it to be enacted. He received letters re; the investigation and they advised that it was not mis sold to him.


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  • #7
    schemingbohemia
    Registered Users, Registered Users 2 Posts: 5,606 ✭✭✭schemingbohemia


    Look at it again, there have been multiple issues relating to mis-selling of PPI, you really need to run this by a financial advisor. Whilst they denied liability a few years ago things have changed since.


  • #8
    AnnM413
    Registered Users, Registered Users 2 Posts: 4 ✭AnnM413


    schemingbohemia wrote: »
    Look at it again, there have been multiple issues relating to mis-selling of PPI, you really need to run this by a financial advisor. Whilst they denied liability a few years ago things have changed since.

    where could I locate independent financial advisor ?


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