Ordering a load of 1c coins

Tzardine

I was offered a new job recently and finished with my last employer at the end of June. That company was actually taken over by a new company at the same time.

I was to get paid on the 15th July for the month of June. As it turns out I got paid twice by mistake. ( Once by the old company and once by the new company) I noticed this on pay day and I expected a call from the new company to ask for it back, which of course I was going to do.

Rightly enough I got a call yesterday from the new guys who were extremely rude and they explained they had paid me in error and that I had to pay it back within 24 hours. Now as I said I was expecting the call and ready to transfer it back anyway but the attitude was shocking. They wanted me to send it to an English account, even though the company is in Ireland ??

I explained that I would send back the full amount, minus any charges I would be hit with as it was an international transfer to which I was again rudely told I had to send the full amount. Told them no way, that if I was being hit with a charge it was being passed on to them. They were still not happy and I was getting pissed at this point so I told them I would drop the money in cash to their office.

So i have decided that the c***s are now getting it in bags of 1c coins. Does anybody know what the process for getting a large amount of coins (€2100) from Ulster Bank is ?

Ring them up and ask!

3DataModem

Strituck wrote: »

I was offered a new job recently and finished with my last employer at the end of June. That company was actually taken over by a new company at the same time.

I was to get paid on the 15th July for the month of June. As it turns out I got paid twice by mistake. ( Once by the old company and once by the new company) I noticed this on pay day and I expected a call from the new company to ask for it back, which of course I was going to do.

Rightly enough I got a call yesterday from the new guys who were extremely rude and they explained they had paid me in error and that I had to pay it back within 24 hours. Now as I said I was expecting the call and ready to transfer it back anyway but the attitude was shocking. They wanted me to send it to an English account, even though the company is in Ireland ??

I explained that I would send back the full amount, minus any charges I would be hit with as it was an international transfer to which I was again rudely told I had to send the full amount. Told them no way, that if I was being hit with a charge it was being passed on to them. They were still not happy and I was getting pissed at this point so I told them I would drop the money in cash to their office.

So i have decided that the c***s are now getting it in bags of 1c coins. Does anybody know what the process for getting a large amount of coins (€2100) from Ulster Bank is ?

If that's your salary, perhaps you need to consider not burning bridges.

Amirani

I think you're better off not bothering. Just give them the money and get over it, you won't gain anything by doing otherwise.

And thats 400+ kgs of coins

Kettleson

There is something that I read before which advised that paying large amounts in small coins is not acceptable legal tender. I think it was passenger trying to get on a bus with a grudge against the company. The bus company did not have to accept the small change as payment. Caution advised. Strike up the barbie and enjoy the summer.

FatherLen

urbanledge wrote: »

Ring them up and ask!

stroke of genius.

Who would have thought that you can find out about the general day to day workings of a bank by contacting said bank.

op ring the bank ffs

Amirani

Kettleson wrote: »

There is something that I read before which advised that paying large amounts in small coins is not acceptable legal tender. I think it was passenger trying to get on a bus with a grudge against the company. The bus company did not have to accept the small change as payment. Caution advised. Strike up the barbie and enjoy the summer.

Pretty sure this relates to purchases. Not overly sure if the same applies to the settlement of debts.

alwaysadub

The following is an extract from the Economic and Monetary Union Act, 1998:
“10(1) No person, other than the Central Bank of Ireland and such persons as may be designated by the Minister by order, shall be obliged to accept more than 50 coins denominated in euro or in cent in any single transaction

They are well within their rights not to accept it.

humanji

I'm not sure, but I think they're under no obligation to accept that amount of coins, so you'll be charged with the return delivery and still have to pay them the amount.

Tzardine

urbanledge wrote: »

And thats 400+ kgs of coins

Wheelbarrow ?

alwaysadub wrote: »

They are well within their rights not to accept it.

Feck.

wandatowell

Did you get the name of the guy on the phone?


Walk in the office, do your business and tell him that his attitude stinks etc etc etc then walk out.



Giving them 1c coins is a bit immature imo

highgiant1985

You do realise how stupid this idea is don't you?

So what the other person was being a prick, be the bigger person and behave like an adult. If you're that unhappy with them then make a formal compliant.

mcbert

You know €2100 of 1-cent coins will weigh 483kg (@2.3g each - according to wikipedia). Nearly half a tonne.

If you can order that amount, you'll probably pay a significant handling charge! And then transport charges, to move it anywhere. You arent going to fit half a tonne into the back of a car.

But, haha, I love it... if you can manage to do it!!

Seachmall

If I were you I'd just take out the €2100 in €5 notes and fold them like this just so I could feel like a drug dealer for a bit.

seamus

NiallSparky wrote: »

Pretty sure this relates to purchases. Not overly sure if the same applies to the settlement of debts.

It's any transaction, really.

OP, it'll be more hassle for you than for them, tbh. You'll spend your time and effort lugging these coins around to bring them in. They'll just pay some guy to bring it back to the bank. The only loser is you.

Ring or send an email to the head of payroll or finance in the old company noting that you were ready to pay the money back straight away, but the guy who ran you up was a complete asshole about it. Make sure you CC as many relevant people as you can on it.

Then move on with your life. It's too short to waste your effort on petty grudges.

Kettleson

What is the law in the terms of having to re-pay something that has been paid to you in error?

seamus

Kettleson wrote: »

What is the law in the terms of having to re-pay something that has been paid to you in error?

You have to repay it, because it's not yours. But you cannot be subject to any charges or losses in doing so. So you'd be well within your rights to deduct any transaction fees from the amount.

Jester252

They don't have to accept more than 50 coins regards if its paying off a debt or buying goods. Also maybe it might not be a good idea to be a cnut to your new employers

Wacker The Attacker

The bank will charge you for this

Tzardine

Jester252 wrote: »

They don't have to accept more than 50 coins regards if its paying off a debt or buying goods. Also maybe it might not be a good idea to be a cnut to your new employers

Sorry should be clear. Its not my current employers. Its the guys who took over the last company.

Sleepy

You'd be charged a 2-5% fee for that volume of coin in any case...

Personally, I'd call up the company and ask to speak with the moron who was so rude to you on the phone's supervisor and lodge an official complaint. If he/she can provide an Irish Bank Account number, send the money asap, otherwise proceed as you already suggested to the underling and mail them a receipt for the bank charges (and postage of said receipts).

Kettleson

seamus wrote: »

You have to repay it, because it's not yours. But you cannot be subject to any charges or losses in doing so. So you'd be well within your rights to deduct any transaction fees from the amount.

OP, take the above advice. It's the best option.

Tzardine

Kettleson wrote: »

OP, take the above advice. It's the best option.

The thing is, that is exactly what I was going to do until they became ass hats.

hardCopy

seamus wrote: »

You have to repay it, because it's not yours. But you cannot be subject to any charges or losses in doing so. So you'd be well within your rights to deduct any transaction fees from the amount.

Could you deduct a processing fee for your time spent organising this? Like the way Ryanair charge a fee on refunds

Kettleson

hardCopy wrote: »

Could you deduct a processing fee for your time spent organising this? Like the way Ryanair charge a fee on refunds

Seems reasonable. One would assume you should not be down on time taken or money spent, or letters written, to get the money repaid. It was their error.

ThreeBlindMice

Strituck wrote: »

I was offered a new job recently and finished with my last employer at the end of June. That company was actually taken over by a new company at the same time.

I was to get paid on the 15th July for the month of June. As it turns out I got paid twice by mistake. ( Once by the old company and once by the new company) I noticed this on pay day and I expected a call from the new company to ask for it back, which of course I was going to do.

Rightly enough I got a call yesterday from the new guys who were extremely rude and they explained they had paid me in error and that I had to pay it back within 24 hours. Now as I said I was expecting the call and ready to transfer it back anyway but the attitude was shocking. They wanted me to send it to an English account, even though the company is in Ireland ??

I explained that I would send back the full amount, minus any charges I would be hit with as it was an international transfer to which I was again rudely told I had to send the full amount. Told them no way, that if I was being hit with a charge it was being passed on to them. They were still not happy and I was getting pissed at this point so I told them I would drop the money in cash to their office.

So i have decided that the c***s are now getting it in bags of 1c coins. Does anybody know what the process for getting a large amount of coins (€2100) from Ulster Bank is ?

What happens if you don't like your new job and you need a reference from your old job. You would have burnt your bridges completely.

seamus

hardCopy wrote: »

Could you deduct a processing fee for your time spent organising this? Like the way Ryanair charge a fee on refunds

I think reasonably, yes you could. That's not a €100 fee for the 2 minutes it takes to do the transfer back, it would be a nominal amount which reasonably reflects the cost to you of doing this. So like, 50c. That is, you can't make a profit, just be compensated for your costs.

The kind of processing fees Ryanair charge are chargeable because they're notified upfront.

Also, you couldn't order the 1c coins and then deduct those costs from the amount. Because that's just ridiculous.

OP, just transfer to the UK account and deduct the fees from the amount.

Tzardine

ThreeBlindMice wrote: »

What happens if you don't like your new job and you need a reference from your old job. You would have burnt your bridges completely.

Not a concern.

Kettleson

I charge 50 cent a post.:D

Jester252

Strituck wrote: »

Sorry should be clear. Its not my current employers. Its the guys who took over the last company.

You should set up a payment plan where you pay them back a euro or so a week.

Tzardine

Kettleson wrote: »

I charge 50 cent a post.:D

Get off my thread. I'm not paying that. Unless maybe you want it in coins

lanber man

If you want to make them regret it then surely you'd be better off sending it through as many bank accs and charges as possible so then they get as little back as possible but correctly

Thoie

However you repay them, don't leave there until you can see they've straightened things out with the Revenue - you don't want to end up paying tax/losing tax credits on the overpayment. Get a receipt from them when you give the money back, and invoice them for your time at your hourly rate for every hour or part thereof that you spend dealing with this (whether it be calling them, visiting them or ringing Revenue). Don't bill them for your time on Boards

bear1

I'd just drive up the full amount to them, bank draft minus whatever you earn per hour for the time it takes you to do it.
Or tell them you have the money in cash waiting (bank draft maybe?) and tell them to come get it themselves or you will charge them.

CruelCoin

Strituck wrote: »

So i have decided that the c***s are now getting it in bags of 1c coins. Does anybody know what the process for getting a large amount of coins (€2100) from Ulster Bank is ?

Legal tender it may be, but they have the right to refuse that ****e from you, obvious passive aggression that it is.

That said, you've a complete right to be angry with them.

Tzardine

CruelCoin wrote: »

Legal tender it may be, but they have the right to refuse that ****e from you, obvious passive aggression that it is.

That said, you've a complete right to be angry with them.

Lol @ your username

Calibos

Thinly veiled, "I earn €2100 a month"

becost

Strituck wrote: »

I was offered a new job recently and finished with my last employer at the end of June. That company was actually taken over by a new company at the same time.

I was to get paid on the 15th July for the month of June. As it turns out I got paid twice by mistake. ( Once by the old company and once by the new company) I noticed this on pay day and I expected a call from the new company to ask for it back, which of course I was going to do.

Rightly enough I got a call yesterday from the new guys who were extremely rude and they explained they had paid me in error and that I had to pay it back within 24 hours. Now as I said I was expecting the call and ready to transfer it back anyway but the attitude was shocking. They wanted me to send it to an English account, even though the company is in Ireland ??

I explained that I would send back the full amount, minus any charges I would be hit with as it was an international transfer to which I was again rudely told I had to send the full amount. Told them no way, that if I was being hit with a charge it was being passed on to them. They were still not happy and I was getting pissed at this point so I told them I would drop the money in cash to their office.

So i have decided that the c***s are now getting it in bags of 1c coins. Does anybody know what the process for getting a large amount of coins (€2100) from Ulster Bank is ?

There's no charge for an Ireland to UK bank transfer.

Tzardine

Calibos wrote: »

Thinly veiled, "I earn €2100 a month"

Hardly. Its well below the average industrial wage and indeed less than the average wage across all sectors.

Tzardine

becost wrote: »

There's no charge for an Ireland to UK bank transfer.

That would be handy if correct. I have never transferred money to UK , but do so to Spain now and then and have to pay a fee.

biko

Write Brits Out and English Bastards on every note.

You can also suspend the notes in a bucket with string, then fill it to the brim with water and freeze it.
Then go in and put the frozen block on the reception floor.
Make sure to get a receipt for the money.

FTA69

becost wrote: »

There's no charge for an Ireland to UK bank transfer.

I'm not sure about that. Someone was supposed to send me money over here last year and said there was a charge for doing so.

KeithM89

I got a friend 60euro in one cent coins as a joke birthday present, the coins filled a shoebox and weighed a few kilos. Id imagine 2100 would be too heavy to lift.

Sky King

The thing to do which will cost you least in terms of both grief and money, and cause them the most grief is just to write to them and tell that you'll happily pay them back once you recieve a signed apology from the guy who was dealing with you for being an unmitigated c unt.

They will have no option but to comply if they want the money back.

Reindeer

Write them a check and be done with it.

kidneyfan

You should also write to them and tell them that you will return the money in the new year as you are unsure of the impact on your taxable income and you want to ensure that you are not left out of pocket.

You are also entitled to send a cheque.

oldyouth

Most Banks charge 2% for coin handling
Your proposed method of repayment is not a legal tender, so the recipient can rightly argue that you have refused repayment and take what action they deem necessary.

I don't think you are going to win Employee of The Month for some time

Tzardine

oldyouth wrote: »

Most Banks charge 2% for coin handling
Your proposed method of repayment is not a legal tender, so the recipient can rightly argue that you have refused repayment and take what action they deem necessary.

I don't think you are going to win Employee of The Month for some time

Its not my current employer.

oldyouth

Strituck wrote: »

Its not my current employer.

I didn't say they were

becost

FTA69 wrote: »

I'm not sure about that. Someone was supposed to send me money over here last year and said there was a charge for doing so.

I made multiple transfers to my brothers UK bank account last year and was never charged once albeit they were all small amounts between 100 and 200 euro, so maybe the amount is a factor. However, in saying that I don't see how amount could be a factor as the process for transferring 100 or 10,000 is exactly the same.