repo man coming-do i need to empty van

mikemcdeedy100

the bank is sending out their repo truck this morning to take away my van


do i need to empty it for them?

i've left all the junk that i don't want in it?

Bandara

mikemcdeedy100 wrote: »

the bank is sending out their repo truck this morning to take away my van


do i need to empty it for them?

i've left all the junk that i don't want in it?

I would imagine its easier for you to empty it, otherwise you will get every last item sent back to you by the bank as its your property and all they are legally able/and want to take is the van.

Cee-Jay-Cee

I'd go around your neighbours and offer to take all their rubbish too. Fill it to the brim for them.

mikemcdeedy100

Hammertime wrote: »

I would imagine its easier for you to empty it, otherwise you will get every last item sent back to you by the bank as its your property and all they are legally able/and want to take is the van.

wh would they send stuff back? it's a long way

Anan1

CJC999 wrote: »

I'd go around your neighbours and offer to take all their rubbish too. Fill it to the brim for them.

Bit bitter, IMO.

brianblaze

Anan1 wrote: »

Bit bitter, IMO.

Bit awesome, IMO

jimgoose

CJC999 wrote: »

I'd go around your neighbours and offer to take all their rubbish too. Fill it to the brim for them.

Admin, promote that man!!

ironclaw

jimgoose wrote: »

Admin, promote that man!!

Why? Banks don't repossess stuff for no reason. Why are they always painted as the bad ones in repo cases? In my experience most are fairly happy to go through a few months of re-structuring or re-ordering of a loan before taking such steps, because repo-ing actually costs money.

If I was repo-ing that van and it was filled with stuff I'd levy a hefty charge for the clean up after. Remember, its their property and you have no right to deface or foul it. Its beggars belief the mentality some people have towards credit and its consequences in this country.

jimgoose

ironclaw wrote: »

Why? Banks don't repossess stuff for no reason. Why are they always painted as the bad ones in repo cases? In my experience most are fairly happy to go through a few months of re-structuring or re-ordering of a loan before taking such steps, because repo-ing actually costs money.

If I was repo-ing that van and it was filled with stuff I'd levy a hefty charge for the clean up after. Remember, its their property and you have no right to deface or foul it. Its beggars belief the mentality some people have towards credit and its consequences in this country.

I bet you're a proper riot at parties!

ironclaw

jimgoose wrote: »

I bet you're a proper riot at parties!

:rolleyes:

biko

"We're here to take the van, which one is it?"
"It's the one on fire over there..."

guttenberg

OP empty it or risk getting a hefty fine for clear up.

ba_barabus

jimgoose wrote: »

I bet you're a proper riot at parties!

Tbh OP is trying to do the right thing and could have come to an amicable agreement about it.

OP it might just make you feel good to just empty it. You won't be worrying about it then

Cheensbo

The op should probably piss, sh1t and throw random acids into the diesel tank too,

That way, not only the bank gets burnt, but the unfortunate who buys it at auction gets burnt too.. everybody wins

YbFocus

Cheensbo wrote: »

... but the unfortunate who buys it at auction gets burnt too..

Yeah sure that's a great idea, the totally harmless and innocent chap that buys the van should get it too!! WHY??
What harm has he done?

drumswan

Make sure you empty it of fuel too.

jimgoose

drumswan wrote: »

Make sure you empty it of fuel too.

Good thinking. OP, the diesel is your property.

Cheensbo

YbFocus wrote: »

Yeah sure that's a great idea, the totally harmless and innocent chap that buys the van should get it too!! WHY??
What harm has he done?

Just like smoke alarms, the batteries in sarcasm detectors need to be tested frequently and changed as needed

YbFocus

Cheensbo wrote: »

Just like smoke alarms, the batteries in sarcasm detectors need to be tested frequently and changed as needed

Oh god :cool:

deandean

I saw a repo a couple of years back in an apartment block it was very distressing. A fine big L200 crew cab, there were four guys I could only describe as nasty looking bouncers/bodybuilders dressed in black repossessing the Jeep, they shagged everything out on the footpath including baby seat, golf clubs etc and there were strong words being exchanged with the 'owner'. , the repo guys were shouting 'give me the key, gave me the fcuking key'. Terrible to see.

So OP, if you are resigned to the fact that your motor is going to go, see your goodbyes and move on. Best of luck.

jimgoose

Cheensbo wrote: »

...the unfortunate who buys it at auction gets burnt too...

Where I come from, he/she wouldn't have much luck with it.

mikemcdeedy100

guttenberg wrote: »

OP empty it or risk getting a hefty fine for clear up.

lol hefty fine


they just drove off to dublin in the van and no tax or doe

mickdw

If the op has any sense, he will remove his **** and hand over the keys. I know the banks get up to alot of crap themselves but in this case, if the payments are not being made, its hardly the banks problem.

jimgoose

mickdw wrote: »

If the op has any sense, he will remove his **** and hand over the keys. I know the banks get up to alot of crap themselves but in this case, if the payments are not being made, its hardly the banks problem.

Lost keys, four soft tyres, no fuel and doing well not to get both barrels, miserable thugs. :mad:

mikemcdeedy100

deandean wrote: »

I saw a repo a couple of years back in an apartment block it was very distressing. A fine big L200 crew cab, there were four guys I could only describe as nasty looking bouncers/bodybuilders dressed in black repossessing the Jeep, they shagged everything out on the footpath including baby seat, golf clubs etc and there were strong words being exchanged with the 'owner'. , the repo guys were shouting 'give me the key, gave me the fcuking key'. Terrible to see.

So OP, if you are resigned to the fact that your motor is going to go, see your goodbyes and move on. Best of luck.

think i saw it too

was it clint eastwood or chuck norris?

ironclaw

jimgoose wrote: »

Lost keys, four soft tyres, no fuel and doing well not to get both barrels, miserable thugs. :mad:

Why? The lads doing the repo are doing a job. Working hard and making ends meet. If your stuff is being repo'd your probably that rung of society who deems it OK to wash your hands of responsibility and point the finger of blame, mostly at the Government, Germany and whoever the Daily Mail is currently blaming.

Get a grip. If a repo man is at your door, take your medicine and cop the hell on. It doesn't happen for no reason or prior warning.

OP, care to explain why your van was repo'd?

mikemcdeedy100

i stopped payin and parked it up
told them to come and take it
they didn seem in too much of a hurry
just wanted it off the grass

MuppetCheck

jimgoose wrote: »

Lost keys, four soft tyres, no fuel and doing well not to get both barrels, miserable thugs. :mad:

The bank held a gun to this mans head when he signed the finance arrangement:rolleyes:

mikemcdeedy100

lol at the trollfest

they took the rubbish and i doubt they'll post it back

mickdw

Anyone watch repo man show from uk. Its gas. 95 percent scumbags that it shows him taking cars off.
The guy fits the bill being a big f*cker and able to handle himself. The funny bit is, as a side line he does wall paintings for childrens bedrooms and writes childrens books.

Anan1

mikemcdeedy100 wrote: »

lol at the trollfest

they took the rubbish and i doubt they'll post it back

Well you showed them, didn't you? And us, for that matter.

YbFocus

mikemcdeedy100 wrote: »

lol at the trollfest

they took the rubbish and i doubt they'll post it back

After that comment I hope they do, I hope you get every bit of it back!
Why do these people come on here to go on with this crap?

Cheensbo

Anan1 wrote: »

Well you showed them, didn't you? And us, for that matter.

Yep, and all the advocates here will surely be happy to handover parts of their income to pay back the banks, who've been burned by people who feel they don't have to pay their debts.

00833827

As far as i know (i have no personal experience of repossession), they might levy a clean up charge to what is owing on the van if its full of rubbish. If its condition is not acceptable for the age of the vehicle (regarded as general wear and tear) they might levy repair charges too as it will need to be in a sellable condition so they can auction it and recover some costs on it.

Since the OP is not paying whats already outstanding on the van and doesn't seem to be involving in a payment process in the future, then these charges are pretty irrelevant I would think.

meathstevie

I've seen quite a few repo folks in action and the vast majority are unconfrontational, quite polite and matter of factly. Nobody wants these situations to develop in needless confrontation. Let's not forget that a lot of repossessions of machinery and vehicles are happening by agreement.

Ilik Urgee

This thread puts the jury out on the integrity of repo'd stuff at auction. If they can't be bothered to empty the rubbish out of them, doesn't say much for the general upkeep over any period imo.

Reminds me of a mechanic who relayed a conversation with a van-driving customer of his-

Mechanic-"Does she take much oil?"

Your man-"She would if she got it!"

Cheensbo

Ilik Urgee wrote: »

Reminds me of a mechanic who relayed a conversation with a van-driving customer of his-

"Does she take much oil?"

"She would if she got it!"

I asked this question to the owner of an e39 M5 once....

I got the same answer as above. :eek:

jimgoose

ironclaw wrote: »

...If your stuff is being repo'd your probably that rung of society who deems it OK to wash your hands of responsibility and point the finger of blame, mostly at the Government, Germany and whoever the Daily Mail is currently blaming...

Small/medium business owners, forty-somethings finding themselves unemployed for the first time in their lives, that sort? Yeah, proper scumbags, the lot of 'em. Nail some sense into them, I say!!

Cheensbo wrote: »

Yep, and all the advocates here will surely be happy to handover parts of their income to pay back the banks, who've been burned by people who feel they don't have to pay their debts.

Respectable taxpayers corralled into covering the debts of huge private corporations?? What are you, an alien?

YbFocus

jimgoose wrote: »

Small/medium business owners, forty-somethings finding themselves unemployed for the first time in their lives, that sort? Yeah, proper scumbags, the lot of 'em. Nail some sense into them, I say!!

Respectable taxpayers corralled into covering the debts of huge private corporations?? What are you, an alien?

And here we goooooo..........

Cheensbo

jimgoose wrote: »

Respectable taxpayers corralled into covering the debts of huge private corporations?? What are you, an alien?

Nope, I'm a respectable taxpayer. and you?

While I don't agree with covering the debts of huge private corporations; for or against: that is the situation.

I just don't think people should think the above is a ticket to allow them to ad to the burden, just 'cos they don't want to pay their dues.

jimgoose

Cheensbo wrote: »

Nope, I'm a respectable taxpayer. and you?

While I don't agree with covering the debts of huge private corporations; for or against: that is the situation.

I just don't think people should think the above is a ticket to allow them to ad to the burden, just 'cos they don't want to pay their dues.

I'm a respectable alien taxpayer. Look, I'll make it simple: the vast majority of people in these situations these days are there through no fault of their own, there is no money, and no way of getting it. And as usual in this country, it is the poorest and most helpless that get it in the neck.

hyperborean

what a grown up thing to do!

copeyhagen

wont somebody please think of the poor bank in all this.

Ilik Urgee

jimgoose wrote: »

I'm a respectable alien taxpayer. Look, I'll make it simple: the vast majority of people in these situations these days are there through no fault of their own, there is no money, and no way of getting it. And as usual in this country, it is the poorest and most helpless that get it in the neck.

Agree with all that, still doesn't mean he can't clean the thing out!

Cheensbo

jimgoose wrote: »

I'm a respectable alien taxpayer. Look, I'll make it simple: the vast majority of people in these situations these days are there through no fault of their own, there is no money, and no way of getting it. And as usual in this country, it is the poorest and most helpless that get it in the neck.

:eek: do aliens have to pay local vat rates or can they write it off? :pac:

Its not that simple, people are jumping on the bandwagon and deciding not to pay. (seperate problem)

But, as you say, there's no money - so they cant pay the bank, okay, hard times come, and it sucks, but as per agreements, if payments aren't serviced, the bank still owns the property secured against the loan, so they reposess to try and recoup some of the losses, so the taxpayer doesnt have to step in.

So, tell me, why would you advocate?:

jimgoose wrote: »

Lost keys, four soft tyres, no fuel and doing well not to get both barrels, miserable thugs.

jimgoose

Cheensbo wrote: »

...So, tell me, why would you advocate?:

Because it would be against my principles to make it any way easy or pleasant for what I see as employees of an illegitimate, immoral and hostile force invading private property. And before anyone asks, I don't owe anyone a red ha'penny.

Cheensbo

jimgoose wrote: »

Because it would be against my principles to make it any way easy or pleasant for what I see as employees of an illegitimate, immoral and hostile force invading private property. And before anyone asks, I don't owe anyone a red ha'penny.

Who?


Also,

The man says he stopped paying his loan,

And he told them to come and take it... an invitation suddenly becomes an invasion....

jimgoose

Cheensbo wrote: »

Who?

Hired goons representing banks, who in collusion with incompetent and corrupt government, have destroyed the economy and are illegally bleeding the Exchequer of billions as well as crushing thousands of ordinary people who find themselves near-destitute as a result of the aforementioned banks' "yippie-ki-yay-muddafugga" approach to finance.

Cheensbo wrote: »

...The man says he stopped paying his loan,

And he told them to come and take it... an invitation suddenly becomes an invasion....

The man might have been to the pin of his collar. He didn't say.

Fred Swanson

This post has been deleted.

ba_barabus

jimgoose wrote: »

Hired goons representing banks, who in collusion with incompetent and corrupt government, have destroyed the economy and are illegally bleeding the Exchequer of billions as well as crushing thousands of ordinary people who find themselves near-destitute as a result of the aforementioned banks' "yippie-ki-yay-muddafugga" approach to

Jim Corr is that you?

Can you pass your sisters number on to me

jimgoose

ba_barabus wrote: »

Jim Corr is that you?

Can you pass your sisters number on to me

Hang in there, Winston - becoming sane is not easy.