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Kicked out of RAS property after 10 years

  • 15-05-2013 7:31pm
    #1
    Banned (with Prison Access) Posts: 21,634 ✭✭✭✭


    I have been renting a property in Limerick for 10 years, about 18 months ago i found out my landlord defaulted on his mortgage and the property taken over by the bank and a propery management company assigned.

    I was under the RAS scheme with the original landlord, the contract came up for renewal....and i get a letter from the council today saying the new landord/bank wont renew the RAS contract.

    10 years....this is my home!! :( ....i've no idea what to do, the council letter says they'll try to re-accomodate me, but what does that mean?

    I've looked on all the renting websites and pretty much everyone of them within my price range wont accept rent allowance, let alone the RAS scheme.

    So am i now homeless?...if the council cant find alternative accomidation, what then?....on the street? :(

    i'm gonna talk with them in person tomorrow....but i ant wrap my head around the fact ive lost my home of 10 years, and god knows where i'll end up


«13

Comments

  • Registered Users, Registered Users 2 Posts: 5,565 ✭✭✭quad_red


    I have been renting a property in Limerick for 10 years, about 18 months ago i found out my landlord defaulted on his mortgage and the property taken over by the bank and a propery management company assigned.

    I was under the RAS scheme with the original landlord, the contract came up for renewal....and i get a letter from the council today saying the new landord/bank wont renew the RAS contract.

    10 years....this is my home!! :( ....i've no idea what to do, the council letter says they'll try to re-accomodate me, but what does that mean?

    I've looked on all the renting websites and pretty much everyone of them within my price range wont accept rent allowance, let alone the RAS scheme.

    So am i now homeless?...if the council cant find alternative accomidation, what then?....on the street? :(

    i'm gonna talk with them in person tomorrow....but i ant wrap my head around the fact ive lost my home of 10 years, and god knows where i'll end up

    Sorry to hear that. Did they give you a notice period when you have to be out of the property?

    Did you call the council after getting the letter?


  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    quad_red wrote: »
    Sorry to hear that. Did they give you a notice period when you have to be out of the property?

    Did you call the council after getting the letter?

    Lease expires 24th August....going to the council tomorrow.


  • Closed Accounts Posts: 1,869 ✭✭✭odds_on


    The fact that you have been a tenant in the same property for 10 years might be enough to convince one of the "no rent allowance accepted" landlords that you are a "good risk" tenant.

    Try some of them, you might get lucky.


  • Closed Accounts Posts: 1,911 ✭✭✭aN.Droid


    Have no idea if this applies to the RAS scheme but does to regular tenancy.

    Because you have been there for over 4 years you must be giving official and valid notice of 16 weeks (112 days).

    When did you get the notice? Also was it valid? Was it a written or verbal as to be valid it must be written.

    Your lease is ending in 100 days from today or 14ish weeks. Just shy of notice. So if you have been given notice in the last 11 days saying you have to vacate at the day of your lease ending it is invalid.

    While this does not give you a way to stay long term it may give you a few more weeks to find somewhere suitable to live as they will have to reissue the notice and the 16 weeks will begin again if it is valid.


  • Closed Accounts Posts: 3,327 ✭✭✭Merch


    Get a reference from the landlord while its possible


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  • Closed Accounts Posts: 20,373 ✭✭✭✭foggy_lad


    Are the council not obliged to find you suitable accommodation under the agreement you all signed with the first RAS lease? Afaik they must find you temporary accommodation if they have not found a new home for you by the time your current lease is up.

    One of the conditions of getting housed under the RAS scheme is giving up any and all claim and entitlement to council housing but the council also agree to find you suitsble accommodation for as long as you require it and as long as you are following the basic rules and not being anti social or dealing srugs etc or tearing the place apart.


  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    Limericks wrote: »
    Have no idea if this applies to the RAS scheme but does to regular tenancy.

    Because you have been there for over 4 years you must be giving official and valid notice of 16 weeks (112 days).

    When did you get the notice? Also was it valid? Was it a written or verbal as to be valid it must be written.

    Your lease is ending in 100 days from today or 14ish weeks. Just shy of notice. So if you have been given notice in the last 11 days saying you have to vacate at the day of your lease ending it is invalid.

    While this does not give you a way to stay long term it may give you a few more weeks to find somewhere suitable to live as they will have to reissue the notice and the 16 weeks will begin again if it is valid.

    I got a letter from Limerick city council yesterday, 15th.....i have had no contact from either the bank or the management company.


  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    Merch wrote: »
    Get a reference from the landlord while its possible

    Just called him, thanks for the reminder....he said he'd have zero problem giving refrences. in 10 years i never once missed the rent....now i'm just some number on a bank statement, i'm not a human being to them who's home of 10 years has been ripped from him with no explanation as to why......:(


  • Registered Users, Registered Users 2 Posts: 7,879 ✭✭✭D3PO


    Just called him, thanks for the reminder....he said he'd have zero problem giving refrences. in 10 years i never once missed the rent....now i'm just some number on a bank statement, i'm not a human being to them who's home of 10 years has been ripped from him with no explanation as to why......:(

    Without trying to be harsh, when you entered RAS you always knew the term was 10 years and consequently always knew there was a chance that after settling in this home for ten years you may not get your RAS contract renewed regardless of how good a tenant you are. A lot changes in ten years in terms of circumstances etc of the landlord.

    I'd imagine for the most part RAS contacts are not renewed. A 20 year commitment to RAS Id suggest is the exception and not the norm. Right now if I were you Id be rining the council to figure out the next step, will they help you find a new RAS house or will you need to yourself, or will you need to just move somewhere that accepts RA.

    Best of luck OP.


  • Registered Users, Registered Users 2 Posts: 3,528 ✭✭✭gaius c


    You have my sympathies mate. This sort of stuff makes me very angry when you have the likes of New Beginnings campaigning for people who haven't paid up to keep their homes. I guess renters just don't matter!


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  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    foggy_lad wrote: »
    Are the council not obliged to find you suitable accommodation under the agreement you all signed with the first RAS lease? Afaik they must find you temporary accommodation if they have not found a new home for you by the time your current lease is up.

    One of the conditions of getting housed under the RAS scheme is giving up any and all claim and entitlement to council housing but the council also agree to find you suitsble accommodation for as long as you require it and as long as you are following the basic rules and not being anti social or dealing srugs etc or tearing the place apart.

    I was on the waiting list since 1996, its one reason i disliked the RAS scheme as you say they took me off the list because under RAS you are considered housed.

    But you arent....there is no security like there is with a council house, you're at the whim of a landlord or a bank or the ecomomy :(

    I called them this morning, was given no explation as to why the bank wont renew the RAS contract, they said they'll find me a place...but where?, some crappy bedsit?, some hellhole in Southill?

    There are very few landloards willing to accept rent allowance, even fewer who will sign to the RAS scheme. Because of all the added cost etc.

    My whole life turned upside down....:(


  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    D3PO wrote: »
    Without trying to be harsh, when you entered RAS you always knew the term was 10 years and consequently always knew there was a chance that after settling in this home for ten years you may not get your RAS contract renewed regardless of how good a tenant you are. A lot changes in ten years in terms of circumstances etc of the landlord.

    I'd imagine for the most part RAS contacts are not renewed. A 20 year commitment to RAS Id suggest is the exception and not the norm. Right now if I were you Id be rining the council to figure out the next step, will they help you find a new RAS house or will you need to yourself, or will you need to just move somewhere that accepts RA.

    Best of luck OP.

    Well i'm under RAS....i have no clue how to go back on Rent Allowance from the health board etc., jesus....knowing my luck i'd hve to start from scratch, re-apply, means tested,wait 6 months for payment etc.

    I did ring them first thing, they said they'd find a place for me within the time limit of my eviction, August 24th. but when asked they had no list of RAS landlords or possible addresses/loactions of alternative accomadation.

    Add to which you are restricted to the cap, which is 390pm....i mean, there are literally zero places available for that money, everywhere i looked was 500pm.

    I realise that nothing is permanent, but i was there 10 years...it felt permanent until yesterday, the whole point of RAS was long term security.


  • Registered Users, Registered Users 2 Posts: 8,513 ✭✭✭Ray Palmer


    I feel a certain sympathy but it is what it is. You were never guaranteed to remain there.

    In the space of 10 years you haven't been able to secure appropriate employment to pay for your own accommodation? According to your profile you work in IT.

    Not having a go but just wondering why you would need free/discounted accommodation if you are working and have at least 10 years to secure good employment.

    I always though RAS was a little strange on the grounds the people could have improved their situation but remain in public housing so could be in a better situation than many others who weren't entitled to it.

    I just don't get the logic of the system more so than giving out about your set-up.


  • Registered Users, Registered Users 2 Posts: 19,050 ✭✭✭✭murphaph


    I was on the waiting list since 1996, its one reason i disliked the RAS scheme as you say they took me off the list because under RAS you are considered housed.

    But you arent....there is no security like there is with a council house, you're at the whim of a landlord or a bank or the ecomomy :(

    I called them this morning, was given no explation as to why the bank wont renew the RAS contract, they said they'll find me a place...but where?, some crappy bedsit?, some hellhole in Southill?

    There are very few landloards willing to accept rent allowance, even fewer who will sign to the RAS scheme. Because of all the added cost etc.

    My whole life turned upside down....:(
    Can you rent privately at all?


  • Registered Users, Registered Users 2 Posts: 214 ✭✭khards


    It would be worth contacing the local newspapers and your local TD, as situations like this need to be brought to the medias attention.
    As the poster above mentions you have the likes of new beginnings stopping mortgagees being kicked out of the banks property, but when it comes to renters being kicked out of the banks property then no one will support you.


  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    Ray Palmer wrote: »
    I feel a certain sympathy but it is what it is. You were never guaranteed to remain there.

    In the space of 10 years you haven't been able to secure appropriate employment to pay for your own accommodation? According to your profile you work in IT.

    Not having a go but just wondering why you would need free/discounted accommodation if you are working and have at least 10 years to secure good employment.

    I always though RAS was a little strange on the grounds the people could have improved their situation but remain in public housing so could be in a better situation than many others who weren't entitled to it.

    I just don't get the logic of the system more so than giving out about your set-up.

    I have a chronic medical condition and disability, ergo not working...i just typed IT because i like computers etc.


  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    murphaph wrote: »
    Can you rent privately at all?

    That would mean quiting RAS and starting from scratch on rent allowance, which could be a minefield....as i may have to re-apply from scratch, means tested and i dont know there criteria these days, but dont you have to be living in a place for 6 months before they give you rent allowance :confused:

    I couldnt handle the stress of all that if i had to do it all over again.


  • Registered Users, Registered Users 2 Posts: 7,879 ✭✭✭D3PO



    I did ring them first thing, they said they'd find a place for me within the time limit of my eviction, August 24th. but when asked they had no list of RAS landlords or possible addresses/loactions of alternative accommodation.
    .

    talk about a joke. Seriously if these people worked in the real world they would be out of a job in weeks. The level of ineptness in the public service beggars belief.

    Re your accommodation needs, is it just you or have you a family ? if so how many kids ?

    390 seems a very low threshold level for accomadation.


  • Registered Users, Registered Users 2 Posts: 7,879 ✭✭✭D3PO


    Ray Palmer wrote: »
    I feel a certain sympathy but it is what it is. You were never guaranteed to remain there.

    In the space of 10 years you haven't been able to secure appropriate employment to pay for your own accommodation? According to your profile you work in IT.

    Not having a go but just wondering why you would need free/discounted accommodation if you are working and have at least 10 years to secure good employment.

    I always though RAS was a little strange on the grounds the people could have improved their situation but remain in public housing so could be in a better situation than many others who weren't entitled to it.

    I just don't get the logic of the system more so than giving out about your set-up.

    I did think this myself.


  • Registered Users, Registered Users 2 Posts: 7,879 ✭✭✭D3PO


    khards wrote: »
    It would be worth contacing the local newspapers and your local TD, as situations like this need to be brought to the medias attention.
    As the poster above mentions you have the likes of new beginnings stopping mortgagees being kicked out of the banks property, but when it comes to renters being kicked out of the banks property then no one will support you.

    Two wrongs don't make a right .....


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  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    D3PO wrote: »
    talk about a joke. Seriously if these people worked in the real world they would be out of a job in weeks. The level of ineptness in the public service beggars belief.

    Re your accommodation needs, is it just you or have you a family ? if so how many kids ?

    390 seems a very low threshold level for accomadation.

    Single, no kids. A single man is bottom of the totem pole...which is discrimination imo, women with children get priority, get a higher cap, you cannot get any accomodation for 390pm these days...and if you can its a horrid bedsit full of scumbags and nois 24/7.


  • Registered Users, Registered Users 2 Posts: 7,879 ✭✭✭D3PO


    Single, no kids. A single man is bottom of the totem pole...which is discrimination imo, women with children get priority, get a higher cap, you cannot get any accomodation for 390pm these days...and if you can its a horrid bedsit full of scumbags and nois 24/7.

    Again don't mean to be harsh but 390 will find you one bedroomed accommodation in Limerick. A quick daft search finds 7 properties that match that.

    Your not working and have a housing need, you cant really argue about the area or what not that these properties are located in.

    I know you said your on disability, but how about thinking about setting up a web business of some sort to try and improve your financial situation so your not reliant on the state ?

    You can post on here so your capable of running a web business of some sort. Might be worth sitting down and thinking about it. Theres always a solution if you think outside the box.

    Or even if you cant figure that out theres websites like www.freelancer.com where you can bid on work like data entry work etc.

    If you can type on boards you can type in data entry. So maybe look at that, try and improve your situation and then maybe you could rent privately.

    My personal belief is that there is almost always a job somebody can do if they really want to, sorry OP but I believe in where there's a will there's a way.


  • Registered Users, Registered Users 2 Posts: 17,165 ✭✭✭✭astrofool


    and if you can its a horrid bedsit full of scumbags and nois 24/7.

    These "scumbags" are likely people on RA or the RAS scheme, so you'd expect them to be your neighbours if you're on the same scheme as them, I'd imagine your expectations are probably a bit high. Bedsits are also not allowed anymore, so you shouldn't have to worry about that.


  • Closed Accounts Posts: 16,705 ✭✭✭✭Tigger


    D3PO wrote: »
    Again don't mean to be harsh but 390 will find you one bedroomed accommodation in Limerick. A quick daft search finds 7 properties that match that.

    Your not working and have a housing need, you cant really argue about the area or what not that these properties are located in.

    I know you said your on disability, but how about thinking about setting up a web business of some sort to try and improve your financial situation so your not reliant on the state ?

    You can post on here so your capable of running a web business of some sort. Might be worth sitting down and thinking about it. Theres always a solution if you think outside the box.

    Or even if you cant figure that out theres websites like www.freelancer.com where you can bid on work like data entry work etc.

    If you can type on boards you can type in data entry. So maybe look at that, try and improve your situation and then maybe you could rent privately.

    My personal belief is that there is almost always a job somebody can do if they really want to, sorry OP but I believe in where there's a will there's a way.

    i'd say he'd lose more then he gained by working on freelancer
    i personally run my own businesses and id love to know what web business someone with no start-up capital could hope to create and profit from?


  • Registered Users, Registered Users 2 Posts: 7,879 ✭✭✭D3PO


    Tigger wrote: »
    i personally run my own businesses and id love to know what web business someone with no start-up capital could hope to create and profit from?

    If you run your own businesses then you should know that there are plenty of start up grants available from various enterprise boards and the likes ...

    people like to put roadblocks up instead of finding ways to get things done.


  • Closed Accounts Posts: 16,705 ✭✭✭✭Tigger


    D3PO wrote: »
    If you run your own businesses then you should know that there are plenty of start up grants available from various enterprise boards and the likes ...

    people like to put roadblocks up instead of finding ways to get things done.

    no there aren't; unless Richard is going to manufacture or export there is nothing there for him
    if he's selling he'll need at least one months worth of stock there is no credit out there
    he'll need a turn over of at least 10k a month to survive so tell me what board will give him money for start up 3-5k minimum and then 10k to buy stock
    finally he'll need at least a years income support ass you don't start making money from day one

    i ordered off an Irish website to get a pair of boots 4 weeks ago but they don't stock stuff they buy to order
    on Friday i cancelled my order and ordered off a British site they came Tuesday
    the British site carries stock

    now stop thinking everything is easy and that chronic sickness is akin to laziness cos you are turning my stomache


  • Registered Users, Registered Users 2 Posts: 7,879 ✭✭✭D3PO


    Tigger wrote: »
    no there aren't; unless Richard is going to manufacture or export there is nothing there for him

    You evidently haven't heard fo the service industry amongst others ...

    if he's selling he'll need at least one months worth of stock there is no credit out there

    That's a load of crap. Everything doesn't need to be big sky thinking, you have never heard of micro industry amongst other things, you do not need to hold one months stock for any business to survive. Off topic but you need to learn more about cash conversion cycles, if your holding stock for 30 days you need to look at your business model because trust me buddy its far from optimal.

    he'll need a turn over of at least 10k a month to survive so tell me what board will give him money for start up 3-5k minimum and then 10k to buy stock

    Why do you keep harping on about stock like physical purchasing of goods is the only thing you can sell. Services margins run regularly abouve 50% so you would need nowhere near 10k a month revenue to survice. Again you cant seem to think outside the box.

    finally he'll need at least a years income support ass you don't start making money from day one

    If you actually knew enough about grants you would know that in many instances you can remain on jobseekers etc whilst you get off the ground, but you don't really know what your talking about so you didn't know this.

    i ordered off an Irish website to get a pair of boots 4 weeks ago but they don't stock stuff they buy to order
    on Friday i cancelled my order and ordered off a British site they came Tuesday
    the British site carries stock

    What the hell has this to do with anything ? You and your stock waffle again.

    now stop thinking everything is easy and that chronic sickness is akin to laziness cos you are turning my stomache

    This is a load of nonsense for the most part with sprinklings of realism in it but for the most part its not worth responding to yet I have..

    The fact remains that there are ways for people to make money working from home if they are so inclined to want to.

    Unfortunatly you have a very negative outlook on thisgs like so many people, you would rather put roadblocks in the way of things rather then trying. Its actually a shock to me that you are a business owner as business owners don't tend to have your negative mentality.


  • Closed Accounts Posts: 4,791 ✭✭✭JJJJNR


    gaius c wrote: »
    You have my sympathies mate. This sort of stuff makes me very angry when you have the likes of New Beginnings campaigning for people who haven't paid up to keep their homes. I guess renters just don't matter!

    What the hell has New Beginnings and debt relief got to do with the OP, get a life.


  • Registered Users, Registered Users 2 Posts: 1,945 ✭✭✭Grandpa Hassan


    gaius c wrote: »
    You have my sympathies mate. This sort of stuff makes me very angry when you have the likes of New Beginnings campaigning for people who haven't paid up to keep their homes. I guess renters just don't matter!

    Hang on a sec. Someone owns this house and I think giving it over to RAS for 10 years is about as much as you can ask. 20 years is a long time for any LL.....circumstances change


    Edit: sorry, i just re-read the OP and see that the bank has the house


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  • Closed Accounts Posts: 4,791 ✭✭✭JJJJNR


    D3PO wrote: »
    Again don't mean to be harsh but 390 will find you one bedroomed accommodation in Limerick. A quick daft search finds 7 properties that match that.

    Your not working and have a housing need, you cant really argue about the area or what not that these properties are located in.

    I know you said your on disability, but how about thinking about setting up a web business of some sort to try and improve your financial situation so your not reliant on the state ?

    You can post on here so your capable of running a web business of some sort. Might be worth sitting down and thinking about it. Theres always a solution if you think outside the box.

    Or even if you cant figure that out theres websites like www.freelancer.com where you can bid on work like data entry work etc.

    If you can type on boards you can type in data entry. So maybe look at that, try and improve your situation and then maybe you could rent privately.

    My personal belief is that there is almost always a job somebody can do if they really want to, sorry OP but I believe in where there's a will there's a way.

    Wow touching.. this guy is on disability comes on here looking for advise and you tell him to setup a web company... Seriously OP don't waste your time with the idiots that post in this forum as its been hijacked by self serving sociopaths.


  • Registered Users, Registered Users 2 Posts: 7,879 ✭✭✭D3PO


    JJJJNR wrote: »
    Wow touching.. this guy is on disability comes on here looking for advise and you tell him to setup a web company... Seriously OP don't waste your time with the idiots that post in this forum as its been hijacked by self serving sociopaths.

    Perhaps if you read all my posts on this thread before having a rant you might be better served...


    The guy can work online as shown by the fact he can post on boards. His disability doesn't prevent him from doing so.

    People often don't think of things outside their normal thought process unless pointed in the right direction, the shock of becoming unable to continue working in whatever field they were in can cause tunnel vision and a mindset that I cant work when that's not always the case. Which makes it a helpful suggestion weather you see it that way or not.



    Now take your name calling and sling you hook unless your going to contribute.


  • Registered Users, Registered Users 2 Posts: 7,821 ✭✭✭fussyonion


    I completely understand that this is an upsetting time for you, but you did know it was only a 10-year lease, didn't you?

    Put aside the fact the bank has the house; what did you think was going to happen when the lease was up?

    Had the landlord told you he was going to renew it?
    The RAS scheme is a better scheme than Rent Allowance, in my opinion, but it can be just as tough, if not even harder, to find willing landlords to take it on.

    The council do have a duty to find you another home when your lease runs out-I know because I almost went on the RAS scheme before I was offered a council house, so try to hang in there and hopefully you'll get good news soon.


  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    Just an update - i might have a line on a place that suits my needs....nothing set in stone, the landlord is already with RAS and i met with them today and explained my situation.

    We'll see how things go....those wondering, i've been in front of four doctor/medical panels over the years and they've always signed off on my condition as legit, but i'd prefer not to disclose it here, thanks to everyone who replied...the PMs and comments.

    I think i needed to "get it out" more then anything.....


  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    I had a very good relationship with the original landlord....he never raised the rent. Because i was there such a long time, yes...maybe i thought/hoped the RAS contract would renew again and again, i was essentially paying the mortage and i thought at the end he'd own the property outright after i was dead.

    But he defaultd some 18 months ago, and reposessed by the bank...so once they are involved......


    fussyonion wrote: »
    I completely understand that this is an upsetting time for you, but you did know it was only a 10-year lease, didn't you?

    Put aside the fact the bank has the house; what did you think was going to happen when the lease was up?

    Had the landlord told you he was going to renew it?
    The RAS scheme is a better scheme than Rent Allowance, in my opinion, but it can be just as tough, if not even harder, to find willing landlords to take it on.

    The council do have a duty to find you another home when your lease runs out-I know because I almost went on the RAS scheme before I was offered a council house, so try to hang in there and hopefully you'll get good news soon.


  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    D3PO....i do get what your saying in principle about positive thinking, and doing something instead of moaning about it on the internet.
    D3PO wrote: »
    Perhaps if you read all my posts on this thread before having a rant you might be better served...


    The guy can work online as shown by the fact he can post on boards. His disability doesn't prevent him from doing so.

    People often don't think of things outside their normal thought process unless pointed in the right direction, the shock of becoming unable to continue working in whatever field they were in can cause tunnel vision and a mindset that I cant work when that's not always the case. Which makes it a helpful suggestion weather you see it that way or not.



    Now take your name calling and sling you hook unless your going to contribute.


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  • Registered Users, Registered Users 2 Posts: 7,821 ✭✭✭fussyonion


    I don't think it's anyone's business what your medical condition is or why you don't work; you didn't come here to discuss that, you came here to discuss RAS.

    Fingers crossed, OP, this new landlord might have something for you and I hope you're settled in a new home soon.
    Keep us posted!


  • Registered Users, Registered Users 2 Posts: 20 horse10


    Hi does anyone have any advice on problem neighbours on the RAS scheme ,the owner of the house is ignoring us and we don't know what to do


  • Closed Accounts Posts: 20,373 ✭✭✭✭foggy_lad


    I was on the waiting list since 1996, its one reason i disliked the RAS scheme as you say they took me off the list because under RAS you are considered housed.

    But you arent....there is no security like there is with a council house, you're at the whim of a landlord or a bank or the ecomomy :(

    I called them this morning, was given no explation as to why the bank wont renew the RAS contract, they said they'll find me a place...but where?, some crappy bedsit?, some hellhole in Southill?

    There are very few landloards willing to accept rent allowance, even fewer who will sign to the RAS scheme. Because of all the added cost etc.

    My whole life turned upside down....:(

    Landlords are better off with RAS tenants as they are vetted by council and the LL is almost guaranteed full occupancy for the lease prriod. This costs them far less than having tenants moving in and out every 6-12 month where they have to clean and paint the property and find new tenants. Many propertys are empty for 2-3month every year.


  • Registered Users, Registered Users 2 Posts: 19,050 ✭✭✭✭murphaph


    I had a very good relationship with the original landlord....he never raised the rent. Because i was there such a long time, yes...maybe i thought/hoped the RAS contract would renew again and again, i was essentially paying the mortage and i thought at the end he'd own the property outright after i was dead.
    You are entitled to assistance as you have a chronic illness. That's what the social welfare system is for and I'm glad that people like you are not tossed in the gutter, but you personally have not been paying they guy, the taxpayer has.

    Hope it works out with your lead. The limits are very low now and in strong rental locations put no floor in rents any more (the government thought they could dictate market rents through the RS/RAS system...got that wrong)


  • Registered Users, Registered Users 2 Posts: 19,050 ✭✭✭✭murphaph


    foggy_lad wrote: »
    Landlords are better off with RAS tenants as they are vetted by council and the LL is almost guaranteed full occupancy for the lease prriod. This costs them far less than having tenants moving in and out every 6-12 month where they have to clean and paint the property and find new tenants. Many propertys are empty for 2-3month every year.
    ...and in Dublin most properties are empty for maybe 24 hours a year at present. Depends on the local market. RAS is less attractive to a Dublin LL than one in a rural area. There's no "one size fits all".

    The RAS has many flaws foggy. Council won't assist in repairing damage caused by tenants they nominated (beyond a paltry month's rent). More hassles for LL (LL must furnish TCC from Revenue every year even if the council doesn't request it or he risks them suspending rent payments). In short, more hassle for the LL and the extra "security" is countenanced by lower rents than open market. It will suit some LLs, but not all.


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  • Closed Accounts Posts: 947 ✭✭✭zef


    Best of luck with getting a new place to live, hopefully the LL you met yesterday will have something suitable.
    Can understand your need to "get it out" somewhere, I'd imagine it's an extremely difficult stressor to have along with your illness.
    The whole RA/ housing system is a minefield. Best of luck and hope you find somewhere asap.


  • Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    fussyonion wrote: »
    or why you don't work; you didn't come here to discuss that, you came here to discuss RAS.

    I think with anyone discussing rent allowance, RAS or anything else that my tax money gets spent on then I, and every other person in this country has a right to ask questions.

    the OP provided a more valid reason than most as to why they cant work, but D3PO provided a good solution to that problem. Questions like this are needed to keep peoples motives in check and not just turn this forum into a haven for lazy scroungers to get information on how to game the system and waste more of my money.

    The OP is not a scrounger so is deserving of advice , others not so much, but it was a point that needed to be addressed.


  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    zef wrote: »
    Best of luck with getting a new place to live, hopefully the LL you met yesterday will have something suitable.
    Can understand your need to "get it out" somewhere, I'd imagine it's an extremely difficult stressor to have along with your illness.
    The whole RA/ housing system is a minefield. Best of luck and hope you find somewhere asap.

    I met with the RAS people in person again today, its down to money....as stated the cap for a single man with no kids etc. is 390pm which is 95pw. Its a two bedroom but they say number of bedrooms is not an issue.

    So its down to RAS and the LL about negocating a price...she wants 115pw....they will only pay 95pw. Zero compassion shown for the fact they essentially envcited me from my home of 10 years.

    Hopefully some middle ground can ne met.


  • Registered Users, Registered Users 2 Posts: 7,821 ✭✭✭fussyonion


    I think with anyone discussing rent allowance, RAS or anything else that my tax money gets spent on then I, and every other person in this country has a right to ask questions.

    the OP provided a more valid reason than most as to why they cant work, but D3PO provided a good solution to that problem. Questions like this are needed to keep peoples motives in check and not just turn this forum into a haven for lazy scroungers to get information on how to game the system and waste more of my money.

    The OP is not a scrounger so is deserving of advice , others not so much, but it was a point that needed to be addressed.

    Who appointed you judge and jury?

    You DON'T have a God-given right to question the OP on his personal life regarding his medical condition or whether or not he's entitled to rent allowance or to be on the RAS scheme.

    He came here asking advice on what to do in his current situation, that's it!


  • Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    fussyonion wrote: »
    Who appointed you judge and jury?

    You DON'T have a God-given right to question the OP on his personal life regarding his medical condition or whether or not he's entitled to rent allowance or to be on the RAS scheme.

    He came here asking advice on what to do in his current situation, that's it!

    I think its fair to have an opinion where my hard earned money is spent. I ament suggesting anyone asks about the op's medical condition simply saying 'im on ras because of a disability' was enough for me, and I suspect most people, we dont need any more details after that.


  • Registered Users, Registered Users 2 Posts: 7,821 ✭✭✭fussyonion


    I think its fair to have an opinion where my hard earned money is spent. I ament suggesting anyone asks about the op's medical condition simply saying 'im on ras because of a disability' was enough for me, and I suspect most people, we dont need any more details after that.

    Not all disabled people are on RAS :confused:


  • Closed Accounts Posts: 964 ✭✭✭Anynama141


    I do find it highly hypocritical of the likes of New Beginning bleating on about people losing 'their' homes (the ones they aren't paying for), and when renters who ARE paying are being booted out of properties there isn't a peep out of them.

    Why the blatant double standard? Clearly something else is at play.


  • Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    fussyonion wrote: »
    Not all disabled people are on RAS :confused:

    true and thats a good thing, not all people on ras have such a legitimate reason for claiming state benefits either.


  • Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    Anynama141 wrote: »
    I do find it highly hypocritical of the likes of New Beginning bleating on about people losing 'their' homes (the ones they aren't paying for), and when renters who ARE paying are being booted out of properties there isn't a peep out of them.

    Why the blatant double standard? Clearly something else is at play.

    I dont see how there is any relation between New Beginnings and what has happened to the OP tbf. The OPs new landlord has decided that they do not want to rent the property and are now renewing the lease; its poxy and I feel for the OP but it happens.


  • Banned (with Prison Access) Posts: 21,634 ✭✭✭✭Richard Dower


    I think its fair to have an opinion where my hard earned money is spent. I ament suggesting anyone asks about the op's medical condition simply saying 'im on ras because of a disability' was enough for me, and I suspect most people, we dont need any more details after that.

    I dont have a problem with the gist of your post, i got the gist people wanted an explanation as to why i was on disability, without saying my specific condition/disability i did say i had been assesed by those doctor panel things four times over the years.

    I offered that info as i got the gist people wanted more info....but yes, i am able to type...thank god! :P


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