first time driver

ordinary farmer

my son is turning 17 2 of may. and i wanted him to start driving a simple car ie fiesta but as alot of young people out there they have there mind made up he is going to buy either a honda civic or a toyota starlet anything sporty he says. which sort of car do you think fits in this bracket and also what sort of cost to insure him would i be looking at.?

OldmanMondeo

A starlet is not sporty and a civic is an insurance nightmare. You will need to ring around on the insurance, I am not even going to try and guess the price, cause it is a long time since I was 17 and I couldn't afford it then.

Try look at a Corsa, with the right wheels on it and in the right colour it would look well. Go for a 2 door over a 4 door, it will give the "Hot Hatch" look.

colm_mcm

Key thing here is cost to insure. Insurance companies will load honda civics (I'm 31 and pay more on my civic than I did on my last car, a 3.0 jaguar)

Might get away with a starlet, but they're all 1333cc from 1996 onwards.

Something like a 1.0 Ibiza might be an option, its the least girly of the 1 litre cars

joetoad

ordinary farmer wrote: »

my son is turning 17 2 of may. and i wanted him to start driving a simple car ie fiesta but as alot of young people out there they have there mind made up he is going to buy either a honda civic or a toyota starlet anything sporty he says. which sort of car do you think fits in this bracket and also what sort of cost to insure him would i be looking at.?

He's probably looking at a starlet turbo, Glanza turbo or a 1.5 civic type r. Since he is 17 and first time driving probably looking at 4,000 euro, mighn't even get a quote either on them at his age.

Just tell him to get a normal 1.4 like a focus,astra etc or a punto,corsa fiesta etc. I'd recommend a 1.2 punto though!

ordinary farmer

joetoad wrote: »

He's probably looking at a starlet turbo, Glanza turbo or a 1.5 civic type r. Since he is 17 and first time driving probably looking at 4,000 euro, mighn't even get a quote either on them at his age

thats it when i see him looking at cars its type r or starlet turbo but there are some nice starlets out there just 1.3 ones that might better to insure

joetoad

Whats his budget?

ordinary farmer

1500 for the car and im paying for his insurence. i wont be paying much more then 1300

padma

Sure look, try this out for insurance http://cars.donedeal.ie/for-sale/cars/4628562

ordinary farmer

OSI wrote: »

Not gonna happen. I paid 1800 to insure myself on a 1.0 Micra at 21. Not a hope of paying 1300 on anything at 17.

he willl be a named driver should have mentioned that earlier sorry

ordinary farmer

padma wrote: »

Sure look, try this out for insurance http://cars.donedeal.ie/for-sale/cars/4628562

try keeping petrol in it lol :P

joetoad

ordinary farmer wrote: »

1500 for the car and im paying for his insurence. i wont be paying much more then 1300

Not a hope he will get insured for 1300 even on a micra, you will be looking at least 3,000 or more. Are you going to put him under your own insurance?

Edited: It will be around that as a named driver on a micra, just seen last post

ManMade

ordinary farmer wrote: »

he willl be a named driver should have mentioned that earlier sorry

I'm 17 now and been driving for 6 months. Cheap named driver doesn't really work anymore because places like axa have clamped down on it. In a case of an accident they will do anything to get out of paying, including investigating whether the main driver is the actual main driver.

If your name is correct and you are a farmer get onto your insurance rep, some great deals if you look.

ordinary farmer

joetoad wrote: »

Not a hope he will get insured for 1300 even on a micra, you will be looking at least 3,000 or more. Are you going to put him under your own insurance?

just mentioned after u that he will be a named driver under me.

ordinary farmer

ManMade wrote: »

I'm 17 now and been driving for 6 months. Cheap named driver doesn't really work anymore because places like axa have clamped down on it. In a case of an accident they will do anything to get out of paying, including investigating whether the main driver is the actual main driver.

If your name is correct and you are a farmer get onto your insurance rep, some great deals if you look.

do u mind me asking what you are driving and price of insurence etc.?

padma

you could try him for something like this, it has the cool factor for a young fella. http://cars.donedeal.ie/for-sale/cars/4800428

This would be a solid buy for him. http://cars.donedeal.ie/for-sale/cars/4800115

Also a colt is a fine horse. http://cars.donedeal.ie/for-sale/cars/4799896

colm_mcm

padma wrote: »

you could try him for something like this, it has the cool factor for a young fella. http://cars.donedeal.ie/for-sale/cars/4800428

This would be a solid buy for him. http://cars.donedeal.ie/for-sale/cars/4800115

Also a colt is a fine horse. http://cars.donedeal.ie/for-sale/cars/4799896

No nct on that Ibiza, fiesta would be a good bet

padma

colm_mcm wrote: »

No nct on that Ibiza

something like it would be ideal for the chap.

ordinary farmer

ordinary farmer wrote: »

do u mind me asking what you are driving and price of insurence etc.?

I know it's not me you asked, but my insurance is €1,350 (my own policy, though, not named) and I'm 24.

Even as a named driver, I think you might struggle to get anything for €1,300? (but that's just me, I really don't know the exact ins-and-outs).

ordinary farmer

Deleted User wrote: »

I know it's not me you asked, but my insurance is €1,350 (my own policy, though, not named) and I'm 24.

Even as a named driver, I think you might struggle to get anything for €1,300? (but that's just me, I really don't know the exact ins-and-outs).

he seems to like the idea of the colt or a toyota corolla hatch

padma

sure you know yourself, you cant go wrong with a corolla

ordinary farmer

ordinary farmer wrote: »

he seems to like the idea of the colt or a toyota corolla hatch

Well my car (first car, also) is a 2000 1.4 Ford Focus if that makes any difference..

ordinary farmer

padma wrote: »

sure you know yourself, you cant go wrong with a corolla

yeah my father has one a 1989 one and i dont think i ever had to give him a tow lol they are not mad dear either

padma

good cars, good prices. good for his pocket coming into the summer. He can slap on nice alloys and keep her clean, and drive you into town to get a bit of driving in... has he a full licence yet?

ordinary farmer

padma wrote: »

good cars, good prices. good for his pocket coming into the summer. He can slap on nice alloys and keep her clean, and drive you into town to get a bit of driving in... has he a full licence yet?

no going to get insurence with aviva and get the 12 lessons package. ahh he has being drivin a fair while now as good as myself should do fine

ordinary farmer

hi guys. just wondering if my son buys a car which has modifications does it make any difference for him doing the driving test.?

joetoad

ordinary farmer wrote: »

hi guys. just wondering if my son buys a car which has modifications does it make any difference for him doing the driving test.?

What modifications are we talking about? Did you ring the insurance companies before purchasing the car. If it is a boy racer car at 17 he doesn't have a hope in hell of getting insured

ordinary farmer

joetoad wrote: »

What modifications are we talking about? Did you ring the insurance companies before purchasing the car. If it is a boy racer car at 17 he doesn't have a hope in hell of getting insured

its a toyota starlet 'glanza rep' according to him :P

joetoad

So a 1.3 turbo but only a 1.3 on the log book ha! In all honesty I'd get a driving instructors car to take the test in. They'd only be looking to fail him

keithsfleet

ordinary farmer wrote: »

its a toyota starlet 'glanza rep' according to him :P

Make sure you get someone to check over the car.
I'm not saying your son is lying to you but just on the off chance he's saying "its only a replica" when in reality it is actually a turbo. It would be difficult for someone that has no interest in cars to tell the difference.
Insurance aspect aside, he could do him self a fair bit of harm in the turbo.
It could potentially work out cheaper to say to your son that you will choose the car, buy it and insure it (after you pick sub 1litre cheapest possible insurance group) than for you to let him pick what he wants and you pay insurance.

joetoad

Since he is going under your name you will be the one in trouble for having it insured as a 1.3 instead of a turbo. Gaurds and insurance companies are clamping down on this and you could be but of the road and brought to court for this.

RidleyRider

Why do I bet it's red and has stupid unbranded alloys? :pac: bit lower at the front then the back too and glanza stickers on it?

H3llR4iser

ordinary farmer wrote: »

my son is turning 17 2 of may. and i wanted him to start driving a simple car ie fiesta but as alot of young people out there they have there mind made up he is going to buy either a honda civic or a toyota starlet anything sporty he says. which sort of car do you think fits in this bracket and also what sort of cost to insure him would i be looking at.?

You are paying for the car and insurance, so he drives what you decide - or he keeps using a bicycle. When he'll be working and paying out of his own money, he can buy himself even the Mustang somebody linked as a joke and shed the cash for the insurance/tax/maintenance/petrol.

Your initial idea is the best - Fiesta, Punto, Corsa, Ibiza...nothing above that. The first insurance is always a nightmare and it makes sense to keep the cc down. Even a 1.4 will most certainly be too much.

Besides, it's more than likely he's gonna total it - 17 years old wanting a Civic Type R or a Glanza gives away a certain type of attitude towards driving.

challengemaster

ordinary farmer wrote: »

just mentioned after u that he will be a named driver under me.

As has already been mentioned in a roundabout way - If he owns the car he needs his own policy. The main driver can't be a named driver.

I'd be surprised if insurance is less than €1800 TPFT on anything. My own was €2000 on a 1.2 fiat punto when I was 17.

djimi

ordinary farmer wrote: »

hi guys. just wondering if my son buys a car which has modifications does it make any difference for him doing the driving test.?

Why would you let a 17 year old loose in a modified car (assuming we are talking about performance mods and not just the radio/wheels replaced)?

H3llR4iser

djimi wrote: »

Why would you let a 17 year old loose in a modified car (assuming we are talking about performance mods and not just the radio/wheels replaced)?

Besides, modifications will also make insurance companies recoil in horror and slam the door as soon as you ask for a quote: 17 years old on learner's permit driving a Glanza/Civic with mods. I'd say this could very well be THE study case when they explain the "DO NOT INSURE!" concept to new employees...

joetoad

challengemaster wrote: »

As has already been mentioned in a roundabout way - If he owns the car he needs his own policy. The main driver can't be a named driver.

I'd be surprised if insurance is less than €1800 TPFT on anything. My own was €2000 on a 1.2 fiat punto when I was 17.

Yes he can drive as a named driver, did it for years.

dan_ep82

joetoad wrote: »

Since he is going under your name you will be the one in trouble for having it insured as a 1.3 instead of a turbo. Gaurds and insurance companies are clamping down on this and you could be but of the road and brought to court for this.

Your making some big assumptions there.

My first car was a Glanza S, its the non turbo version of the Glanza with a 4EFE 90HP engine,the Glanza Turbo uses the 4EFTE with around 130hp. The Glanza S looks the exact same from the outside except the bonnet has a bulge and not a vent.

Another thing is some buy an Irish 1.3 n/a 96+ Starlet and add the Glanza bumpers and lips.

Its sounds like its either a Glanza S or more probable an Irish Starlet with the lip kit.

As for mods,he probably means a back box and an air filter which more than likely makes it sound louder but drive slower lol . Doing his test in the car will make no difference if its modified or not as long as its not dangerous (cut springs etc) . But honestly I'd use the instructors car for the test on the chance that the tester would hold a loud car against him.

challengemaster

joetoad wrote: »

Yes he can drive as a named driver, did it for years.

It works until you need to claim and the insurance company sues you to recoup the money because you lied to them. Main driver needs to be the policy holder.

Donne

You could put it to him that getting say a 1.0 Ibiza (as someone mentioned upthread) could be condsidered an "apprenticeship".
If he keeps his nose clean with this for a few years, he'll be able to upgrade to something sexier and pay less in insurance into the bargain.

ordinary farmer

joetoad wrote: »

So a 1.3 turbo but only a 1.3 on the log book ha! In all honesty I'd get a driving instructors car to take the test in. They'd only be looking to fail him

we looked at the car today it does NOT have a turbo. like the look of it myself and he is happy. decision will be made in a few days time to see if we will purchase the car

JohnBoy26

ordinary farmer wrote: »

we looked at the car today it does NOT have a turbo. like the look of it myself and he is happy. decision will be made in a few days time to see if we will purchase the car

Why not just buy a standard unabused Starlet and save yourself hassle. For your son to be insured on a tarted up starlet all mods will have to be declared which will most probably cause your premium to rise significantly.

Couple this with the fact that the car your looking at most probably has seen a reddening on more than one occasion and it's just not worth it imo.

ordinary farmer

dan_ep82 wrote: »

Your making some big assumptions there.

My first car was a Glanza S, its the non turbo version of the Glanza with a 4EFE 90HP engine,the Glanza Turbo uses the 4EFTE with around 130hp. The Glanza S looks the exact same from the outside except the bonnet has a bulge and not a vent.

Another thing is some buy an Irish 1.3 n/a 96+ Starlet and add the Glanza bumpers and lips.

Its sounds like its either a Glanza S or more probable an Irish Starlet with the lip kit.

As for mods,he probably means a back box and an air filter which more than likely makes it sound louder but drive slower lol . Doing his test in the car will make no difference if its modified or not as long as its not dangerous (cut springs etc) . But honestly I'd use the instructors car for the test on the chance that the tester would hold a loud car against him.

exactly the car is an ordinary toyota starlet. just has a lip kit there is no sports exhaust only standard. i have a list of spec taking from the driver. lowered on coilovers
standard exhaust
15 inch wolfrace alloy wheels
glanza lip kit
serviced 2 weeks ago
passed NCT till 2014 on monday
taxed until june.
thats all i have at the moment a mechanic is going to see the car with my son during the week.

ordinary farmer

JohnBoy26 wrote: »

Why not just buy a standard unabused Starlet and save yourself hassle. For your son to be insured on a tarted up starlet all mods will have to be declared which will most probably cause your premium to rise significantly.

Couple this with the fact that the car your looking at most probably has seen a reddening on more than one occasion and it's just not worth it imo.

the car was standard when his friend bought it. it actually seems to me to be not abused only 115000 miles

challengemaster

ordinary farmer wrote: »

exactly the car is an ordinary toyota starlet. just has a lip kit there is no sports exhaust only standard. i have a list of spec taking from the driver. lowered on coilovers
standard exhaust
15 inch wolfrace alloy wheels
glanza lip kit
serviced 2 weeks ago
passed NCT till 2014 on monday
taxed until june.
thats all i have at the moment a mechanic is going to see the car with my son during the week.

You'll have to declare those to the insurance as well, you can expect it to be even heftier than it would have been originally. Budget upwards of 2500

Bpmull

challengemaster wrote: »

It works until you need to claim and the insurance company sues you to recoup the money because you lied to them. Main driver needs to be the policy holder.

Just out of curiosity how would the insurance company ever know who the main driver is surly they would have to have proof to sue you.

joetoad

Bpmull wrote: »

Just out of curiosity how would the insurance company ever know who the main driver is surly they would have to have proof to sue you.

They don't. If ever in a accident just say you gave he named driver a loan of the car. Thats all you have to say. They might try and quiz you but its none if their business where the named driver was was going

kirving

They couldn't. And even if a 17 year old crashed his "mother's" Glanza/Civic or whatever, good luck to them trying to prove that her son drove it for over 50% of the time. Even if they hired a private investigator who saw the son driving it for 9 months solid, how can they prove that the mother didn't actually drive it for the other 3 months, and do more miles?

lovelyoner

Jaysus, don't know where some of these outrageous insurance quotes are coming from, if you're paying anything over €2500 for a 10 year old <1.5L car, you're being fleeced.

Speaking as an 18 year old, and although I can't really be used as an example because my parents work in insurance, I was insured on my mums 2012 GTI for a few weeks a while back and it would have worked out at around 3500 P/A insurance wise. Granted, as I said, I can't be used as an example, but none of my friends are paying the extortionate prices people were throwing around here! All 18, named drivers, on provisionals; 1000 on a Clio, 800 on Renault Scenic, 1100 on Ibiza, 1500 on Golf. Another lad is driving a 320D on a full license for 1600.

It's expensive, but not that expensive. Obviously there's massive loadings on civics, glanzas, altezzas etc, but it seems it'd be worth shopping around a bit from what I've read here.

68 lost souls

lovelyoner wrote: »

Jaysus, don't know where some of these outrageous insurance quotes are coming from, if you're paying anything over €2500 for a 10 year old <1.5L car, you're being fleeced.

Speaking as an 18 year old, and although I can't really be used as an example because my parents work in insurance, I was insured on my mums 2012 GTI for a few weeks a while back and it would have worked out at around 3500 P/A insurance wise. Granted, as I said, I can't be used as an example, but none of my friends are paying the extortionate prices people were throwing around here! All 18, named drivers, on provisionals; 1000 on a Clio, 800 on Renault Scenic, 1100 on Ibiza, 1500 on Golf. Another lad is driving a 320D on a full license for 1600.

It's expensive, but not that expensive. Obviously there's massive loadings on civics, glanzas, altezzas etc, but it seems it'd be worth shopping around a bit from what I've read here.

When I started driving about 8 years ago I was quoted €3000 on my own insurance on an 8 year old 1l punto. I ended up sharing a car and being named driver was in excess of €1000 on a 1l micra, even after taking 12 lessons with aviva to reduce it.

Now still on named driver insurance and all in is about €350 on a 1.4 focus for both drivers. No claims in the last 6 years and both full licence. Recent quotes for my own policy are now around €600 for a 2008 GTI.

Also only having a learners permit will mean if there is an accident only 3rd party will be covered just a heads up

RidleyRider

I'm a named driver in a C3 with my mum for 990e or there abouts for us both. I'm on a provisional.

Nonoperational

I had a long post about named drivers, insurance and Galanzas typed out... then I remembered when I was 17 and if I was so close to getting a Galanza and some fool on the internet ruined it how I'd feel. So I'll butt out...