cost of owning a motorcycle?

lb1997

I have my eye on a CBR 125 ,I'll be 16 in a few weeks , have experience on 2 stroke dirtbikes that realistically have more power than these (just saying i can handle serious acceleration but i understand its much easier on a dirtbike to maneuver ), I will be 16 very soon and iwant to get a license, ive read the stickies and i know the process but i want t know the overall cost.
08 CBR 125 - more or less €1000
gear - €200 ( i have my sources;))
insurance - €1000 minimum
driving tests - ?
driving lessons ( are they required or is it just once off training with an instructor??) - ?
license - ? (and how often do they need to be renewed??)
things like nct and tax - ?
anything else?

P.S cost of a learner permit, what it entitles you to and how it differs from a provisional?

Del2005

Answers in bold

lb1997 wrote: »

I have my eye on a CBR 125 ,I'll be 16 in a few weeks , have experience on 2 stroke dirtbikes that realistically have more power than these (just saying i can handle serious acceleration but i understand its much easier on a dirtbike to maneuver ), I will be 16 very soon and iwant to get a license, ive read the stickies and i know the process but i want t know the overall cost.
08 CBR 125 - more or less €1000
gear - €200 ( i have my sources;))
insurance - €1000 minimum

driving lessons ( are they required or is it just once off training with an instructor??) - ?
IBT as per it's name it's only intial and basic training, you will need more lessons for road riding.


license - ? (and how often do they need to be renewed??)
driving tests - ?

All the rest

things like nct and tax - ?
anything else?

No NCT for bikes and yes you need motor tax

P.S cost of a learner permit, what it entitles you to and how it differs from a provisional?

There's no such thing as a provisional any more. People seemed to think that because it said licence they didn't need to do a test so they called it a Learners Permit to avoid the confusion, but the Irish haven't got over the old ways yet. Info is in the link for Learner drivers

lb1997

Del2005 wrote: »

Answers in bold

THANK YOU

lb1997

but im more concerned about the costs.

gipi

IBT can range from €350-€500+ (figures based on posts here and elsewhere) for 16 hrs which is the minimum requirement to be legally on the road.

Learner permit is €35 plus cost of eye test plus cost of photographs. Lasts 2 years.
Road tax is €88 per year for bigger bikes, not sure if it's less than that for 125s.

You'll also need to do a theory test (don't know how much that is - it cost me about 35 euro back in 2006), and the bike test itself costs €85, but you can't do that for 6 months after you get on the road.

AgileMyth

Have you managed to get a quote on a cbr? They'll be in a higher insurance group than most 125s. If you're looking to cut costs you could consider something less sporty, even just for the first year til you build up some no claims bonus.

nerrad1983

Whatever it costs trust me it is well worth it when you finally get out on the road

minidazzler

IBT as per it's name it's only intial and basic training, you will need more lessons for road riding.

This isn't true. You don't NEED more lessons for road riding, once IBT is complete you and you are insured you're legally allowed ride on the road.


OP, I got started last year, it cost me about 3300 over all, I'll give the best breakdown I can.

1400 - Bike
350 - IBT
45 - Theory Test
15 - Licence (I believe this has drastically increased now though)
800 - Insurance (paid by Direct Debit through the year)
160 - Helmet
100 - Textile Trousers
60 - Gloves


I had an old Leather Jacket from my dad that I use though, and got a few other things for Xmas like a paddock stand.


Start up costs are pretty high, but get a Haynes Manual and fix most things yourself you'll be grand, it's pretty simple in the maintenance department.

Pedro K

I'd say you'll find it difficult to insure a CBR at 16. Could be looking at the mad money territory. Have you even gotten any quotes yet?

lb1997

AgileMyth wrote: »

Have you managed to get a quote on a cbr? They'll be in a higher insurance group than most 125s. If you're looking to cut costs you could consider something less sporty, even just for the first year til you build up some no claims bonus.

are you sure if i can get a quote if im 15 and have no bike or license?
also i have made a change in plan. i gonna buy a 250f or 125 2stroke dual sport bike of soem kind and use in feilds and such and insure it when im old enough because honestly i had a dirtbike and shouldnt have sold it, it was a load of fun and few of my friends still have them.
oh and 125 f would be too underpowered for me in a dual sport anyway( wont mention 125 f road bikes cos i neever tryed one but id idid try 125 dirtbikes and dual sports an franklt they are WAY too underpowered for me

minidazzler wrote: »

This isn't true. You don't NEED more lessons for road riding, once IBT is complete you and you are insured you're legally allowed ride on the road.


OP, I got started last year, it cost me about 3300 over all, I'll give the best breakdown I can.

1400 - Bike
350 - IBT
45 - Theory Test
15 - Licence (I believe this has drastically increased now though)
800 - Insurance (paid by Direct Debit through the year)
160 - Helmet
100 - Textile Trousers
60 - Gloves


I had an old Leather Jacket from my dad that I use though, and got a few other things for Xmas like a paddock stand.


Start up costs are pretty high, but get a Haynes Manual and fix most things yourself you'll be grand, it's pretty simple in the maintenance department.

what age were you and what year was this cos that seems like a nice price
oh and what about your bike- engine and style of it?
btw thanks for that

minidazzler

lb1997 wrote: »

are you sure if i can get a quote if im 15 and have no bike or license?
also i have made a change in plan. i gonna buy a 250f or 125 2stroke dual sport bike of soem kind and use in feilds and such and insure it when im old enough because honestly i had a dirtbike and shouldnt have sold it, it was a load of fun and few of my friends still have them.

what age were you and what year was this cos that seems like a nice price
oh and what about your bike- engine and style of it?
btw thanks for that

I'm 23, started last year in August. Was 23 then as well. Did my IBT in Waterford with Roadskill.

You'd be looking at another 120 or so for a decent jacket though.

Bike is a 125 Varadero, PERFECT starter bike if you are over 5'10. It's a 4 stroke but absolutely lovely.



Go onto Liberty and look up quotes but put your birthday so that you are 16 with all other variables correct.

lb1997

minidazzler wrote: »

I'm 23, started last year in August. Was 23 then as well. Did my IBT in Waterford with Roadskill.

You'd be looking at another 120 or so for a decent jacket though.

Bike is a 125 Varadero, PERFECT starter bike if you are over 5'10. It's a 4 stroke but absolutely lovely.



Go onto Liberty and look up quotes but put your birthday so that you are 16 with all other variables correct.

yeah, i just mentioned there ill wait till im 18 and get a 250f or 2t 125 dual sporter at my 16th and use it in the bog and fields etc. i guess insurance will be quite a bit for one of them but ive a lot longer to wait so i can save alot more;)
i have motocross gear thatll do for now, itss bulky but does the job( probbaly does a better job!)
and i went onto liberty and i said i was 16 and i had to put a reg in, what will a ido/

gipi

minidazzler wrote: »

This isn't true. You don't NEED more lessons for road riding, once IBT is complete you and you are insured you're legally allowed ride on the road.

I think what the poster meant is that the IBT is what you need to get on the road, but more training is always good.

AgileMyth

lb1997 wrote: »

i went onto liberty and i said i was 16 and i had to put a reg in, what will a ido/

Make one up. It doesn't check.

lb1997

AgileMyth wrote: »

Make one up. It doesn't check.

€416!?
is that possible?! or is it a mistake?

AgileMyth

lb1997 wrote: »

€416!?
is that possible?! or is it a mistake?

Seems crazy cheap for a 16 year old. Do it again and see if its giving the same kind of price. Just in case you've put something in wrong!

I paid 1500 for a year on a 49cc moped when I was 16 (2006). What I would have done for a cbr 125 back then!

lb1997

AgileMyth wrote: »

Seems crazy cheap for a 16 year old. Do it again and see if its giving the same kind of price. Just in case you've put something in wrong!

I paid 1500 for a year on a 49cc moped when I was 16 (2006). What I would have done for a cbr 125 back then!

thats for an 18 year old but couild it still be that cheap?
oh and the quoting service is down for the night

AgileMyth

lb1997 wrote: »

thats for an 18 year old but couild it still be that cheap?
oh and the quoting service is down for the night

Ring them in the morning. Only thing for it. :cool:

lb1997

alright thanks

Ayrtonf7

Ive tried looking insurance for a CBR125 and Im 19 and have yet to get a quote of liberty. I wouldnt be suprised if in the end it was 2000+

AgileMyth

Ayrtonf7 wrote: »

Ive tried looking insurance for a CBR125 and Im 19 and have yet to get a quote of liberty. I wouldnt be suprised if in the end it was 2000+

From my experience with Quinn/Liberty they dont give mad expensive quotes like that. They either refuse outright or will give a fairly reasonable quote.

lb1997

AgileMyth wrote: »

From my experience with Quinn/Liberty they dont give mad expensive quotes like that. They either refuse outright or will give a fairly reasonable quote.

yeah i experimented a bit on liberty and even when i put down the most risky scenario the quote was very reasonable (€850 euro tops

Pedro K

lb1997 wrote: »

yeah i experimented a bit on liberty and even when i put down the most risky scenario the quote was very reasonable (€850 euro tops

Seems strange. I'm with liberty, 24, full A licence, two years no claims and my renewal on a cbr250rr this year is €600.

I can not see how you, at 16 with a learners permit and no no claims bonus, are possibly getting a maximum quote of €850 on any sporty type of bike.

Richard tea

Cost of owning a motorbike-- Personally I borrowed 3000 to cover Bike, Gear , tax & insurance. 3000 is a decent budget to start off with but it soon gets eaten up. I initially thought having a bike would save a few quid on using the car but it has not worked out like that ( so far ):o I more or less didnt use the bike over the winter months but that's my own fault. Now im in a situation that the bike is well overdue a service & last week the fork seals started leaking so the bike will be shed bound until I get it sorted. To be honest Ill have to put some hard consideration into renewing insurance come June. Completing the extra modules of the IBT is way down the line also. Trouble is bills and mortgage are top of the list and the bike is last. Having work done on my partners car and my own has cost me just shy of 1000 alone over the last 2 months.

My insurance was about 500 last year. Hopefully it will be closer to the 300 mark this year. I have heard good things about Adelaide insurance so ill be calling them first.

Baz 46

Looking at getting a new bike after a few years away etc. €1500 to insure a HD 883, valued @ 9k and I'm almost 40.
The Ins Companies are costing bike dealers big time. It's has really put me off buying what is essentially going to be a weekend bike.
I should probably look at something a bit older and cheaper to insure!

Faith+1

^^^ Are you on a LP or Full? NCB? Seems very steep.

Baz 46

Faith+1 wrote: »

^^^ Are you on a LP or Full? NCB? Seems very steep.

On a direct A prov. I'll have to check around. Had my old gsxr 600 xrad with CN in my late 20s for around 600!

Cuddlesworth

You are a first time biker as far as the insurance company is concerned, in one of the highest risk groups.

Did you know that the accident rates for motorcyclists peak in the mid 40's, primarily with back to bike males?

AgileMyth

Baz 46 wrote: »

Looking at getting a new bike after a few years away etc. €1500 to insure a HD 883, valued @ 9k and I'm almost 40.
The Ins Companies are costing bike dealers big time. It's has really put me off buying what is essentially going to be a weekend bike.
I should probably look at something a bit older and cheaper to insure!

Hows that mid life crisis working out for ya? :P

galwaytt

Baz 46 wrote: »

Looking at getting a new bike after a few years away etc. €1500 to insure a HD 883, valued @ 9k and I'm almost 40.
The Ins Companies are costing bike dealers big time. It's has really put me off buying what is essentially going to be a weekend bike.
I should probably look at something a bit older and cheaper to insure!

something wrong there, I'd have thought: my SO went back on a bike last year after 10yrs off the road, so no NCB, starting from scratch (but full licence), SV650S - €270 with Liberty.

And an SV would be considered higher risk than an 883.

did you lose your licence or.... ? how did get insured on a Gixxer if you didn't have a licence at the time ?

Oh, and, you have to do some training to get considered by some companies: AON wouldn't even quote the SO this year, even with 1 yrs NCB and training: but they will next year.

Wossack

the 9k value prob aint helping

Baz 46

Mid Life Crisis! Its all ahead of ya!!!

Re - The Gixxer, I had a Honda Super 400 for a year previous so had 1 years NCB on switching, and it was valued at 4k at the time.

Re - The 883, I'd imagine the demographic of buyer is people like me, Being the cheapest bike in their range by a long way youd think they would be fairly friendly ins wise but if stats are saying 40± is high risk so be it.

Training and test for me then. Anyone tried calling about the Ninja 300?? Looks like a good all rounder.

SweetCaliber

Liberty won't insure you on a CBR 125 until your 18. Already been there, they refused me because I'm not 18. Your only route is AON or Carol Nash, and they aren't cheap.

Cost for me:

Bike - €750
IBT - €300 (Roadskill waterford)
Theory test - €45 (I think)
Insurance - €717
Learner permit etc... - €60
PPE - €400

It was costy but well worth it, if you have the money it's a thing to think about.

Seriously though, the CBR does look nice but even just for a year try something different, a varadero, tdr, ybr, cg, nsr 80, all lovely bikes.

Best of luck!

Steve.N

Unfortunately owing and running a bike isn't a cheap hobby or mode of transport. I have symphony with young guys getting into biking with the advent of this expensive and ott IBT and feel it'll put any young person off getting a bike so am delighted to read this post and hear that there's still new blood joining us on two wheels. Like the OP I started at 16yrs old and have now been riding 26yrs - it was one of the best decisions I made in life. Ive owned some awesome machines, met some great people and toured all around europe on my bikes as well as constantly teaching myself new skills.
As I said don't think it's cheap - on top of your usual costs you've already listed take into consideration tyres, chain & sprockets etc etc, as bikes eat up consumable parts but as someone said earlier buy yourself a Haynes manual and learn how it all works yourself - when something comes loose at midnight on a country road you've got to know how to fix it! On the plus side, clothing/ helmets have come down big time in price over the years and there's lots of good bargains online - buy the best gear that you can afford don't scrimp on this!!
Although the IBT is a rip-off it's a great concept, take further training as it'll make you a better and safer rider and play it by the book. Work towards your full test and get it out of the way as soon as you can.
All the hassle and expense is definately worth it!
Ps. What I would have given at 16 or 17 to own something like a CBR125!!

Korgman

Would anyone know the cost of insurance for a vintage 650cc bike?

AgileMyth

There are only five companies. Ring them all.