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DEBT
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08-01-2013 10:34pm#1
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wishmaster200 wrote: »how much in debt are you and whats your income?
I'm not going to tell you but I can give you a sample of people I know from boards.ie
This is "Mongo", his debt levels are moderate, car loan, small credit card, that type of thing. He is also very middle class and earns enough to service said debts and have a few pints at the weekend. That is why he is smiling.
This is "blah", he likes to imply he is debt free (hence his stupid wink), but is secretly up to his neck in gambling debt. His income is also unknown but what is known is that he spends every red cent he earns at the bookies.
This is "tool", he lives across the road from "blah" and in a similar way, many other aspects of their lives also "mirror" eachother. "Tool" is a teacher, has very little debt and is close to retirement age. He goes on one foreign holiday per year and drives a Passat.
This is "Terrence", I don't know what he is smiling about as his life is in the gutter. What little he earns on the labour quickly finds his way into the pockets of his local dealer. Can be found whiling away the hours on the back of the 79 bus and ambling up and down O' Connell St. asking tourists for "odds". "Terrence" is 29 years old.
:rolleyes: This is "dickhead". He is single and no-one likes him. Despite his superiority complex, "dickhead" does nothing special with his life. He works in a call centre and spends his weekend arguing with people on the internet.
This is "Robert". Married, 3 kids and a stay at home husband. Income recently decimated (reduced by approx 10%) with the recent cuts to child benefits. Everyone tells him he is in negative equity but Robert is not sure who he needs to give his negative equity to.
:mad: This is "Celine", like Robert she is a stay at home mom, but supplements her income with single mother allowance. She is particularly hated by all sections of society.
This is "Peter". He is one of the highest earning partners at a large accountancy firm. That notwithstanding, Peter struggles to manage his inflated income, feeding his own coke & hookers dependencies, as well as having to constantly bail out his own children. Despite his outward appearance, Peter is in significant debt and the irony of working at the top of the corporate ladder, coupled with the obvious failings in his own accounts, is not lost on him.
:eek: This is "bodge". His constant state of shock comes from checking his bank balance after a weekend on the tiles. The shock stems purely from having some money left over after his drunken binges.
:cool: This is "Jim". Jim is cool. That's all you need to know.
:P This is "Margaret", like so many others here, here cool exterior should not fool you. This face masks a turbulent underbelly of shame that lurches in every aspect of Margarets' life. Margaret is "Peters" wife. Sometimes she has to sign pieces of paper for him. She doesn't understand what the pieces of paper mean.
This is "plank", he lives within his means, drives a modest car, has no debt and has a good job. Does not understand why people hate him, hence the question marks protruding from his head.
:pac: This is "Bill Clinton". I don't know anything about him or why he is so happy.0 -
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Why do Margaret and Tool look the same?
I'm not going to tell you but I can give you a sample of people I know from boards.ie This is "Mongo", his debt levels are moderate, car loan, small credit card, that type of thing. He is also very middle class and earns enough to service said debts and have a few pints at the weekend. That is why he is smiling. This is "blah", he likes to imply he is debt free (hence his stupid wink), but is secretly up to his neck in gambling debt. His income is also unknown but what is known is that he spends every red cent he earns at the bookies. This is "tool", he lives across the road from "blah" and in a similar way, many other aspects of their lives also "mirror" eachother. "Tool" is a teacher, has very little debt and is close to retirement age. He goes on one foreign holiday per year and drives a Passat. This is "Terrence", I don't know what he is smiling about as his life is in the gutter. What little he earns on the labour quickly finds his way into the pockets of his local dealer. Can be found whiling away the hours on the back of the 79 bus and ambling up and down O' Connell St. asking tourists for "odds". "Terrence" is 29 years old.
:rolleyes: This is "dickhead". He is single and no-one likes him. Despite his superiority complex, "dickhead" does nothing special with his life. He works in a call centre and spends his weekend arguing with people on the internet. This is "Robert". Married, 3 kids and a stay at home husband. Income recently decimated (reduced by approx 10%) with the recent cuts to child benefits. Everyone tells him he is in negative equity but Robert is not sure who he needs to give his negative equity to.
:mad: This is "Celine", like Robert she is a stay at home mom, but supplements her income with single mother allowance. She is particularly hated by all sections of society. This is "Peter". He is one of the highest earning partners at a large accountancy firm. That notwithstanding, Peter struggles to manage his inflated income, feeding his own coke & hookers dependencies, as well as having to constantly bail out his own children. Despite his outward appearance, Peter is in significant debt and the irony of working at the top of the corporate ladder, coupled with the obvious failings in his own accounts, is not lost on him.
:eek: This is "bodge". His constant state of shock comes from checking his bank balance after a weekend on the tiles. The shock stems purely from having some money left over after his drunken binges.
:cool: This is "Jim". Jim is cool. That's all you need to know.
:P This is "Margaret", like so many others here, here cool exterior should not fool you. This face masks a turbulent underbelly of shame that lurches in every aspect of Margarets' life. Margaret is "Peters" wife. Sometimes she has to sign pieces of paper for him. She doesn't understand what the pieces of paper mean. This is "plank", he lives within his means, drives a modest car, has no debt and has a good job. Does not understand why people hate him, hence the question marks protruding from his head.
:pac: This is "Bill Clinton". I don't know anything about him or why he is so happy.0 -
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Quality post!
HOW TO EXPLAIN ECONOMICS IN A WAY EVEN A CHILD COULD UNDERSTAND:
I'm not going to tell you but I can give you a sample of people I know from boards.ie This is "Mongo", his debt levels are moderate, car loan, small credit card, that type of thing. He is also very middle class and earns enough to service said debts and have a few pints at the weekend. That is why he is smiling. This is "blah", he likes to imply he is debt free (hence his stupid wink), but is secretly up to his neck in gambling debt. His income is also unknown but what is known is that he spends every red cent he earns at the bookies. This is "tool", he lives across the road from "blah" and in a similar way, many other aspects of their lives also "mirror" eachother. "Tool" is a teacher, has very little debt and is close to retirement age. He goes on one foreign holiday per year and drives a Passat. This is "Terrence", I don't know what he is smiling about as his life is in the gutter. What little he earns on the labour quickly finds his way into the pockets of his local dealer. Can be found whiling away the hours on the back of the 79 bus and ambling up and down O' Connell St. asking tourists for "odds". "Terrence" is 29 years old.
:rolleyes: This is "dickhead". He is single and no-one likes him. Despite his superiority complex, "dickhead" does nothing special with his life. He works in a call centre and spends his weekend arguing with people on the internet. This is "Robert". Married, 3 kids and a stay at home husband. Income recently decimated (reduced by approx 10%) with the recent cuts to child benefits. Everyone tells him he is in negative equity but Robert is not sure who he needs to give his negative equity to.
:mad: This is "Celine", like Robert she is a stay at home mom, but supplements her income with single mother allowance. She is particularly hated by all sections of society. This is "Peter". He is one of the highest earning partners at a large accountancy firm. That notwithstanding, Peter struggles to manage his inflated income, feeding his own coke & hookers dependencies, as well as having to constantly bail out his own children. Despite his outward appearance, Peter is in significant debt and the irony of working at the top of the corporate ladder, coupled with the obvious failings in his own accounts, is not lost on him.
:eek: This is "bodge". His constant state of shock comes from checking his bank balance after a weekend on the tiles. The shock stems purely from having some money left over after his drunken binges.
:cool: This is "Jim". Jim is cool. That's all you need to know.
:P This is "Margaret", like so many others here, here cool exterior should not fool you. This face masks a turbulent underbelly of shame that lurches in every aspect of Margarets' life. Margaret is "Peters" wife. Sometimes she has to sign pieces of paper for him. She doesn't understand what the pieces of paper mean. This is "plank", he lives within his means, drives a modest car, has no debt and has a good job. Does not understand why people hate him, hence the question marks protruding from his head.
:pac: This is "Bill Clinton". I don't know anything about him or why he is so happy.0 -
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mark renton wrote: »Why do Margaret and Tool look the same?
Brother and sister. Can you not see the family resemblance? 0 -
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The blonde girl in that video has a lovely voice. At least I think she was blonde.0 -
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I'm not going to tell you but I can give you a sample of people I know from boards.ie This is "Mongo", his debt levels are moderate, car loan, small credit card, that type of thing. He is also very middle class and earns enough to service said debts and have a few pints at the weekend. That is why he is smiling. This is "blah", he likes to imply he is debt free (hence his stupid wink), but is secretly up to his neck in gambling debt. His income is also unknown but what is known is that he spends every red cent he earns at the bookies. This is "tool", he lives across the road from "blah" and in a similar way, many other aspects of their lives also "mirror" eachother. "Tool" is a teacher, has very little debt and is close to retirement age. He goes on one foreign holiday per year and drives a Passat. This is "Terrence", I don't know what he is smiling about as his life is in the gutter. What little he earns on the labour quickly finds his way into the pockets of his local dealer. Can be found whiling away the hours on the back of the 79 bus and ambling up and down O' Connell St. asking tourists for "odds". "Terrence" is 29 years old.
:rolleyes: This is "dickhead". He is single and no-one likes him. Despite his superiority complex, "dickhead" does nothing special with his life. He works in a call centre and spends his weekend arguing with people on the internet. This is "Robert". Married, 3 kids and a stay at home husband. Income recently decimated (reduced by approx 10%) with the recent cuts to child benefits. Everyone tells him he is in negative equity but Robert is not sure who he needs to give his negative equity to.
:mad: This is "Celine", like Robert she is a stay at home mom, but supplements her income with single mother allowance. She is particularly hated by all sections of society. This is "Peter". He is one of the highest earning partners at a large accountancy firm. That notwithstanding, Peter struggles to manage his inflated income, feeding his own coke & hookers dependencies, as well as having to constantly bail out his own children. Despite his outward appearance, Peter is in significant debt and the irony of working at the top of the corporate ladder, coupled with the obvious failings in his own accounts, is not lost on him.
:eek: This is "bodge". His constant state of shock comes from checking his bank balance after a weekend on the tiles. The shock stems purely from having some money left over after his drunken binges.
:cool: This is "Jim". Jim is cool. That's all you need to know.
:P This is "Margaret", like so many others here, here cool exterior should not fool you. This face masks a turbulent underbelly of shame that lurches in every aspect of Margarets' life. Margaret is "Peters" wife. Sometimes she has to sign pieces of paper for him. She doesn't understand what the pieces of paper mean. This is "plank", he lives within his means, drives a modest car, has no debt and has a good job. Does not understand why people hate him, hence the question marks protruding from his head.
:pac: This is "Bill Clinton". I don't know anything about him or why he is so happy.
do you do those case studies for when the budget is on the news too0 -
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