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Sick and tired of this.

  • 28-04-2012 3:53pm
    #1
    Registered Users, Registered Users 2 Posts: 54 ✭✭


    Hi everyone
    I have a different story to everyone else. I am married and living in my house with my partner coming up to four years now. I am 27 and my husband is 34. We are both in permanent employment. We got our mortgage with permanent TSB 4 years ago.

    This is our story. We bought our house in a small rural town in Tipperary and its a 3 bedroom semi detached house. Four months after we moved in, a convicted criminal with a history in drugs and manslaughter moved in right beside our house, ie the house attached to us. We paid no attention and made no fuss as wen thought it best to give him benefit of doubt especially after numerous garda raids etc. However all this has now come to a head with me and my husband being threatened and intimidated in our own home. He believes we called the gardai. He thinks this as he had numerous people looking for him and brojke down his front and back door to his house almost a month ago. Me and my husband were woken by this and we looked out our front window and we were spotted b y these thugs.

    Since then the gardai have visited us on a number of occasions and this thug has made several serious threats since then. He will deal with rats, he is going to kill us and will shut us up etc. We have had visits from his gang members and they also have made threats against us. We have young thugs masturbating outside our front window.We went to a solicitor who told us we have no choice but to continue paying our mortgage. Also spoke to the gardai who said to lodge a formal complaint which is all i need but to start a war with this guy.

    We are going to move out AND default on our mortgage. Obviously we dont want to do this as this is our home. Talking to the landlord this guy rents off isnt an option as we think he would portray the complaint back to this guy. And rallying the neigjhbours together isnt an option either. All the families have left and there are only scumbags left, who by the way he supplies his drugs to.We spoke to the bank who also refused to help us. What options are there for us? If Any?:mad:


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Comments

  • Registered Users, Registered Users 2 Posts: 11,647 ✭✭✭✭El Weirdo


    Moved to Accom & Property from AH.

    Typical AH responses (although very good) deleted before move.

    You should get more serious answers in this forum OP.


  • Registered Users, Registered Users 2 Posts: 10,839 ✭✭✭✭padd b1975


    Why do you need a solicitor to tell you that you have to pay your mortgage??


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    padd b1975 wrote: »
    Why do you need a solicitor to tell you that you have to pay your mortgage??

    HIYA.

    i know i have to pay my mortgage and have no problem in doing so except for my current situation. when i mocve out i wont be able to pay mortgage and pay rent. its not feasible. And i cannot stay where i am as we are in a desperate situation


  • Registered Users, Registered Users 2 Posts: 2,718 ✭✭✭upandcumming


    El Weirdo wrote: »
    Moved to Accom & Property from AH.

    Typical AH responses (although very good) deleted before move.

    You should get more serious answers in this forum OP.

    :(


  • Banned (with Prison Access) Posts: 138 ✭✭foleypio


    angelbabie wrote: »
    Hi everyone
    I have a different story to everyone else. I am married and living in my house with my partner coming up to four years now. I am 27 and my husband is 34. We are both in permanent employment. We got our mortgage with permanent TSB 4 years ago.

    This is our story. We bought our house in a small rural town in Tipperary and its a 3 bedroom semi detached house. Four months after we moved in, a convicted criminal with a history in drugs and manslaughter moved in right beside our house, ie the house attached to us. We paid no attention and made no fuss as wen thought it best to give him benefit of doubt especially after numerous garda raids etc. However all this has now come to a head with me and my husband being threatened and intimidated in our own home. He believes we called the gardai. He thinks this as he had numerous people looking for him and brojke down his front and back door to his house almost a month ago. Me and my husband were woken by this and we looked out our front window and we were spotted b y these thugs.

    Since then the gardai have visited us on a number of occasions and this thug has made several serious threats since then. He will deal with rats, he is going to kill us and will shut us up etc. We have had visits from his gang members and they also have made threats against us. We have young thugs masturbating outside our front window.We went to a solicitor who told us we have no choice but to continue paying our mortgage. Also spoke to the gardai who said to lodge a formal complaint which is all i need but to start a war with this guy.

    We are going to move out AND default on our mortgage. Obviously we dont want to do this as this is our home. Talking to the landlord this guy rents off isnt an option as we think he would portray the complaint back to this guy. And rallying the neigjhbours together isnt an option either. All the families have left and there are only scumbags left, who by the way he supplies his drugs to.We spoke to the bank who also refused to help us. What options are there for us? If Any?:mad:

    OP, sorry to hear about your situation but why are you going to default on your mortgage??? why dont u rent out your property and move somewhere else, cant see you getting another mortgage again in this country if you default

    The culture of just running away from your problems and defaulting on your debts is beginning to run rife in this country


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  • Closed Accounts Posts: 1,787 ✭✭✭edellc


    Why dont you try rent out your house and then you can move out and rent somewhere else also but get your mortgage paid for you, if you dont want to go down the private rental market you can always rent to the social welfare and they then use your house as social housing but pay you for it, I cant remember the name of the scheme , its not rent allowance but it might be RAS go down to your local office and enquire.

    Its a crap situation that you are in OP, and its a shame that one scumbag can do this to a neighbourhood and the guards wont do anything unless you are physically assaulted, unfortunately it is the law of the land...


  • Registered Users, Registered Users 2 Posts: 10,839 ✭✭✭✭padd b1975


    angelbabie wrote: »
    HIYA.

    i know i have to pay my mortgage and have no problem in doing so except for my current situation. when i mocve out i wont be able to pay mortgage and pay rent. its not feasible. And i cannot stay where i am as we are in a desperate situation
    Is renting your existing property an option, not necessarily to cover the mortgage but it may neutralize the rent on any property you decide to move into?


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    hi guys. tried the council to either or buy the property but they have no budget to do either so thats not an option. in the last week 6 properties in the same estate have rented out their house so its seems that there is a flood of people moving and hence why i think i wont get anyone to rent.....


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    foleypio wrote: »
    OP, sorry to hear about your situation but why are you going to default on your mortgage??? why dont u rent out your property and move somewhere else, cant see you getting another mortgage again in this country if you default

    The culture of just running away from your problems and defaulting on your debts is beginning to run rife in this country

    im not running away frommy problems. this obviously would be the last option. but i dont see a way out!


  • Closed Accounts Posts: 1,787 ✭✭✭edellc


    dont be so negative if 6 people have moved and rented out their places why cant you rent yours out privately

    you have a choice, you can try rent out your house OR not


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  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    edellc wrote: »
    dont be so negative if 6 people have moved and rented out their places why cant you rent yours out privately

    you have a choice, you can try rent out your house OR not

    hi there.I never said those houses got tenants. The houses were put up for rent but no one has moved in.YET. anyway.I am looking for helpful advice, not people to be condescending.


  • Registered Users, Registered Users 2 Posts: 29,095 ✭✭✭✭looksee


    OP, I really sympathise with your problem, I would hate to find myself in your situation and it must be very stressful. The posters making smart and unhelpful remarks are just sounding off - and I guarantee they are not paying a mortgage. You can bet these keyboard warriors would be the first to 'run away' given those sort of problems.

    I cannot offer any useful advice, just to agree that renting is probably all you can do.


  • Closed Accounts Posts: 1,787 ✭✭✭edellc


    I wasnt trying to be smart of unhelpful but you did say in your post that

    in the last week 6 properties in the same estate have rented out their house

    this implies that they houses have been rented out :confused: as in gotten tenants

    so therefore you then saying

    in the last week 6 properties in the same estate have rented out their house so its seems that there is a flood of people moving and hence why i think i wont get anyone to rent.....

    seems to contradict the beginning of your sentenance

    So if you imply that the properties have been rented out and a flood of people are moving then it is only natural to assume that it is in fact you being a defeatist in saying that you wont get anyone to rent

    Now that you have clarified that these properties have been put on the rental market but as yet no tenants have been found then that is another matter

    and less of the attitude OP if you had of made yourself clear in the first place, as their is a difference between rented out their houses and put up for rent

    If you have that attitude with your neighbour I can see why you are having problems :rolleyes:


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    edellc wrote: »
    I wasnt trying to be smart of unhelpful but you did say in your post that

    in the last week 6 properties in the same estate have rented out their house

    this implies that they houses have been rented out :confused: as in gotten tenants

    so therefore you then saying

    in the last week 6 properties in the same estate have rented out their house so its seems that there is a flood of people moving and hence why i think i wont get anyone to rent.....

    seems to contradict the beginning of your sentenance

    So if you imply that the properties have been rented out and a flood of people are moving then it is only natural to assume that it is in fact you being a defeatist in saying that you wont get anyone to rent

    Now that you have clarified that these properties have been put on the rental market but as yet no tenants have been found then that is another matter

    and less of the attitude OP if you had of made yourself clear in the first place, as their is a difference between rented out their houses and put up for rent

    If you have that attitude with your neighbour I can see why you are having problems :rolleyes:

    OUCH!!!!! I thought u were being condescending. So i apologise for that and also not being very clear. Yes the houses have gone up for rent but no tenants yet! I rally am at a loss as what to do. I dont really deal with neighbour, dont have much to do with him, but am really concerned with the threats


  • Closed Accounts Posts: 1,787 ✭✭✭edellc


    I would be very concerned with the treats too OP that is no way for anyone to have to live their lives in their own home which they thought they would be in until old age takes them, so it is a horrible situation to be in

    I see that you have four choices

    the first is to install hidden cameras to record the behaviour out side your window and any threats that happen, this can in turn be shown to the guards to show that intimidation is going one....however this is risky as it could either escalate the matter or in the best case get him an ASBO and maybe he will leave (but lets face it those type of people are stubborn A-holes)

    The second is as you suggested you walk away and deal with the consequences of the bank...again not a nice option and again the a-hole wins

    The third is to put the place up for rent and move out and rent somewhere else, again like the last option your mortgage may not be paid until it is rented but what are the banks going to do about it, and at least your and your husband are safe that is the priority...again a-hole wins

    Or the last option is stay put and hope for the best

    I know that my and my families safety are the priority and if I was in your shoes I would move out, if the intimation is as bad as you say its not worth it, put the place up for rent and see what happens, look at the other properties in the estate and see what they are going for and if you can go 50euro lower it may be the tipping point....one other thing if you are putting it for rent then try use an agent to let it out and manage it once let out so you do not have to deal with the neighbour and all the complications of being a landlord


  • Banned (with Prison Access) Posts: 3,571 ✭✭✭newmug


    OP I'm really sorry to hear of your troubles, I'll include you in my prayers tonight. But, if I was you, I'd move out, even to one of your parents' or siblings houses, rent your own place at rock bottom (just to have someone in it), contimue paying the mtge, but try and sell the house asap. This situation wont last forever, even if you have to make sacrifices for a couple of years, stick with it. That scumbag will go somewhere else eventually, a different house, jail, or maybe he'll be killed. Rent or move around B+B's, even take a loss on selling your place and start again. Move somewhere else and put this behind you. Dont do anything illegal or hasty that might cause you problems in future, but do move, continue paying the mtge, and start over somewhere else.


  • Banned (with Prison Access) Posts: 1,950 ✭✭✭Milk & Honey


    Go to the landlord and get him moved out. Stay elsewhere until he goes.


  • Closed Accounts Posts: 143 ✭✭Kaner2004


    Go to the landlord and get him moved out. Stay elsewhere until he goes.


    Thats really your only choice OP.
    I've seen this sort of thing before and the criminal always wins.
    Police wont do anything. Nobody can stand up to a criminal unless they are prepared to go further than the criminal, which is unlikely.
    Criminals are immune from any punishment unless its from another criminal. They wont even get jail for something a normal Joe Soap would get jail for.
    They just laugh at a visit from the guards.

    If you rent they will drive your tenants out for sure.

    They will destroy your house when its empty.

    Find a nice guard. Ask him to talk to the landlord for you, explaining that its in his best interests to remove this person.

    Pay the landlord a few thousand to evict him if you have to. Landlord can say he is selling the house or moving a relative in.

    The one thing you have going for you is that at least they are only renting. Imagine they owned the house.


  • Registered Users, Registered Users 2 Posts: 362 ✭✭RoverZT


    Kaner2004 wrote: »
    Thats really your only choice OP.
    I've seen this sort of thing before and the criminal always wins.
    Police wont do anything. Nobody can stand up to a criminal unless they are prepared to go further than the criminal, which is unlikely.
    Criminals are immune from any punishment unless its from another criminal. They wont even get jail for something a normal Joe Soap would get jail for.
    They just laugh at a visit from the guards.

    If you rent they will drive your tenants out for sure.

    They will destroy your house when its empty.

    Find a nice guard. Ask him to talk to the landlord for you, explaining that its in his best interests to remove this person.

    Pay the landlord a few thousand to evict him if you have to. Landlord can say he is selling the house or moving a relative in.

    The one thing you have going for you is that at least they are only renting. Imagine they owned the house.

    All good advice.

    I also lived in an area like this before, I saw nice people forced out of there homes and a nice private neighbourhood turned into a modern council estate.

    Scumbags took it over and guards, politicians did nothing.

    I really feel for you OP.

    My uncle and his wife still live there, place is full of scumbags and it changed him.

    He got hard, nasty, not the quiet man he was before and it helped.

    They just leave him alone now, he put up a higher wall in the front and all around the side of the house, a steel gate and a cctv camera.

    He has a pet Rottweiler who he loves and is very protective and keeps people away from the house, he is huge and could clear the 6 foot gate with ease if he wanted to, but he wouldn't, he's a great.

    I'm not saying you should higher your walls around the house, buy a huge guard dog and install cctv.

    Just giving an example.


  • Closed Accounts Posts: 16,705 ✭✭✭✭Tigger


    angelbabie wrote: »
    Hi everyone
    I have a different story to everyone else. I am married and living in my house with my partner coming up to four years now. I am 27 and my husband is 34. We are both in permanent employment. We got our mortgage with permanent TSB 4 years ago.

    This is our story. We bought our house in a small rural town in Tipperary and its a 3 bedroom semi detached house. Four months after we moved in, a convicted criminal with a history in drugs and manslaughter moved in right beside our house, ie the house attached to us. We paid no attention and made no fuss as wen thought it best to give him benefit of doubt especially after numerous garda raids etc. However all this has now come to a head with me and my husband being threatened and intimidated in our own home. He believes we called the gardai. He thinks this as he had numerous people looking for him and brojke down his front and back door to his house almost a month ago. Me and my husband were woken by this and we looked out our front window and we were spotted b y these thugs.

    Since then the gardai have visited us on a number of occasions and this thug has made several serious threats since then. He will deal with rats, he is going to kill us and will shut us up etc. We have had visits from his gang members and they also have made threats against us. We have young thugs masturbating outside our front window.We went to a solicitor who told us we have no choice but to continue paying our mortgage. Also spoke to the gardai who said to lodge a formal complaint which is all i need but to start a war with this guy.

    We are going to move out AND default on our mortgage. Obviously we dont want to do this as this is our home. Talking to the landlord this guy rents off isnt an option as we think he would portray the complaint back to this guy. And rallying the neigjhbours together isnt an option either. All the families have left and there are only scumbags left, who by the way he supplies his drugs to.We spoke to the bank who also refused to help us. What options are there for us? If Any?:mad:

    life is too short

    just leave get a parent to open an account and keep you money /recieve yer wages in in that
    go bankrupt and let the bank have the nice neighbour


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  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    yeah all yer advice is good. Unfortunately i think this guy is in the house for the long haul. the house is deffo not an council house but i think house could be leased by council so he is goin be there for ten years anyways. its just so annoying.we are just so pissed off we feel like just walking away. not the right way to go and im not saying we will do this, its just how we feel currently.


  • Closed Accounts Posts: 143 ✭✭Kaner2004


    angelbabie wrote: »
    yeah all yer advice is good. Unfortunately i think this guy is in the house for the long haul. the house is deffo not an council house but i think house could be leased by council so he is goin be there for ten years anyways. its just so annoying.we are just so pissed off we feel like just walking away. not the right way to go and im not saying we will do this, its just how we feel currently.

    That changes everything. His anti social behavour is the the councils problem then. Ask the friendly guard to talk to the council. They will have to evict him.


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    in the process of trying to determine for sure who owns the property. will find out for sure before i approach anybody.thanks though!


  • Registered Users, Registered Users 2 Posts: 6,794 ✭✭✭cookie1977


    Check the PRTB register to see if it's listed there as a rented property
    https://www.prtb.ie/public_registrations.aspx


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    cookie1977 wrote: »
    Check the PRTB register to see if it's listed there as a rented property
    https://www.prtb.ie/public_registrations.aspx

    Thats great stuff. YEP house is rented privately.so how do i find out who the landlord is...guys ye are great


  • Closed Accounts Posts: 124 ✭✭Tom Cruise


    Sell up and buy a house somewhere else the place sounds like a kip.
    If you are afraid of threats ignore him as he is just a mouth.People who are going to kill you dont tell you.He will be in jail soon i bet but you should still move as the other neighbours sound just as bad


  • Registered Users, Registered Users 2 Posts: 6,794 ✭✭✭cookie1977


    angelbabie wrote: »
    Thats great stuff. YEP house is rented privately.so how do i find out who the landlord is...guys ye are great

    That's a toughy. Maybe ask the gardaí?


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    cookie1977 wrote: »
    That's a toughy. Maybe ask the gardaí?

    gardai dont know either. They came asking us who the owner was.....if anyone has any ideas how i find out who the owner is let me know. at least i am getting somewheren with this


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    Tom Cruise wrote: »
    Sell up and buy a house somewhere else the place sounds like a kip.
    If you are afraid of threats ignore him as he is just a mouth.People who are going to kill you dont tell you.He will be in jail soon i bet but you should still move as the other neighbours sound just as bad

    yeah it has turned nasty there now. when we bought it was a lovely rural neighbourhood. now i hate it. ni bought for 197,000 and now its not even worth 100,000. not allowed sell because of neg equity.


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  • Closed Accounts Posts: 143 ✭✭Kaner2004


    Tom Cruise wrote: »
    Sell up and buy a house somewhere else the place sounds like a kip.
    If you are afraid of threats ignore him as he is just a mouth.People who are going to kill you dont tell you.He will be in jail soon i bet but you should still move as the other neighbours sound just as bad

    Did you read the Ops post. Its more than just talking.


  • Closed Accounts Posts: 124 ✭✭Tom Cruise


    Just skimmed it.I see the **** in the window part now.Maybe rent it out and let some one else pay some of the morgage.And go to Australia or Canada.Eventually sell if the price of homes go up
    Lots of people are moving from this country and they usually enjoy themselves more abroad.The sun is calling.:)


  • Registered Users, Registered Users 2 Posts: 1,428 ✭✭✭quietsailor


    angelbabie wrote: »
    Thats great stuff. YEP house is rented privately.so how do i find out who the landlord is...guys ye are great

    If you write to the PRTB stating that you have an anti-social neighbour and you need the Landlord's address they will supply it to you.
    I've attached the word document the PRTB send out as information, at the bottom of that is the form to request the landlord's information.

    Something I thought of - is your house covered for malicious damage by the insurance? Ie Arson/theft/damage - I'm sorry to put this further worry on your mind but if you take the LL to the PRTB the LL may tell the tenant as an act of revenge on you and your house could get damaged. If its covered by insurance you will be able to recoup the cost of repairs (IF!! anything happens)

    Also note that the PRTB are not known for their speed in evicting people, it won't be an instant fix so the advice of getting a large vicious dog may be good advice.


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    thanks ye all have been so helpful....keep it comming


  • Posts: 0 [Deleted User]


    That really is a horrible story, how scum can act thusly and still walk around as free men in our liberal democracy based on personal freedoms is beyond me.

    For your particular situation, I would advise halting mortgage payments immediately. You don't want to be a fully paid-up sucker when debt forgiveness becomes a normality.

    Perhaps contact the bank, let them know that there's going to have to be a new arrangement. Try and get the individual payments reduced and rent it out for peanuts. Do you have kids? What is the nature of yourself and your husbands employment, if any?

    There are plenty of people, a la the recent case of debt forgiveness, who feel like walking away from responsibilities because they just don't feel like paying. In your case I would be fully on your side.

    The idea that someone like this person gets moved next to private residences for free sickens me.


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    Rojomcdojo wrote: »
    That really is a horrible story, how scum can act thusly and still walk around as free men in our liberal democracy based on personal freedoms is beyond me.

    For your particular situation, I would advise halting mortgage payments immediately. You don't want to be a fully paid-up sucker when debt forgiveness becomes a normality.

    Perhaps contact the bank, let them know that there's going to have to be a new arrangement. Try and get the individual payments reduced and rent it out for peanuts. Do you have kids? What is the nature of yourself and your husbands employment, if any?

    There are plenty of people, a la the recent case of debt forgiveness, who feel like walking away from responsibilities because they just don't feel like paying. In your case I would be fully on your side.

    The idea that someone like this person gets moved next to private residences for free sickens me.

    hi there. we spoke to the bank and they dont give a hoot to be honest. explained everything and in full detail and they said that if all we have to worry about is our physical safety then we are not in a bad position really.....No kids yet but have been holding that off as its not really the ideal environment to have a baby.
    both of us are in full time employment and have never defaulted on a payment. truly sickened over it


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  • Posts: 0 [Deleted User]


    angelbabie wrote: »
    hi there. we spoke to the bank and they dont give a hoot to be honest. explained everything and in full detail and they said that if all we have to worry about is our physical safety then we are not in a bad position really.....No kids yet but have been holding that off as its not really the ideal environment to have a baby.
    both of us are in full time employment and have never defaulted on a payment. truly sickened over it

    Well the bank might take a different note when you walk in and hand them a (copy of a) set of keys and say "Well, it's all yours. Have fun selling it."

    Tbh, I am just speculating. But I've been debating/studying the political scene and the housing market for the last perhaps...8 years maybe, and the only thing I've seen work is out and out ignorance and arrogance. You're probably not ignorant enough, so you'll have to make the bank listen by getting as ignorant and dickish as everyone else who has gotten their way with the banks.

    I think the bank knows there is a very delicate game to be played, involving a hyper-sensitive balance of the rule of law, public opinion and political will, and it will be the lesser player that will be the one left with the debt.


  • Closed Accounts Posts: 632 ✭✭✭Forest Demon


    Its a sorry state of affairs that most people are not advising the OP to go to the guards, make a formal complaint and let them deal with it. What do we pay our taxes for? This scum is intimidating the OP and it seems to be escalating.

    Go to the Guards and at least have some protection (or record in case it goes any further). With the protection of the guards then go to the council or landlord and go through the correct channels. You are playing into their hands with by not taking action because of fear.

    Record the behaviour and go to the guards. Threats of violence and indecent exposure are crimes.

    The OP should move abroad?? rent out the house?? **** that!! :mad:

    This is not a financial issue. Its a criminal one. It has nothing to do with the mortgage


  • Posts: 0 [Deleted User]


    Its a sorry state of affairs that most people are not advising the OP to go to the guards, make a formal complaint and let them deal with it. What do we pay our taxes for? This scum is intimidating the OP and it seems to be escalating.

    Go to the Guards and at least have some protection (or record in case it goes any further). With the protection of the guards then go to the council or landlord and go through the correct channels. You are playing into their hands with by not taking action because of fear.

    Record the behaviour and go to the guards. Threats of violence and indecent exposure are crimes.

    The OP should move abroad?? rent out the house?? **** that!! :mad:

    This is not a financial issue. Its a criminal one. It has nothing to do with the mortgage


    I think there is a certain understanding of the threat to the safety of the people in question, not to mention the law's lack of teeth when it comes to dealing with scumbags.

    The guards won't be there 24/7, and this guy knows it.

    Masturbating into a window itself should have led to a jail-term for the person/people involved.


  • Closed Accounts Posts: 124 ✭✭Tom Cruise


    I would be looking for jobs in OZ..Your a young couple go take the chance and enjoy the sunshine.Tell the bank they can shove the house where the sun dont shine.
    You both work so you are leaving your home alone with a weirdo living next door.
    I would not put anything worth robbing in the home or leave any cash at home.

    Stop paying the morgage and keep the cash for renting in OZ.If you have skills you will be appreciated in the US and OZ.


  • Closed Accounts Posts: 124 ✭✭Tom Cruise


    Is there a Garda on the forum that can advize.I think nothing would be done to this guy untill he actually uses violence.Domestic disputes and neighbours is a hard thing for them to sort.

    Getting a video camera may be a good idea so you can record what he is doing in case anything happens.
    You can use the evidence against him if need be.


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  • Registered Users, Registered Users 2 Posts: 55 ✭✭droicead


    i know what this person is on about with problem,im from rural tipperary too,love it to bits but our problem is we are situated too close to limerick city,under 30 miles from our village to lim.city.

    im not putting down limerick in any way,some of my closest friends are from limerick city,ive family from limerick but i do have a problem with the idiots who decided it was a good idea to move scumbags from limerick city to rural villages,and i feel it is not highlighted enough in the media.

    the village for example im from never had a serious crime rate up to 3 or 4 years ago,is it a coincidence that these crimes started when the city clickers moved in?if you dont bolt something to the ground it will get lifted for you,break ins are common place now and is nothing new,intimidation towards normal country folk is wrong and nothing is done about it,yeah go to the cops,what will they do?nothing,there is no gardai presence in our village,tipp.town is the closest so by the time a break in is reported the thieves are well gone.

    what about the young father stabbed in emily village awhile ago or the man in cappawhite who was hit over the head with a samuri sword a few weeks ago,the sword split his skull and hit part of his brain!!to say he is lucky to be alive is an understatement,i feel sorry for the rural folk who cannot do anything and live in constant fear that when they leave their house they will return to a burst in door and the place cleaned!

    i also feel sorry for the op paying a mortgage for a house that has the exact same house next to it occupied by someone who has friends that **** out side the neighbours window,these ****ers should be put in a zoo

    like i said i have no problem with limerick city,its just the lowlifes who see the villages of west tipperary as an open orchard ripe for the picking


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    have told the guards and rthey are aware of the situation. The super intendant refuses to see me as he doesnt want to have to deal with this. at the end of the day the guards cant be there all day and all night and if they were it wouldnt make things easier for us. its a disastrous situation to be in. we are looking into getting the LL name and give that to the guards for prosecution. other than that not much we can do. we decided today that we are goimng to move out. c if we can rent and freeze payment while we try to do that


  • Closed Accounts Posts: 124 ✭✭Tom Cruise


    I think you are best to move.And not only that the house is not worth it now the price has fallen.Why pay more for a house than its worth.At least you have jobs and each other and your health is your wealth so being safe is good.
    Imagine if you had kids and that weirdo was around.
    Good luck with everything


  • Registered Users, Registered Users 2 Posts: 362 ✭✭RoverZT


    Get a cctv camera put in straight away, you might get some evidence.

    Guards are useless bastards, just good for catching people with no road tax.

    I know how you feel OP.

    Super intendant refusing to see you is a joke.

    I have dealings with gardai before in this situation and they are beyond useless.

    Like I said if you had no road tax they would be there in a second, but if they have something hard to do, forget about it.

    My advice would be to stick out for a while, get a good cctv system with sound and a guard dog, something like a Rottweiler, German Shepard etc to keep the ***** off your property.


  • Registered Users, Registered Users 2 Posts: 54 ✭✭angelbabie


    thanks guys. ur support and advice is well appreciated.


  • Registered Users, Registered Users 2 Posts: 3,468 ✭✭✭jetfiremuck


    What I would recommend.
    1. Have a solicitor check land registery office for owners details. Easier for solicitor to do it than you. You could use the solicitor who you conveyed your house.
    2. No point complaining she said he said. Get video proof, log noise dates traffic, photos of bad behaviour.
    3. Request a meeting you and wife with the local garda or sargent.
    4. Show evidence and discuss possible options to him while being professional.
    5. Contact local council rep for the area same as 4.
    6. Request Guards make approachs to landlord to have them leave. Eithe unsocial behaviour or notice to vacate when lease expires.
    Good Luck


  • Registered Users, Registered Users 2 Posts: 18,126 ✭✭✭✭Idbatterim


    Guards are useless bastards, just good for catching people with no road tax.
    Op could you go to your local minister, who could put pressure on the guards or local authority?


  • Posts: 0 [Deleted User]


    RoverZT wrote: »
    Get a cctv camera put in straight away, you might get some evidence.

    Guards are useless bastards, just good for catching people with no road tax.

    I know how you feel OP.

    Super intendant refusing to see you is a joke.

    I have dealings with gardai before in this situation and they are beyond useless.

    Like I said if you had no road tax they would be there in a second, but if they have something hard to do, forget about it.

    My advice would be to stick out for a while, get a good cctv system with sound and a guard dog, something like a Rottweiler, German Shepard etc to keep the ***** off your property.


    That's great advice and all, but I'm sure the OP didn't pay 200k to live in some Mad Max style dystopian barracks.


  • Registered Users, Registered Users 2 Posts: 3,468 ✭✭✭jetfiremuck


    Rojomcdojo wrote: »
    RoverZT wrote: »
    Get a cctv camera put in straight away, you might get some evidence.

    Guards are useless bastards, just good for catching people with no road tax.

    I know how you feel OP.

    Super intendant refusing to see you is a joke.

    I have dealings with gardai before in this situation and they are beyond useless.

    Like I said if you had no road tax they would be there in a second, but if they have something hard to do, forget about it.

    My advice would be to stick out for a while, get a good cctv system with sound and a guard dog, something like a Rottweiler, German Shepard etc to keep the ***** off your property.


    That's great advice and all, but I'm sure the OP didn't pay 200k to live in some Mad Max style dystopian barracks.

    Agreed. However bad the guards are a procedure/ paperwork needs to be followed and the guards have more authority than you regarding the law.


  • Closed Accounts Posts: 37,214 ✭✭✭✭Dudess


    If you rent it out, what if he starts making life hell for the tenants? Just bear that in mind.


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