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liability insurance

  • 07-02-2012 11:16pm
    #1
    El Kabong!
    Registered Users, Registered Users 2 Posts: 296 ✭✭


    I have 4.5 acres which I am going to grow willow on and other projects. It's not commercial, just a garden extension a few miles from my house.

    Do I need to get insurance of some kind. Any time I read about public liability insurance it is to cover businesses.


Comments

  • #2
    Askim
    Registered Users, Registered Users 2 Posts: 307 ✭✭Askim


    El Kabong! wrote: »
    I have 4.5 acres which I am going to grow willow on and other projects. It's not commercial, just a garden extension a few miles from my house.

    Do I need to get insurance of some kind. Any time I read about public liability insurance it is to cover businesses.

    you need insurance, if anyone has a accident they come after the insurance company not you.

    i have an acre rented with pigs on it for 6 months a year & i have farm insurance on it with Fbd €120 a year, peace of mind

    A


  • #3
    El Kabong!
    Registered Users, Registered Users 2 Posts: 296 ✭✭El Kabong!


    cool, thanks.


  • #4
    Apiarist
    Registered Users, Registered Users 2 Posts: 1,681 ✭✭✭Apiarist


    El Kabong! wrote: »
    cool, thanks.

    Hi El Kabong!,

    Did you get the insurance then? Did you contact FBD? Was it difficult or expensive to get?

    Thanks!


  • #5
    Chisler2
    Registered Users, Registered Users 2 Posts: 438 ✭✭Chisler2


    I, too, am interested in hearing how you got on and any tips you have to offer. I am not farming or running a business but have various useful old sheds and a barn on my small patch. A roofing contractor will be repairing the shed roofs in the coming weeks, and a couple of friends have offered to help harvesting apples shortly in the garden, and I am promised a days' (voluntary) labour by a local lad to scythe banks of brambles. What type of insurance cover is required to cover this kind of thing? The insurer with whom I have standard home insurance policy does not extend to this, which I believe might be Third Party Public Liability? I would like to be as well prepared as possible before approaching the insurer so I get adequate cover.


  • #6
    Iansheridan18
    Registered Users, Registered Users 2 Posts: 14 ✭Iansheridan18


    Chisler2 wrote: »
    I, too, am interested in hearing how you got on and any tips you have to offer. I am not farming or running a business but have various useful old sheds and a barn on my small patch. A roofing contractor will be repairing the shed roofs in the coming weeks, and a couple of friends have offered to help harvesting apples shortly in the garden, and I am promised a days' (voluntary) labour by a local lad to scythe banks of brambles. What type of insurance cover is required to cover this kind of thing? The insurer with whom I have standard home insurance policy does not extend to this, which I believe might be Third Party Public Liability? I would like to be as well prepared as possible before approaching the insurer so I get adequate cover.


    How many acres do you have?
    You could get insurance to cover them & your apple trees as growing crops.
    Easy enough done


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