so I rear ended a car yesterday...

foxy_j

Hey there

so I rear ended a car at a roundabout yesterday in waterford. going slow enough but caused a small dent above their licence plate. Had to happen at some point i guess in my driving career!!

Exchanged details etc and he said he'd get a quote from a place he knows today.

He got back to me with it and it was v expensive and he thought so too so i looked up a couple places and passed them onto him to get quotes.

It seems the quote was for a whole host of things:

- rear bumper cover
-rear bumper cover lower
-bumper bar
-number plate
-paint and consumables

+ labour came to €842 incl vat!!

anyone think is way too much work need and price??

thanks

mikemac1

What kind of car was it you hit?

foxy_j

VW Golf '05! is that an expensive car to fix?

mike65

Without seeing the impact area its impossible to say, the typical modern car with its massive wraparound bumpers are far more expensive to fix than ye bolt-on iron bar with plastic skin jobs.

cocoshovel

Did you get an official quote from the place thats repairing it? Also any official letters from insurance?

S28382

Yeah that's what they charge they can be done cheaper but hey it's insurance and it's a rip off rip off Ireland at its best

ex_infantry man

make sure its from a proper repairer,s don,t let yourself get shafted and get copy of everything incase ya wanna go legal later

foxy_j

no we didnt go through insurance. i'll be paying cash but if its going to be that expensive might have to go through insurance.
I didnt get the official quote off him yet he said i can have it when i want it but i said id wait til he got another few quotes!

mike65

Davey Pickard, Gerry Kennedy, Penrose Crash Repairs, Damien Irish are all names that you can trust

S28382

The girlfriend had the same problem when she knocked into the back of a car she barely tipped it and the quote she got back off the person who owned the car was nearly a 1400 and she knows a guy that does body repair and he even said it would of been at least 600 euro because of it being the bumper

foxy_j

thanks for the replies.

maybe i will go through my insurance. i'm with aviva and have no claims bonus.
do you think my insurance would go up by much if i claimed?

thanks

Nypd

foxy_j wrote: »

thanks for the replies.

maybe i will go through my insurance. i'm with aviva and have no claims bonus.
do you think my insurance would go up by much if i claimed?

thanks

Ask him to get 3 quotes 2 from him and one from your choice.
Be nice about it to keep him on your side,
If you claim and you have no protection on your bonus you will lose the lot,
Also you will have an excess on your policy and other costs will be car hire.

It's worth checking your policy some have no claims protection.

Sully

I know of a chap that does this as an aside (not his main job like). My girlfriend got her car done before after damaging her own bonnet from a minor crash sometime ago and he did a great job and very cheap.

If you need contact information, send me a PM. He came in much cheaper than all the garages in town.

Not The Real Scarecrow

We got rear ended a few years back. Looked like nothing at first ,when we brought it to the mechanic the underneath of the car was wrecked.Would have cost nearly 3 grand to get it fixed.Ended up a right off.

Sully

Nypd wrote: »

Ask him to get 3 quotes 2 from him and one from your choice.
Be nice about it to keep him on your side,
If you claim and you have no protection on your bonus you will lose the lot,
Also you will have an excess on your policy and other costs will be car hire.

It's worth checking your policy some have no claims protection.

Most insurance companies allow you re-pay the claim before your renewal date. If you pay it back, you don't loose your bonus. Your insurance company may get a better deal also.

giles lynchwood

V.W. have a deserved reputation for expensive part's and if the paintwork is metallic any repairs will be exspensive

Nypd

Sully wrote: »

He came in much cheaper than all the garages in town.

Problem with guys like this is that do not have the overheads proper repairers have.
Most importantly insurance or EPA licences.
You may be saving a few bob but don't forget they are not regulated so not kind to the environment.
Stay away from main dealers ( except McConnells) they are just middle men, go straight to the garage.

testicle

Wouldn't the fella that was hit be entitled to get his car repaired where he wanted? I certainly wouldn't want any two bit car repair place fixing my car, just because they were the cheapest.

looksee

I took a VW to the official Waterford place and they quoted me for a crumpled chassis and god knows what. Even though I was on the receiving end of a shunt I wasn't about to rob the woman that ran into me. I took it to another place and all it needed was a new bumper. I knew from the way the other car had barely tapped me that it couldn't be a chassis job. They were just upping the cost of what they thought was an insurance job.

wet-paint

testicle wrote: »

Wouldn't the fella that was hit be entitled to get his car repaired where he wanted?

No, you're entitled to have the car put back to the condition it was in before the crash, you can't insist that the other driver have your car repaired in Diamond Dan's HiPriced Repair Emporium.

I certainly wouldn't want any two bit car repair place fixing my car, just because they were the cheapest.

You're welcome to insist that it go through your insurers then.
If they're going through insurance, they'll have to get quotes from proper crash repairers/dealers, but if it's cash only, then it's wider open to deal with in any manner that's acceptable to both parties.

old gregg

A few years ago I stupidly reversed into someone's car who happens to live around the corner from me. I was going about 5mph. The damage to their car was minimal and to mine none. From what I could see they required a new number plate and some minor paint touch up. The bumper wasn't damaged in any way.

He went off and got quotes and came back with crazy stuff like a bumper replacement and complete bonnet respray. The cost was way beyond anything I could afford so I suggested I'd go through my Insurance company (Aviva). I contacted Aviva and explained that the guy was trying to scam me/them and that they should appoint someone to evaluate the actual damage. They came back and said it was not worth their while disputing a claim of around €1,000 and accepted his quotations. They paid and I spent the next 3 years building back my no claims bonus with higher premiums. The guy replaced the number plate and pretty much pocketed the rest after presumably giving the garage their cut. Nothing I could do about it.

I still meet him every day the smug sh1t. But, what goes round and that stuff.

CardBordWindow

old gregg wrote: »

A few years ago I stupidly reversed into someone's car who happens to live around the corner from me. I was going about 5mph. The damage to their car was minimal and to mine none. From what I could see they required a new number plate and some minor paint touch up. The bumper wasn't damaged in any way.

He went off and got quotes and came back with crazy stuff like a bumper replacement and complete bonnet respray. The cost was way beyond anything I could afford so I suggested I'd go through my Insurance company (Aviva). I contacted Aviva and explained that the guy was trying to scam me/them and that they should appoint someone to evaluate the actual damage. They came back and said it was not worth their while disputing a claim of around €1,000 and accepted his quotations. They paid and I spent the next 3 years building back my no claims bonus with higher premiums. The guy replaced the number plate and pretty much pocketed the rest after presumably giving the garage their cut. Nothing I could do about it.

I still meet him every day the smug sh1t. But, what goes round and that stuff.

Here's a suggestion

https://www.youtube.com/watch?v=IfYpH6H5ujc

merlante

Basically, the whole thing is a big dirty scam between the crash repair people, the insurance company and the fools that have no choice but to pay high premiums.

I went to a particular individual mentioned at the top of the thread, who operates from a (very fancy premises on a) certain industrial park on the outskirts of the city.

I told him a guy hit into me and I needed to get a quote to fix the damage. Basically, it wasn't much, just two panels on a 9 year old car. He quoted me a grand or so. As he was going down the list I interrupted him and told him not to bother continuing because I wasn't going to spend anything like that amount of money. Basically, he assumed that because a guy hit me, it was an insurance job that the other guy was paying for. But I was actually technically in the wrong, so I was paying (posted about this before on boards). When he heard this, you should have seen the backpedalling. 300 euro came off straight away, saying that some kind of replica panels could be got, but I wouldn't know the difference. But with a still 700 euro bill, there was no way. I went to Kennedy's garage in Portlaw and got him to tap out the damage and straighten the door (hit on the hinge) for 70 euro! The car was grand and there are more noticeable marks on the car than the place he tapped out, which you wouldn't see unless you were looking for it.

This here is the whole problem. First, the guy was charging me 300 euro over the odds for panels and spraying, thinking, rightly, that the insurance company wouldn't do any checking; second, what does a 9 year old car with plenty of wear need brand, spanking new panels for anyway, unless the car is in very good condition? So whether you think, I was charged 300 euro too much or 930 euro too much, you get the point: a lot of money being thrown around in crash repair and we're paying large premiums to support it. It's a total joke. I'd rather pay the insurance that pays out for a cheap job, and maybe supplement it myself, than pay a big premium just so Mr. Crash Repair to flush it down the toilet.

CardBordWindow

Let your car wear it's dents like scars. Let's the other cars know it's seen some action.

mikehunts

foxy_j wrote: »

Hey there

so I rear ended a car at a roundabout yesterday in waterford. going slow enough but caused a small dent above their licence plate. Had to happen at some point i guess in my driving career!!

Exchanged details etc and he said he'd get a quote from a place he knows today.

He got back to me with it and it was v expensive and he thought so too so i looked up a couple places and passed them onto him to get quotes.

It seems the quote was for a whole host of things:

- rear bumper cover
-rear bumper cover lower
-bumper bar
-number plate
-paint and consumables

+ labour came to €842 incl vat!!

anyone think is way too much work need and price??

thanks

Welcome to Ireland!!! The land of fleece you for every penny you got.

Charlie19

mikehunts wrote: »

Welcome to Ireland!!! The land of fleece you for every penny you got.

Could of been a lot worse. Bogus injury claim springs to mind, Plenty of crooks out there.

OP. Let your insurance look after it, That's why you pay it.

2012 Rio

Problem with guys like this is that do not have the overheads proper repairers have.

So they can keep their costs to a minimum. More power to them i say.

Most importantly insurance or EPA licences.

Not the customers problem

You may be saving a few bob but don't forget they are not regulated so not kind to the environment.

Who cares?

Stay away from main dealers ( except McConnells) they are just middle men, go straight to the garage.

Agree

2012 Rio

merlante wrote: »

I went to a particular individual mentioned at the top of the thread, who operates from a (very fancy premises on a) certain industrial park on the outskirts of the city.

Hmmmm. Perchance is that estate on the old kilmeaden road on the left just before the Carrickpeerish roundabout. He is down near the very back.

Yeah i know it well. I got a quote there for getting my bumper repainted and when he "looked" at he said €2,500. Ooooh yeah you'll need this that and the other, respray 1/2 the car, primer underneath, new such and such <other inflated nonsense> etc etc. Obviously this was complete arse gravy cos he thought it was an insurance job. When he gave me this sh!te talk i just threw him a surprised look, sat in and drove off.
I brought it to a guy in tramore who painted my bumper for 150. Perfect job.

Some of these repair shops are running with themselves.

foxy_j

least the guy seems sound enough! lets hope I don't regret saying that.

He let me choose anywhere to get a quote so and i passed him on details of a few places.
He won't get a chance to get it looked at again til Friday so fingers crossed.

In the mean time going to ring my insurance tomorrow and ask them if I was to make a claim in the future how would it affect my premium!

So crazy the difference places can charge... def rip off Ireland!!

S28382

foxy_j wrote: »

thanks for the replies.

maybe i will go through my insurance. i'm with aviva and have no claims bonus.
do you think my insurance would go up by much if i claimed?

thanks

the girlfriends premium went up by 200euro after she had the claim on it after her tip in her car, hope you get a decent price on the fix hopefully some repairer will be decent about it, there is enough ripping off going on around the place.

ex_infantry man

mike65 wrote: »

Davey Pickard, Gerry Kennedy, Penrose Crash Repairs, Damien Irish are all names that you can trust

damien irish ya say!!! me car got nicked from his workshop and i,m outta pocket because of it!!!!won,t go into it coz it,ll only make me angry again

S28382

ex_infantry man wrote: »

damien irish ya say!!! me car got nicked from his workshop and i,m outta pocket because of it!!!!won,t go into it coz it,ll only make me angry again

somebody nicked your car from a garage???

billythepig

the fella in ballytruckel would have banged it out for a couple of hundred,
850 quid is way over the top for a 7 year old golf

ex_infantry man

S28382 wrote: »

somebody nicked your car from a garage???

yeah twas back at start of summer 2011

mike65

Oh dear well obviously his security isn't up to snuff. I trust you got the value of your car off his insurance.

ex_infantry man

i did,nt mike as he had a large excess on his policy 5 grand to be exact so twas split down the middle between me and the other poor fecker thats car was taken in the end i only got 4700 and the outstanding loan on the car was near 7 grand twas a 04 golf, robbed twice i was.

Paddy@CIRL

I find it strange that people don't seem to understand that when repairing bodywork, it makes no difference if it's a 2012 Mercedes S Class or a 1984 Toyota Corolla. It still requires the same amount of prep and work to do a proper repair.

There's also a HUGE difference in the quality of work between a cheap repair and a quality repair. I spent €600 last month having both bumpers repainted (stone chips & scratches from previous owner) and a dent in my rear passenger door repaired by one of the best (IMO) in the South East if not Ireland. The finish is absolutely sublime and you would never in a 100 years know it was repaired.

You buy cheap, you buy twice.

wellboytoo

I rear ended a fella yesterday too, when he got out of the car he was only 4ft 1, he walked back to me steaming.... his first words were "I'm not Happy", which one are you then? I replied, don't think the claim will go to well.......

Nypd

Paddy@CIRL wrote: »

You buy cheap, you buy twice.

Pay peanuts, get monkeys

A bad repair can knock serious value of your motor

2012 Rio

I find it strange that people don't seem to understand that when repairing bodywork, it makes no difference if it's a 2012 Mercedes S Class or a 1984 Toyota Corolla. It still requires the same amount of prep and work to do a proper repair.

But you have to consider the fact that with a 2012 Merc, the owners will really want a 110% perfect, "never know it was fixed" type job and will be willing to pay the price for it as its a new car. On the other hand, someone with a 84 corrolla or an "aul mk 2 Mondeo" may be quite happy with a "fix 'er up near enough" type job and get it for €150-200.
As I said above, i was quoted silly money to paint a bumper by G.K. but got it fix up fine by a guy in a shed. Now sure, if you really examined it closely you would see the change from new paint to old paint but shure who cares? I'm not doing a microscope survey of my car's bodywork every day.
To me, the cars mechaicals are deserveing of far more attention to detail, i mean a dent or a scratch won't leave you stranded at the road side.

S28382

ex_infantry man wrote: »

S28382 wrote: »

somebody nicked your car from a garage???

yeah twas back at start of summer 2011

Jesus that's bad getting your car nicked from a garage, not a good sign if that's happening

ex_infantry man

S28382 wrote: »

Jesus that's bad getting your car nicked from a garage, not a good sign if that's happening

your telling me kid, and not a sign of the thing at all, what i find strange is that if twas robbed during the night the petrol tank was on empty with just bare bit petrol in it and the closest garage would have been topaz on the manor if it even got that far they would have been lucky

spankmemunkey

I cant believe some of the tripe people are posting about this topic.

If someone crashes into me they are at fault and they should fix the repairs, I dont have to him and haw and say what if you do this what if you do that, I took this approach with someone in the past, I was rightly screwed, The car had much more damage than first estimated by one garage that i was asked to go to, the person took ages to get me the money for the repairs,

Twas a total nightmare!

Be very very very careful about not going directly with insurance companies, ive heard many many many bad stories about cars and repairs that havent been put through insurance that ended badly.

If youve been crashed into make sure its sorted yesterday, I had a truck crash into my parked car a few years ago took mirror off dinged the side door scraped the glass, to within mm's of it shattering and scraped all down one side of the car! arrgghhhhhh, I needed the car for a test a couple of days later, the drivers window wouldnt wind down which is a must for a driving test, I told him i wanted it sorted and taken to Toyota and dealt with, His boss rang me and was ranting and raving about how much this was going to cost him and his company and the drivers, etc etc, i told him i was hanging up and he could ring me back and appolagise for abusing me the victim in this situation, he rang back later and said sorry it wasnt my fault obviously and said it was going to cost him to have it sorted and i said yeah i know, what do you want me to do about it? I said you get it fixed where ever you have to but im not going running around looking for you, Toyota is out the road, So he then agreed cost him about 1500 or more for an older Toyota.

I wasnt going to be burnt again like before, I know that garages think great insurance job but they are just covering everything, and i would want the car i drive with kids in it to be repaired to the highest possible standards, and i would advise posters on here to be very careful about naming companies and saying they are doing insurance jobs its liable pardon my spelling.

and always ring your own insurance company they make sure all is sorted too!

chelloveks

I rear ended the lak last week and shE said twas grand....couldn't resist!

MFZ

Nypd wrote: »

A bad repair can knock serious value of your motor

Assuming a good repair:
Do you have to disclose repaired damage on your car when you want to sell it?
Does this reduce the value of the car?

And as a conclusion:
Does the accident perpetrator have to compensate you for the loss in value?

ex_infantry man

MFZ wrote: »

Assuming a good repair:
Do you have to disclose repaired damage on your car when you want to sell it?
Does this reduce the value of the car?

And as a conclusion:
Does the accident perpetrator have to compensate you for the loss in value?

yes you are legally obliged to disclose if the vehicle was in any sort of collision even if repaired, i sued a car dealer who has since gone bankrupt in limerick few years ago for selling me a car that should,nt have been on the road in the first place for not disclosing to me at time of purchase that the car was dangerous, the engineer i got to inspect the car after i started having major problems with it said " it was a danger to me and other road users"

Nypd

MFZ wrote: »

Nypd wrote: »

A bad repair can knock serious value of your motor

Assuming a good repair:
Do you have to disclose repaired damage on your car when you want to sell it?
Does this reduce the value of the car?

And as a conclusion:
Does the accident perpetrator have to compensate you for the loss in value?

Any major repairs should be disclosed by the seller.
By rights it should devalue your motor again this depends on the quality of repairs carried out.

If your car is damaged by a third party you are entitled to claim depreciation off their insurance company.
They will never offer it, you need to demand it.

foxy_j

so here's the update.

He got a couple more quotes and the cheapest was €800.

That was including car hire as he wont have his car for 3 days.

Guess ill have to get onto my insurance company as def cant afford to fork that kinda cash out

mike65

Do you 3rd party or Comp? Check your insurance details you might find you are covered for one pay out up to a certain level (a couple of grand usually) before it hits your NCB

examples http://www.easyquote.ie/blog/index.php/what-is-full-no-claims-bonus-protection-on-a-car-insurance-policy/

foxy_j

hey thanks, have comprehensive insurance and i'm with aviva.

had a look at my policy online but not sure if i have no claims bonus protection.

Will have give them a buzz to find out!

MickDub

Try Damien Irish out in Slieverue. Anybody ever heard or had experiance with these www.carmedic.ie ?