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skratched car
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20-12-2011 11:23am#1
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Update: I was at the garda and they said go direct through the insurance, they said everything like You coylemj, and they dont understand why was the female garda investigating the case saying everything opposite. It looks like they are friends. Backlflash memory : the female garda was rang by the woman who hit me husband and most interesting is that the female garda didn´t arrive to us in the car but just walked to us. Thank You coylemj and everybody, problem solved
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Once again what I was saying After the car accident both parties have to bring the full insurance page from where they get the insurance disc to the Garda station. They have to do it in 10 days. This is the law. Garda will photocopy the insurances and record them to make sure that both vehicles were insured at the time of the accident. So i brought my insurance page to garda on the first day, they photocopied it and recorded into computer. But the other woman didn´t do it, because when Garda was checking yesterday in the computer the details of the accident there was nothing brought from the women. Because The another Garda wanted to give me her insurance details from the computer but eventually he found out that there is no insurance recorded and that the woman didn´t show up which is against the law. The another Garda said that what I am doing is right and just ring straight the insurance company. And I told the Garda that I have all her insurance details because I wrote them down before the Garda arrived, obviously the female friend Garda didn´t allow me to write them down
My flat tyre is not a problem because I apologised that I didn´t see it and i fixed it and then I left the place of the accident.0 -
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The woman can just show her insurance to the Garda and it wouldn't be on the system.
What's the point in showing your insurance cert to the Gardai if it's never officially recorded?I'm not sure how long you've been a Garda or where you are stationed but material damage accidents are attended frequently where I am and require a full report for each one.
Unless there has been an injury then you're not even supposed to call the gardai when the damage is simply material.
OP, forget about all this messing about, ring your insurance company, give them the quote and the insurance details of the woman who hit you and let them sort it out with this woman's insurance company.
Also, I'd consider writing a letter to this female garda's superior about her role in this fiasco, although with respect, I'd seek the assistance of someone who's first language is English.0 -
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You can't produce the cert. over a cup of tea, you have to produce it at a Garda station named by you within 10 days.
You seem to be selective in your application of the law, failing to produce is also an offence.
Not really. Have you ever seen anyone prosecuted and convicted for the sole charge of failing to produce?You take a particularly stern view of the OP's flat tyre but choose to gloss over the failure of the other driver to produce her insurance cert. as required by law.
If the person is insured and proves this then I can't see a problem. If a person drives around with a flat tyre and doesn't notice then I consider that to be a big problem.The other driver, let me remind you was involved in an accident, then phoned a Garda friend of hers who happened to be on duty, she (the Garda) then attempted to take over the civil side of the case and clearly was about to bully the OP into accepting a low settlement based on an estimate provided by the other driver when she had no business doing so.
Pure speculation.The only flaw in the plan was that the other driver has failed to produce her insurance, she probably thinks that she'll get away with that as well and if the female Garda has the same attitude as you she probably will.
Get away with what? The op has her insurance details and if she is insured she is getting away with nothing. And there is no proof she did not produce her insurance. The Garda on duty might have put a photocopy in her locker if he knew what Garda it was for or she might have produced it to the same Garda who requested. Both these things happen often and mean that no production is recorded on the Pulse system.MagicMarker wrote: »
What's the point in showing your insurance cert to the Gardai if it's never officially recorded?
So they know not to prosecute you for no insuranceMagicMarker wrote: »Unless there has been an injury then you're not even supposed to call the gardai when the damage is simply material.
An injury or an offence disclosed. Unfortunately there is almost always an offence of some sort committed. Otherwise the collision would not have occurred.0 -
I'm not sure how long you've been a Garda or where you are stationed but material damage accidents are attended frequently where I am and require a full report for each one.
And presumably the insurance details of each driver is part of this report? Don't solicitors write to the Gardai asking for an abstract of the accident report and aren't the insurance details of the other driver typically part of this report?The point of making a demand to produce is to ensure the person is insured. Once the Garda has seen the cert that need has been satisfied. It's only put on the system so the investigating Garda knows it was produced. This isn't required if the Garda has seen the cert.
So if the Garda who arrives at the scene of an accident sees an insurance cert (or is shown it over a cup of tea later), the details are not recorded?
Let me remind you what the OP said in *his original post...... I have all her insurance details because I wrote them down before the Garda arrived, obviously the female friend Garda didn´t allow me to write them down
More evidence of shady practices. Clearly the investigating Garda is determined that the OP doesn't get her friend's insurance details, she appears not to be aware that he already has them.0 -
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The post clearly makes no sense. If he had written the insurance details down already how can the Garda have denied him the chance to?
My reading of what the OP is saying is that the Garda who arrived on the scene didn't know that he already had the details noted. She wouldn't allow him to note the details after she arrived according to him, clearly if she knew he had already noted the details she wouldn't have done this.
OP, can you please clarify this issue, you said the following (quote below), can you pease tell us how the Garda at the scene 'didn't allow me to write them down', did she order you not to look at the other driver's disc or what did she say or do?And I told the Garda that I have all her insurance details because I wrote them down before the Garda arrived, obviously the female friend Garda didn´t allow me to write them down0 -
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I was hit 2 times before and I get everything from the Garda automatically. Quote from official car insurance website :
In the event of an accident:
You need to take a note of the registration number of any other vehicles involved, the names and addresses of any other people involved and potential witnesses. Contact your insurance company as soon as possible.
That´s the law. Now I will know that for the future 0 -
I was hit 2 times before and I get everything from the Garda automatically. Quote from official car insurance website :
In the event of an accident:
You need to take a note of the registration number of any other vehicles involved, the names and addresses of any other people involved and potential witnesses. Contact your insurance company as soon as possible.
That´s the law. Now I will know that for the future
The law is section 106 of the road traffic act 1961. It states the if there is no Garda present you must be provided with that information. As there was a garda present it does not apply to your situation.106.—(1) Where injury is caused to person or property in a public place and a vehicle is involved in the occurrence of the injury (whether the use of the vehicle was or was not the cause of the injury), the following provisions shall have effect:
(c) the driver of the vehicle or, if he is killed or incapacitated, the person then in charge of the vehicle shall give on demand the appropriate information to a member of the Garda Síochána or, if no such member is present, to one person entitled under this section to demand such information;
http://www.irishstatutebook.ie/1961/en/act/pub/0024/sec0106.html#sec1060 -
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I stopped reading this at the end of page 2 due to some of the posts being so wrong. I have 12 years insurance experience so just do this:
If you were parked when she hit you then it's her fault. Just ring her insurance company and report the claim, they will contact her for her version of events and she should report any incident/ accident that may or may not give rise to a claim, that is part of her policy terms and conditions.
If her insurance company delay you getting your car fixed threaten them with solicitors, they don't need her permission to settle a claim and they won't want to have to pay legal fees.
Don't contact this Garda again or the third party, you can deal direct with her insurance company, it's none of the Gardas concern and you don't need a police report for material damage claims.
I would consider making a complain to the Garda Ombudsman about this Garda misleading you in order to try prevent her friend from paying for your damage. 0 -
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