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visa debit/credit - can companys tell the difference?

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  • 12-12-2011 3:50pm
    #1
    Random
    Closed Accounts Posts: 19,082 ✭✭✭✭


    so i notice that the irish lotto website for example does not accept debit mastercards. would companys like this have access to the mastercard database etc to see if a card is credit or debit?


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    #2
    BuffyBot
    Moderators, Motoring & Transport Moderators Posts: 24,924 Mod ✭✭✭✭BuffyBot


    Yes, they can tell the difference. The first 6 digits normally indicates the bank and card type.


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    #3
    Random
    Closed Accounts Posts: 19,082 ✭✭✭✭Random


    i remember using a website online before and i put in my visa info and ticked the mastercard option by mistake. it was able to tell me (seemed like a javascript sorta thing) that the number was invalid visa number.

    is there a similiar setup where they can tell the difference between debit/credit cards even without contacting visa/mastercard etc?


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    #4
    GerardKeating
    Registered Users Posts: 7,545 ✭✭✭GerardKeating


    Random wrote: »
    so i notice that the irish lotto website for example does not accept debit mastercards. would companys like this have access to the mastercard database etc to see if a card is credit or debit?

    The various card schemes (Visa/Mastercard etc) provide this information, they charge the Banks/Merchants differently for debit/credit cards.

    Some of the Bank provide the information on there web site, the attached document is freely and public available from one of the banks.


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