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  • 10-12-2011 12:39pm
    #1
    redbiddy
    Registered Users Posts: 6 ✭


    Can you claim a broken down gas boiler on Home Insurance?


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    #2
    dobsdave
    Closed Accounts Posts: 1,814 ✭✭✭dobsdave


    redbiddy wrote: »
    Can you claim a broken down gas boiler on Home Insurance?

    How did it break?


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    #3
    redbiddy
    Registered Users Posts: 6 ✭redbiddy


    old age


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    #4
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    No then.


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    #5
    coylemj
    Registered Users Posts: 25,357 ✭✭✭✭coylemj


    That comes under wear & tear and is excluded from household policies, the same way that wiper blades and brake pads are excluded from motor car warranties.

    The Axa Household policy document contains the following....

    Wear and Tear

    Your policy is intended to cover you against unforeseen events like fire or theft. It does not cover wear and tear or damage that occurs gradually over time

    However, even if it was brand new and broke down, they probably wouldn't cover it as then they would fall back on the 'faulty workmanship, faulty design or using faulty materials' exclusion clause. If it didn't break down as a result of an accident (external to the appliance itself) or theft, they generally won't cover it.


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    #6
    jimoc
    Registered Users Posts: 634 ✭✭✭jimoc


    coylemj wrote: »
    That comes under wear & tear and is excluded from household policies, the same way that wiper blades and brake pads are excluded from motor car warranties.

    The Axa Household policy document contains the following....

    Wear and Tear

    Your policy is intended to cover you against unforeseen events like fire or theft. It does not cover wear and tear or damage that occurs gradually over time

    However, even if it was brand new and broke down, they probably wouldn't cover it as then they would fall back on the 'faulty workmanship, faulty design or using faulty materials' exclusion clause. If it didn't break down as a result of an accident (external to the appliance itself) or theft, they generally won't cover it.

    tell them it caught fire :)


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