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Insuring car but not registered owner

  • 19-11-2011 12:22pm
    #1
    Mister Dread
    Closed Accounts Posts: 382 ✭✭


    Can I insure a car that is registered to my partner? She would be a named driver on the policy. Would they require us to reverse the order of insured ie. her to be the main driver as she is the owner?


Comments

  • #2
    mathepac
    Banned (with Prison Access) Posts: 4,991 ✭✭✭mathepac


    Mister Dread wrote: »
    ... Would they require us to reverse the order of insured ie. her to be the main driver as she is the owner?
    Yes, that is the usual requirement as you have no "insurable interest" in the car.


  • #3
    Mister Dread
    Closed Accounts Posts: 382 ✭✭Mister Dread


    Even if its clear I just changed ownership as part of asset protection?


  • #4
    Cerbera
    Registered Users, Registered Users 2 Posts: 371 ✭✭Cerbera


    Ring the broker / insurance company.

    Various companies have slightly different policies re this sort of stuff.


  • #5
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    Many insurance companies require car to be registered in your or your spouse/partner name, while some other require it to be registered in your name.

    Just ring them and check. If they don't allow it, find different insurer.


  • #6
    mgbgt1978
    Registered Users, Registered Users 2 Posts: 4,261 ✭✭✭mgbgt1978


    Mister Dread wrote: »
    Even if its clear I just changed ownership as part of asset protection?

    In that case surely it would look better if the policy was in her name.


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