Why are there so many idiots everywhere?

whiteonion

Why are there so many IDIOTS in all walks of life? For instance plenty of people thought it was a good idea to guarantee all deposits in Irish banks. Look what happened.

Plenty of people still believe that you should eat a diet full of starch and avoid fat.

Plenty of people thought it was perfectly rational to borrow 6-7 times their combined annual income.

Plenty of people even thinks voting makes a difference.

What can a man like me do when I'm surrounded by morons?

Messi2

Ignore them and get on with your own life maybe?

Buceph

Kill yourself, it's the only way to be sure. If you tried to kill everyone else they'd probably be too stupid to die.

Edit: Don't really kill yourself. That'd be silly. Instead go for a frolic in a field, with the daisies and moo-cows.

donutface

I kind of lost all faith in humanity when I started driving and just seeing the stupid crap people get up to like SUV soccer moms insisting on driving 100km/hr in the fast lane of the motorway when the lane left to them is wide open :rolleyes:

Saila

Of shit was it your money we all borrowed?
sorry your not getting it back

wandatowell

Cry me a river of tears b1tches

FloatingVoter

I'm on disability and work on a cash only basis. I'll assume "idiot" applies to taxpayers (Fianna FAIL contributors) only. In that case, yup the celtic kitten was a laugh. Funny how you still want drugs, guns etc. to **** each other up, rich or poor. As the man said, its the economy, stupid. Perhaps the Queen will have you back.

Thats not trolling, that is truth.

whiteonion

Saila wrote: »

Of shit was it your money we all borrowed?
sorry your not getting it back

I would never lend money to an Irish person.

FlutterinBantam

whiteonion wrote: »

Why are there so many IDIOTS in all walks of life? For instance plenty of people thought it was a good idea to guarantee all deposits in Irish banks. Look what happened.

Plenty of people still believe that you should eat a diet full of starch and avoid fat.

Plenty of people thought it was perfectly rational to borrow 6-7 times their combined annual income.

Plenty of people even thinks voting makes a difference.

What can a man like me do when I'm surrounded by morons?

Why was it a bad idea to guarantee all deposits in Irish banks.


I had over 50k in Anglo and thought it was a great idea.

So had thousands of others.


Expand on that theory pal.

themadchef

whiteonion wrote: »

I would never lend money to an Irish person.

FROM: Dr Altaka Yurmani
Central Bank of Nigeria
Lagos, Nigeria
01-658-21-2658


Dear whiteonion

I have been requested by the Nigerian National Petroleum Company to contact you for assistance in resolving a matter. The Nigerian National Petroleum Company has recently concluded a large number of contracts for oil exploration in the sub-Sahara region. The contracts have immediately produced moneys equaling US$40,000,000. The Nigerian National Petroleum Company is desirous of oil exploration in other parts of the world, however, because of certain regulations of the Nigerian Government, it is unable to move these funds to another region.

You assistance is requested as a non-Nigerian citizen to assist the Nigerian National Petroleum Company, and also the Central Bank of Nigeria, in moving these funds out of Nigeria. If the funds can be transferred to your name, in your United States account, then you can forward the funds as directed by the Nigerian National Petroleum Company. In exchange for your accommodating services, the Nigerian National Petroleum Company would agree to allow you to retain 10%, or US$4 million of this amount.

However, to be a legitimate transferee of these moneys according to Nigerian law, you must presently be a depositor of at least US$100,000 in a Nigerian bank which is regulated by the Central Bank of Nigeria.

If it will be possible for you to assist us, we would be most grateful. We suggest that you meet with us in person in Lagos, and that during your visit I introduce you to the representatives of the Nigerian National Petroleum Company, as well as with certain officials of the Central Bank of Nigeria.

Please call me at your earliest convenience at 18-467-4975. Time is of the essence in this matter; very quickly the Nigerian Government will realize that the Central Bank is maintaining this amount on deposit, and attempt to levy certain depository taxes on it.

Yours truly,

Prince Alyusi Islassis

Dilynnio

Uh-Oh its Whiteonion and another one of his/her threads!

Saila

idiots idiots everywhere but not a tit to think

later12

themadchef wrote: »

FROM: Dr Altaka Yurmani
Central Bank of Nigeria
Lagos, Nigeria
01-658-21-2658


Dear whiteonion

I have been requested by the Nigerian National Petroleum Company to contact you for assistance in resolving a matter. The Nigerian National Petroleum Company has recently concluded a large number of contracts for oil exploration in the sub-Sahara region. The contracts have immediately produced moneys equaling US$40,000,000. The Nigerian National Petroleum Company is desirous of oil exploration in other parts of the world, however, because of certain regulations of the Nigerian Government, it is unable to move these funds to another region.

You assistance is requested as a non-Nigerian citizen to assist the Nigerian National Petroleum Company, and also the Central Bank of Nigeria, in moving these funds out of Nigeria. If the funds can be transferred to your name, in your United States account, then you can forward the funds as directed by the Nigerian National Petroleum Company. In exchange for your accommodating services, the Nigerian National Petroleum Company would agree to allow you to retain 10%, or US$4 million of this amount.

However, to be a legitimate transferee of these moneys according to Nigerian law, you must presently be a depositor of at least US$100,000 in a Nigerian bank which is regulated by the Central Bank of Nigeria.

If it will be possible for you to assist us, we would be most grateful. We suggest that you meet with us in person in Lagos, and that during your visit I introduce you to the representatives of the Nigerian National Petroleum Company, as well as with certain officials of the Central Bank of Nigeria.

Please call me at your earliest convenience at 18-467-4975. Time is of the essence in this matter; very quickly the Nigerian Government will realize that the Central Bank is maintaining this amount on deposit, and attempt to levy certain depository taxes on it.

Yours truly,

Prince Alyusi Islassis

You know I think Sean FitzPatrick actually bit that bait.

http://www.timesonline.co.uk/tol/news/world/ireland/article7061172.ece

n Anglo Irish source said that earlier this year the bank had discussed a business plan that FitzPatrick presented, which was designed to show how he could repay his loans. It assumed certain property investments would regain some value and that he could raise money from a stake in a Nigerian oil well. The bank did not accept the plan. Anglo Irish has already taken a charge on FitzPatrick’s share in the oil well, which is potentially valuable. The bank, and not FitzPatrick, will now dictate the future of the stake.

whiteonion

FlutterinBantam wrote: »

Why was it a bad idea to guarantee all deposits in Irish banks.


I had over 50k in Anglo and thought it was a great idea.

So had thousands of others.


Expand on that theory pal.

The blanket guarantee left this country in a torrent of debt that will enslave people for generations to come.

Biggins

whiteonion wrote: »

...What can a man like me do when I'm surrounded by morons?

Look in a mirror!

(Yet another classic thread by whiteonion!)

AnonoBoy

I always presumed it was to do with lax security at mental hospitals.

Rented Mule

whiteonion wrote: »

The blanket guarantee left this country in a torrent of debt that will enslave people for generations to come.

A little hard work never hurt anybody.

whiteonion

Rented Mule wrote: »

A little hard work never hurt anybody.

It's back to the sweatshop for you, fast hands mean less whipping.

FlutterinBantam

whiteonion wrote: »

The blanket guarantee left this country in a torrent of debt that will enslave people for generations to come.

You are off the wall pal.

Blanket guarantee of depositers funds had nothing to do with this country going to the wall.


Cop yourself and do your research, before making yourself one of the idiots you claim to see everywhere.:cool:

Yahew

I think that the OP is of very average intelligence. Maybe even below average. Thats not to say he isnt surrounded by morons, though. At least 40% of people are dumber than him.

Still, spare a thought for me, with my 190 IQ.



I can barely cope.

Mr Benevolent

donutface wrote: »

I kind of lost all faith in humanity when I started driving and just seeing the stupid crap people get up to like SUV soccer moms insisting on driving 100km/hr in the fast lane of the motorway when the lane left to them is wide open :rolleyes:

It's the overtaking lane, not the fast lane.

Yahew

Rented Mule wrote: »

A little hard work never hurt anybody.

Is that true though? I say it killed slaves, for instance. And proles who worked down t'mine. And children in 19th century factories.

Hard work - kills lots of people.

Chuck Stone

https://www.youtube.com/watch?v=PivWY9wn5ps

whiteonion

FlutterinBantam wrote: »

You are off the wall pal.

Blanket guarantee of depositers funds had nothing to do with this country going to the wall.


Cop yourself and do your research, before making yourself one of the idiots you claim to see everywhere.:cool:

It didn't? Through the stroke of a pen this country's debt went through. I don't know any other country that had a blanket guarantee of funds, because in most countries they have a lower Idiot/Capita ratio.

Yahew

FlutterinBantam wrote: »

You are off the wall pal.

Blanket guarantee of depositers funds had nothing to do with this country going to the wall.


Cop yourself and do your research, before making yourself one of the idiots you claim to see everywhere.:cool:

Guaranteeing of depositors also guaranteed the senior bond holders, since they have to be paid - in law - before depositors. ( Pretty much they deposit money to buy bonds as I understand it).

As for your tiny sum, it was guaranteed anyway.

Gunsfortoys

whiteonion wrote: »

It didn't? Through the stroke of a pen this country's debt went through. I don't know any other country that had a blanket guarantee of funds, because in most countries they have a lower Idiot/Capita ratio.

Are you ilovesleeps evil twin?

wild_cat

FlutterinBantam wrote: »

You are off the wall pal.

Blanket guarantee of depositers funds had nothing to do with this country going to the wall.


Cop yourself and do your research, before making yourself one of the idiots you claim to see everywhere.:cool:

ha ha ha.

They guaranteed everything not just the deposits!! They also guaranteed the bank dept.

FlutterinBantam

whiteonion wrote: »

It didn't? Through the stroke of a pen this country's debt went through. I don't know any other country that had a blanket guarantee of funds, because in most countries they have a lower Idiot/Capita ratio.

Every country in the Eurozone has a guarantee on depositers funds pal.


Get yourself up to date man

Kevin Duffy

whiteonion wrote: »

Plenty of people even thinks voting makes a difference.

What can a man like me do when I'm surrounded by morons?

WTF? Voting makes a huge difference! I and thousands of others voted like trojans to keep Wagner in for weeks and wreck Simon Cowell's plans and we nearly pulled it off!

FlutterinBantam

wild_cat wrote: »

ha ha ha.

They guaranteed everything not just the deposits!! They also guaranteed the bank dept.

Totally different scenario buddy, not what the OP said.

FlutterinBantam

Yahew wrote: »

Guaranteeing of depositors also guaranteed the senior bond holders, since they have to be paid - in law - before depositors. ( Pretty much they deposit money to buy bonds as I understand it).

As for your tiny sum, it was guaranteed anyway.

That's the point I am making pal.

Orando Broom

White Onion: layers of bitterness.

bonerm

whiteonion wrote: »

What can a man like me do when I'm surrounded by morons?

I just listen to this little song and try to calm down.

https://www.youtube.com/watch?v=lw3SOvXgAgY

Yahew

FlutterinBantam wrote: »

That's the point I am making pal.

No pal. The OP was talking about the blanket guarantee to all deposits in Irish banks pal. The guarantee for the first 100K was there already pal.

Yahew

I am going to say something to cheep us all up.



Here it is:



Jedward!!


( made you smile!!)

themadchef

Yahew wrote: »

I am going to say something to cheep us all up.



Here it is:



Jedward!!


( made you smile!!)

Oh the ironing.

Rented Mule

Yahew wrote: »

Is that true though? I say it killed slaves, for instance. And proles who worked down t'mine. And children in 19th century factories.

Hard work - kills lots of people.

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RichieC

whiteonion wrote: »

Why are there so many IDIOTS in all walks of life? For instance plenty of people thought it was a good idea to guarantee all deposits in Irish banks. Look what happened.

Plenty of people still believe that you should eat a diet full of starch and avoid fat.

Plenty of people thought it was perfectly rational to borrow 6-7 times their combined annual income.

Plenty of people even thinks voting makes a difference.

What can a man like me do when I'm surrounded by morons?

Haven't you got ironing to do?

Yahew

Rented Mule wrote: »

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lol. A nerd with his facepalm quote.

I took a picture.

FlutterinBantam

Yahew wrote: »

No pal. The OP was talking about the blanket guarantee to all deposits in Irish banks pal. The guarantee for the first 100K was there already pal.

Not sure what your point is my friend.


let me refresh your memory here


That's the OPs post.

Overheal

whiteonion wrote: »

It's back to the sweatshop for you, fast hands mean less whipping.

arent you the same guy who thought US labor conditions were sweat-shop?

Yahew

FlutterinBantam wrote: »

Not sure what your point is my friend.


let me refresh your memory here


That's the OPs post.

I am not the OP but he did say

For instance plenty of people thought it was a good idea to guarantee all deposits in Irish banks. Look what happened.

All deposits. Not some. Not to a limit; but all. And that is the reason Ireland is up the creek - and I thought that common knowledge.

FlutterinBantam

Yahew wrote: »

I am not the OP but he did say



All deposits. Not some. Not to a limit; but all. And that is the reason Ireland is up the creek - and I thought that common knowledge.

http://www.moneyguideireland.com/irish-deposits-guarantee-after-september-2010.html

You might like to read that.:rolleyes:

The guarantee on deposits is not the reason why Ireland is in the position we are in right now.

The guarantee to to back up the banks LIABILITIES AND BORROWING AND BAD DEBTS most certainly is.

Yahew

FlutterinBantam wrote: »

http://www.moneyguideireland.com/irish-deposits-guarantee-after-september-2010.html

You might like to read that.:rolleyes:

The guarantee on deposits is not the reason why Ireland is in the position we are in right now.

The guarantee to to back up the banks LIABILITIES AND BORROWING AND BAD DEBTS most certainly is.

By guaranteeing the entire deposits of the banks, the bank guarantee, everything else was guaranteed as well. That is why Ireland is where it is.

All deposits cant be guaranteed unless everything else is guaranteed, all of these banks have more liabilities than their depositors can handle, without a guarantee the banks would close and the depositors would lose their money.

By guaranteeing the deposits everything else was guaranteed. Pal.

( Jesus, wept.. i dont even live in Ireland. No wonder the country is bankrupt).

FlutterinBantam

Yahew wrote: »

By guaranteeing the entire deposits of the banks, the bank guarantee, everything else was guaranteed as well. That is why Ireland is where it is.

All deposits cant be guaranteed unless everything else is guaranteed, all of these banks have more liabilities than their depositors can handle, without a guarantee the banks would close and the depositors would lose their money.

By guaranteeing the deposits everything else was guaranteed. Pal.

( Jesus, wept.. i dont even live in Ireland. No wonder the country is bankrupt).

You just don't seem to understand what a deposit guarantee is?

You don't seem to know what a deposit is.

Overheal

Yahew wrote: »

By guaranteeing the deposits everything else was guaranteed. Pal.

Getting really tired of the Pal < Pal >Pal < Pal back and forths, but to be honest, what you've just said there is fallible. take the FDIC for instance

http://en.wikipedia.org/wiki/Federal_Deposit_Insurance_Corporation

that doesnt mean banks havent shut down since the 1930s, it means that when a bank implodes, it's account holders aren't burned. FDIC steps in and (currently) insures each deposit holder gets their money back up to a maximum of $250,000. That in no way has anything to do with the imploding bank's personal liabilities. If a bank loses a lawsuit and owes the state $100 billion, FDIC doesnt give them $100bn just to pay it right back to the state. Thats what you think is happening, is it?

Saila

just to spell things out, there are 2 fundamental things

Deposits: money put in the bank by population and smaller business
Bonds: similar to how shares function, bought by speculators usually from other countries

but it appears you cant by law guarantee deposits without guaranteeing bonds also, and this why it went bad, bonds are what has us in the mess, but for some reason they couldnt change the law to say FU bond holders only the deposits are covered :rolleyes:

skelliser

but bonds are debt FFS!!

unlike deposits bonds mature! they are paid back at various times, deposits and bonds appear as debt on a banks books.
when Lenny guaranteed all he strung us out with all this debt.

His decision will be taught and laughed at in economics lectures for all eternity!

we guaranteed all deposits which include bonds AND then liabilities!
The reasoning behind this was that biffo and lenny believed that there would be a massive influx of deposits into ireland thus pulling a master stroke and saving ireland.
Or in laymans terms, a drunken gambler going all in with not only his house, but his life savings and the life savings of his yet unborn children!
only in ireland!

FlutterinBantam by trying to be smart and pedantic you are showing yourself to be one of these so called idiots although i was sold when you said you had 50k in the ponzai scheme that was anglo!!

FlutterinBantam

skelliser wrote: »

but bonds are debt FFS!!

unlike deposits bonds mature! they are paid back at various times, deposits and bonds appear as debt on a banks books.
when Lenny guaranteed all he strung us out with all this debt.

His decision will be taught and laughed at in economics lectures for all eternity!

we guaranteed all deposits which include bonds AND then liabilities!
The reasoning behind this was that biffo and lenny believed that there would be a massive influx of deposits into ireland thus pulling a master stroke and saving ireland.
Or in laymans terms, a drunken gambler going all in with not only his house, but his life savings and the life savings of his yet unborn children!
only in ireland!

FlutterinBantam by trying to be smart and pedantic you are showing yourself to be one of these so called idiots although i was sold when you said you had 50k in the ponzai scheme that was anglo!!

Don't really know what you are trying to prove or who you are trying to insult.

If you take the trouble to read the OPs post he /she refers to deposits.

Deposit guarantee, that is all I am interested in.If you want to bring in liabilities well that's another story.

Now I don't know why you think i am an idiot with 50k in an Anglo deposit when it is guaranteed and now in AIB and worth 55k+.

maybe you could explain that last paragraph, because I can make no sense to it.

Yahew

Overheal wrote: »

Getting really tired of the Pal < Pal >Pal < Pal back and forths, but to be honest, what you've just said there is fallible. take the FDIC for instance

http://en.wikipedia.org/wiki/Federal_Deposit_Insurance_Corporation

that doesnt mean banks havent shut down since the 1930s, it means that when a bank implodes, it's account holders aren't burned. FDIC steps in and (currently) insures each deposit holder gets their money back up to a maximum of $250,000. That in no way has anything to do with the imploding bank's personal liabilities. If a bank loses a lawsuit and owes the state $100 billion, FDIC doesnt give them $100bn just to pay it right back to the state. Thats what you think is happening, is it?

You know this is an Irish forum right? And the FDIC does not apply here?

Ireland guaranteed all the deposits. Not some, all. Prior to that it guaranteed upto 100K. 100K per investor would have been cheap.

FlutterinBantam

Yahew wrote: »

You know this is an Irish forum right? And the FDIC does not apply here?

Ireland guaranteed all the deposits. Not some, all. Prior to that it guaranteed upto 100K. 100K per investor would have been cheap.

Prior to what?