Any car tips!?!?

Chrisoc

Hey all,

Starting a "real" after college job soon so hence its time to get a proper car!
Dunno if i want new or used tho!
Must be economical and cheap to tax, i.e. post 2008.
Auto would be nice, depending on the car!
Budget is up to about €40,000 depending on the car itself!

Been looking at new passat cc's, megane cabrio's and peugeot rcz or a 2nd hand 5 series!

Any ideas or suggestions???

My mind is drawing a blank!

Cheers

Daegerty

Nissan QashQai

Chrisoc

Daegerty wrote: »

Nissan QashQai

Bit too sensible and ugly tbh

Daegerty

Chrisoc wrote: »

Bit too sensible and ugly tbh

Well the Pug RCZ is a nice looking yoke actually. but I wouldn't be seen dead in a slushbox

Chrisoc

Chrisoc wrote: »

Must be economical and cheap to tax, i.e. post 2008.
Auto would be nice, depending on the car!
Budget is up to about €40,000 depending on the car itself!

Why must it be economical and cheap to tax? Surely if you can justify spending up to €40,000 on a car a few extra quid on petrol and tax won't be a problem.

CiniO

RoverJames wrote: »

Why must it be economical and cheap to tax? Surely if you can justify spending up to €40,000 on a car a few extra quid on petrol and tax won't be a problem.

That's the same what I thought.

You're a very wise man CiniO

ottostreet

40 grand, straight out of college?

mature student surely? fair play if you're not!

If it was me, I wouldn't give a crap about the tax and the economy part, I'd just reduce my budget to 20 grand, and get something 6-7 years old, and not waste all my valuable k's.

partyatmygaff

http://www.carzone.ie/search/Audi/A5/1.8-TFSI/201105201121608/advert?channel=CARS

Well below your budget but a beautiful car all the same.


http://www.carzone.ie/search/Audi/S5/4.2-FSI-/201113201785778/advert?channel=CARS

Falls a bit short of sensible but if I had €40,000 and an endless travelling supply of petrol with me...

http://www.carzone.ie/search/Audi/A5/2.0-TDI-/201112201725376/advert?channel=CARS


And yes I am a bit of an Audi fanatic... :pac:

Chrisoc

Daegerty wrote: »

Well the Pug RCZ is a nice looking yoke actually. but I wouldn't be seen dead in a slushbox

slush box????

Chrisoc

ottostreet wrote: »

40 grand, straight out of college?

mature student surely? fair play if you're not!

If it was me, I wouldn't give a crap about the tax and the economy part, I'd just reduce my budget to 20 grand, and get something 6-7 years old, and not waste all my valuable k's.

nah just a got a job with a decent expense claim

regardless of price i cant justify handing out a few hundred a year on tax, when an eco friendly diesel will only run up to a max of €156!

I'd hazard a guess it's not business studies or economics you studied anyway :pac:

Chrisoc

RoverJames wrote: »

I'd hazard a guess it's not business studies or economics you studied anyway :pac:

finance thank you very much!

ottostreet

Chrisoc wrote: »

nah just a got a job with a decent expense claim

regardless of price i cant justify handing out a few hundred a year on tax, when an eco friendly diesel will only run up to a max of €156!

eco-friendly diesel? or you could get a FUN FUN FUN petrol!

or at least if you're going diesel, get a ****off 535d or something

Chrisoc

ottostreet wrote: »

eco-friendly diesel? or you could get a FUN FUN FUN petrol!

or at least if you're going diesel, get a ****off 535d or something

always been a diesel fan, much better for real world driving! 535d are great but fairly pointless.....never gonna get a chance to use that power when your stuck commuting!

m5ex9oqjawdg2i

RoverJames wrote: »

Why must it be economical and cheap to tax? Surely if you can justify spending up to €40,000 on a car a few extra quid on petrol and tax won't be a problem.

An ilogical statement. Depending on the amount of travel, economy is very important. Just because your budget is high for the car doesn't mean you want to spend a lot on running costs.

Padraig Mor

Chrisoc wrote: »

regardless of price i cant justify handing out a few hundred a year on tax, when an eco friendly diesel will only run up to a max of €156!

That makes no financial sense whatsoever.

Big Nasty

Chrisoc wrote: »

I cant justify handing out a few hundred a year on tax, when an eco friendly diesel will only run up to a max of €156!

Apologies, but this is bollox!

A friend of mine thinks exactly this way and wont buy anything over 1.6 for exactly that reason but will also go out and buy a brand new (boring) car that depreciates by 10% the minute he drives off the forecourt and the same every year for the next five years.

He's currently in a Qashqai FFS and gives out fcuk to me because I'm paying €1566 tax a year in a car that I love that only cost me €3k. Who's the bigger fool?

guil

what kinda mileage will ya be doing

ottostreet

Chrisoc wrote: »

always been a diesel fan, much better for real world driving! 535d are great but fairly pointless.....never gonna get a chance to use that power when your stuck commuting!

booo and hiss...


i found the opposite, switched to diesels cos I thought 'time to get practical', then quickly swapped back to petrols cos I didn't feel like killing myself any time soon. And I do commute, and I do get to enjoy the power! OK, it's not the cheapest way of motoring, but when one of my main hobbies is my car, who cares?

Just a mention, cos I just noticed its a different thread to the one I was just in, it's a BMW 330ci I'm driving, that I picked up very cheap, simply because of the thought process that you and many like you have OP. That's not intended in a malicious or snide way, it's just that I can't really think of many better all-round cars. You should not be scared off excellent cheap cars, simply because of their tax rates.

m5ex9oqjawdg2i

MCMLXXV wrote: »

Apologies, but this is bollox!

A friend of mine thinks exactly this way and wont buy anything over 1.6 for exactly that reason but will also go out and buy a brand new (boring) car that depreciates by 10% the minute he drives off the forecourt and the same every year for the next five years.

He's currently in a Qashqai FFS and gives out fcuk to me because I'm paying €1566 tax a year in a car that I love that only cost me €3k. Who's the bigger fool?

I might get a ban if I answer that last question...

Almost 1600 a year on tax? Lol...

howardmarks

Is it something you be wanting to be sitting in for decoration like?

Chrisoc

MCMLXXV wrote: »

Apologies, but this is bollox!

A friend of mine thinks exactly this way and wont buy anything over 1.6 for exactly that reason but will also go out and buy a brand new (boring) car that depreciates by 10% the minute he drives off the forecourt and the same every year for the next five years.

He's currently in a Qashqai FFS and gives out fcuk to me because I'm paying €1566 tax a year in a car that I love that only cost me €3k. Who's the bigger fool?

I couldnt bring myself to pay half the cars value in tax a year, to me its madness but fairplay if u can!

carbsy

MCMLXXV wrote: »

Who's the bigger fool?

Could and prob will have nothing to do with cars!

Chrisoc

howardmarks wrote: »

Is it something you be wanting to be sitting in for decoration like?

Want a nice car! Not to bring it flinging down a back road or anything! Once its a nice looking car, nice badge, nice toys, and with about 30,000miles a year dont want to be spending half my life standing on a petrol forecourt

Padraig Mor

Amina Rich Motel wrote: »

I might get a ban if I answer that last question...

Almost 1600 a year on tax? Lol...

The' sensible granny car' forum is that way ---->

ottostreet

Chrisoc wrote: »

Want a nice car! Not to bring it flinging down a back road or anything! Once its a nice looking car, nice badge, nice toys, and with about 30,000miles a year dont want to be spending half my life standing on a petrol forecourt

that changes things a bit.

Apologies OP, I assumed you were the sort who wanted a diesel to drive to work, which is in the building opposite their house, which is the attitude of most posters these days it appears.

howardmarks

This.

Cheap tax, insurance, fuel economy
http://www.youtube.com/watch?v=4q5ZHU8yvLQ

Bit over budget


Never know u might get jeremy clarksons mullet for the same price

guil

howardmarks wrote: »

This.

Cheap tax, insurance fuel economy.

https://www.youtube.com/watch?v=

http://www.youtube.com/watch?v=4q5ZHU8yvLQ

Bit over budget


Never know u might get jeremy clarksons mullet for the same

https://www.youtube.com/watch?v=4q5ZHU8yvLQ

ottostreet

Saab 9-3 1.9TiD

Gorgeous, just gorgeous. Fulfils all your criteria I think, without costing fecking 40k.

Chrisoc

ottostreet wrote: »

booo and hiss...


i found the opposite, switched to diesels cos I thought 'time to get practical', then quickly swapped back to petrols cos I didn't feel like killing myself any time soon. And I do commute, and I do get to enjoy the power! OK, it's not the cheapest way of motoring, but when one of my main hobbies is my car, who cares?

Just a mention, cos I just noticed its a different thread to the one I was just in, it's a BMW 330ci I'm driving, that I picked up very cheap, simply because of the thought process that you and many like you have OP. That's not intended in a malicious or snide way, it's just that I can't really think of many better all-round cars. You should not be scared off excellent cheap cars, simply because of their tax rates.

No major interest in an older car, want something less than 2 or 3 yrs old, and i cant see the point of buying a cheap car and spending a fortune on taxing and fueling it

Amina Rich Motel

Amina Rich Motel wrote: »

An ilogical statement. Depending on the amount of travel, economy is very important. Just because your budget is high for the car doesn't mean you want to spend a lot on running costs.

I asked the chap why must it be economical and cheap to tax
If running costs are to be kept in check the purchase price of the car should also be to minimise depreciation. Spend €40,000 on a car and depreciation will be the greatest cost. That old boy, is logic

If the OP is doing 30,000 miles a year that should really have been in the OP.

Big Nasty

Amina Rich Motel wrote: »

I might get a ban if I answer that last question...

Almost 1600 a year on tax? Lol...

He's driving a boring, bland car with feck all power and plastic as hell. His car cost him near €35k last year and the cheapest asking price on Carzone for a 2010 Qashqai is less than €19k, so he's down over €16k in 12 months. He freely admits that it's not an inspiring car in any way but is 'cheap to run'.

I can put up with almost €1600 tax a year when I'm driving a car I love with all the bells and whistles and acres of power when it has only depreciated by €500 in the last 12 months.

Chrisoc

Chrisoc wrote: »

finance thank you very much!

Chrisoc wrote: »

nah just a got a job with a decent expense claim

regardless of price i cant justify handing out a few hundred a year on tax, when an eco friendly diesel will only run up to a max of €156!

This is mind boggling, can justify €40,000 on a car doing 30,000 miles a year so you'll be looking at about €7000/annum depreciation but you can't justify handing out a few hundred on motor tax.

Anyway, fair enough with the expense claim, as well as running the car you intend to buy you should factor in the possible need to replace it in three years time, with the guts of 100,000 miles on it, it will be worth well less than half of what you paid for it.

A lad I know was in the same ish boat as yourself at the height of the boom, he was promoted and went from a Passat company car to an expenses set up based on mileage, he bought a new 520d and now can't afford to change it for something similar new. His expenses covered the repayment, maintenance and fuel with nothing left over for saving for the next one. The top up to get a new one is outside of what he can afford. The car has depreciated quite a bit more than what he has paid off.

Chrisoc

im only looking for suggestions! not a discussion on tax, older cars, petrol v diesel!

and if your servicing a €40k car loan, would you really want to be selling out the guts of an extra few thousand a year on tax and fuel.

pajo1981

At least 7k depreciation a year and he's worried about his motor tax going over €156 :pac:

And you say you studied finance?

Chrisoc

yes, hence i cant justify spending over a thousand when i can get a similar diesel car that will cost €156, and every new car losses value regardless so that doesnt bother me.

suggestions are welcomed, as opposed to other peoples point of views on tax and retained value

Chrisoc

Chrisoc wrote: »

im only looking for suggestions! not a discussion on tax, older cars, petrol v diesel!

and if your servicing a €40k car loan, would you really want to be selling out the guts of an extra few thousand a year on tax and fuel.

Borrowing the lot is madness at that price. Would you not consider the likes of a new Mondeo or perhaps a two year old low mileage 3 or 5 series BMW diesel. That would be my suggestion

Chrisoc

cheers for the SUGGESTION

mondeos and stuff are grand but kinda want something with a little bit more badge! it'll be a 2nd hand 5 series anyway if anything,

Ardennes1944

well...just get the 5 series so

Chrisoc

Deutschlandfürimmer7 wrote: »

well...just get the 5 series so

surely theres other cars on the market bar audis and a 5 series

Chrisoc

Chrisoc wrote: »

it'll be a 2nd hand 5 series anyway if anything,

You've come along way in two and a half hours :pac:

Chrisoc

RoverJames wrote: »

You've come along way in two and a half hours :pac:

Not rele, i can afford a new 5 series so if i was getting a 5 series it'll have to be second hand!

Still no real options bar a 5 series or audi

vectra

Chrisoc wrote: »

Want a nice car! Once its a nice looking car, nice badge,

When I read that I thought I had better not suggest anything

ottostreet

Saab 9-3 1.9 TID.

It might lack the badge of a BMW or Audi, but they are damn nice

Chrisoc

vectra wrote: »

When I read that I thought I had better not suggest anything

all suggestions are welcome

Chrisoc

ottostreet wrote: »

Saab 9-3 1.9 TID.

It might lack the badge of a BMW or Audi, but they are damn nice

never even taught of it!

u had experience with one???
what are they like spec and reliablity wise???

ottostreet

Chrisoc wrote: »

never even taught of it!

u had experience with one???
what are they like spec and reliablity wise???

no idea, never had one, but i know i would if i had to.

I use Parkers.co.uk to research into cars, have a look on there, also have a look on donedeal and carzone. they are aesthetically very nice, and I've heard that they aren't a bad car to drive or reliability wise. The newer 1.9TiD engine is the best diesel variant apparently

sh1tstirrer

A Passat is useless if you have back seat passengers as the undercarriage of the car will hit the ground with passengers in the back (useless shocks). French cars are crap. If you have 40k to spend tax and petrol shouldn't bother you.

PaulKK

Is this 40K being paid by you, or is it some sort of company car that you pay BIK on?

If its the former I'm sorry, you are completely crazy to even consider it straight out of college. I got a car about 6 months after graduating for less than a quarter of your budget and that was more than enough for me to spend.


What is with the obsession with tax these days, the cc tax up to 2.0L is not too bad, and sure 1.4L petrols were paying 333 up to a couple of years ago! Now every one wants to spend 40K to try and stick two fingers up to the tax man! Never mind the big chunk of VAT in the purchase price!


You realise a 40K loan will be 200 quid a week over 5 years yea?

Plus about 80 quid a week on fuel doing 30K a year in a economical diesel .. not to mention nice big expensive tyres and servicing for a 5 series on top of that!!

All this as a grad. LOL.

PaulKK

sh1tstirrer wrote: »

A Passat is useless if you have back seat passengers as the undercarriage of the car will hit the ground with passengers in the back (useless shocks). French cars are crap. If you have 40k to spend tax and petrol shouldn't bother you.

Ahh what an appropriate username.