Temporary Insurance in UK for car with Irish plates??

sf94117

Hi,

I'm looking for a bit of info so hoping someone here can help/may have some experience with this.

Story is my girfriend has moved to the UK and taken her Irish car with her. She has been over there for a month now and her Irish insurance has expired (and they wont renew it cause she is living in the UK now) and UK insurers wont insure her on her Irish plates.

She is in the process of converting the car to UK plates but needs to get an MOT before they will register it in the UK. The problem is she needs the car for work and needs to be able to drive it for the time between getting the MOT (and even getting the car to the MOT centre!) and the car actually getting UK plates. So she is in a catch 22 situation....she needs insurance to get the car to the MOT centre to get the UK plates but cant get insurance cause she doesn't have UK plates!! What I think she needs is some way to get some short term insurance on her Irish plates and I dont know if this is even possible??

Does anyone here have any advice on what she could do/experience of this/know companies that will do short term insurance for foreign cars in the UK??

Any advice would be greatly appreciated.

Thanks,
SF

Tepo

She could take out a policy here in Ireland on 11 installments and just cancel then when shes ready, that way she wont be out the whole years premium but she will have to give an Irish address. She can drive anywhere in europe then legally.

sf94117

Thanks for the reply, we thought about that but what if (god forbid) she was involved in a incident in the UK? It would be investigated and then they could see from the ferry receipt that she has been in the UK for more than 30 days (which is the limit of cover her insurer gives in a foreign country) and she may not be covered.

I think she wants to go down the route of trying to get some sort of short term UK insurance on her Irish plates, if this is possible?

Tepo

It must be possible as you can take out insurance here on UK plates without any problem. If not she could buy a very cheap Uk registered car and flog it when she has her own in order. My daughter bought a 2000 peugeot 106 diesel on e bay for £300 recently. It had tax and mot and seems to be in good order.

the_syco

Similar thread: http://www.a2oc.net/forum/showthread.php?t=7006
Information: http://www.direct.gov.uk/en/Motoring/index.htm

May be what you're looking for: http://www.direct.gov.uk/en/Motoring/BuyingAndSellingAVehicle/ImportingAndExportingAVehicle/DG_10014623

insurance guru

Apparently, to insure a car within the uk, the car has to be on UK plates. and to get UK plates the car has to be insured as per the dvla in the uk. this came up recently with someone with exactly the same problem as your friend. (kinda makes no sense but apparently this is the way)

there are insurers in the uk that will insure you on irish plates, the problem is finding them. the motor insurance industry in the uk is huge compared to ireland.

insurance companies in ireland give automatic 30 days EU Cover, and of course people do take advantage of this, as you dont need to advise if you are travelling to the uk, cover is automatic.

most irish people probably working in the uk who brought their cars over are still using their irish insurance but havnt advised their insurers that they have been there longer than the period allowed. if you get me!

sf94117

the_syco wrote: »

May be what you're looking for: http://www.direct.gov.uk/en/Motoring/BuyingAndSellingAVehicle/ImportingAndExportingAVehicle/DG_10014623

Thanks for links, yeah I had seen that but I think as she now lives over there (and has signed a contract for a year) she would be considered a resident there now so needs to swtich to the UK plates!

sf94117

insurance guru wrote: »

Apparently, to insure a car within the uk, the car has to be on UK plates. and to get UK plates the car has to be insured as per the dvla in the uk. this came up recently with someone with exactly the same problem as your friend. (kinda makes no sense but apparently this is the way)

This is what I had suspected to be the case from the investigation we had done so far, was hoping someone could prove me wrong!!!

insurance guru wrote: »

there are insurers in the uk that will insure you on irish plates, the problem is finding them. the motor insurance industry in the uk is huge compared to ireland.

Yeah this is what I thought too......I dont suppose anyone would happend to know the names of any of these companies????

insurance guru wrote: »

insurance companies in ireland give automatic 30 days EU Cover, and of course people do take advantage of this, as you dont need to advise if you are travelling to the uk, cover is automatic.

most irish people probably working in the uk who brought their cars over are still using their irish insurance but havnt advised their insurers that they have been there longer than the period allowed. if you get me!

I think this might have been the problem she was too honest and told the insurance company she was moving for a year! But I think that its better to be safe than sorry. I could imagine there could be issues if you were living and driving round the UK for 6 months on Irish insurance/plates and were involved in an incident and had to put in a claim.

insurance guru

I think this might have been the problem she was too honest and told the insurance company she was moving for a year! But I think that its better to be safe than sorry. I could imagine there could be issues if you were living and driving round the UK for 6 months on Irish insurance/plates and were involved in an incident and had to put in a claim.[/QUOTE]

Exactly. they could ask for proof of your ferry ticket when you went across (worse case scenario) but in fairness to her she acted in "utmost good faith".

as for looking for an insurance company that would cover her, all i can say is best of luck, because there are literally loads..... sorry

Bogger77

My policy with AXA had unlimited time in the UK, as they said UK insurance is cheaper, and we drive on the same side, it was less risk than mainland europe

sf94117

Bogger77 wrote: »

My policy with AXA had unlimited time in the UK, as they said UK insurance is cheaper, and we drive on the same side, it was less risk than mainland europe

Thanks, might try AXA but I think the issue is that she lives in the UK now....cant hurt to give them a call and check!!

sf94117

insurance guru wrote: »

as for looking for an insurance company that would cover her, all i can say is best of luck, because there are literally loads..... sorry

Thanks, when you say that there are loads I take it you mean that there are loads of insurance companies but not all of them may cover her.....I think thats what we've resigned ourselves to...........just having to ring them all up until we find one that will cover her!! I was hoping someone here may have known a company that does that type of thing!!

CiniO

sf94117 wrote: »

Hi,



Story is my girfriend has moved to the UK and taken her Irish car with her. She has been over there for a month now and her Irish insurance has expired (and they wont renew it cause she is living in the UK now) and UK insurers wont insure her on her Irish plates.

What do you mean it expired?
Did her annual policy just finished, or her insurance had a 1 month EU driving extension, and it just expired?

Just be advised, that all EU driving limits, only apply to fire, theft, and own car damage. Third party insurance (the one required by law) is still in place, as there can't be any limits. If you buy a yearly policy, it has to be valid for the whole year in whole EU. That's required by EU regulations from Insurance companies providing motor insurance (only applies to third party cover).

So in other words, if the policy is still in place (didn't expire f.e. after annual period), and her insurer allows her to travel abroad only for a month, even then if she exceed that 1 month period, she's still fully legal on the road, as her third party cover is still valid.

keithclancy

Just don't tell the Irish Insurance company you've moved, the b*stards normally automatically renew it anyway.

That'll cover you TPO and will keep you legal on the road.

oldyouth

keithclancy wrote: »

Just don't tell the Irish Insurance company you've moved, the b*stards normally automatically renew it anyway.

That'll cover you TPO and will keep you legal on the road.

You are obliged to disclose material facts at renewal to your insuer. Failure to do so can invalidate your policy and attract a poor insurance history that will take you years to shake off. Just because you might hold an insurance certificate does not mean you are in the clear with regard to your cover.

The OP is in a difficult situation but hitting the phones to brokers and insurers is the only solution. Tell them the exact circumstances and see if one can find a solution

maggy_thatcher

Slightly off-topic, but just something to keep in mind -- is your gf's car new enough to not have MPH on its speedometer? If it is, she will find it much harder to register it (or at least she'll have to modify the speedo so that it has MPH on it, and that the modifications are visible at night time as well as daytime).

ARGINITE

I am still in the process of importing my car to the UK.

First of you need to get it insured on the VIN number, I did this using Adrian Flux. It's expensive to say the least.

Even after getting the MOT you need to get it imported with the DVLA, which requires more than one or two forums to be filled out. You will also need a cert of conformity from the manufacturer and fill the three or four forums that you get from the DVLA. Then send them away with proof of address, identity and your log book and mot cert.

Just encase you are unaware of this, once you become a UK resident you are no longer allowed to drive a foreign registered car until it is registered in the UK.

sf94117

maggy_thatcher wrote: »

Slightly off-topic, but just something to keep in mind -- is your gf's car new enough to not have MPH on its speedometer? If it is, she will find it much harder to register it (or at least she'll have to modify the speedo so that it has MPH on it, and that the modifications are visible at night time as well as daytime).

Really?? Oh no, it's a 07 and is in KPH, wow never even considered that it would need to be changed to show MPH.....it just seems to get more complicated by the day!!!

sf94117

oldyouth wrote: »

You are obliged to disclose material facts at renewal to your insuer. Failure to do so can invalidate your policy and attract a poor insurance history that will take you years to shake off. Just because you might hold an insurance certificate does not mean you are in the clear with regard to your cover.

The OP is in a difficult situation but hitting the phones to brokers and insurers is the only solution. Tell them the exact circumstances and see if one can find a solution

Yeah I'd agree, I think she wants to go down the route of ringing around and being honest about it.....she's no good at lying anyway!!

sf94117

ARGINITE wrote: »

I am still in the process of importing my car to the UK.

First of you need to get it insured on the VIN number, I did this using Adrian Flux. It's expensive to say the least.

Even after getting the MOT you need to get it imported with the DVLA, which requires more than one or two forums to be filled out. You will also need a cert of conformity from the manufacturer and fill the three or four forums that you get from the DVLA. Then send them away with proof of address, identity and your log book and mot cert.

Just encase you are unaware of this, once you become a UK resident you are no longer allowed to drive a foreign registered car until it is registered in the UK.

Thats great, thanks very much for the helpful reply.....I'll try Adrian Flux (i suppose her car is technically an import but its far from the "high performance" imports they seem to specialise in so hopefully it wont be too expensive!!)

I think she would be considered a resident in the UK now so this is why she wants to get this sorted ASAP

It seems like a fairly long and complicated process alright (especially if she will need to go about modifying the car to display MPH as another poster mentioned), I still think she would have been better selling the car in Ireland and buying one over there!!

keithclancy

oldyouth wrote: »

You are obliged to disclose material facts at renewal to your insuer. Failure to do so can invalidate your policy and attract a poor insurance history that will take you years to shake off. Just because you might hold an insurance certificate does not mean you are in the clear with regard to your cover.

The OP is in a difficult situation but hitting the phones to brokers and insurers is the only solution. Tell them the exact circumstances and see if one can find a solution

From the OP:

She has been over there for a month now and her Irish insurance has expired (and they wont renew it cause she is living in the UK now) and UK insurers wont insure her on her Irish plates.

Shes not resident and doesnt have to register her car for 6 months.

That doesnt make any sense, i.e. I'm on Holidays in spain in my own car, the insurance expires and they won't renew it becuase im in spain.

maggy_thatcher

sf94117 wrote: »

Really?? Oh no, it's a 07 and is in KPH, wow never even considered that it would need to be changed to show MPH.....it just seems to get more complicated by the day!!!

There's a booklet available at http://www.import-car.info/images/dftguide.pdf that explains the procedure. In particular, this section is what I meant:

dftguide wrote:

Great Britain uses imperial units for speed measurement. The law requires that speedometers must include a miles-per-hour display. Please note in particular that any modified display must be visible in daylight and in darkness.

sf94117

keithclancy wrote: »

From the OP:


Shes not resident and doesnt have to register her car for 6 months.

That doesnt make any sense, i.e. I'm on Holidays in spain in my own car, the insurance expires and they won't renew it becuase im in spain.

The reason they wont renew it is because she told them that the car will now be in the UK for the next year (and I think the be insured in Ireland it has to be in the country for something like 6 months of the year or something like that).......so its not like they wouldn't renew just because she is out of the country when it expired

The whole resident thing his was something we were thinking about (but may be outside the realms of this board)....what actually constitues being a "resident" in the UK???? She has signed a lease on an apartment and a work contract for year and is paying taxes over there so we guessed that she probably would be classed as a resident. Couldn't find a definitive answer online though (hope someone wont be able to prove me wrong with a quick google search!!)

ARGINITE

Having the car insured for use in Ireland would be a complete waste of time and money, as to get it imported the DVLA need a current UK insurance cert sent in with the application.

keithclancy

sf94117 wrote: »

The reason they wont renew it is because she told them that the car will now be in the UK for the next year (and I think the be insured in Ireland it has to be in the country for something like 6 months of the year or something like that).......so its not like they wouldn't renew just because she is out of the country when it expired

The whole resident thing his was something we were thinking about (but may be outside the realms of this board)....what actually constitues being a "resident" in the UK???? She has signed a lease on an apartment and a work contract for year and is paying taxes over there so we guessed that she probably would be classed as a resident. Couldn't find a definitive answer online though (hope someone wont be able to prove me wrong with a quick google search!!)

From the horses mouth:
http://www.direct.gov.uk/en/Motoring/Motoringtransactions/BeforeyouapplyC/DG_10035602

185 days in 12 months

People working with me are working and living in Germany commuting from the UK but for less than 185 days out of the year so are classed as UK residents.

I had the exact same problem moving to Holland, just renewed my insurance. Didn't have to declare anything until I was resident.

Same as now, i.e. had an Apartment in Germany while living in Holland, never became resident so was never an issue.

suitseir

Found this link.
http://www.oneshot.ie/narrative/uncategorized/eu-rights

sf94117

suitseir wrote: »

Found this link.
http://www.oneshot.ie/narrative/uncategorized/eu-rights

Wow, very interesting, thanks for the link!! Haven't read the directive yet but seems like this is something insurance companies dont abide by, I had no idea about it!

sf94117

keithclancy wrote: »

From the horses mouth:
http://www.direct.gov.uk/en/Motoring/Motoringtransactions/BeforeyouapplyC/DG_10035602

185 days in 12 months

People working with me are working and living in Germany commuting from the UK but for less than 185 days out of the year so are classed as UK residents.

I had the exact same problem moving to Holland, just renewed my insurance. Didn't have to declare anything until I was resident.

Same as now, i.e. had an Apartment in Germany while living in Holland, never became resident so was never an issue.

Thanks, must have just skipped over that page on the website cause it referred to DL as opposed to insurance but I see the bit your talking about.....

sf94117

So have got a quote from Adrian Flux via the VIN (thanks Arginite) that I think she is just going to go with.....now I have another question!!

Taking it that she gets the car changed to UK plates soon what happens if she wants to bring the car back to Ireland in a years time and put it back on Irish plates??? Will she be liable to pay VRT????

slimjimmc

sf94117 wrote: »

So have got a quote from Adrian Flux via the VIN (thanks Arginite) that I think she is just going to go with.....now I have another question!!

Taking it that she gets the car changed to UK plates soon what happens if she wants to bring the car back to Ireland in a years time and put it back on Irish plates??? Will she be liable to pay VRT????

No, you're not liable for VRT if the car was previously registered in Ireland before being exported. She'll probably have to pay a few bob (don't know how much, perhaps €50, hopefully free) to re-register. Make sure she keeps the old Irish plates because she'll get the same reg number.

oldyouth

keithclancy wrote: »

From the OP:


Shes not resident and doesnt have to register her car for 6 months.

That doesnt make any sense, i.e. I'm on Holidays in spain in my own car, the insurance expires and they won't renew it becuase im in spain.

What's your point? Just because she doesn't have to re-register the car has nothing to do with the commercial decision her insurers have made

CiniO

sf94117 wrote: »

Wow, very interesting, thanks for the link!! Haven't read the directive yet but seems like this is something insurance companies dont abide by, I had no idea about it!

But there's nothing new in it.

That point below

2) All compulsory motor insurance policies should cover the entire territory of the Community.

only applies to compulsory motor insurance, so in other words third party cover.
And that is provided by all insurance companies without limits.

Example.
From Allianz policy document.

We will subject to the terms, conditions and exceptions and endorsements of this policy provide
insurance for death, injury, loss or damage as expressed in the policy, schedule or certificate of
motor insurance happening during the period of insurance anywhere in the Republic of Ireland,
Northern Ireland, Great Britain, The Isle of Man, The Channel Islands or on the Continent of
Europe. The insurance also operates during the course of sea transit (including loading and
unloading) between ports within the territories named.

That provides cover within EU, but subject to terms, conditions and exceptions and endorsements of the policy.
And obviously in my policy schedule it's limited to 31 days with posiibilty to extend it to 90 days if needed for free.

But, if we read further

We will also provide the minimum legal insurance required to comply with the laws relating to
the compulsory insurance of motor vehicles in any other country in respect of which the
Commission of the European Union is satisfied that arrangements have been made to meet the
requirements of Article 7 (2) of the EC Directive on insurance of civil liabilities arising from the
use of motor vehicles (No.72/166/CEE).

And here it's not limited by any separate terms, conditions, and limits.
It just clearly says that cover is provided.

So in other words, if your comprehensive policy says you have 30 days EU cover, that means, that after 30 days, it becomes only third party policy, and fire, theft, and own car damage cover are not valid any more.
But car is still legal on the road.

Our man in Havana

From my Quinn Direct Policy:

Foreign use
Your policy provides the minimum cover you need by law to
use the vehicle in:
a any country which is a member of the European Union;
and
b any other country which has made arrangements to meet
the minimum insurance requirements of the Commission
of the European Union.
We will automatically extend this to provide your full policy
cover (as shown in the schedule) for these countries for up
to 93 days in any one period of insurance.
If you need cover for a longer period or if you want to travel
to any other country, you must:
a ask us to provide cover before the date you leave;
b tell us the date you will be leaving and the date you
will be returning;
c tell us which countries you are visiting; and
d pay any extra premium necessary.

Implies that 3rd party applies for full length of policy.

oldyouth

Key words are Tell us. Ignore them at your own risk

Our man in Havana

That only applies to the fully comp part. They still must cover all 3rd party risks regardless.

oldyouth

Haddockman wrote: »

That only applies to the fully comp part. They still must cover all 3rd party risks regardless.

So you've decided that have you? I can tell you their legal team will interpret that wording any way it suits them, on any given day.

The ultimate get out clause insurers use is the duty of disclosure to allow THEM decide if a fact is important enough for you to tell them if there are any changes in circumstances.

Bottom line is there isn't any 'bar room advice' loophole in any aspect of an insurance policy that hasn't been closed off years ago.

eorpach1

suitseir wrote: »

Found this link.
http://www.oneshot.ie/narrative/uncategorized/eu-rights

I was told by a friend that the following crowd specialises in insuring ex-patriots driving their own cars whilst living in another EU Member State. She used them to insure her Irish plated-car for an extended period in Belgium:

Italsure
Tel: +44 (0) 207 117 8283
Fax: +44 (0) 700 580 7832
Web: www.italsure.com

If you're looking for a more rights-based solution though, bare with me for the following lengthy explanation:

I recently spent a number of months in Belgium. After arriving in Belgium and assuming formally residency of the country, I decided to bring my Irish car over. I visited the local motor tax office in person for clarification of the rules. I was categorically advised by two Belgian civil servants that pursuant to (recent) EU rules, the position of the Belgian Government was that:

It was no longer obligatory for me to re-register my Irish plates in Belgium. They told me that so long as I continued to satisfy the Irish legal requirements (paying Irish motor tax and holding an Irish motor insurance policy valid for driving in Belgium), Belgium could not impose any additional formalities on me.

Very few people (insurance companies) seem to fully comprehend the rules, so it might be worth digging around for clarification - I recommend calling the EU consumer service directly for clarity on the rules. Contact details here: http://ec.europa.eu/europedirect/index_en.htm

My understanding is that the biggest grey area relates to the fact that your original insurance company (at home in Ireland) needs to be authorised to offer insurance in the other Member State (UK). I'm open to clarification on this, as it appears are most people working in the motor insurance industry in Ireland! If it helps, I am aware that the RSA's Irish motor insurance policies are valid throughout Ireland (and without a limit on the period of coverage) throughout all of the United Kingdom and the Channel Islands. This presumably is because the RSA (being British) is authorised to offer insurance to consumers in those countries. (Their position seems to differ somewhat when it comes to the other EU Member States.)

As my Irish motor insurer were (initially) disinclined to insure me in the continental EU for an extended period of time while I was in Belgium, I briefly considered obtaining Belgian car insurance from a Belgian insurer. The Belgian insurer sympathetically informed me that although the EU rules had changed, they continued to be 'licensed by Belgian national law' to only insure cars with Belgian plates and therefore could not offer me motor insurance (until I forked out to change my plates from Irish to Belgian ones - at a price of about 1,000 euro). This seemed to be an example of national practice and EU law being out of step.

For simplicity, you might wish to look into the Italsure option above, if you find that trying to persuade the British authorities/insurers of your EU rights is too time-consuming - it might save you a lot of expense once you factor in the cost of re-registering the Irish car with British plates (along with the MOT hoops that appear to go with that).

Finally, as regards the UK authorities, you could submit a complaint to the EU Commission if you feel that the UK are not correctly applying the up-to-date EU rules, or are misinforming you of your obligations to them. The EU Commission is obliged to respond to you quickly (and to seek clarification from the UK authorities on your behalf if it considers that you have a bona fide complaint).

Hope this helps!

CiniO

So you've decided that have you? I can tell you their legal team will interpret that wording any way it suits them, on any given day.

The ultimate get out clause insurers use is the duty of disclosure to allow THEM decide if a fact is important enough for you to tell them if there are any changes in circumstances.

Bottom line is there isn't any 'bar room advice' loophole in any aspect of an insurance policy that hasn't been closed off years ago.

Tell me you are joking.
In case of some misunderstanding between insurer and you, it's up to court to decide what was important and what wasn't.

On the document above everything is clear.

We will automatically extend this to provide your full policy
cover (as shown in the schedule) for these countries for up
to 93 days in any one period of insurance.
If you need cover for a longer period or if you want to travel
to any other country, you must:
a ask us to provide cover before the date you leave;
b tell us the date you will be leaving and the date you
will be returning;
c tell us which countries you are visiting; and
d pay any extra premium necessary.

That seems to be clear.
You have to do everthing in points a,b,c and d if you need cover (exactly: full policy cover) for longer period then 93 days.
If you don't do it, it means for them that you don't need that kind of cover.

But in the mean time, there is still that part that applies

Your policy provides the minimum cover you need by law to
use the vehicle in:
a any country which is a member of the European Union;
and
b any other country which has made arrangements to meet
the minimum insurance requirements of the Commission
of the European Union.

And from here, we can read that we are provided with minimum cover required. And there is no any time limits for that.

oldyouth

The point is that residency has changed and that brings a duty of disclosure to insurers at renewal. Failure to do so makes the policy voidable at the option of the insurer and the policy conditions you are quoting become irrelevant (and I still maintain that you are incorrectly interpreting them).

And yes, I know a TP cannot be prejudiced by the failure of the insurance contract but it gives the right to the insurer to treat the case as an uninsured loss as insurer concerned. That route, if exercised, will form an unwelcome part of your insurance history

Sabine

Hello, this is amazing.
I have exactly the same problem and I came to the Uk also on september 2010. I have done exactly like your girlfriend, too honest and have exactly the same problem. I only had a kind a solution but is not good because it is too expensive. I have been recommended several agencies that cover the car off the chassi number, using the VIN number but it is like 275 pounds for only one month. I am thinking of covering my car from Ireland but I can't find anything to insure my car for one month. If I pay in monthly instalments they require an extra paid by credit card and cancellation fee in case of cancelling doing the trick, you know, and also I would have to set up a direct debit which is now not ideal for me as I am not living in Ireland and don't want to complicate things with my bank in Ireland as I am thinking of closing my account soon. Could you please tell me how you sorted out your situation? Please!! My circunstances are exactly the same as your girlfriend, finnally I find a similar situation!!!!.

sf94117

Sabine wrote: »

Hello, this is amazing.
I have exactly the same problem and I came to the Uk also on september 2010. I have done exactly like your girlfriend, too honest and have exactly the same problem. I only had a kind a solution but is not good because it is too expensive. I have been recommended several agencies that cover the car off the chassi number, using the VIN number but it is like 275 pounds for only one month. I am thinking of covering my car from Ireland but I can't find anything to insure my car for one month. If I pay in monthly instalments they require an extra paid by credit card and cancellation fee in case of cancelling doing the trick, you know, and also I would have to set up a direct debit which is now not ideal for me as I am not living in Ireland and don't want to complicate things with my bank in Ireland as I am thinking of closing my account soon. Could you please tell me how you sorted out your situation? Please!! My circunstances are exactly the same as your girlfriend, finnally I find a similar situation!!!!.

Unfortunately it didn't end well.......she got temporary insurance but still had to get an MOT on the car, they even wanted her to change her car from KM to MPH!! Also, the mechanic doing the MOT thing was saying there was loads of stuff that needed fixing. It was all working out way too much hassle and too expensive so she decided it wasn't worth the hassle and she could get by without the car........so she brought it home!!

Also, be warned (and I see you mention it there) she had to pay about £200 cancellation fee on her policy so she had the car insured for about 2 months and ended up paying about £300!!!

Hope it works out better for you!!

Sorry but I dont think it's the answer you were hoping for!!

Our man in Havana

I can completely understand the speedometer needing changing as the UK uses MPH.

It is not practical to export an Irish post 2005 car to the UK.

sf94117

Our man in Havana wrote: »

It is not practical to export an Irish post 2005 car to the UK.

Completely agree with that statement! It's a nightmare process.

Sabine

Thanks a mil for your answer. It is true it was not what I was waiting for but it gives me some clue about what to do. I found a company which will insure my car off the chassy number for two weeks and after it will pass on my new uk registration number for a year, and it will cost all 470 pounds. I know that in between my car has to pass the MOT certificate so I cross fingers for not having any more problems although the garage that will test my car seems a very reliable one. The owner of that garege passed me the information about the british insurance which seems reasonable. Following your comment I will just make sure that I can pay the insurance monthly in case my car doesn't pass the MOT test which I doubt it. If you have any questions regarding my "adventure" let me know. I can only say that it hasn't been easy!!!!. So I would advise before bringing a car to the uk to get information about all possible tricks and leave honesty for better matters.
Cheers and thanks for your reply!

charlot

Hi Sabine, ok so I am doing the exact same thing - leaving for England tomorrow but have absolutely nothing sorted such as tax etc!! freaking out now!! ok so do you mean your insurance is 470 for the year?? if so who are you insured with? I don't know whether to keep the car over there for the year or bring it home after the 30days? Did you find it too much hassle or do you think I should keep it and get all sorted? Can you advise me on what I should do when I get to England - where to go to etc?
Thanks in advance
(oh and roughly how much did it cost to get all sorted)

charlot

"Can you advise me on what I should do when I get to England - where to go to etc?"

What I mean by this is should I go to a DVLA office first.. or get the MOT done etc???

Our man in Havana

Have you got a certificate of conformity for the car? If not you will need it.
You then need a MOT. Then UK insurance on the chassis number, call Adrian Flux for that.
Only when all that is done can you go to the DVLA office.

What year is the car? Has it got a MPH speedometer?

charlot

no i havnt heard of a certificate of confirmity before?? does it make any difference that i bought the car in northern ireland - i had to register it down here.. the car is 2005 and yeah it has MPH and KPH!
is adrian flaux the only company to insure irish reg cars? don't want to pay anything more than 500pound to insure it but i don't think my no claims bonus will work over there (from what i have gathered anyway).

Richard

Not sure if this is a solution, but could you tow the car to the MOT centre, getting around the fact it doesn't have insurance?

Marcusm

Our man in Havana wrote: »

From my Quinn Direct Policy:


Implies that 3rd party applies for full length of policy.

If you read the definition of 'territorial limit" in the Quinn policy you'll see that it covers the UK in the same way as Ireland. The cover is only restricted for the rest of Europe, or at least this is how my Quinn policy defines it, thankfully. MAny may hate them but it's good if you're going to spend time travelling over and back.

charlot

oh cool i will get onto quinn insurance so and hopefully they will be able to sort it out thanks