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Knee Pain Question (not treatment)

  • 10-05-2010 9:32am
    #1
    Kiith
    Moderators, Computer Games Moderators Posts: 23,282 Mod ✭✭✭✭


    I'm just looking for some advice on a problem that I've been having with my knee for a while now. I'm not looking for treatment advice, just a quick insurance question and some general fitness questions.

    Basically my left knee is pretty sore to bend or lift for a few days after playing any intense sports (rugby, soccer etc...). The left side of my (left) knee is pretty tender and can get a bit swollen at times. Obviously, i need to go and get it checked by a Doctor\Physio (which i will do soon), but here's my question.

    1. I just joined up with Quinn under my new company's health insurance, and am wondering if there's any way i can get this covered with my new policy. The policy i'm going to be on says that i need to wait 26 weeks to make a claim for an injury i suffered after i join. Since i haven't reported this to a doctor/physio yet, will be be able to say that its only a recent issue, or is the doctor/physio going to have to report that its a pre-existing condition, meaning that i would have to wait 5 years to claim on my insurance. I could wait the 26 weeks if it was something that they would cover, as i have a bad feeling that its gonna cost me a lot to get it fixed myself.

    2. If i am to stay off it, what sort of exercise can i do that doesn't involve bending my knee? I've never been into weights, and used to run and cycle a lot. But if i can't really do either of those, I'm not sure what i can do.

    3. Finally, can anyone recommend a decent Physio in or around the City Center?


Comments

  • #2
    cc87
    Registered Users, Registered Users 2 Posts: 1,368 ✭✭✭cc87


    IMO get it checked out. Its your knee, its not worth risking further or permanent damage for the sake of money. You think its something serious but you dont know, it could be something minor. A one-off physio visit wouldnt set you back too much.


  • #3
    Hail 2 Da Chimp
    Registered Users, Registered Users 2 Posts: 7,589 ✭✭✭Hail 2 Da Chimp


    AFAIK
    1) You're entitled to a certain number of Physio visits each year, I think the 26 weeks is only if you've developed a serious injury / illness.
    For example, this would only affect you if you were diagnosed as needing surgery before taking up the policy, then you took up the policy with Quinn and stated that you have no prior medical concerns.
    Where as now, as far as you're concerned you've a sore knee, which isn't a serious medical concern, as far as you know.
    2) Only a physio will be able to advise you after you're assessed.
    3) Maybe some of the others can help.

    Hope that helps.


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