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*PAYPAL*PAYPAL*PAYPAL - HERE ONLY

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Comments

  • Closed Accounts Posts: 16,713 ✭✭✭✭jor el


    No. You cannot add funds to Paypal from a credit card. The only way to do it is from a bank account, or send them a cheque.

    You can pay someone else, but this attracts large fees, and the person who receives the money will have to pay to extract the money to a bank account. There's limits on how much you can transfer, and they can suspend your account at any time if they think the transaction is suspicious, such as large amounts of money transferring between new Paypal users.

    In short, you need to get the problems with the card sorted, as Paypal is not a viable solution.


  • Registered Users, Registered Users 2 Posts: 10,122 ✭✭✭✭Jimmy Bottlehead


    Bought a phone through ebay - long story short, seller realised battery not working prior to sending it, offed me either a new battery, a refund of £20 to get one myself, or a complete cancellation.

    I went for refund, but he won't do it til i've left feedback. Phone is due tomorrow. His message read: "will process your refund when I get rated for the transaction and the funds get released (I'm not sure if I can refund while it's on hold)"

    What should I do?


  • Closed Accounts Posts: 16,713 ✭✭✭✭jor el


    Funds get released? How did you pay for this? Paypal don't put a hold on funds, the money is already his. Do not leave positive feedback until you've got your refund.

    If the phone is coming by registered post, you won't be able to dispute either, as he can prove he sent it, and you received it.

    TBH, it sounds like you've just been scammed.


  • Registered Users, Registered Users 2 Posts: 2,699 ✭✭✭samhail


    if it were me i would email him back and tell him that the only feedback that you are in a position to leave at the moment is that you were told that the seller sent faulty items and that he would not refund you unless you committed to leaving a comment.
    tell him that if the goods are not working that you will put in a buyer complaint immediately that the goods are not as described.

    i agree with jor el that it sounds like you have been scammed but if you are covered by paypal protection then you should be good.

    after i sent that message i wouldnt do anything until you get the phone and see what state it is in.

    Whats the ebay item id of the phone you got ? if you dont mind posting it.


  • Registered Users, Registered Users 2 Posts: 10,122 ✭✭✭✭Jimmy Bottlehead


    jor el wrote: »
    Funds get released? How did you pay for this? Paypal don't put a hold on funds, the money is already his. Do not leave positive feedback until you've got your refund.

    If the phone is coming by registered post, you won't be able to dispute either, as he can prove he sent it, and you received it.

    TBH, it sounds like you've just been scammed.

    Until I leave feedback, Paypal holds his funds. This is true...

    https://www.paypal.com/cgi-bin/webscr?cmd=xpt/Marketing/securitycenter/sell/SaferPayments-outside

    Its not registered either, which is a bit dodge to me as postage was £15 and he 'sent it through his work mail system'.

    On the plus side, his work email (which I've seen in Paypal statements) is a UK Educational authority which is a tiny tiny comfort, as its not private.
    if it were me i would email him back and tell him that the only feedback that you are in a position to leave at the moment is that you were told that the seller sent faulty items and that he would not refund you unless you committed to leaving a comment.
    tell him that if the goods are not working that you will put in a buyer complaint immediately that the goods are not as described.

    i agree with jor el that it sounds like you have been scammed but if you are covered by paypal protection then you should be good.

    after i sent that message i wouldnt do anything until you get the phone and see what state it is in.

    Whats the ebay item id of the phone you got ? if you dont mind posting it.

    Yeah, its all been through ebay and Paypal, nothing private.

    You're right. I guess I'd prefer not to be rude but if I get screwed over because of being nice, its not worth it.

    http://cgi.ebay.ie/ws/eBayISAPI.dll?ViewItem&item=220409307727

    Thats the item in question.

    Any advice would be greatlyappreciated. :)


  • Registered Users, Registered Users 2 Posts: 2,699 ✭✭✭samhail


    i learnt something new today :) Thanks.

    End of the day i would tell him that you will not leave good feedback until your business is completed.


  • Registered Users, Registered Users 2 Posts: 10,122 ✭✭✭✭Jimmy Bottlehead


    Still no reply or phone. Starting to smell distinctly of fish... hopefully ebay will stand behind me, as it seems the seller hasn't a leg to stand on?
    everything was conducted through ebay, he only informed me of the battery afterwards, refused to give the refund unless i gave feedback, phone is unregistered....

    What you guys think?


  • Registered Users, Registered Users 2 Posts: 2,699 ✭✭✭samhail


    i wouldnt jump into filing a complaint immediately with Paypal... as for example if you put a complaint of you not getting the goods... then he sends you an empty box but you signed for it, he will be able to provide tracking information which will show that you got "something" from him and the case will be closed and you cant open a new one about getting an empty box.

    I would look into this system with payment holds more.
    it says that if you leave positive feedback then he will get his money... what happens if you leave negative feedback ? will the money get returned to you ?

    keep in mind that you are allowed to make a buyer complaint up to 45 days after the transation, so if you dont hear anything on 43/44 days make sure you put in the complaint.
    you bought it on 08/05, which was like 2 fridays ago, he wont do anything on the weekend (though they do have postage open on saturdays over there), lets say he gets to it early last week, then if you lucky you would have it late last week.

    i wouldnt be over worried yet.


  • Closed Accounts Posts: 16,713 ✭✭✭✭jor el



    Well that's new. About time too, it should go some way to stopping the scammers clearing out Paypal accounts before people realise they've been had.

    I wouldn't be too worried just yet about the non-receipt. Give it another day or two. When it does arrive, try the phone on the charger and see that it at least works on that. If it doesn't, then the phone is likely dead. If nothing comes by Wednesday, contact him again.


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  • Registered Users Posts: 52 ✭✭shimbob


    Hi, I'm new to the paypal thing and this question has prob been asked before so apologies in advance,
    I want to purchase a item of Adverts.ie and the seller is in Laois and I'm in Dublin so were going to deal to paypal, just say I don't get the item am i covered by paypal like i would be if i bought it through EBay,
    THANKS :)


  • Registered Users, Registered Users 2 Posts: 2,699 ✭✭✭samhail


    shimbob wrote: »
    Hi, I'm new to the paypal thing and this question has prob been asked before so apologies in advance,
    I want to purchase a item of Adverts.ie and the seller is in Laois and I'm in Dublin so were going to deal to paypal, just say I don't get the item am i covered by paypal like i would be if i bought it through EBay,
    THANKS :)

    nope, ebay will only pay you the money back if you pay tyhrough ebay.
    There is no protection when you buy privately... other than the fact that you can make a buyer complaint against the seller, which will be automatically closed, and if that seller gets enough complaints like that against him Paypal will look into it.
    but that doesnt help you atall


  • Registered Users, Registered Users 2 Posts: 765 ✭✭✭ultain


    Fecking pay-enemy more like, i have tried to set up a pay-pal account, every time i go to register the following page says it cant go any further, no reason, nothing. My friend also has an account but has forgotten the password when he tries to retrieve it he gets the same page. Any idea whats going on?


  • Registered Users, Registered Users 2 Posts: 765 ✭✭✭ultain


    When i tried to create an account, next page reads,sorry-your last action could not be completed.


  • Registered Users Posts: 52 ✭✭shimbob


    ultain wrote: »
    Fecking pay-enemy more like, i have tried to set up a pay-pal account, every time i go to register the following page says it cant go any further, no reason, nothing. My friend also has an account but has forgotten the password when he tries to retrieve it he gets the same page. Any idea whats going on?

    Hi, here is there email www.paypal.com/hk/help for there help center and this is phone the number 1-890-943-220 its for paypal Ireland but I think its 50 cent or more a minute from a land line there is a free phone number (1-888-221-1161) but I think its only for America, I Hope this helps smile.gif


  • Registered Users, Registered Users 2 Posts: 765 ✭✭✭ultain


    Thanks for sheding some light on this!.


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  • Registered Users Posts: 52 ✭✭shimbob


    ultain wrote: »
    Thanks for sheding some light on this!.

    you should google the words paypal phone number and check out the sites that come up, you will find loads more email addresses and phone numbers for paypal :eek:


  • Registered Users, Registered Users 2 Posts: 765 ✭✭✭ultain


    Got it sorted out, got fecking out bid on ebay in the mean time!!


  • Closed Accounts Posts: 703 ✭✭✭Filan


    Would like to buy something on ebay...but only have a standard A.I.B laser/debit card....the seller has suggested I use Pay Pal...can anyone explain how this works and how I could establish such an account?.
    Thanks
    Alan


  • Registered Users, Registered Users 2 Posts: 1,329 ✭✭✭jetsonx


    Paypal is not instant setup as far as I can remember.

    1) You register with them.

    2) Paypal appears on your next credit card bill

    3) On your next credit card bill there will be a special code beside the word "Paypal"

    4) Use this code to finalize your registration -then you are ready to use Paypal.


  • Registered Users, Registered Users 2 Posts: 18,953 ✭✭✭✭Mimikyu


    This post has been deleted.


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  • Closed Accounts Posts: 703 ✭✭✭Filan


    And what if one does not have a Credit Card....as I said I only have laser?Thanks
    A


  • Registered Users, Registered Users 2 Posts: 18,953 ✭✭✭✭Mimikyu


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 18,953 ✭✭✭✭Mimikyu


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 1,329 ✭✭✭jetsonx


    I am not sure whether Laser is accepted by PayPal.


  • Closed Accounts Posts: 16,713 ✭✭✭✭jor el


    You can't use Laser with Paypal, and it will take about a week to transfer money in from a bank account.


  • Posts: 0 [Deleted User]


    Hi guys,

    Im with AIB and have a laser card and I'm using paypal for the first time. My account is set up and all that. But i am slightly confused as to when on the aib tranfer page online i enter in my Tranfer ID to actually make sure it goes onto my account!

    can anyone provide assistance please?


  • Posts: 0 [Deleted User]


    would i just stick the transfer id into : Message to appear on receiver statement???


  • Registered Users, Registered Users 2 Posts: 7,541 ✭✭✭Heisenberg.


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 765 ✭✭✭ultain


    Hows things, i added a 3v voucher to my pay-pal account. any idea where to access the four pin code I'll need online? Would i get it at the 3v home page?


  • Registered Users, Registered Users 2 Posts: 7,541 ✭✭✭Heisenberg.


    This post has been deleted.


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  • Registered Users, Registered Users 2 Posts: 765 ✭✭✭ultain


    All those confirmation codes are longer than four digits on the 3v home page.


  • Registered Users, Registered Users 2 Posts: 765 ✭✭✭ultain


    ultain wrote: »
    All those confirmation codes are longer than four digits on the 3v home page.
    got that sorted:) there is a four pin number top left of statement.


  • Closed Accounts Posts: 16,713 ✭✭✭✭jor el


    Scien wrote: »
    I think i'm coming up on that figure so i'm wondering is this still the case?

    It is, but if you ring them and explain that you're using a pre-pay, short-life credit card, then they'll lift the limit.
    would i just stick the transfer id into : Message to appear on receiver statement???
    If you have your Transfer ID from Paypal, then you'd just enter that in the message or reference field, yes.


  • Registered Users Posts: 52 ✭✭shimbob


    ultain wrote: »
    Hows things, i added a 3v voucher to my pay-pal account. any idea where to access the four pin code I'll need online? Would i get it at the 3v home page?

    HI, do you mean the pin to activate your paypal account if so you will find it on the 3V website in your account details under recent transactions.


  • Registered Users, Registered Users 2 Posts: 765 ✭✭✭ultain


    Hia, yeah, got that sorted, do you when the money shows on the account? they accepted the pin and that, but there's no cash showing up in the account.


  • Registered Users Posts: 52 ✭✭shimbob


    ultain wrote: »
    Hia, yeah, got that sorted, do you when the money shows on the account? they accepted the pin and that, but there's no cash showing up in the account.

    Hi, I thought the money would show up on the paypal account as well but it just stays on your card but you still can shop with it now through paypal its only the €1.50 that they took to verify your card was active that goes back on to your paypal account.


  • Registered Users, Registered Users 2 Posts: 765 ✭✭✭ultain


    That's odd, i wonder is it something to do with amounts or something.


  • Registered Users, Registered Users 2 Posts: 551 ✭✭✭trevorbrady


    is the option of sending money as a gift not available to Irish paypal account holders? I've been requested twice by UK sellers (not Ebay I must stress, just purchases from dudes selling car parts on UK forums) to send the cash as a gift so they can avoid the fees at their end. I have yet to find the option on my paypal interface...


  • Registered Users Posts: 52 ✭✭shimbob


    is the option of sending money as a gift not available to Irish paypal account holders? I've been requested twice by UK sellers (not Ebay I must stress, just purchases from dudes selling car parts on UK forums) to send the cash as a gift so they can avoid the fees at their end. I have yet to find the option on my paypal interface...


    Not 100% sure but I think I read on a previous tread that you cant do that on paypal.ie only paypal.uk.


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  • Registered Users, Registered Users 2 Posts: 765 ✭✭✭ultain


    There should be the option of send a gift voucher, it's a pain having to contact them about stuff, takes forever!! anyone know if theres any threads about ebay?


  • Closed Accounts Posts: 1,616 ✭✭✭97i9y3941


    Can somebody please tell me how to add funds to my Paypal account using a 3v voucher. I don't have a credit card and can't verify the 3voucher. It keeps telling me I will get a Paypal code on my "Visa bill" but I won't be getting one because it's not a real Visa card!!

    Is there no other way of topping up Paypal as my Bank (BOI) don't want to know about it, nor do Permanent TSB who Paypal use in Ireland.

    Am I simple or is this really this f**king complicated? :mad::mad::mad:

    the vertify code is a 4 number code ,you log into 3v website,you know its the right one when you see the €1.50 taken from the 3v card,the number for example would be like "1234paypal" then you take the "1234" number and put number it into paypal website to link and confirm your card,you will have to do this with most 3v cards numbers you buy otherwise your account will be locked up due to paypal thinking the card is stolen.


  • Registered Users, Registered Users 2 Posts: 551 ✭✭✭trevorbrady


    thanks I suspected as much. I wonder why we get the second class service compared to the UK?


  • Closed Accounts Posts: 1,616 ✭✭✭97i9y3941


    dont think theres anything wrong,just people are not useing it compare to a convential card i thinks,although the 3v site can be buggy at times


  • Registered Users, Registered Users 2 Posts: 2,078 ✭✭✭PCros


    Hi,

    Just a quick one...I withdrew €160 from paypal the other day and I got an email(below) today saying they could not process it and it was reversed back into paypal a/c I rang both AIB and Paypal with no luck, only thing is I have MR infront of my name on my AIB a/c and not on paypal.
    But thats hardly the reason is it?

    I deleted the bank details and re-entered them and withdrew again but won't know until next Monday at least.



    An electronic funds transfer from your PayPal account to your bank account was rejected today for this reason:

    Invalid Bank Account Information

    Our system was not able to process the transaction with the bank information listed on your account. You should contact your bank regarding the bank account information required for electronic funds transfers. If you still need assistance, you may email us through our secure server at ***********.

    Thanks for using PayPal, the world's #1 online payment service!
    Sincerely,


  • Closed Accounts Posts: 1,616 ✭✭✭97i9y3941


    could be a slight error on your part i.e wrong account number or bank sort code,is the account still open?,check with the bank or ring paypal themselfs and talk them about it,you need your account code for paypal for them to talk to you futher,it should be in your account profile


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  • Registered Users Posts: 52 ✭✭shimbob


    PCros wrote: »
    Hi,

    Just a quick one...I withdrew €160 from paypal the other day and I got an email(below) today saying they could not process it and it was reversed back into paypal a/c I rang both AIB and Paypal with no luck, only thing is I have MR infront of my name on my AIB a/c and not on paypal.
    But thats hardly the reason is it?

    I deleted the bank details and re-entered them and withdrew again but won't know until next Monday at least.



    An electronic funds transfer from your PayPal account to your bank account was rejected today for this reason:

    Invalid Bank Account Information

    Our system was not able to process the transaction with the bank information listed on your account. You should contact your bank regarding the bank account information required for electronic funds transfers. If you still need assistance, you may email us through our secure server at [URL]https:///wf/f=act_verifyba[/URL]

    Thanks for using PayPal, the world's #1 online payment service!
    Sincerely,


    Hi, sometimes either your bank or paypal wont let you exchange money if your details on both accounts don't mach exactly, so it could be something as simple as the (Mr) being left out, I had a similar problem before and I was told it might be because my details weren't exactly the same. :)


  • Registered Users, Registered Users 2 Posts: 2,078 ✭✭✭PCros


    shimbob wrote: »
    Hi, sometimes either your bank or paypal wont let you exchange money if your details on both accounts don't mach exactly, so it could be something as simple as the (Mr) being left out, I had a similar problem before and I was told it might be because my details weren't exactly the same. :)

    Cheers. I had a feeling it was that as all the other details are correct.


  • Registered Users, Registered Users 2 Posts: 8,813 ✭✭✭BaconZombie


    What is the fastest way to get cash onto a new paypal account ?

    I'm looking to be able pay for something via paypal today but want to load it up with € cash.

    So can I buy a 3V,Wirecard, {Insert Shopping Centre Name }Mastercard gift card today that I can use the sameday?


  • Registered Users, Registered Users 2 Posts: 2,692 ✭✭✭Loomis


    Stupid question but why do you link your bank account in paypal? I thought it can only take funds from a credit card if your paypal account has insifficient funds so what's the point of having your bank account linked if it can't use it?


  • Closed Accounts Posts: 1,616 ✭✭✭97i9y3941


    reason for linking bank account to paypal is if you want to send your funds to your bank account and withdraw the money to an atm machine,paypal makes a killing from this too,they take a dollar out of every amount you transfer,i.e if you had 100 euro,and transfered it,paypal will take a dollar so your left with 99!

    as for sending money,think way you do it is ask that person for their email,then add your credit card to paypal,then send money from the card to that person by entering the email they gave you,theres help on the paypal site for all this to make sure...


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