AIB have turned into the Care Bears...pass the bucket

jetsonx

Has any body seen those pathetic (and very patronizing) spreads that AIB have bought in today's newspapers?

Basically, they are reminding us how much they care about all of us. The advert stinks of disingenuous corporate spin.

AIB are basically doing a Nixon on the whole thing, and look at the shyster he turned out to be.

"This office is a sacred trust and I am determined to be worthy of that trust." - Richard Nixon


They make me sick.

Show_me_Safety

link maybe? i havent seen them.

interesting tho

445279.ie

Saw it - pathetic :mad:

Biggins

Maybe they are trying to show that they, minding our money, are the equivalent of furry muppets!
Heck, we don't need adverts to know that!

ixoy

Just saw it there - they basically thank us: "You've made a commitment to us. We're making a commitment to you." It's like they married us or something, although it's a forced marriage with us providing a dowry of billions...

Rhyme

ixoy wrote: »

Just saw it there - they basically thank us: "You've made a commitment to us. We're making a commitment to you." It's like they married us or something, although it's a forced marriage with us providing a dowry of billions...

I don't even remember the wedding night.

galwayrush

Rhyme wrote: »

I don't even remember the wedding night.

You never forget the sore arse though.:rolleyes:

Rode hard and not even a kiss.

Blazer

Rhyme wrote: »

I don't even remember the wedding night.

I do...we got well and truly fcuked that night :mad:

Biggins

Rhyme wrote: »

I don't even remember the wedding night.

Neither do I but I know one side has received and the other has gotten shafted! :mad:

KnifeWRENCH

Ah but they're lovely really.
Sure didn't they give that poor struggling actor a loan even though he couldn't get a role? And they helped a surfer and that lovely lady in Terenure aswell.

They're great altogether.

galwayrush

They toss a fiver on the ground, you bend over to pick it up and they shag you hard from behind, then afterwards they charge you fifty for their pleasure.

TheZohanS

square_igloo wrote: »

Ah but they're lovely really.
Sure didn't they give that poor struggling actor a loan even though he couldn't get a role? And they helped a surfer and that lovely lady in Terenure aswell.

They're great altogether.

That bloody woman in Terenure....born in Terenure, met husband in Terenure, lives in Terenure...and maybe, just maybe one day she'll go on holidays.

She's always banked with AIB.

If I were her I'd change banks and get the hell out of Terenure before she dies there.

togster

Recession forum tbh

TestTransmission

Wheres the token "I blame FF/The goverment" post?

galwayrush

jackncoke wrote: »

Wheres the token "I blame FF/The goverment" post?

It's no as it FF appointed any of their cronies to the bank's board of directors.......................oh hang on................:rolleyes:

445279.ie

galwayrush wrote: »

They toss a fiver on the ground, you bend over to pick it up and they shag you hard from behind, then afterwards they charge you fifty for their pleasure.

BOHICA - bend over, here it comes again :eek:

galwayrush

At least if you're a big builder, they use vaseline.:pac:

gnxx

It is still better than the awful running sores you get from Anglo :-)

galwayrush wrote: »

You never forget the sore arse though.:rolleyes:

connundrum

AIB are savage. I applied for a €500 credit card, signed documents and contract for €500 and still received a card with a €1000 limit.

No wonder so many people are in the shit, I can't believe the banks are still continuing with this 'ha ha, well gettem all into more debt, lol' attitude.

The card will be going back to them next week.

galwayrush

Now i know what banks mean by Deposits.:eek:

Nodin

ixoy wrote: »

Just saw it there - they basically thank us: "You've made a commitment to us. We're making a commitment to you." It's like they married us or something, although it's a forced marriage with us providing a dowry of billions...

They probably just meant Gill Bowler and the rest at IL&P.

TestTransmission

connundrum wrote: »

AIB are savage. I applied for a €500 credit card, signed documents and contract for €500 and still received a card with a €1000 limit.

No wonder so many people are in the shit, I can't believe the banks are still continuing with this 'ha ha, well gettem all into more debt, lol' attitude.

The card will be going back to them next week.

You know you can request them to lower the limit?What type of credit only has a 500 euro limit anyway?Student credit card?

spoonbadger

AIB wrote:

.....My little dog checkers....

.

ejmaztec

I think that the time has come for a bin-man to be higher up the social scale than a bank manager.

ScumLord

Well they had to waste your money on something since they can't buy big bags of cocaine for the office anymore.

galwayrush

ejmaztec wrote: »

I think that the time has come for a bin-man to be higher up the social scale than a bank manager.

I always thought he was.:cool:

DeVore

A quick preview of my future blog... not directly related but certainly spurred on by our politicians leadership on this issue...

www.containstracesofnut.com


DeV.

ejmaztec

galwayrush wrote: »

I always thought he was.:cool:

That's rubbish!:pac:

galwayrush

ejmaztec wrote: »

That's rubbish!:pac:

You refuse to agree...............:D

ejmaztec

galwayrush wrote: »

You refuse to agree...............:D

I've bin wrong before, so I won't waste time arguing.:p

connundrum

jackncoke wrote: »

You know you can request them to lower the limit?What type of credit only has a 500 euro limit anyway?Student credit card?

The card that I requested had a €500 limit. And no, it wasn't a student credit card. They offer €10k, I want €500, they send €1000.

Again, this is how people end in shit.

DeVore

Oh ffs, take some responsiblity. Its ultimately your own fault if you ("you" in general I mean) dont do basic budgeting. I have a 10k credit card for years and I've never paid one single penny interest because I never lived outside my means. I agree that they should respect your wishes, but it does annoy me when people claim that it was someone elses fault they got into debt. Its not... the money didnt spend itself.

DeV.

Toots

DeVore wrote: »

Oh ffs, take some responsiblity. Its ultimately your own fault if you ("you" in general I mean) dont do basic budgeting. I have a 10k credit card for years and I've never paid one single penny interest because I never lived outside my means. I agree that they should respect your wishes, but it does annoy me when people claim that it was someone elses fault they got into debt. Its not... the money didnt spend itself.

DeV.

Ah I wish I had your discipline I've a €6k credit card and I think one of these days the thing's going to burst into flames in my filofax

stepbar

Dammed if you do or dammed if you don't. People want apologies etc yet when AIB come out with an advert, people criticise it anyhow. Typical Irish :rolleyes:

Toots

stepbar wrote: »

Dammed if you do or dammed if you don't. People want apologies etc yet when AIB come out with an advert, people criticise it anyhow. Typical Irish :rolleyes:

Lol, look at us bankers flocking to the banking threads!! Like moths to a flame

pvt.joker

here comes stepbar the banker rushing to the aid of any poor banks which get a bashing on boards. FFS you're like a lapdog to them.

tech77

jetsonx wrote: »

Has any body seen those pathetic (and very patronizing) spreads that AIB have bought in today's newspapers?

Basically, they are reminding us how much they care about all of us. The advert stinks of disingenuous corporate spin.

AIB are basically doing a Nixon on the whole thing, and look at the shyster he turned out to be.

"This office is a sacred trust and I am determined to be worthy of that trust." - Richard Nixon


They make me sick.

Yeah, didn't know whether to laugh or puke when i saw them today.

stepbar

Toots85 wrote: »

Lol, look at us bankers flocking to the banking threads!! Like moths to a flame

Yep

I just hate all this sh1te talk from people at the moment. It sickens my stomach. By the way some people are talking you'd sware they had a gun stuck to their head by the bank manager and told "Take the fcuking loan or I'll blow you brains out".

stepbar

pvt.joker wrote: »

here comes stepbar the banker rushing to the aid of any poor banks which get a bashing on boards. FFS you're like a lapdog to them.

Tip my hat to you sir :rolleyes:

pvt.joker

stepbar wrote: »

Tip my hat to you sir :rolleyes:

http://www.timesonline.co.uk/tol/news/world/ireland/article5733225.ece?token=null&offset=0&page=1

Have a read of that.
How does it feel to be in one of the most hated professions in Ireland ?

stepbar

pvt.joker wrote: »

http://www.timesonline.co.uk/tol/news/world/ireland/article5733225.ece?token=null&offset=0&page=1

Have a read of that.
How does it feel to be in one of the most hated professions in Ireland ?

Lol. Isn't it ironic that it was at a soccer match and all, eh?

pvt.joker

stepbar wrote: »

Lol. Isn't it ironic that it was at a soccer match and all, eh?

ironic, how ?:rolleyes:

Toots

pvt.joker wrote: »

http://www.timesonline.co.uk/tol/news/world/ireland/article5733225.ece?token=null&offset=0&page=1

Have a read of that.
How does it feel to be in one of the most hated professions in Ireland ?

Bank staff in their twenties and thirties are victims, not perpetrators, of the financial crisis

I wish more people would bear this in mind before going into their local branch and attacking the poor cashier/customer service official.

Northernsoul

Going out on a limb here,(and against the total run of comments on boards)...speaking as a guy who just borrowed €508,000 in feb 08... €700,000+ interest... and who is MAJORLY struggling with his new business..I thought that was a VERY brave action from AIB to take those ads out today... n' i'll tell u why A) no other bank said thanks No other bank said they are going to do what they can to help businesses(like me) C) I have a MEETNG WITH aib ON TUES for them to expalin why they bounced my last 6 payments.
I just hope ACTIONS follow WORDS

tech77

stepbar wrote: »

Lol. Isn't it ironic that it was at a soccer match and all, eh?

Alannis thread thataway

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>

pvt.joker

Toots85 wrote: »

I wish more people would bear this in mind before going into their local branch and attacking the poor cashier/customer service official.

so why are they (you and stepbar) rushing in here to defend these cowboys, if ye are the victims?

billy the squid

It is about time the AIB said thanks to someone, you only had to cast your beedy eye in the general direction of one of their ATM machines and they would charge you for it. one of the reasons I never joined them.

giggsy664

Northernsoul wrote: »

Going out on a limb here,(and against the total run of comments on boards)...speaking as a guy who just borrowed €508,000 in feb 08... €700,000+ interest... and who is MAJORLY struggling with his new business..I thought that was a VERY brave action from AIB to take those ads out today... n' i'll tell u why A) no other bank said thanks No other bank said they are going to do what they can to help businesses(like me) C) I have a MEETNG WITH aib ON TUES for them to expalin why they bounced my last 6 payments.
I just hope ACTIONS follow WORDS

Well good luck.

Toots

pvt.joker wrote: »

so why are they (you and stepbar) rushing in here to defend these cowboys, if ye are the victims?

Well I think it's important to look at both sides. There's people who got 100% mortgages who are finding it hard to pay them back, are in negative equity etc and are admonishing the banks for being so 'irresponsible' by lending them that money. Why did they apply for this mortgage if they didn't think they'd be able to pay it back? The banks assess all mortgage apps carefully to see if the borrower is able to pay it back. They even stress test them to see if they could cope with repayments if interest rates go up 1% (and on a mortgage that's a lot). As Stepbar said, nobody put a gun to people's heads and forced them to borrow money. Also, I think it's important to point out that nobody predicted that the country would so rapidly descent into a recession.

I, along with pretty much everyone else in the country, am worried about whether or not I'll have a job for much longer. I love my job, even though it is really not so much fun working in a financial institution at the moment. I'm 23 years old, I got a 100% mortgage in 2006, I live in a 1 bed apartment which is worth about 70k less than what I paid for it, and about 65k less than what I currently owe on it. I'm not going around bitching about the bank for lending me this money. I'm responsible for my debts and their repayment. At the time when the economy was booming, there was much less risk to lending money, hence the 100% mortgages, people being approved for loans based on credit ratings alone, ease of obtaining credit cards etc.

I think it's very easy to blame the banks for all this. Yes, mistakes were made, and yes there has been some questionable (at the very least) actions and decisions from the top brass at the various banks, but there are other parties who contributed to this. The regulator had his part to play. As did the media. I firmly believe they helped talk this country down into a recession, months ago before we were actually in a recession the press was all doom and gloom, we're all screwed, blah blah blah, and it can't be denied that that had a massive impact on people's confidence in our economy.

I'm not for a second trying to absolve the bank bigwigs of any wrongdoing, and I think that people need to be held accountable for their mistakes. I think it's very unfair to refer to either myself of Stepbar as the banks lapdogs. My blood boiled on thursday hearing 'our leader' Mr Goggin talking about how, boo hoo, he's only getting 2million this year while 1200 people in SR Technics were told that morning that they no longer had a job.

Right, anyway the longwinded point I'm trying to make is that the points I've made thus far on the banking topic have not been to defend the 'cowboys' at the top, but to try and give another perspective on how things are. If things really go tits up at the banks, yes some of the execs might lose their jobs, but you can be damn sure they'll be departing with a nice severance package and cushy pension. If there's a need to start laying people off, it's going to be the young/junior bankers who are really at risk, and they're the people who have to deal with all the crap from the public every day. I have to deal with bank bashing every day at work, so I suppose it's just annoying to have to have it while I'm at home too . Hope this has made some sense.

/end rant

kincsem

I am not getting any offers of car finance from the banks at the moment. I do not have a 09 reg so I thought I would like a nice shiny new BMW. I wait every day for the offers to drop through the letterbox. Did something happen?

Toots

kincsem wrote: »

I am not getting any offers of car finance from the banks at the moment. I do not have a 09 reg so I thought I would like a nice shiny new BMW. I wait every day for the offers to drop through the letterbox. Did something happen?

Hmmm, sounds like your postman must have gotten lazy and is throwing all your post down the drain :P