Telling people your broke and their reaction

veryangryman

Is anyone else noticing the bitter reaction you get from people, relations, friends etc when you, the working man or woman, mention needing to tighten up/save instead of pissing your money away? Tough times we currently living in, but the amount of folks who think that just because your in a job now that you should be loaded/not worrying about being short-changed etc. These people should get real, and quick. The words "reality check" have never been more apt.

More an observation than a discussion i guess. So, to make this a bit more thread-friendly, has anyone else had such problems? I hate falling out with people over economics, but again people need a reality check sometimes. Myself included - i bought a new car before the winter. :pac:

Riamfada

I find that most people cant see why you dont spend at least 80% of your income on fags and booze. Its just the irish way I guess. Dont really care I have a nice big car

veryangryman

Grimes wrote: »

I find that most people cant see why you dont spend at least 80% of your income on fags and booze. Its just the irish way I guess. Dont really care I have a nice big car

FAGS too OMG! :eek: Thank you for summing it all up

I dont care what kind of clinical addiction you got there mate. I would go off of sex if it cost me that bloody much and involved long periods out in the January ice! :eek:

The money ive saved over the years on avoiding pubs and clubs has given me the op to finance things that genuinely bring me joy, like the car and gaff. Still having a little bit of time for the pub, but the value for money to fun ration has plummeted in recent years. For me anyway

Zebra3

veryangryman wrote: »

Is anyone else noticing the bitter reaction you get from people, relations, friends etc when you, the working man or woman, mention needing to tighten up/save instead of pissing your money away?

Eh, no.

monkeyfudge

I bought something large, expensive and utterly pointless on Friday.

I'm wicked cool!

Roadend

A crystal ball?

diverdriver

Are you broke? Have you lost your job or taking a pay cut? Yes/No? If not what is your problem. What changed?

I personally am sick of people in safe jobs talking about tightening their belts. People on 70k worrying shopping in Aldi all of a sudden. For many, many people nothing has changed at all, the public service, the Garda, the army, etc etc. Yet they act as if they were suddenly short of money. People with six figure, taxpayer guaranteed sums and in the bank and second houses, putting on the poor mouth because they decided not to change the Merc this year because of the 'economic' situation.

Right now people who have money are not spending it. The result of that is many other are going out of business and people are being laid off. It's a vicious circle.

Well they'll get their comeuppance eventually because the government will up taxes to get the money anyway so they can pay the public service bill.

If you genuinely are in trouble and short of money, with a bank overdraft and unpaid bills then by all means go on about tightening belts. If not shut up and be grateful nothing has changed for you.

ejmaztec

veryangryman wrote: »

Is anyone else noticing the bitter reaction you get from people, relations, friends etc when you, the working man or woman, mention needing to tighten up/save instead of pissing your money away? Tough times we currently living in, but the amount of folks who think that just because your in a job now that you should be loaded/not worrying about being short-changed etc. These people should get real, and quick. The words "reality check" have never been more apt.

More an observation than a discussion i guess. So, to make this a bit more thread-friendly, has anyone else had such problems? I hate falling out with people over economics, but again people need a reality check sometimes. Myself included - i bought a new car before the winter. :pac:

Perhaps, when you discuss economics with these other people, you shouldn't wear that suit you made from laminated €50 notes stitched together.

seamus

veryangryman wrote: »

Is anyone else noticing the bitter reaction you get from people, relations, friends etc when you, the working man or woman, mention needing to tighten up/save instead of pissing your money away?

No, quite the opposite in fact. Everybody seems to be far more willing to take, "I can't afford it" as an excuse now.

veryangryman

diverdriver wrote: »

Are you broke?

Yes. Very much so

diverdriver wrote: »

Have you lost your job or taking a pay cut? Yes/No?

No

diverdriver wrote: »

If not what is your problem. What changed?

Announcements of global job cuts in my company with risk to job security here

diverdriver wrote: »

I personally am sick of people in safe jobs talking about tightening their belts. People on 70k worrying shopping in Aldi all of a sudden. For many, many people nothing has changed at all, the public service, the Garda, the army, etc etc. Yet they act as if they were suddenly short of money. People with six figure, taxpayer guaranteed sums and in the bank and second houses, putting on the poor mouth because they decided not to change the Merc this year because of the 'economic' situation.


Right now people who have money are not spending it. The result of that is many other are going out of business and people are being laid off. It's a vicious circle.

Merc? Try Ibiza. Economical. And im not in the PS. These people are still seen in the bars up and down the country, watch out for them.

diverdriver wrote: »

If you genuinely are in trouble and short of money, with a bank overdraft and unpaid bills then by all means go on about tightening belts. If not shut up and be grateful nothing has changed for you

Thanks you. I will. :pac:

veryangryman

veryangryman wrote: »

I dont care what kind of clinical addiction you got there mate. I would go off of sex if it cost me that bloody much and involved long periods out in the January ice! :eek:

To paraphrase Sideshow Bob...


Yes, im aware of the irony that we all pay for sex in one way or another, so dont even bother pointing that out :pac:

cranoo

diverdriver wrote: »

Are you broke? Have you lost your job or taking a pay cut? Yes/No? If not what is your problem. What changed?

I personally am sick of people in safe jobs talking about tightening their belts. People on 70k worrying shopping in Aldi all of a sudden. For many, many people nothing has changed at all, the public service, the Garda, the army, etc etc.

Don’t know where you get your 70k wages mate!! I am 28 years in the defence forces and I am on just over by an inch the average industrial wage not to many 70k wages flying around here, please get the facts right

ScumLord

I've found everyone out here in the country is spending like mad. Even me. It's like we're afraid we'll never have the money again to buy the things we want so we'll get them all now while we still can.

Other than that loving the recession. Much better than the last one.

Mark200

If you are confident that your job/pay is secure, then saving because we're in a recession is ridiculous. We're not going to get out of this recession and save our economy by keeping all our money in our piggy banks at home.

If you don't have enough money or you're worried about losing your job, then by all means save. But if you aren't in either of those categories, then you should be spending as much as you can.

MIN2511

Look at it this way, you could be me
1. Uemployed
2. Not entitled to any welfare
3. Very very broke!
4. Bored to my skull of staying at home

So stfu with your job and money

axel rose

diverdriver wrote: »

Are you broke? Have you lost your job or taking a pay cut? Yes/No? If not what is your problem. What changed?

I personally am sick of people in safe jobs talking about tightening their belts. People on 70k worrying shopping in Aldi all of a sudden. For many, many people nothing has changed at all, the public service, the Garda, the army, etc etc. Yet they act as if they were suddenly short of money. People with six figure, taxpayer guaranteed sums and in the bank and second houses, putting on the poor mouth because they decided not to change the Merc this year because of the 'economic' situation.

Right now people who have money are not spending it. The result of that is many other are going out of business and people are being laid off. It's a vicious circle.

Well they'll get their comeuppance eventually because the government will up taxes to get the money anyway so they can pay the public service bill.

If you genuinely are in trouble and short of money, with a bank overdraft and unpaid bills then by all means go on about tightening belts. If not shut up and be grateful nothing has changed for you.

Ladies and gentlemen public servant bashing part 1200.

Oh FFS! Put down your tabloid paper and change the record. Do you seriously believe that ALL PUBLIC SERVANTS are on three figure saleries? Not to mention the fact that we all marry each other and so cant be affected by the recession. If the public sector is so appealing do my job!

robinph

If you still have a job and have not been given a pay cut then I'm not sure how you can currently be strapped for cash. You should have more money to spend now than you did 6 months ago. You mortgage payment should be less, the money you spend on the weekly shop should be less due to all the extra offers and price cuts that are now being offered and then extra reductions in prices to try and reduce the difference between GBP and EUR prices, the petrol to fill your car is now less.

ejmaztec

I saw a guy last week climbing into his 09 registered Audi. "look at that cunt, somebody's got some feckin money"", some old boy said. Audi-man looked like he was ashamed when he saw the natives staring at him.

I'm sure that if the he hadn't driven off the locals would have lynched him.

veryangryman

Income levy
Petrol prices not being reduced in line with oil prices. Cowboys are even INCREASING prices now in my town :eek: Not to mention the 8c petrol levy
Grocery items ARE more expensive now than this time last year - in Republic anyway. Grab a loaf of bread/bottle of coke etc and tell me otherwise
Insurance going up
Banks giving crap savings rates due to lower interest rates
Pints going up in price

Sorry mate, get your facts right before thinking that the likes of me have any extra disposable income. We dont. Plain and simple. When we do, ill gladly hire a stripper, buy a Ferrari and get that new Ivory back scratcher to stimulate the economy. Meantime, one needs to save to have "insurance money" for a possible interim period when out of work/looking for new job

To the poster who mentioned my "suit" - i currently sit in jeans and t-shirt/hoodie at work. Suits me sir

Wagon

cranoo wrote: »

Don’t know where you get your 70k wages mate!! I am 28 years in the defence forces and I am on just over by an inch the average industrial wage not to many 70k wages flying around here, please get the facts right

I don't think he was saying people in the Army or gardai were on 70K, i think he just meant people who are on 70k were shopping in Aldi.

People aren't going out as much at weekends, that's the biggest difference I noticed. I still spend money on stuff I need though and a few bits and pieces I want but some react to that as though you are commiting a cardinal sin:

Very aul lad: "You should be saving!"
Me: "I am, but I thought we had to spend money to stimulate the economy."
Very aul lad: "you should be saving!"
Me: "I see..."

themadchef

I think alot of people were borrowing because they could.

Now there's no easy money, and the money borrowed has to be paid back. So in some cases, where jobs were not lost there is less money. Not because there was more "real" money there 3 years ago. There was "perceived" wealth as your house was worth more and people borrowed on the strength of that in some cases. There was fantasy wealth, "sure i get a 10k bonus" "sure i'll get a raise" loads of reasons people borrowed. Now there are people in jobs with huge debts. People who "thought" they could pay it back. A hell of alot of people were spending money they didint have.

Those who don't have the debts are battening down the hatches because no one, and i really think NO ONE's job is a dead cert any more.

diverdriver

Indeed Wagon, maybe some general is on 70k but I wasn't referring to everyone. I was talking about people, for example in the HSE who are on 70k. Yes I have someone in mind! As for cranoo, my soldier friend you are exactly what I'm talking about. Nothing has changed for you, there is no economic recession as far as you are concerned. Nor the Garda, the Doctors, nurses, teachers, civil servants and anyone else sucking on the taxpayers teat. It looks like the worst you'll have to suffer is foregoing a pay rise this year. No job losses, no short time working.

Yet some of the worst whinging comes from that direction. Why would that be?

veryangryman

Undertakers/binmen exempted from this rule methinks

And anyone involved in renewable energy

Plus the office of the taoiseach/president

Puddleduck

diverdriver wrote: »

Indeed Wagon, maybe some general is on 70k but I wasn't referring to everyone. I was talking about people, for example in the HSE who are on 70k. Yes I have someone in mind! As for cranoo, my soldier friend you are exactly what I'm talking about. Nothing has changed for you, there is no economic recession as far as you are concerned. Nor the Garda, the Doctors, nurses, teachers, civil servants and anyone else sucking on the taxpayers teat. It looks like the worst you'll have to suffer is foregoing a pay rise this year. No job losses, no short time working.

Yet some of the worst whinging comes from that direction. Why would that be?

I have to disagree with you here, just because someones job isnt under as much of a threat as someone elses dosent mean they deserve the scorn that should be reserved for those that got us into this mess in the first place. Thats just finger pointing and trying to blame those better off than you. Whinging is coming from everywhere, just that some others know where to go to whinge loudest.

Wagon

diverdriver wrote: »

Indeed Wagon, maybe some general is on 70k but I wasn't referring to everyone. I was talking about people, for example in the HSE who are on 70k. Yes I have someone in mind! As for cranoo, my soldier friend you are exactly what I'm talking about. Nothing has changed for you, there is no economic recession as far as you are concerned. Nor the Garda, the Doctors, nurses, teachers, civil servants and anyone else sucking on the taxpayers teat. It looks like the worst you'll have to suffer is foregoing a pay rise this year. No job losses, no short time working.

Yet some of the worst whinging comes from that direction. Why would that be?

Nurses complain because they work in one of the worst run health systems in the developed world. Can't blame them.

Teachers ALWAYS moaned, nobody listens anymore because half them can't do their jobs anyway.

Civil Servants complained anyway but not a much as teachers.

Gardai are moaning because their job is getting more difficult because of the poxy laws that protect the criminals more than them and getting less pay for more dangerous work isn't exactly inviting. It seems to be that way anyway, but I'm only guessing here.

cranoo

diverdriver wrote: »

Indeed Wagon, maybe some general is on 70k but I wasn't referring to everyone. I was talking about people, for example in the HSE who are on 70k. Yes I have someone in mind! As for cranoo, my soldier friend you are exactly what I'm talking about. Nothing has changed for you, there is no economic recession as far as you are concerned. Nor the Garda, the Doctors, nurses, teachers, civil servants and anyone else sucking on the taxpayers teat. It looks like the worst you'll have to suffer is foregoing a pay rise this year. No job losses, no short time working.

Yet some of the worst whinging comes from that direction. Why would that be?

My driver Friend you seem like a very bitter man

This is my last word to you, find out the facts before you open you uninformed bitter mouth bye bye

Latchy

Used to be a man's wealth was based on how many times a week he was seen in the pub .Sounds to me now in a lot of case's , like it's more about keeping up with the Murphys at N0 26 than then the Simsons on maple leaf avenue .

Das Kitty

Before the recession I was as tight as a duck's arse. I have now upgraded to a quail.

axel rose

diverdriver wrote: »

Indeed Wagon, maybe some general is on 70k but I wasn't referring to everyone. I was talking about people, for example in the HSE who are on 70k. Yes I have someone in mind! As for cranoo, my soldier friend you are exactly what I'm talking about. Nothing has changed for you, there is no economic recession as far as you are concerned. Nor the Garda, the Doctors, nurses, teachers, civil servants and anyone else sucking on the taxpayers teat. It looks like the worst you'll have to suffer is foregoing a pay rise this year. No job losses, no short time working.

Yet some of the worst whinging comes from that direction. Why would that be?

I hear only one person whinging.......YOU! Whats wrong with earning 70k? What is 'your friends' job? how long have they trained?
BTW After 10 years in the job and 6 years in college Im nowhere near 70k (nor is anyone else I know). I suggest you put down the tabloid and educate yourself a bit more in this regard.

seamus

Ah yes, the good old Irish begrudgery comes out again, bitching about people because they have jobs which pay money. I'm sorry that I have a job, no really I am, I want to go back to living in a thatched cottage, raising sheep and speaking Aran Irish, because it's wrong to get paid money and have stuff, I know it is.

cranoo

axel rose wrote: »

I hear only one person whinging.......YOU! Whats wrong with earning 70k? What is 'your friends' job? how long have they trained?
BTW After 10 years in the job and 6 years in college Im nowhere near 70k (nor is anyone else I know). I suggest you put down the tabloid and educate yourself a bit more in this regard.

Well Said;) :D