Ek9 Civic Type R Insurance!!

micdaws

well guys im 18 and going to buy a civic type r a couple of months after my birthday! so basically wondering if anyone can give a name of an insurer who will insure a 19 year old male ful comprehensive with 1 yrs ncb and full license for 1 year! provided i get the ncb

currently with quinn ful comp 1200 for a 1.1 Peugeot! own policy!

The Real B-man

micdaws wrote: »

well guys im 18 and going to buy a civic type r a couple of months after my birthday! so basically wondering if anyone can give a name of an insurer who will insure a 19 year old male ful comprehensive with 1 yrs ncb and full license for 1 year! provided i get the ncb

currently with quinn ful comp 1200 for a 1.1 Peugeot! own policy!

You wont get insured on a TypeR @ 19 im heading on 21 and wont get insured on a TypeR im with quinn too

SV

Quinn won't touch you till you hit either 21 or 25.

and when they do prepare to be raped on the price of the insurance.
then again if you can afford the car...

--Kaiser--

I was told I wouldn't be insured on a Teg Type R when I was already 26, so don't be surprised if you get a lot of refusals, that said, it's actually illegal for them to refuse insurance once you've bought the car, but they don't have to be any way reasonable with the price

Duff

You wont find insurance on an ek9 at 19 and if you do it will be atleast 3k..not worth it. Im 21 with full licence 2 yrs and nearly 4 yrs NCB and im still getting quotes of 1800-2k on an ek9. Just sick with driving something a little smaller for a year or two untill your premiums come down a bit.

B00MSTICK

You could try an FTO.

Im 21, 3 years named experience under mothers name, Full Licence 1.5 years.

Manual 2.0 V6 MIVEC 200BHP, Fully Comp, €4k value, Mods declared (Induction kit, Exhaust Sys,Lowered)-€1.6K

TPFT without mods was €1.1k
You'd pick one up for €3k or less atm

Faster and IMO nicer looking than a CTR.
You'd be looking at around €2.5k fully comp as a guesstimate.

ShadowHearth

--Kaiser-- wrote: »

I was told I wouldn't be insured on a Teg Type R when I was already 26, so don't be surprised if you get a lot of refusals, that said, it's actually illegal for them to refuse insurance once you've bought the car, but they don't have to be any way reasonable with the price

well i called quin direct for qoute on clk i whanted to buy and they told me 1.1keu. it was grand, so i thought mine insurance ( axa wount be far from this price) so i went to office and told ha i bough a new car. so they told me: sorry but we cant insure you this car untill you wount be 35 years old. Now imagine mine face.

I said that i bought it allready. And they just told me to fudge myslef in nice form... I asked her aswell, why quin direct gives me qoute of 1.1k then... she could not say nothing.... They did not whanted to give me any offer, even bad one. So this illegal to refuse, is not working for axe i see...

Btw i was 22years old and had 1ncb, and i got mine misses as named driver on this car aswell.

Cuddlesworth

ShadowHearth wrote: »

well i called quin direct for qoute on clk i whanted to buy and they told me 1.1keu. it was grand, so i thought mine insurance ( axa wount be far from this price) so i went to office and told ha i bough a new car. so they told me: sorry but we cant insure you this car untill you wount be 35 years old. Now imagine mine face.

I said that i bought it allready. And they just told me to fudge myslef in nice form... I asked her aswell, why quin direct gives me qoute of 1.1k then... she could not say nothing.... They did not whanted to give me any offer, even bad one. So this illegal to refuse, is not working for axe i see...

Btw i was 22years old and had 1ncb, and i got mine misses as named driver on this car aswell.

Translation please?

Caliden

Small bit offtopic but would it be worth taking the hit on being a named driver on a car that would otherwise cost you 2.5k insurance if it means saving you >1000euro.

Or is it more beneficial to just get insured for 2.5k and start building up a NCB?

SteelyDanJalapeno

micdaws wrote: »

well guys im 18 and going to buy a civic type r a couple of months after my birthday! so basically wondering if anyone can give a name of an insurer who will insure a 19 year old male ful comprehensive with 1 yrs ncb and full license for 1 year! provided i get the ncb

currently with quinn ful comp 1200 for a 1.1 Peugeot! own policy!

here ya go 1800-no chance

Atomic Pineapple

Cuddlesworth wrote: »

Translation please?

I think he's trying to say that there is no legal obligation on insurance companies to quote you if you have already bought the car, which is true.

It is possible to get insured on a CTR at 19 but be prepared to do alot of running around and chasing and then be prepared to pay 6k +, its just not worth it

micdaws

woah you guys are really helpful on here XD hmm well i think i want the car bad enough so ill be saving away like! maybe willing to be put down as a named driver r suming yeah, if it'l get me cover like! i know its a push to be looking for insurance like but i still think it must be possible, you've all seen 18 year olds driving round in type r's, mivecs, corolla gti's! if these guys can get insured surly the rest of us can?:eek:

Atomic Pineapple

micdaws wrote: »

woah you guys are really helpful on here XD hmm well i think i want the car bad enough so ill be saving away like! maybe willing to be put down as a named driver r suming yeah, if it'l get me cover like! i know its a push to be looking for insurance like but i still think it must be possible, you've all seen 18 year olds driving round in type r's, mivecs, corolla gti's! if these guys can get insured surly the rest of us can?:eek:

most of those guys are doing it one of the following ways:

not declaring what the car properly is
trade insurance
know someone in the insurance industry
daddy is rich and can afford anything

the first two are dodgy as in if they crash and the insurance company finds out they will not cover them for the crash

if you dont fall into the other two then be prepared to face a huge struggle to get insurance.

all you can do is get the phonebook and ring around, online quoting systems will just say no so dont bother with them, you can contact the irish insurance federation for advise too.

micdaws

thanks man i do think it'l be a struggle but the phonebook thing , think your def right there!! i thought those guys wer doing some risky **** alrite like :S

cheers!

SV

A lot of them are also using Quinns 3rd party extension..

Atomic Pineapple

ClioV6 wrote: »

A lot of them are also using Quinns 3rd party extension..

not sure if its changed but a year ago quinns 3rd party extension only covered people under a certain age on cars up to 130bhp

Yakult

hibernian do that me thinks. Once the car is 2ltr or under you can drive it. The car has to be under the name of someone else tho and insured by someone else.

My mate is 18 and driving a damn wrx subaru -_-

Atomic Pineapple

R_H_C_P wrote: »

hibernian do that me thinks. Once the car is 2ltr or under you can drive it. The car has to be under the name of someone else tho and insured by someone else.

My mate is 18 and driving a damn wrx subaru -_-

its extremely dodgy though, if the insurance company find out he is using the WRX regurarly (sp?) instead of the car he is actually insured in then his insurance will be void

Yakult

Good job he doesnt so. He drives an astra most times lol.

Flesh Gorden

Duff wrote: »

You wont find insurance on an ek9 at 19 and if you do it will be atleast 3k..not worth it. .

And if you do It will come with a 4k excess!

or you can add another 1k to the premium price to get it down to 2k excess

I think most people here know which site offer this service - their not worth mentioning though

( but they do offer windscreen cover for only €20 extra :P )

jmck87

18 year olds shouldnt be allowed drive a type R in my opinion...9 out of 10 will race it....the other 1 is a poser....

They are a very quick, track setup car....should stay on the track...

angel12

hi,

I wouldn't be insured on a Teg Type R when I was already 23, so don't be surprised if you get a lot of refusals, that said, it's actually illegal for them to refuse insurance once you've bought the car, but they don't have to be any way reasonable with the price.

Sofiztikated

Having said that, a friend of mine had a Type R Teg insured when he was 21. Fully comp, with all mods declared, 1 yr no claims. Cost him €1,600

And at 24 my insurance for a 1.4 Focus was €1,500 TPFT with 1 yr no claims.

Insurance in this country is a joke. Apparently Cavan is a higher insurance area than most of Dublin.

Atomic Pineapple

angel12 wrote: »

hi,

it's actually illegal for them to refuse insurance once you've bought the car, but they don't have to be any way reasonable with the price.

no its not illegal for them to refuse you cover just because you've bought a car, there under no legal obligation at all to quote you in that case

bewildered

Hey man,

A close friend of mine has been insured on his Ek9 for just under a year now, he's 21 with a few years ncb, and I think he's paying just over 2,300 or something like that. He's insured with a broker down in Greystones methinks. I've seen a crap load of type R's down there with some fairly young drivers, but so far he seems to be the youngest.

All I can say is, if you search around and put in the hours, you'll eventually find something worthwhile. I'm currently buying a '94 1.6 EJ1 civic, and was quoted 5050 quid as a 22 year old with named driver experience, but was also quoted 1800 if I do hibernians ignition course, which is free, so I guess basically there's options for you if you look for them.

Just dont expect to pay near to what your mates are paying for their 1.4 polo.

micdaws

Thank youuuu!! thats more the kinda stuff i wanna hear man XD cheers good advice and the ignition course sounds really good :O

SV

bewildered wrote: »

Hey man,
I've seen a crap load of type R's down there with some fairly young drivers,

Replicas surely?

Type Rs aren't that common now..are they?

bewildered

I dunno man, there's some really decent mechanics down around wicklow/greystones area. I know of two definite Ek9s in greystones itself, along with my mates, and I'm pretty sure there's at least 2 in the surrounding towns.

I was surprised to know that they were so uncommon actually, because I saw them so much. I guess I took it for granted that they were so nice because I was seeing them so often.

That said, there are about 80 horribly done replicas for every 1 nice Type R that I've seen. Makes it much better when you overtake them in VTEC to see the look on their faces.

Funny thing is, I've heard a lot of people putting huge money into making themselves an alright replica, when you can get a JDM Type R imported for about 13 grand.

And I'll stop hijacking your thread now...

S.I.R

ClioV6 wrote: »

Replicas surely?

Type Rs aren't that common now..are they?

yes, sadly they are...


cant you just make a replica like the majority of them and settle for that as you already have a 106, one of the best handling cars Ever made ( rated along side the likes of rx-7's, evo's and the lancia delta ) sure its not fast but buy a gti or Rallye model... heck Even a xsi model would be worth it...


civics dont handle too well, as i already knew and proved last night

The Real B-man

TypeR Badge doesnt make it a TypeR

bewildered

Civics dont handle so well? Are you kidding? Type Rs are famous for their handling. And yes, I know there are thousands of type R badges on SIRs, in the same way an M badge does not mean its not a piece of ****. I know this because apart from the 4 or 5 Type Rs that I've seen, there's been about 50 horrible horrible replicas, that give it a bad name.

I wouldn't go as far as to say a Type R would be common, as that's almost an insult to the car, but to say you don't see them, well in my opinion, you're just not looking.


(by the way I assume we're all talking about Ek9s here, handling on the EP3 is not worth mentioning)

Zascar

I have a 2002 EP3 (soon to be for sale), I'm 28 with 2 years NCB, and only XS Direct would insure me. I called the biggest 5 companies and all of them said they will not insure my car at all

seanybiker

Me next door neighbour is only 19 and he's insured ona type R. IIRC 1 year no claims bonus and full license. I dont know exactly what his insurance is but it was definately under 2000. It depends on what part of the country your from also.

Yakult

S.I.R wrote: »

civics dont handle too well, as i already knew and proved last night

Cant drive a vtec maybe?;)

Tony Broke

@ OP

Easiest thing to do, is to get your father, mother or someone you know who has been driving for years with a clean license to insure the car and you drive it.

If you have comprehensive insurance with Quinn you can drive other cars that are insured.You will only be insured as third party while driving the type R but its better than nothing :pac:

A young fella about your age bought a 2.2l Bmw off my uncle and he did just that.His father insured the car for 700e or something ( might be more on a type R ) and the son drove it.It doesnt work out too bad when you think about it.Say you keep your peugeot you have now and keep insuring it, thus adding a few ncb's and as you have a full license you will be paying under 1000e next year.Of course this just a plan B, if they turn you down you flat for a Type R on your policy ( which I think they will ).Its worth thinking about though.

SV

R_H_C_P wrote: »

Cant drive a vtec maybe?;)

can't drive at all is more likely

copeyhagen

im 25, 3 years ncb (in may) on my second provisional.

this year i went from a 1.6 civic lsi coupe to a 2 litre legacy b4 turbo. they charged me an extra 80 euro for 3 months. (i had already paid 1600 for the civic for the year)

had the leggy for a week and the engine went, went from that to a 2.2 litre euroR accord, charged me another 90 euro.

when my renewal was up they wanted 2200 for the euroR, so i sold it and bought a 1999 accord sir-t, 2 litre dohc vtec and theyre chargin me 1700 now fullycomp.

happy days.

B00MSTICK

Think 25 is the magic number, once you hit that you go into a safer bracket and get a nice reduction. (appears that way anyway) Only another 4 years to go for me...

gline

yeh 25 means u can pretty much insure anything, im with quinn 3rd party, 24, 4 years ncb, wouldnt insure me on a supra tt until 25, but mr2 turbo was only 1k, now on a 2.5l quad cam legacy and it is only 800. It seems to be mad hit and miss with insurence companies. some companies wouldnt even quote me on the mr2 tubby.
Whats the story with the CTR? has it just a bad rep or something?

omb0wyn5ehpij9

gline wrote: »

yeh 25 means u can pretty much insure anything, im with quinn 3rd party, 24, 4 years ncb, wouldnt insure me on a supra tt until 25, but mr2 turbo was only 1k, now on a 2.5l quad cam legacy and it is only 800. It seems to be mad hit and miss with insurence companies. some companies wouldnt even quote me on the mr2 tubby.
Whats the story with the CTR? has it just a bad rep or something?

Yeah bad rep, and robbed and crashed a lot!!

gline

Bryn wrote: »

Yeah bad rep, and robbed and crashed a lot!!

is that the same as the ITR? im looking to get one

Atomic Pineapple

gline wrote: »

is that the same as the ITR? im looking to get one

All import Hondas are black listed from civic sir's to type r's and integra sir's to type r's even the prelude sir is loaded.

if you can find a uk/euro/irish spec, there alot easier to insure as they come with cat1 security as standard.

jap models come with zero security.

euro models generally have 10bhp less power though but better final drives for higher top speeds

gline

so does that mean euro type r's are cheaper/easier to insure then the jap models?

Yakult

^Yup.

Why the sad faces anyway? They only have a bad rep because of the boy racer image which you will shake off if you dont cause any hassel to the guards, they are prone to be robbed as they are just desirable cars and crashed alot because.. I dont know.

Atomic Pineapple

gline wrote: »

so does that mean euro type r's are cheaper/easier to insure then the jap models?

yeh i had found it alot easier to insure my ukdm

the jap version is robbed alot because there incredibley easy to steal

there crashed alot because there a powerful car and many idiots get behind the wheel of them with not enough experience to handle them

Dexters16

why would ya bother with a type r at 19, they're stupid insurance! i've a 106 gti the last 2 years, insurance is no problem at all! AXA this year is 1000 fully comp, im 21 with 4 yrs NCB! 106 is way better cause you've constant power from when you put the foot down instead of waiting for a v-tec to kick in! parts are very cheap for them too and they handle savage! also you'd pick one up for about 3k now which is a lot cheaper than a type r and they're a real road sleeper! i've beaten plenty of cars in it! also just happens im selling mine!!!

ShadowHearth

hmmmm is it harder to insure type-R integra? i am 22 and got 1 ncb, and i pay 1.1keu for clk200, and i got misses as named driver aswell.

I will be 23 and will have 2ncb. Any chances i would get a quote?

p.s. i am with quinn atm

Dexters16

teg type r's are very hard to insure, friend of mine 23 with 4yrs ncb couldnt get quoted! that was with quinn but i'd give it a go and see, all depends who ya get on the phone!

omb0wyn5ehpij9

Dexters16 wrote: »

teg type r's are very hard to insure, friend of mine 23 with 4yrs ncb couldnt get quoted! that was with quinn but i'd give it a go and see, all depends who ya get on the phone!

Agreed, they are hard to insure. When i first bought mine i was 24 and couldn't get a quote so had to put it in my Mum's name!

SmokyMo

Well Quinn are very expensive and not reasonable, I am 20 and pay 1,300 for 1.4 focus and I am not even driving a full year,but Ive got a full license.Another note I have a student policy and recently I was quoted 2,200 for integra type r 93.

ShadowHearth

SmokyMo wrote: »

Well Quinn are very expensive and not reasonable, I am 20 and pay 1,300 for 1.4 focus and I am not even driving a full year,but Ive got a full license.Another note I have a student policy and recently I was quoted 2,200 for integra type r 93.

well dont know m8.. I have insured mine clk200 for 1.1keu, with misses as named driver.

Before i bought car i was in EXE, so i asked them to change car details in mine insurance. So when they finded out its an clk200, they told me that i have to be 30 years old to be able insure that car....

Quinn is good when you have alot of ncb, EXE is good when you are first time driver.