Carole Nash not covered if stolen during the day

mustang68

Are Carole Nash still saying that if your car is stolen during the day its not covered, or if you hit someone less than 17 or older than 65?

http://www.boards.ie/vbulletin/showthread.php?t=2055013094

8~)

Dunno, but when I rang them to enquire I got a very vague answer... I'm now with AXA.

Gary ITR

mustang68 wrote: »

if you hit someone less than 17 or older than 65?

http://www.boards.ie/vbulletin/showthread.php?t=2055013094

Is that part even legal?

Anan1

Onkle wrote: »

Is that part even legal?

Of course not.:)

NEVCC

I’m with CN, my policy went from €600 lat year to €1750 this year. I have spent 8 weeks now with phone calls and letters trying to get a satisfactory response. I have spoken to the head of the classic car section and his response was that there was a rate increase this year NOT GOOD ENOUGH. It’s AXA for me.

Dades

NEVCC wrote: »

I’m with CN, my policy went from €600 lat year to €1750 this year.

Sounds like they're just not interested in your business anymore.

FAIL.

AXA are the biz.

--amadeus--

I was with Carole Nash with my first classic. Until my wife decided that opening the door right in front of an oncoming lorry was a good idea!

It took them months to settle the claim and I eventually had to threaten them with the Ombudsman. Basically they were claiming that since the door had to be replaced they were "bettering" the car and so I was liable for a signifigant % of the costs, vastly over and above my excess.

Eventually they settled in full but I switched to an AIG policy through First Ireland and haven't had any bother since.

mustang68

the reason I asked was that I was up for renewal with AXA and I called Carole Nash (with them in the past) but the conversation went like this:

Agent: Have you made any modifications to the car?
me: Well its a 40 yo car so yes I have
Agent: like what
me: power disc brakes, some changes to the engine
Agent: engine! like what? what sort of changes, that will require an inspection
me: nothing, just normal things
Agent: like what?
me: er I've done nothing to the engine, just the breaks, and its had upgraded suspension put in from stock
Agent: suspension!? what type
me: er, nothing I meant just the breaks
.......
Agent: the brake work will require an engineers report

They seemed very very classic car unfriendly. Like who hasn't modified their engine in some way in a 40yo car, it was easier to say I hadn't otherwise I'd have to list a ton of tiny things I did and I knew that the conversation was going downhill anyway.

unkel

Dades wrote: »

AXA are the biz.

I'm with CN 3rd party only (limited to 4k miles per annum) on the Porsche 928 based on the fact that I'm a named driver on Mrs unkels car

I was driving before my '86 car was even made and I have never been involved in any accident. I have never made any accident claims

How is AXA the biz? Who should I insure my car with?

Dades

unkel wrote: »

How is AXA the biz? Who should I insure my car with?

AXA have a specific classic-friendly attitude, unlike the stories we're hearing about CN.

I can only speak from my experience with them. They were very accommodating when I needed immediate insurance to drive a French reg'd car home, issued temp discs, then credited me when I sold my other classic, and never asked for reports or about modifications on either.

No more than an insurance company should do - but it seems like some don't!

That said - I've never made a claim - and that's really what sorts a good provider from a bad one...

Of course if you don't have problems with CN - then you don't need to change!

Run_to_da_hills

I have a classic bike policy with CN, costs me only e350 a year. They are the only Insurance company that will classify a 15 year old bike as a classic. That would cover a pre 1993 GSXR750 or a CBR 900 RR Fireblade ie a 150+ MPH bike :eek:. The policy is also fire and theft 24/7

Abelloid

Axa all the way.