Women crashing their cars

BrianD3

I was just thinking how almost every female I know (with the exception of my mother) seems to crash their car on a regular basis. By regular I mean once every year or two, or sometimes more than once per year. They are invariably fairly minor crashes not involving injury or death but still result in thousands of quids worth of damage or written off cars. Often the crashes are their own fault sometimes another party is fully or partly to blame

In contrast the males that i know drive higher mileages but seem to crash far less often. This seems to back up the insurance statistics that we hear about women crashing more often but men having more expensive crashes. However I'd say it's a certain group of males that are having the majority of these expensive crashes i.e. young, STUPID males out showing off on a Saturday night. Not young, fairly sensible and intelligent males who might go out on a sat night but dangerous driving isn't an integral part of the night's entertainment.

Has anyone else noticed this pattern among the males and female they know.

I have to say that women crashing so often is not really a surprise. Anytime I am in a car with a female I feel that they aren't in full control of the car and are on the verge of a crash at all times

fatboypee

BrianD3 wrote:

I was just thinking how almost every female I know (with the exception of my mother) seems to crash their car on a regular basis. By regular I mean once every year or two, or sometimes more than once per year. They are invariably fairly minor crashes not involving injury or death but still result in thousands of quids worth of damage or written off cars. Often the crashes are their own fault sometimes another party is fully or partly to blame

In contrast the males that i know drive higher mileages but seem to crash far less often. This seems to back up the insurance statistics that we hear about women crashing more often but men having more expensive crashes. However I'd say it's a certain group of males that are having the majority of these expensive crashes i.e. young, STUPID males out showing off on a Saturday night. Not young, fairly sensible and intelligent males who might go out on a sat night but dangerous driving isn't an integral part of the night's entertainment.

Has anyone else noticed this pattern among the males and female they know.

I have to say that women crashing so often is not really a surprise. Anytime I am in a car with a female I feel that they aren't in full control of the car and are on the verge of a crash at all times

Yep, my wife consistently crashes MY car... last week she got stuck on a pile of pea shingle (we're getting the driveway covered), managed to reverse off and took the front bumper clean off the car (misjudged the gate)... prior accidents include the usual multi-storey pillar rear door crash, front headlight smash.. amongst others....the usual retort to my annoyance ? "Sure its only a car"....

I chipped the paintwork on her pushbike yesterday while transporting it.. she went mental !!

maidhc

BrianD3 wrote:

I have to say that women crashing so often is not really a surprise. Anytime I am in a car with a female I feel that they aren't in full control of the car and are on the verge of a crash at all times

So well said.

ando

DOWN WITH WOMEN DRIVERS

I'm gona get killed for saying that

qz

fatboypee wrote:

I chipped the paintwork on her pushbike yesterday while transporting it.. she went mental !!

Deliberately?

tk123

You're right BrianD3 women always crash their cars - thats why I drive a bike! :rolleyes: :rolleyes:

fatboypee

qz wrote:

Deliberately?

nope... (unfortunately).... honestly tho, the damage she's caused in her time is amazing... yet still I'm accused of being the dodgy driver :rolleyes: ...

gerrycollins

never mind the miles that they drive as fatboypee was saying they can crash outside the door,my wife is driving 7 years now and never so much as a tip (touch wood) and she drives on the naas rd, red cow area every day which most people hate,i also never had a crash (touch wood) and like BrianD3 says i would consider myself a safe enough driver who doesnt take chances in my car like my wife even though my wife does in miles in 5 years what i do in 1 year.
The stats show clearly that men are more likely to crash that women and cost the insurance more in redress so the best I personally do is not add to those stats and look after myself on the road and keep an eye out for the mad drivers on the road male or female

RobertFoster

fatboypee wrote:

I chipped the paintwork on her pushbike yesterday while transporting it.. she went mental !!

Pfft, bloody cyclists :D

jobonar

i no a girl who's been driving about 12-14 months has had 2 cars! her 1st car she had 3 incidents! reversed into a wall, drove into a bollard and then went up the arse of a bus and wrote the car off!

She's now on her 2nd car and she has it about 5 month and since she got it it has accumulated severly scraps, a broken wing mirror and a pretty big dent(door was opened into the same bollard as the other she drove into)!

also no a bloke who's gone thru 4 cars in less than 2 years between crashes adn general damage to them! in debt up to his eye balls! his list is
Corsa,Punto,BMW,Vauxhall Nova(which he is selling)

1)flipped the corsa,
2)drove over something in the punto and wrecked the radaiator and damaged the engine and drove into a gate that was closed but he thought it was open
3)clutch went on BMW, leaking oil and petrol and windows stopped working
4)the nova's boot doesnt open, lights randomly go off and blew the head gasket on the engine racing in it!

everything that went wrong was because of him! he needs a bus pass!

colincarnate

u ever see them maneuvering in reverse, they never know which way to turn the wheel the divils

Beruthiel

:rolleyes:

Heinrich

What a foolish thread! There are moronic drivers of both sexes on the roads. Women are no worse or better than men.

Macho springs to mind. :mad:

Epicpriest

Heinrich wrote:

What a foolish thread! There are moronic drivers of both sexes on the roads. Women are no worse or better than men.

Macho springs to mind. :mad:

Untrue. I work with lots of women, and any that i've been in the car with are terrible drivers. You'd swer they had been driving only a couple of weeks. Taking chances and sitting with their faces near the steering wheel, explaining to you what they're doing etc as some kind of defense mechanism.

My Girlfriend has had her full licence since she was 18 (25 now) and i have been driving only about 7 months. She has had 2 minor incidents, i have had 0. She went over a bike rack in the carpark, and then we were coming out of the underground carpark in wexford and she just ploughed into the concrete step that the gate was on. No damage, just some scraped on the front bumper and wheel.

Beruthiel

It’s threads like this that remind you that chauvinism is still well and truly alive.
What do you want to hear boys?
That ye are all still vastly superior to women and this is your last bastion, the car.
Is the need to cling to your manhood still that strong? lol

Epicpriest

Beruthiel wrote:

It’s threads like this that remind you that chauvinism is still well and truly alive.
What do you want to hear boys?
That ye are all still vastly superior to women and this is your last bastion, the car.
Is the need to cling to your manhood still that strong? lol

No, but insurance should be the same. Why would an 18 year old girl be able to get insured on a car for half the price of a 25 year old man? Thats not equal rights is it? If insurance was the same across the board i wouldn't give a ****.

maidhc

Beruthiel wrote:

That ye are all still vastly superior to women...

Of course we are. Cars are but one manifestation, and this is the forum for discussing such.

Beruthiel

Epicpriest wrote:

No, but insurance should be the same. Why would an 18 year old girl be able to get insured on a car for half the price of a 25 year old man? Thats not equal rights is it? If insurance was the same across the board i wouldn't give a ****.

How exactly is any of the above a womans fault?
If it bothers you so much, why aren't you all lobbying the insurance companies? those are the people who have put this policy in place.
Or do you think that whinging about women drivers on this forum is going to fix it?

maidhc wrote:

Of course we are. Cars are but one manifestation, and this is the forum for discussing such.

it's as I always suspected!

Heinrich

Epicpriest wrote:

Untrue. I work with lots of women, and any that i've been in the car with are terrible drivers. You'd swer they had been driving only a couple of weeks. Taking chances and sitting with their faces near the steering wheel, explaining to you what they're doing etc as some kind of defense mechanism.

My Girlfriend has had her full licence since she was 18 (25 now) and i have been driving only about 7 months. She has had 2 minor incidents, i have had 0. She went over a bike rack in the carpark, and then we were coming out of the underground carpark in wexford and she just ploughed into the concrete step that the gate was on. No damage, just some scraped on the front bumper and wheel.

So you are basing your viewpoint on the fact that your girlfriend is an incompetent driver! You must be a wonderful driver with zero accidents afte only 7 months. When you do have one, which will eventually happen, please reflect on what you are saying now!

My wife is an excellent driver who has driven hundreds of thousands of kilometers on narrow alpine roads in all weather conditions and her most serious mishap was reversing into a post outside the Botanical Gardens many years ago. The dinge was so serious that we covered it up with a small sticker...

Why don't you buy yourself a full length mirror and take up weight lifting.

TempestSabre

I find its pretty much more male drivers having accidents amongst the people I know. But then ones a taxi driver and most of the rest drive sports cars, and the most of the girls don't. The girls tend to be doing less driving overall. Maybe thats a factor. Depends on the driving we are doing.

If the insurance companies releases some details stats on accidents and claims it would end a lot of this moaning.

Epicpriest

Heinrich wrote:

So you are basing your viewpoint on the fact that your girlfriend is an incompetent driver! You must be a wonderful driver with zero accidents afte only 7 months. When you do have one, which will eventually happen, please reflect on what you are saying now!

My wife is an excellent driver who has driven hundreds of thousands of kilometers on narrow alpine roads in all weather conditions and her most serious mishap was reversing into a post outside the Botanical Gardens many years ago. The dinge was so serious that we covered it up with a small sticker...

Why don't you buy yourself a full length mirror and take up weight lifting.

Please don't wish that on anyone.

My girlfriend is a great driver. Very confident, but seems to lose confidence a bit when in small areas.

Heinrich

Epicpriest wrote:

Please don't wish that on anyone.

My girlfriend is a great driver. Very confident, but seems to lose confidence a bit when in small areas.

Do you help?

Grimlock

Epicpriest wrote:

No, but insurance should be the same. Why would an 18 year old girl be able to get insured on a car for half the price of a 25 year old man? Thats not equal rights is it? If insurance was the same across the board i wouldn't give a ****.

Because and 18 year old girl will, on average, only be involved in minor scrapes, as listed above fender benders in car parks etc. small accidents that for the most part insurance companies never hear about and never have to pay out on.
Also, again as pointed out above, even IF an 18 is equally liable to be involved in the same number of crashes over a certain amount of miles as a 25 year old guy is then you have to take into account that the guy will, on average, cover more miles in a short period of time than the average 18 year old girl.

I know a lot more guys who have wrote off / been involved in (usually caused) major road traffic accidents, in their teens and early twenties.

Either way, I think it's unfair to be critical of female drivers on the basis of their insurance premiums.

A fairer system would be to give everyone a small minimum and then anyone found to have caused an accident raise their premium through the roof. That would make people think a bit more before they go racing around the roads. Would probably go a good way to alleviating our road death problems also.



I will however agree with, colincarnate, I'm never comfortable when I see a girl trying to reverse a car into a space beside my car.

If you want to look at insurance discrepancies between the sexes look at life insurance, women on average live longer and are more likely to have higher medical expenses (due to living longer and not being too proud (read pig ignorant) to admit that they are unwell. Yet there is little or no discrepancies in the cost of life assurance premiums between the sexes. go figure.

sandyg

read in paper this morning that eight people died over the weekend - all were MEN! the looney bus driver on the naas road was also a MAN!!:D

wingnut

I would agree that on my observation alone, women do seem to have more accidents (fender benders etc). Both my girlfriend and my mother have damaged my car while driving it. I would say a lot more of my female friends have had accidents than male. It beggards belief that the statistics show that male drivers are soooo much more of a risk.

I think that on whole men are riskier drivers, but would credit them with the edge when it comes to technical driving ability. This is a generalisation and the opposite is true in a lot of cases. Women on the other hand are smarter, safer drivers. Its subjective whick one you think makes a 'better' driver. I may get attacked by the PC thugs but I feel that is the reality as I see it. It has been scientifically proven that men are better at percieving spacial relations then women. Women are stronger in other areas. (Hence my girlfriend asking 'which way to turn the wheel' while reversing, something I had never even thought about).

While there are a lot of excellent female drivers around, go into town any day of the week and spot the cars having difficulty parallel parking etc, the vast majority are women. On the other hand if you are driving on a major road and see a car dangerously overtaking, more often then not a man is at the wheel.

On the insurance thing, I pay more becuase I'm in a riskier category fair enough. How come when I go for health insurance I am SUBSIDISING the elderly!!! Looks to me like we are getting screwed both ways. If we pay more for car insurance then people who are more likely to suffer ill health should pay higher health insurance premiums!

Epicpriest

Grimlock wrote:

Because and 18 year old girl will, on average, only be involved in minor scrapes, as listed above fender benders in car parks etc. small accidents that for the most part insurance companies never hear about and never have to pay out on.
Also, again as pointed out above, even IF an 18 is equally liable to be involved in the same number of crashes over a certain amount of miles as a 25 year old guy is then you have to take into account that the guy will, on average, cover more miles in a short period of time than the average 18 year old girl.

I know a lot more guys who have wrote off / been involved in (usually caused) major road traffic accidents, in their teens and early twenties.

Either way, I think it's unfair to be critical of female drivers on the basis of their insurance premiums.

A fairer system would be to give everyone a small minimum and then anyone found to have caused an accident raise their premium through the roof. That would make people think a bit more before they go racing around the roads. Would probably go a good way to alleviating our road death problems also.



I will however agree with, colincarnate, I'm never comfortable when I see a girl trying to reverse a car into a space beside my car.

If you want to look at insurance discrepancies between the sexes look at life insurance, women on average live longer and are more likely to have higher medical expenses (due to living longer and not being too proud (read pig ignorant) to admit that they are unwell. Yet there is little or no discrepancies in the cost of life assurance premiums between the sexes. go figure.

I think it's just insurance companies stereotyping.

Out of all the fellas i know around their 20's who drive cars, maybe about 2 of them are boy racers. The rest all drive things like polo's and stuff. I also know a couple of girl boy racers (;-D) and they are just as bad. So i think that picking a small percentage of assholes and then painting everyone in that age range with the same brush is terrible.

Grimlock

sandyg wrote:

read in paper this morning that eight people died over the weekend - all were MEN! the looney bus driver on the naas road was also a MAN!!:D

Apart from the woman run over by the looney man :rolleyes:
And just cos they dies mean they were involved in the accident, doesn't mean that the drivers where the one killed.
If you are looking at road death figure as an indicator between the sexes men on average put up more miles, all driving as an occupation are pretty much male dominated industries, bus, lorry, taxi, parcel delivery etc.
So more time on the road mean greater chance of being involved in an accident.

Also bikers account for a large number of deaths and again most bikers are males.

Epicpriest

Grimlock wrote:

Apart from the woman run over by the looney man :rolleyes:
And just cos they dies mean they were involved in the accident, doesn't mean that the drivers where the one killed.
If you are looking at road death figure as an indicator between the sexes men on average put up more miles, all driving as an occupation are pretty much male dominated industries, bus, lorry, taxi, parcel delivery etc.
So more time on the road mean greater chance of being involved in an accident.

Also bikers account for a large number of deaths and again most bikers are males.

They should ban men from driving. Apart from me. i'll give ye's all lifts if you need.

Heinrich

BAD WOMEN DRIVERS ARE THOSE WHO DRIVE LIKE THE MEN!

Beruthiel

Epicpriest wrote:

I think it's just insurance companies stereotyping..

Why of course it is.
Insurance companies don't base their decisions on profit, they just make stuff up by stereotyping

maidhc

Women from my experience are unable to forsee things like:

a) The fact the traffic lights will turn green now that the other cars have stopped
b) That truck in front is only doing 20mph so pulling into the overtaking lane is a good idea
c) The person in the merging lane is going to want to merge
d) The person trying to change lanes would like to be shown the courtesy to be allowed to do so.
e) Some people view their cars as more than appliances and are entitled to do so.

Grimlock

Epicpriest wrote:

I think it's just insurance companies stereotyping.

Out of all the fellas i know around their 20's who drive cars, maybe about 2 of them are boy racers. The rest all drive things like polo's and stuff. I also know a couple of girl boy racers (;-D) and they are just as bad. So i think that picking a small percentage of assholes and then painting everyone in that age range with the same brush is terrible.

Don't be so myopic. Insurance companies work with figures, and they base it on what they have to pay out each year.
That's why a 20 year old from Louth pays a higher premium than a 20 year old male from Roscommon. Are the insurance companies picking on Louth people? No, they are looking at facts and past indicators. 4 of the 5 most dangerous roads in the country run throgh Louth, therefore the chances of the individual being involved in an accident are greater than the Roscommon male, as such the Louth male will ahave a higher premium.

The fact IS that males (young males) on average are more likely to be involved in a SERIOUS road accident, as such they have a higher premium.

Grimlock

maidhc wrote:

Women from my experience are unable to forsee things like:

a) The fact the traffic lights will turn green now that the other cars have stopped
b) That truck in front is only doing 20mph so pulling into the overtaking lane is a good idea
c) The person in the merging lane is going to want to merge
d) The person trying to change lanes would like to be shown the courtesy to be allowed to do so.
e) Some people view their cars as more than appliances and are entitled to do so.

Very true but very few of these traits will cause a major accident.

keithclancy

Ahh ... i believe a far higher percentage of women on the roads are incompetant drivers than men.

1. They always talk while driving .. they just can't stay quiet for 5 minutes
2. Have you ever seen a man applying makeup while driving ?
3. Their more interested in how the car looks, rather than, if the tires are bald or are the brakes working etc... I've seen so many with completely bald tires or sparks coming off the brake disks, or they get upset with the engine blows up because they didn't check the oil in 2 years .. and the response... oh i wouldn't do that, thats a mechanics job

ITS ON THE DRIVING TEST .. DONT GIMMIE THAT CRAP

Thats me done

Boggle

The fact IS that males (young males) on average are more likely to be involved in a SERIOUS road accident, as such they have a higher premium.

Don't you think that the term male is a bit of a broadranging category that suits no-one barring the insurance companies? Its may be true that many more males cause fatal accidents but apart from their genitalia hanging outside instead of in, I would imagine I have nothing in common with most of them.

So why - despite driving nearly 10 years without a speeding ticket or an accident - do I still get penalised because of some other muppets have a d1ck??



Put it this way - if I were to claim that all men are better employees because, on average, they earn more than women I would be hailed as an idiot. You would rightly point out that there are external factors to be taken into account and people would actually CARE if I discriminated against women based on this "FACT".... why so don't they give a fcuk about your average male scapegoat when he gets discriminated against??

Beruthiel

maidhc wrote:

I am proud to be a bigoted chauvinist

keithclancy wrote:

yup, me too! aren't we great?!

.

maidhc

Beruthiel wrote:

.

Get over it. This is the motors forum, not the "personal issues" one.

Epicpriest

Boggle wrote:

Don't you think that the term male is a bit of a broadranging category that suits no-one barring the insurance companies? Its may be true that many more males cause fatal accidents but apart from their genitalia hanging outside instead of in, I would imagine I have nothing in common with most of them.

So why - despite driving nearly 10 years without a speeding ticket or an accident - do I still get penalised because of some other muppets have a d1ck??



Put it this way - if I were to claim that all men are better employees because, on average, they earn more than women I would be hailed as an idiot. You would rightly point out that there are external factors to be taken into account and people would actually CARE if I discriminated against women based on this "FACT".... why so don't they give a fcuk about your average male scapegoat when he gets discriminated against??

I think you should be interviewed or something before getting insured.

I am 25 and have a pretty good job, i have no intention of driving fast. When i have passengers i care for their well being and try to make the trip as smooth as possible. I don't race artound in a car worth 80 euros with an exhaust worth 300. I have a nice car that i'm proud of and i take care of it.

I don't discriminate against women because i love them

I'm just saying that each person should be quoted individually without taking other idiots into the equation

Rogueish

keithclancy wrote:

Ahh ... i believe a far higher percentage of women on the roads are incompetant drivers than men.

1. They always talk while driving .. they just can't stay quiet for 5 minutes

So all men are the string silent tyoe in the car. And what about talking on the mobile phone......

keithclancy wrote:

2. Have you ever seen a man applying makeup while driving ?

Have you ever seen a woman shaving while driving :rolleyes:

keithclancy wrote:

3. Their more interested in how the car looks, rather than, if the tires are bald or are the brakes working etc... I've seen so many with completely bald tires or sparks coming off the brake disks, or they get upset with the engine blows up because they didn't check the oil in 2 years .. and the response... oh i wouldn't do that, thats a mechanics job

It takes a bit of education NOT for anyone to be told how stupid are you cos you can't recognise x,y and z. I did my driving test five years ago and was never asked any of that! When I started driving my parents wouldn't let me take the car out until I could change a tyre by myself. I know how to fill petrol, check oil, water, the distilled water in the battery and brake fluid. The brake pads get checked every 12mths by the mechanic (more often if I think there is something wrong). Bald tyres I had to recently be shown how to check them... but I know now what to look for.

I'm not afraid to ask but God help the man who ridicules me for asking!!

As for how a car looks.... HA! you haven't seen my 'tip on wheels'

Beruthiel

maidhc wrote:

Get over it. This is the motors forum, not the "personal issues" one.

Get over what exactly?
The fact that you see a few women make mistakes and tar us all with the one brush? I don't think I will, you don't know every female in this country, you have nothing to base your slanted comments on.
Might I suggest that you get over yourself.

and what has PI got to do with anything? Are you suggesting that I don't post outside that forum? :rolleyes:
Did I touch one of your sensitive male nerves?

This site has a large ratio of men to women, I have every right to point out what I see as nothing more than male ego boosting.

Alun

Rogueish wrote:

Have you ever seen a woman shaving while driving :rolleyes:

No, but I live in hope

Duiske

To be fair to the women, I have 3 sisters who are fully licensed drivers and have never been involved in accidents, yet I have wrote off a car and a van and badly damaged a second car (belonging to one of my sisters ). About the van accident.....I was driving along happily when this women suddenly.....:rolleyes:

maidhc

Beruthiel wrote:

Get over what exactly?
The fact that you see a few women make mistakes and tar us all with the one brush? I don't think I will, you don't know every female in this country, you have nothing to base your slanted comments on.
Might I suggest that you get over yourself.

I merely base my observations on what I see. While women undoubtedly are involved in less *serious* accidents, they tend to be involved in more accidents and shunts. I think this is an accepted fact by most people who have posted here.

To say women are bad at something isn't being a bigoted chauvinist, it is an opinion. I said they are bad at certain aspects of driving, that is my opinion based on my observations. You may not agree, and you are well entitled to do so, but it still doesn't make me a bigot.

Beruthiel wrote:

This site has a large ratio of men to women, I have every right to point out what I see as nothing more than male ego boosting.

You have a right to say or post whatsoever you choose (although calling me a bigot strays into the definition of defamation). However the fact remains some people have an opinion women are worse drivers and they are entitled to that without getting a reprimand because it somehow upsets you.

keithclancy

Rogueish wrote:

So all men are the string silent tyoe in the car. And what about talking on the mobile phone......


Have you ever seen a woman shaving while driving :rolleyes:



It takes a bit of education NOT for anyone to be told how stupid are you cos you can't recognise x,y and z. I did my driving test five years ago and was never asked any of that! When I started driving my parents wouldn't let me take the car out until I could change a tyre by myself. I know how to fill petrol, check oil, water, the distilled water in the battery and brake fluid. The brake pads get checked every 12mths by the mechanic (more often if I think there is something wrong). Bald tyres I had to recently be shown how to check them... but I know now what to look for.

I'm not afraid to ask but God help the man who ridicules me for asking!!

As for how a car looks.... HA! you haven't seen my 'tip on wheels'

Actually i have seen a woman shaving while driving .......

And eh .. yes .. i would tell anyone to f*ck off and rtfm as i did .. get a haynes manual.

Get this one:
http://www.haynes.co.uk/webapp/wcs/stores/servlet/ProductDisplay?catalogId=10001&storeId=10001&productId=11629&langId=-1

Boggle

Beruthiel wrote:

The fact that you see a few women make mistakes and tar us all with the one brush?

But apparently its acceptable to tar all males as dangerous because of the mistakes of a few... ???

Grimlock

Boggle wrote:

Don't you think that the term male is a bit of a broadranging category that suits no-one barring the insurance companies? Its may be true that many more males cause fatal accidents but apart from their genitalia hanging outside instead of in, I would imagine I have nothing in common with most of them.

So why - despite driving nearly 10 years without a speeding ticket or an accident - do I still get penalised because of some other muppets have a d1ck??

Put it this way - if I were to claim that all men are better employees because, on average, they earn more than women I would be hailed as an idiot. You would rightly point out that there are external factors to be taken into account and people would actually CARE if I discriminated against women based on this "FACT".... why so don't they give a fcuk about your average male scapegoat when he gets discriminated against??

I'm not making excuses for insurance companies, I like you have never had so much as a speeding ticket or a scratch, but I'm still penalised for the actions of others, I don't think it's fair.

As I said earlier:
A fairer system would be to give everyone a small premium and then anyone found to have caused an accident raise their premium through the roof. That would make people think a bit more before they go racing around the roads. Would probably go a good way to alleviating our road death problems also.

Also rewarding those who drive accdient free.

Alun

Grimlock wrote:

A fairer system would be to give everyone a small premium and then anyone found to have caused an accident raise their premium through the roof. That would make people think a bit more before they go racing around the roads. Would probably go a good way to alleviating our road death problems also.

Also rewarding those who drive accdient free.

I've always thought that that would be much fairer system too. In the current system, you're "guilty until proven innocent", and start off with a massive premium which you have to work on to reduce over the years. Why not start off with the assumption that you're a good, careful driver, with affordable premiums, and then if you do make a claim that is your own fault, push the premium up sky high. Also allow a much higher number of years claim-free driving to contribute to your no-claims bonus instead of peaking at five like at the moment.

Boggle

I would agree grimlock. Trouble is I don't see it happening.

Currently, most males REQUIRE a car as most have to drive to work. Pub trans is not an option. The insurance companies know this and take advantage of the wreckless male sub-culture to penalise all blokes. They could present a much more detailed analysis, breaking it down into much more than black or white (with males being blacklisted) but as the catchment group is so much bigger when all men are grouped together they prefer not to.

What makes it easier is that nobody cares when young men are penalised... penalise a woman unjustly and see how long it takes to get condemned!!

maidhc

Boggle wrote:

What makes it easier is that nobody cares when young men are penalised... penalise a woman unjustly and see how long it takes to get condemned!!

I think though insurance has become much more reasonable in recent years. Although between my insurance and that of my female friends there is a difference, it is only a couple of hundred, rather than the couple of thousand it once could have been.

Blitzkrieger

I was going to not bother my ass replying to this cos it's the same old ****e that gets posted every other week, but I feel a bout of tourettes coming on..

gerrycollins wrote:

The stats show clearly that men are more likely to crash that women

No they do not. Are you blind or just ****ing stupid? How many people in this very thread stated the complete opposite, even before you posted? The stats do not show men are more likely to crash - women have far more accidents and far more insurance claims than men. Most insurance companies even believe that the disparity is larger than the stats reveal, because most are of such a minor nature that they go unreported. Women are 10 times more likely to hit a stationary object than men. It's not ****ing chauvinism - it's a biological fact. Out brains work differentely.

I posted a long topic moaning about this years ago and what's changed? Nothing. I won't even use an exclamation point cos I'm not ****ing surprised. You can tell people 'till you're blue in the face and they'll still think women are better drivers because they pay lower insurance premiums. People are too ****ing stupid to listen to anything that doesn't concur with their preconceived notions about the world.

There has been a lobby group about this around for years, and what have they achieved? Insurance companies still make more profit off young male drivers than anyone else. Do you think they're going to redress the balance? You'd think the goverment would get a photo op by doing something about it but what do they care - people will vote the same useless ***** in anyway.

Boggle

Well said Blitzkrieger... Actually wrote a letter to the EU equality thingy years ago and it was to be addressed but the bill was dropped due to pressure from vested interests.

Unfortunately, as long as blokes only passively complain and do not have the interest or energy to effectively turn dublin into a car-park then nothing will be done to rectify the situation. (Unless someone can afford a good solicitor to sue the planks!!)