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House Purchase Loan from council

  • 13-10-2014 6:20pm
    #1
    GinaI
    Registered Users Posts: 103 ✭✭


    Hi All,

    I am wondering if anyone has got a House Purchase Loan from council? I've read the rules and it says "Applicants must prove that they have sought a mortgage from two lenders and have been refused funding."

    I am wondering what would count as a refusal? If was offered 70K mortgage from the bank instead of 120K I was looking for, that would count as a refusal, right?

    I personally don't know anyone who got a loan from the council, so any information is greatly appreciated.


Comments

  • #2
    Gatling
    Registered Users, Registered Users 2 Posts: 40,291 ✭✭✭✭Gatling


    I believe you have to be refused from 2 different banks ie totally denied a mortgage .
    Have you tried speaking with the council directly first
    360_F_102352090_ie3kLjDIvgrT1sxVDknWCUh8PxgMYzM7.jpg




  • #3
    D3PO
    Registered Users, Registered Users 2 Posts: 7,879 ✭✭✭D3PO


    being offered less than you want is not considered a refusal so based on your opening post your inelligible for such a loan.

    im also pretty sure that there are very few if any councils still running this scheme.


  • #4
    athtrasna
    Closed Accounts Posts: 13,420 ✭✭✭✭athtrasna


    D3PO wrote: »
    im also pretty sure that there are very few if any councils still running this scheme.

    Colleague got one from Fingal last year


  • #5
    snubbleste
    Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    http://www.homechoiceloan.ie/


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