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Do Penalty Points Effect Classic Insurance.

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  • 30-08-2015 7:18pm
    #1
    JK82
    Registered Users Posts: 60 ✭✭


    Hi I have had a completely clean driving record since I started driving 16 years ago however today in a lapse of concentration I found myself going past a speed van doing over the limit in a 60kph area. Completely kicking myself since! I'm not really worried about the effect on daily driver as if I get points and a fine it won't have much of an impact. What's worrying me is will I still be able to get classic insurance for my Toyota Mr2 Mk1 with penalty points?


Comments

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    #2
    Max Headroom
    Registered Users Posts: 7,101 ✭✭✭Max Headroom


    yes...if you forget to mention them...;);)



    most if not all companies ignore a couple of points, ...


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    #3
    homingbird
    Registered Users Posts: 1,272 ✭✭✭homingbird


    i heard it can take up to 6 weeks to find out in the post if you are got for penalty points is this true .


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    #4
    JK82
    Registered Users Posts: 60 ✭✭JK82


    Max Headroom wrote: »
    yes...if you forget to mention them...;);)



    most if not all companies ignore a couple of points, ...



    Thank you. I would of course be declaring them if I do get some. I'm usually so careful so I'm really angry with myself.


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    #5
    Dr Turk Turkelton
    Registered Users Posts: 2,906 ✭✭✭Dr Turk Turkelton


    Are you sure your friend "John" that was home on holidays from America wasn't driving?
    If "he" was to pay the fine for the points "he" racked up I don't think there would be any problem.


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    #6
    winnie the schtink
    Registered Users Posts: 287 ✭✭winnie the schtink


    no points in 16 years:eek: sure you are not getting value out of your licence


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    #7
    bikeresearcher
    Registered Users Posts: 34 ✭bikeresearcher


    Max Headroom wrote: »
    yes...if you forget to mention them...;);)



    most if not all companies ignore a couple of points, ...

    Yes that was my experience too. I got a couple of points a few years back and rang the insurance company to let them know. They had zero interest.


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    #8
    johndaman66
    Registered Users Posts: 4,095 ✭✭✭johndaman66


    My insurance (non classic policy) was loaded by around €30 last time round for having two penalty points for speeding. I'm not contending that its a lot of money but just saying it as so many people would seem to under the illusion that 2 or 3 points won't affect your insurance in the slightest. Five or six points or more and I'd imagine that loading would ratchet right up.


    What a lot of people seem to ignore about motor insurance is that these sort of things vary across the board depending on the insurance company your dealing with..


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    #9
    Skatedude
    Registered Users Posts: 2,674 ✭✭✭Skatedude


    I only have classic insurance and the renewal form states that i need to declare, but dont have any points. i would be more worried about voiding your insurance by not declaring. but it should have no effect on getting classic insurance , just have to possibly pay a little more.


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