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Sale Agreed?

  • 20-06-2015 4:58pm
    #1
    CaraMay
    Banned (with Prison Access) Posts: 4,652 ✭✭✭


    There is a house we are very interested in buying and we think it will sell quickly.

    We would need to get some mortgage and as the house had been sale agreed and just put back on the market, we are only starting with the nortgage now.

    We would also want a structural report. How does it work? Can we pay a deposit subject to a satisfactory report? Do you need to sign a contract for it to go sale agreed?


Comments

  • #2
    P. Breathnach
    Registered Users, Registered Users 2 Posts: 12,089 ✭✭✭✭P. Breathnach


    You can make an offer subject to survey and subject to mortgage approval. If the seller is satisfied with the offer, he/she might agree to sell to you under those conditions. You are then expected to pay a deposit to show that you are serious (typically between €5k and €15k). Nobody is irrevocably committed at this stage, and if the survey shows up problems that you think too serious or if your mortgage application is turned down, you can pull out of the deal and get your money back. You could be out of pocket for the survey (between about €300 and €1000, depending on circumstances).

    A vendor who has had one sale fail might be slow to go sale agreed a second time, and might choose to wait it out until you have had the survey done and had a reply from your lender.


  • #3
    CaraMay
    Banned (with Prison Access) Posts: 4,652 ✭✭✭CaraMay


    Thanks the house is being sold by the bànk and went sale agreed at 200K. It's back at 175k and I get the impression the bank are fixed with x price and the estate agent would grab that and run

    What would you go in at?


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