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Gross pay/ pay for income tax

  • 08-04-2021 11:16pm
    #1
    thestar
    Registered Users Posts: 503 ✭✭✭


    Hi,

    I'm currently applying for a mortgage.

    I see from my revenue that my gross pay is X and my pay for income tax is Y.

    Gross pay is the higher figure.

    What figure would I be using as my salary figure?

    5K in the difference.

    Thanks


Comments

  • #2
    DataDude
    Registered Users, Registered Users 2 Posts: 1,243 ✭✭✭DataDude


    thestar wrote: »
    Hi,

    I'm currently applying for a mortgage.

    I see from my revenue that my gross pay is X and my pay for income tax is Y.

    Gross pay is the higher figure.

    What figure would I be using as my salary figure?

    5K in the difference.

    Thanks

    Usually this relates to non-taxable deductions from your gross pay (pension contribution most likely). They’ll use the higher gross pay figure for the purposes of a mortgage calculation.


  • #3
    DmanDmythDledge
    Registered Users, Registered Users 2 Posts: 885 ✭✭✭DmanDmythDledge


    DataDude wrote: »
    Usually this relates to non-taxable deductions from your gross pay (pension contribution most likely). They’ll use the higher gross pay figure for the purposes of a mortgage calculation.
    That's correct re the mortgage application but assume that's a typo saying pension is a non-taxable deduction? Because the difference here is the higher amount is subject to USC and lower amount subject to income tax most likely due to pension contributions


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