Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi all! We have been experiencing an issue on site where threads have been missing the latest postings. The platform host Vanilla are working on this issue. A workaround that has been used by some is to navigate back from 1 to 10+ pages to re-sync the thread and this will then show the latest posts. Thanks, Mike.
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

How can someone in their 30s afford a house - PLEASE READ MOD WARNING IN OP

1…89111314…25

Comments

  • #502
    milhous
    Registered Users Posts: 415 ✭✭milhous


    Deleted User wrote: »
    There are many similar threads on boards and I don't understand why some people can't just admit that its more difficult than ever to buy a house, particularly in Dublin.

    Its not even a discussion, its a fact backed up by the number of people now living in Meath, Kildare, Laois, Wicklow.

    Its not because people have a Netflix or Spotify account. Its not because people go out and have a bit of fun once in awhile.

    Somebody mentioned 50K not being a great salary. Well more than half the country earn less. I know software developers that are on 50K. Half the multi national companies dont actually directly hire too many people. They outsource major parts of their operation to companies that will do it for cheaper and pay lower salaries.

    Its these low salaries and high house costs that is the issue.

    This is exactly it.. Half the country, not Dublin..


  • #503
    s7ryf3925pivug
    Closed Accounts Posts: 4,007 ✭✭✭s7ryf3925pivug


    Acquire enough money to pay the deposit plus at least 5k. Demonstrate capacity by saving enough monthly or paying rent - shows you'll be able to pay repayments. Pay your bills so your credit rating doesnt get affected. Look after your health so you don't get loading on mortgage protection.

    Right now rents are verging on punitive so saving is difficult if you have to pay rent. Hopefully that will change though. If you can get work outside Dublin then you should look at houses outside Dublin. My house was a fraction of the cost of a similar place in Dublin. Rents are also a lot lower.


  • #504
    GoneHome
    Registered Users Posts: 1,783 ✭✭✭GoneHome


    Deleted User wrote: »
    Its these low salaries and high house costs that is the issue.

    No it's not, it's LOCATION is the issue, you could be working in the local supermarket where I live (rural county Limerick) and earn enough to buy a decent three-bed house quite easily.


  • #505
    s7ryf3925pivug
    Closed Accounts Posts: 4,007 ✭✭✭s7ryf3925pivug


    GoneHome wrote: »
    No it's not, it's LOCATION is the issue, you could be working in the local supermarket where I live (rural county Limerick) and earn enough to buy a decent three-bed house quite easily.
    Yeah Co Limerick for me too. Half acre 20 min from my job. You wouldnt get a bedsit in dublin for the price it was.


  • #506
    Yurt2
    Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2


    Cyrus wrote: »
    So what communism / socialism ?

    FFS. This, ladies and gentlemen, is why we'll never get our act together with regards housing and will likely suffer bubbles and crashes in perpetuity.

    Yeah, continental style solutions with a good mix of private, public, and cooperative housing with decent tenant protections and appropriate land value taxes is communism.

    Raise the red flag comrades, all power to the Soviets.

    I really wonder about this country sometimes.


  • #507
    Wanderer78
    Registered Users, Registered Users 2 Posts: 29,909 ✭✭✭✭Wanderer78


    Yurt! wrote:
    Yeah, continental style solutions with a good mix of private, public, and cooperative housing with decent tenant protections and appropriate land value taxes is communism.


    Tis indeed disturbing when people start trotting out the ould communism/socialism crap alright


  • #508
    Old Rudge
    Registered Users Posts: 16 ✭Old Rudge


    There's a lot of luck to housing.

    I was lucky, had no student loans and within 3 years of working at 26 was able to buy a 3 bed in a nice area of Cork. Had I done everything exactly the same; in term of savings, spending habits, college course etc but was 5 years younger instead of paying 179k in early 2002 I would have being paying 350k in 2007.


    I'd like to spin it that it was because of my work ethic/the way I was brought up etc, and there is some truth to it, but primarily I was lucky. The seller's wife was heavily pregnant, house needed a little work and he accepted a low ball offer following a brief Sept 11 dip in prices.

    If you go around the place expecting fairness you will mostly be disappointed.


  • #509
    Kidkinobe
    Site Banned Posts: 160 ✭✭Kidkinobe


    I went to look at a house about a week ago, an hour from Dublin...I went back yesterday with the thought of putting an offer in if it looked as good second time around...Agent told me there was 10 offers ahead of me, 5 different buyers and all with 'cash offers' and all out bidding each other...its gone up 15k over the advertised price. Im going to put an offer on it too, also a cash buyer.
    At both viewings, the majority of lookers were in their 30s. Some with mum and dad milling around pointing out the faults with the joint with their child already discussing paint colours with their partner...


  • #510
    Cyrus
    Registered Users, Registered Users 2 Posts: 20,263 ✭✭✭✭Cyrus


    Wanderer78 wrote: »
    Tis indeed disturbing when people start trotting out the ould communism/socialism crap alright

    it sure is :pac:


  • Advertisement
  • #511
    Cyrus
    Registered Users, Registered Users 2 Posts: 20,263 ✭✭✭✭Cyrus


    Yurt! wrote: »
    FFS. This, ladies and gentlemen, is why we'll never get our act together with regards housing and will likely suffer bubbles and crashes in perpetuity.

    Yeah, continental style solutions with a good mix of private, public, and cooperative housing with decent tenant protections and appropriate land value taxes is communism.

    Raise the red flag comrades, all power to the Soviets.

    I really wonder about this country sometimes.

    where are you referring to, which continental solution?


  • #512
    oceanman
    Registered Users, Registered Users 2 Posts: 1,766 ✭✭✭oceanman


    GreeBo wrote: »

    Its completely irrational to link these things nevermind the fact that 50k isn't some successful career, its a shop floor worker.
    Do you think every shop floor worker is entitled to live in their own house in the capital city?
    Why on earth would that be true?
    since when was 50k a shop floor workers wage??


  • #513
    klaaaz
    Registered Users Posts: 1,628 ✭✭✭klaaaz


    Yurt! wrote: »
    FFS. This, ladies and gentlemen, is why we'll never get our act together with regards housing and will likely suffer bubbles and crashes in perpetuity.

    Yeah, continental style solutions with a good mix of private, public, and cooperative housing with decent tenant protections and appropriate land value taxes is communism.

    Raise the red flag comrades, all power to the Soviets.

    I really wonder about this country sometimes.

    Yeh that nasty socialism having it's positive housing affects in Scandinavia.

    But let's continue with the FFG capitalist version of housing, let's keep driving the prices up until the wealthy will end up as the only ones who can afford a roof over their heads.


  • #514
    [Deleted User]
    Posts: 17,728 ✭✭✭✭ [Deleted User]


    lainey_d_123 wrote: »
    ........

    But thanks for making it clear to everyone what YOU think of Polish shop assistants.

    https://www.boards.ie/vbulletin/showpost.php?p=109420163&postcount=479

    I didn't bring up the nationality of any shop assistants, that was you. Why you did I don't know but as I said shop assistants earn nearly what you do. I also didn't mention 10 to a room, either, again that was you and your views..........I just pointed out you have awful views as you said " a city full of b@nker w@nkers and Polish shop assistants living 10 to a room"

    lainey_d_123 wrote: »
    Why are you obsessed with the numbers? Do you know what house prices will be like 5 years from now? If after five years of saving as much as I possibly can (bearing in mind I'm aiming for salary increases in that time), I can't afford a deposit on a small flat, and I can't qualify for a mortgage, then it's too expensive.

    You're on €1800/month ish after tax currently and claim that you can save very little.

    That is the issue, you have some way to go before you can worry about the actual price of property. If in 5 years time you have saved €10k and are on €35k gross and you can't afford to buy a flat the price of the flat won't be the issue, your savings and income will be :)

    You're wages are woeful, they are akin to someone in the mid 90s taking home IR£150/week (my first job the full timers took that home) ....... noone of them were buying property either, they couldn't afford it.


  • #515
    mariaalice
    Registered Users, Registered Users 2 Posts: 12,630 ✭✭✭✭mariaalice


    Yurt! wrote: »
    FFS. This, ladies and gentlemen, is why we'll never get our act together with regards housing and will likely suffer bubbles and crashes in perpetuity.

    Yeah, continental style solutions with a good mix of private, public, and cooperative housing with decent tenant protections and appropriate land value taxes is communism.

    Raise the red flag comrades, all power to the Soviets.

    I really wonder about this country sometimes.

    The reason it works for them is culture they have lived like that for generations it does not mean it would work here however, look at the reaction to developers having to provide 10% social housing.

    Culture plays a huge part in these things.


  • #516
    baby and crumble
    Registered Users, Registered Users 2 Posts: 8,512 ✭✭✭baby and crumble


    GreeBo wrote: »
    50k isn't some successful career, its a shop floor worker.

    :rolleyes:

    FFS. I have 2 masters degrees working in a well paid charity sector job and my FTE (I work 4 days because we don't get funding for a 5 day post for me) is €43k gross after 4 years in position.

    You are woefully out of touch if you think as shop floor worker is €50k.


  • Advertisement
  • #517
    [Deleted User]
    Posts: 17,728 ✭✭✭✭ [Deleted User]


    baby and crumble wrote: »
    .........a well paid charity sector job ..............

    Indeed, well know pocket liners.


  • #518
    lainey_d_123
    Registered Users Posts: 2,385 ✭✭✭lainey_d_123


    oceanman wrote: »
    since when was 50k a shop floor workers wage??

    This is proof of how utterly out of touch he is with reality. Most rich people don't realise they're rich and assume everyone else is earning about the same. 50K is over the average (and median) Dublin wage. There are plenty of professionals making that, including mid level software developers. Shop floor workers are making minimum wage, or just slightly above it.

    Anyone who thinks 50k is a shop floor workers wage has to be either dim or detached from reality.


  • #519
    Yurt2
    Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2


    mariaalice wrote: »
    The reason it works for them is culture they have lived like that for generations it does not mean it would work here however look at the reaction to developers having to provide 10% social housing.

    Culture plays a huge part in these things.

    Agreed. Ireland's erratic housing 'market' (both rental and for purchase) is by and large cultural. This thread is evidence of that. Where the OP and another poster posit that they lack housing stability and are seeking a way out: the best some other posters can come up with is 'be less poor.'

    I know we're in the EU, but culturally, we're fundamentally Texans. Rabid individualists. We talk a big game about community in this country, but for the most part it's all against all. People who lucked out in the property market, purchasing at the right time, got the promotion because old man Murphy took early retirement (and good luck to them) think it's all down to their own brilliance and hard work. Anyone in a less fortunate circumstance, well, it's a character defect.


    A dignified housing model would ensure someone like Lainey (who I'm sure works hard) has a semblance of stability, even though she isn't fortunate enough at this particular juncture to earn enough to purchase a house.


  • #520
    Yurt2
    Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2


    Augeo wrote: »
    Indeed, well know pocket liners.


    Charming.


  • #521
    baby and crumble
    Registered Users, Registered Users 2 Posts: 8,512 ✭✭✭baby and crumble


    Augeo wrote: »
    Indeed, well know pocket liners.

    tenor.gif


  • Advertisement
  • #522
    [Deleted User]
    Posts: 17,728 ✭✭✭✭ [Deleted User]


    Well you aren't going to be a big earner if they can't even get funding for full time hours, that's fairly basic stuff.
    Big title maybe but that doesn't line the pocket...........and 2 masters, wow.


  • #523
    Graham
    Moderators, Society & Culture Moderators Posts: 17,642 Mod ✭✭✭✭Graham


    Mod Note

    I see we have a few new posters, welcome to Accommodation & Property. Please take a minute to read over the forum charter.

    For everyone new and old, please leave out the personal digs/trolling/political soapboxing. We do expect a reasonable standard of posting here in A & P, some of the recent posts are well below reasonable.

    Thanks


  • #524
    Yurt2
    Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭Yurt2


    <MOD SNIP>

    Read previous post.


  • #525
    lainey_d_123
    Registered Users Posts: 2,385 ✭✭✭lainey_d_123


    Augeo wrote: »
    https://www.boards.ie/vbulletin/showpost.php?p=109420163&postcount=479

    I didn't bring up the nationality of any shop assistants, that was you. Why you did I don't know but as I said shop assistants earn nearly what you do. I also didn't mention 10 to a room, either, again that was you and your views..........I just pointed out you have awful views as you said " a city full of b@nker w@nkers and Polish shop assistants living 10 to a room"

    How is this an example of 'awful views'? This is exactly what's happened in London. Entire swathes of zones 1 and 2 full of either filthy rich people or eastern Europeans on minimum wage crammed into rooms. You asked why I mentioned their nationality - well, they tend to stay 2-3 years, saving every penny and then go home and buy their houses there. I have plenty of friends who've done that. Obviously this strategy doesn't work for native British or Irish people, because they can't leverage the higher income earned in London/Dublin and then go home to build or buy a home in Poland or Romania. Hope that makes sense to you. I would say 'awful views' are saying that anyone who isn't making well above average money and who needs to live in Dublin for work doesn't deserve a modest flat anywhere in the capital, but each to their own.

    You're on €1800/month ish after tax currently and claim that you can save very little.

    That is the issue, you have some way to go before you can worry about the actual price of property. If in 5 years time you have saved €10k and are on €35k gross and you can't afford to buy a flat the price of the flat won't be the issue, your savings and income will be :)

    You're wages are woeful, they are akin to someone in the mid 90s taking home IR£150/week (my first job the full timers took that home) ....... noone of them were buying property either, they couldn't afford it.

    Well, sure, I get that. I'm explaining *why* I haven't been able to earn more so far. It's certainly not out of laziness or lack of ambition. I've had a lot of bad luck with my health and the way the economy went, and I've just been trying to keep my head above water. And I'm far from the only one. This narrative of people who can't afford to buy frittering away their money or being too lazy to work hard is toxic. The thing is, I'm now retraining (at my own expense) and even when I do get a job in the new career, it's still not going to be amazing. It'll probably take the best part of a decade to be on 'good' money. Most people are not on great money. I don't know why some of you seem to think it's so outrageous that someone making average money could expect to buy a home.


  • #526
    baby and crumble
    Registered Users, Registered Users 2 Posts: 8,512 ✭✭✭baby and crumble


    Augeo wrote: »
    Well you aren't going to be a big earner if they can't even get funding for full time hours, that's fairly basic stuff.
    Big title maybe but that doesn't line the pocket...........and 2 masters, wow.

    My point there is that I have a decently paid job in Dublin. On my own, I would struggle to buy a house anywhere at the moment. Yet some posters seem to think that shop floor workers earn €50k easily and still shouldn't be able to buy a house in our capital city.

    This isn't about someone in their mid-thirties wanting a mansion in Dalkey handed to them. This is about the sustainability of our housing market vs wages vs living conditions vs the structure of our economy that means that large chunks of employment is only available in big cities.


  • #527
    lainey_d_123
    Registered Users Posts: 2,385 ✭✭✭lainey_d_123


    Augeo wrote: »
    Well you aren't going to be a big earner if they can't even get funding for full time hours, that's fairly basic stuff.
    Big title maybe but that doesn't line the pocket...........and 2 masters, wow.

    But 43K is a perfectly decent salary. It's above average for Dublin. You just seem to have no idea what normal people earn. Do you think everyone in a professional career is on 80K?


  • #528
    GreeBo
    Registered Users, Registered Users 2 Posts: 27,253 ✭✭✭✭GreeBo


    baby and crumble wrote: »
    . My best friend bought pretty much the same house in D6 (same council architect, built in the 50’s, etc) and it cost them three times what we paid. That makes no sense.

    That makes perfect sense!

    Its supply and demand 101.


  • #529
    GreeBo
    Registered Users, Registered Users 2 Posts: 27,253 ✭✭✭✭GreeBo


    lainey_d_123 wrote: »
    But 43K is a perfectly decent salary. It's above average for Dublin. You just seem to have no idea what normal people earn. Do you think everyone in a professional career is on 80K?

    Do you think everyone in a professional career is living in the nice part of Dublin?


  • #530
    GreeBo
    Registered Users, Registered Users 2 Posts: 27,253 ✭✭✭✭GreeBo


    lainey_d_123 wrote: »
    Why are you obsessed with the numbers? Do you know what house prices will be like 5 years from now? If after five years of saving as much as I possibly can (bearing in mind I'm aiming for salary increases in that time), I can't afford a deposit on a small flat, and I can't qualify for a mortgage, then it's too expensive.

    You can afford one, you just cant afford one in the place you *want* to live.
    We are going to get nowhere unless you accept this most basic of facts.


  • #531
    [Deleted User]
    Posts: 17,728 ✭✭✭✭ [Deleted User]


    lainey_d_123 wrote: »
    ................or eastern Europeans on minimum wage crammed into rooms.............

    OMG ..........you are persisting with this terrible view.
    I know many Eastern Europeans and none of them live 10 to a room.


  • Advertisement
  • #532
    lainey_d_123
    Registered Users Posts: 2,385 ✭✭✭lainey_d_123


    GreeBo wrote: »
    You can afford one, you just cant afford one in the place you *want* to live.
    We are going to get nowhere unless you accept this most basic of facts.

    I can't. In five years, I might be on 40k if I'm lucky. What exactly can I buy on this? Cute how you think properties being listed online means you can just rock up and buy them, BTW. My ex's sister is a first time buyer (in her forties) with a very good job and she's seen loads of places she's been interested in, but the offers accepted ending up being way above asking price. Plenty of cash buyers around. Her issue isn't that she doesn't want to live in Tallaght, it's that she can't even do that.


  • #533
    [Deleted User]
    Posts: 17,728 ✭✭✭✭ [Deleted User]


    lainey_d_123 wrote: »
    But 43K is a perfectly decent salary. It's above average for Dublin. You just seem to have no idea what normal people earn. Do you think everyone in a professional career is on 80K?

    I earn a very nice wedge myself, I work in Dublin, I live in Kildare. Do you see me b1tching and moaning about not living/buying in a nice part of Dublin?


  • #534
    lainey_d_123
    Registered Users Posts: 2,385 ✭✭✭lainey_d_123


    Augeo wrote: »
    OMG ..........you are persisting with this terrible view.
    I know many Eastern Europeans and none of them live 10 to a room.

    Sigh.

    I didn't say ALL of them live ten to a room. I said plenty do live in overcrowded conditions, and that's the reason why. They can tolerate the awful conditions for a few years because it'll pay off in the long run. If they're only paying 200 euros a month in rent for half a bunk bed, that's a chunk of savings in the bank. I spent a few years in London in my twenties and worked with lots of people doing this, and found the same (to a lesser extent) in Dublin. The problem in some areas of London has gotten so bad that the councils started using drones to find illegal sheds in gardens which had multiple people living in them. I myself went to view a 500 pounds per month 'room' which ended up being half a garden shed with no heating. You honestly must live under a rock.


  • #535
    lainey_d_123
    Registered Users Posts: 2,385 ✭✭✭lainey_d_123


    Augeo wrote: »
    I earn a very nice wedge myself, I work in Dublin, I live in Kildare. Do you see me b1tching and moaning about not living/buying in a nice part of Dublin?

    Ooh Kildare, what hardship. What a horrible place to be.

    You're better off than most people, and you're patronising people worse off than yourself for wanting a fraction of what you have. That's an 'awful view', for sure.


  • #536
    baby and crumble
    Registered Users, Registered Users 2 Posts: 8,512 ✭✭✭baby and crumble


    Augeo wrote: »
    I earn a very nice wedge myself, I work in Dublin, I live in Kildare. Do you see me b1tching and moaning about not living/buying in a nice part of Dublin?

    I don't understand why wanting to live and work in close proximity to each other is a bad thing. I think most folks know they need to cut their cloth to suit their means.

    But just because you made that choice without thinking 'hang on a sec, surely there's a different way' and having conversations about it, don't look down on folks who question why it's not possible and how to address it.


  • #537
    GreeBo
    Registered Users, Registered Users 2 Posts: 27,253 ✭✭✭✭GreeBo


    baby and crumble wrote: »
    :rolleyes:

    FFS. I have 2 masters degrees working in a well paid charity sector job and my FTE (I work 4 days because we don't get funding for a 5 day post for me) is €43k gross after 4 years in position.

    You are woefully out of touch if you think as shop floor worker is €50k.

    I dont care if you have a PhD in nuclear physics, it doesnt mean you get to live wherever you want by default.


  • #538
    [Deleted User]
    Posts: 17,728 ✭✭✭✭ [Deleted User]


    lainey_d_123 wrote: »
    .......... You honestly must live under a rock.

    Not at all, your "half a bunk bed" phrase is very derogatory.
    People do what they need to do.......... .


  • #539
    [Deleted User]
    Posts: 17,728 ✭✭✭✭ [Deleted User]


    baby and crumble wrote: »
    I don't understand why wanting to live and work in close proximity to each other is a bad thing. I think most folks know they need to cut their cloth to suit their means.

    But just because you made that choice without thinking 'hang on a sec, surely there's a different way' and having conversations about it, don't look down on folks who question why it's not possible and how to address it.

    I live under 30 mins from work.......relatively close in proximity terms. Leave home at 8.30am, at work for 9am. Lovely. Home by 5.30pm.
    Dublin isn't just the city centre ;)

    You have no idea how I made the choice or what I considered BTW :)


  • #540
    GreeBo
    Registered Users, Registered Users 2 Posts: 27,253 ✭✭✭✭GreeBo


    baby and crumble wrote: »
    My point there is that I have a decently paid job in Dublin. On my own, I would struggle to buy a house anywhere at the moment. Yet some posters seem to think that shop floor workers earn €50k easily and still shouldn't be able to buy a house in our capital city.

    This isn't about someone in their mid-thirties wanting a mansion in Dalkey handed to them. This is about the sustainability of our housing market vs wages vs living conditions vs the structure of our economy that means that large chunks of employment is only available in big cities.
    lainey_d_123 wrote: »
    But 43K is a perfectly decent salary. It's above average for Dublin. You just seem to have no idea what normal people earn. Do you think everyone in a professional career is on 80K?

    What makes it "decent" other than your opinion that it is?

    I dont get why you just wont come out with the real issue here.
    You feel entitled to live in Dublin.


  • Advertisement
  • #541
    baby and crumble
    Registered Users, Registered Users 2 Posts: 8,512 ✭✭✭baby and crumble


    GreeBo wrote: »
    I dont care if you have a PhD in nuclear physics, it doesnt mean you get to live wherever you want by default.

    JESUS CHRIST.

    I never said i feel entitled to live wherever i want.

    I am a person who bought a house within their means because I couldn't afford where I wanted. I did that because i had no choice.

    Doesn't mean I can't question the system whereby the simple act of owning a house in an area or place that I would prefer (and like I have said MULTIPLE times, I'm not talking about a mansion. I would like to live in a 2 bed house or apartment in the libeerties. Hardly Ballsbrige) is impossible for someone on a decent wage.


  • #542
    lainey_d_123
    Registered Users Posts: 2,385 ✭✭✭lainey_d_123


    Augeo wrote: »
    Not at all, your "half a bunk bed" phrase is very derogatory.
    People do what they need to do.......... .

    How is it derogatory? Again, you are showing YOUR bias here. These people were friends, I worked with them, I went to their houses for dinner. Your posts absolutely reek of a privileged person who has no idea what it's like for people not in your position.

    What do you mean they do what they need to do? Well, obviously. I'm not blaming the people who live in those places. I'm blaming the government policies which allow this to happen. It's nothing short of obscene that thousands of properties in central London are left empty, as investments from foreign buyers, while key workers like nurses are forced to commute in from zone 9 and beyond. It's all well and good saying people should work hard and earn more, but not everyone can be a banker or a senior developer. We need nurses, we need binmen, we need cafe and shop workers. You think it's perfectly acceptable for these people to get up literally in the middle of the night and commute to work on a night bus because government policies have made it impossible for them to buy or even rent a place anywhere remotely close to work.

    You just don't get it. You've chosen to live in a nice leafy part of the country and commute to your well-paid job in Dublin. You're part of the top few percent. Not everyone can have your lifestyle. The economy doesn't work like that. It used to be that 'normal' people in both London or Dublin could buy modest homes on average salaries to raise their families in. Now the living standards are getting lower and lower and lower for the majority, and you think it's grand.

    And I'm the one with the 'awful views'.


  • #543
    GreeBo
    Registered Users, Registered Users 2 Posts: 27,253 ✭✭✭✭GreeBo


    lainey_d_123 wrote: »
    I can't. In five years, I might be on 40k if I'm lucky. What exactly can I buy on this? Cute how you think properties being listed online means you can just rock up and buy them, BTW. My ex's sister is a first time buyer (in her forties) with a very good job and she's seen loads of places she's been interested in, but the offers accepted ending up being way above asking price. Plenty of cash buyers around. Her issue isn't that she doesn't want to live in Tallaght, it's that she can't even do that.

    Ok so then, you, with your low single income cannot afford to live in a house or apartment by yourself in Dublin.
    So your options are rent/share or live outside Dublin.

    Why you see this as societies problem and a mark of a dysfunctional housing market is beyond me.

    I could build 5,000 houses tomorrow and sell them for 100K each and they would be snapped up without you getting one. So then I build another 5,000 and the same happens. At what point does this become your problem and not everyone elses problem?

    There is only so much land to build houses on in Dublin, hence demand is outstripping supply.

    There are 31 properties for sale in Dublin right now for under 150K, 1 and 2 beds. But you dont want to live in those places because you have 2 masters and deserve more than having to live in Balbriggan.


  • #544
    lainey_d_123
    Registered Users Posts: 2,385 ✭✭✭lainey_d_123


    GreeBo wrote: »
    What makes it "decent" other than your opinion that it is?

    I dont get why you just wont come out with the real issue here.
    You feel entitled to live in Dublin.

    Because it's bloody well above average income, and is a totally normal income for a professional job! The statistics are out there! What do YOU think most people earn?


  • #545
    Ush1
    Registered Users, Registered Users 2 Posts: 11,476 ✭✭✭✭Ush1


    baby and crumble wrote: »
    JESUS CHRIST.

    I never said i feel entitled to live wherever i want.

    I am a person who bought a house within their means because I couldn't afford where I wanted. I did that because i had no choice.

    Doesn't mean I can't question the system whereby the simple act of owning a house in an area or place that I would prefer (and like I have said MULTIPLE times, I'm not talking about a mansion. I would like to live in a 2 bed house or apartment in the libeerties. Hardly Ballsbrige) is impossible for someone on a decent wage.

    It's not impossible but 42k isn't a high wage in Dublin so doing so on your own you would need to save up a decent deposit.

    https://www.myhome.ie/residential/dublin/property-for-sale-in-dublin-8?maxprice=200000

    Also Dublin 8 is fairly central so will always have higher demand.


  • #546
    GreeBo
    Registered Users, Registered Users 2 Posts: 27,253 ✭✭✭✭GreeBo


    baby and crumble wrote: »
    JESUS CHRIST.

    I never said i feel entitled to live wherever i want.

    I am a person who bought a house within their means because I couldn't afford where I wanted. I did that because i had no choice.

    Doesn't mean I can't question the system whereby the simple act of owning a house in an area or place that I would prefer (and like I have said MULTIPLE times, I'm not talking about a mansion. I would like to live in a 2 bed house or apartment in the libeerties. Hardly Ballsbrige) is impossible for someone on a decent wage.

    Oh my mistake, you only want to live in the middle of the city centre of the capital city.

    You dont think that sort of place would be in high demand?
    You dont think high demand pushes up prices?
    You dont think that there is ALWAYS going to be high demand for...high demand areas...irrespective of how many houses are built within Dublin.

    They are called high demand for a reason, its because there is little supply and lots of demand.
    How do you suggest we increase the supply of housing in the liberties exactly?


  • Advertisement
  • #547
    mariaalice
    Registered Users, Registered Users 2 Posts: 12,630 ✭✭✭✭mariaalice


    lainey_d_123 wrote: »
    Places with gangs of tracksuits intimidating random passersby, lots of drug related activity, things like that. I'd like to live anywhere reasonably safe and pleasant.

    Its things like this where you are losing people, it's not an either-or situation. It would be more realistic to say they can't afford where they would like to live. Buying in Dublin is hard on one salary but not impossible.

    The was an article in the property section of the Irish time a few weeks ago about a woman on average salary purchased a new apartment in Lucan using help to buy.


  • #548
    lainey_d_123
    Registered Users Posts: 2,385 ✭✭✭lainey_d_123


    Ush1 wrote: »
    It's not impossible but 42k isn't a high wage in Dublin so doing so on your own you would need to save up a decent deposit.

    https://www.myhome.ie/residential/dublin/property-for-sale-in-dublin-8?maxprice=200000

    Also Dublin 8 is fairly central so will always have higher demand.

    It's hardly posh though, is it? Not overly safe, either. It's exactly the kind of normal, working class area that people used to buy in no bother with an average or lower than average income.


  • #549
    baby and crumble
    Registered Users, Registered Users 2 Posts: 8,512 ✭✭✭baby and crumble


    Ush1 wrote: »
    It's not impossible but 42k isn't a high wage in Dublin so doing so on your own you would need to save up a decent deposit.

    https://www.myhome.ie/residential/dublin/property-for-sale-in-dublin-8?maxprice=200000

    Also Dublin 8 is fairly central so will always have higher demand.

    Oooh, wow, 17 WHOLE HOUSES.

    I'm f*cking done here. This is just a nonsensical thread at this stage.


  • #550
    GreeBo
    Registered Users, Registered Users 2 Posts: 27,253 ✭✭✭✭GreeBo


    lainey_d_123 wrote: »
    Because it's bloody well above average income, and is a totally normal income for a professional job! The statistics are out there! What do YOU think most people earn?

    What most people earn is irrelevant.
    People live where they can afford to live.
    You dont think that applies to you for some reason.


  • #551
    Ush1
    Registered Users, Registered Users 2 Posts: 11,476 ✭✭✭✭Ush1


    lainey_d_123 wrote: »
    Because it's bloody well above average income, and is a totally normal income for a professional job! The statistics are out there! What do YOU think most people earn?

    Average isn't a great indicator and I assume that is per person rather than per household. You will be competing against couples often.


  • Advertisement
Advertisement